>>530322956
>yeeeuuuuuropoor YYYEEEEUUROPOOOOOOOR
Get a small wound and that 5k saving turns into -20k medical bill you get to pay over 10 years
>yeeeuuyeuyeuyeuropoooooooor

Ok so what are these people spending their money on?

>>530322956
lmao I am actually richer than the average/median amerigolem

>>530322956
>tfw you work a shit job in third world Serbia and pay rent and still have more money saved than the median/average american has in savings/401k combined

>>530323239
>Living wage in the US is $26/hour
>Only 20% of workers earn more
>A used car is more than $5K
>That's all of a young American's savings

>Median Houses are $400K
>$5K doesn't even pay the mortgage fees

>>530323393
>>530323300

Most of the world, except Africa and Jeetland, has a higher quality of life than the "richest country in the world"

>>530323239
Gut-healthy juices and rotisserie chickens, those profligates

Joke's on you I mooch off my boomers

>>530322956
Those things are not required for life. That is illusion to breed the system. Your metrics of success were handed to you so you would give up your body and mind and buy the dream already prepared to crumble before you could sip it.

>>530323585
Remove top 0.1% richest in the US from statistics and the average salary and savings drops by like 40%.

>>530324014
Killing others instead of yourself, kill or be killed, eat or be eaten.
>The word was death, the word was without light.

how accurate is that info? looks pretty sad! iam trapped in the six figure hell and i feel poor as fuck and want to kms everyday

>>530322956
This life is purgatory, with the way things are today, we need Jesus more than ever

>>530324014
Well said, abandon the material, embrace the spiritual

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>>530324261
I use the "male suicide rate" index as an indicator of quality of life. Women, even in Muslim countries, are coddled and never have fears of hunger, death, or back-breaking work, and no one gives a shit about men, so the ease of living in a country can be shown by the male suicide rate. Harder countries have higher suicide rates.

There are outliers like Uruguay, but it is mostly a solid indicator for showing if a country is a miserable shithole or not

>>530322956
Who actually has savings in a bank account these days? The interest rates are so bad you are going to lose money due to inflation. A small emergency fund is all you should have in a bank account, the rest should be invested in the stock market.

I think what zoomers and millenials have not really appreciated about the houses is it’s not just the home prices and interest rates that are too high. Boomers are not only trying to gouge you but they lie on the sellers’ disclosure and take advantage of the market that has people waiving inspections. These houses need $50,000 to $100,000 of work just get up to code and be safe. You just don’t realize that until after you buy it. If you get an inspector he isn’t going to tell you shit because he wants to get paid too, and that only happens if the deal closes so he won’t risk telling you anything that could scare you off. And good luck saving money on the contractors. All the work you’ll have done will cost a fortune.

>>530325208
Unless you live in San Francisco or Hawaii, anyone can live on 6 figures. That's the problem, very very few Americans actually make $100K. Most Americans make like $20/hour

>>530325888
Well, it's hilarious too that I see falling apart shacks in New Mexico and Kansas going for $250K where the only two jobs available in a 30 mile distance are minimum wage.

That's another aspect I don't think people realize. Just because a rural location has cheaper houses or rent, doesn't mean you can actually get a job there

>>530322956
Listen to this Jew shill lol
No matter how bad things get at least we will have killed all the Jews

>>530322956
wow this makes me feel super successful

>>530324014
Yes goy

Just join the military and then get 4k/mo tax free inflation adjusted disability for the rest of your life

It’s the best hope of any poor young person these days to have a future. You can get millions of dollars (NPV, google it if you don’t know basic finance) by the time you’re 22. If you don’t believe me watch all the dumb niggers and fat people on the Caleb hammer show. They are all collecting money despite having nothing wrong with them and doing fucking nothing useful in the military.

>>530322956
Wow even I have more in the bank.

Dude the US is the easiest country on Earth to get by in and anyone who makes less than 60k a year here should be properly identified as a genetic dead end and gassed. It’s not that life in the US is untenable, it’s that life for people who can’t make in the US is untenable anywhere. With proper population controls from natural selection, these people wouldn’t have to suffer being alive and failing endlessly, they would have just starved, frozen, or been eaten by wolves, but since all of those selecting factors are gone now they just wander about crying for socialism and how hard everything is. It’s time to implement artificial controls on society.

>>530326545
>Just join the military and then get 4k/mo tax free inflation adjusted disability for the rest of your life

Yeah, well, this is EXACTLY what the Jews are trying to push zoomers into. They will dangle the carrot of (solving all of your problems) with le military to then send them to be turned into dog food.

That's the vast majority of the reasons why Zogbots join the military. If they didn't offer a bunch of benefits, NO ONE would ever join.

>Median 401k balance 16k
Grim.
This is why crypto is the future. When these people are old enough and realize they will retire in abject poverty they will panic and start voting to redistribute wealth from (You) to them.

>>530322956
Not a chance in hell that the average 30 year old has $42k in their 401k.
I was fortunate enough to not have rent or a car note when I was 28-35 and I sold weed on top of a full time job, contributing the max my company would match and I still only had $40k in mine at its max.

>>530326765
> to get by in

Lol. If it's so easy, why do only 20% of workers make more than $26/hour? Why is the male suicide rate in the US competitive with the Russian suicide rate (inb4, they're just weak. Switzerland has a much lower suicide rate and makes more according to le GDP per capita)? Why does the median savings of a young American only consist of $5K?

The median income of "full-time workers" in the US is $62K. So you are saying that half of them should just off themselves?

>>530327054
>Read the average and not the median

>>530327297
It is because our civilization selects for IQ and has only a mild need for manual labor. Anyone in a STEM or skilled trade is doing just fine. People who can’t (or won’t) do that type of work will struggle. It’ll only get worse as AI drastically decreases the need for things like HR, Payroll, data analysis, and all of the other ‘made up’ jobs that most average people filter into.

If it’s so bad for you here, I highly advise that you go somewhere else. Maybe Europe. The irony is that the Europeans will accurately identify most people who can’t make it in the US as a detriment to their country, whereas people like me could certainly leave, we just don’t want to because it would be a big pay reduction.

>>530325916
ehhhh you can survive comfortable on 6 figures, i would not say you can "LIVE" on it.

I make six figures and i survive comfortable.
But i define survive as
>Not worried about my next meal
>Can live about 4 months with out a job
>Can cover a 5k emergency
>Not hurting for want.
However im also VERY lucky in that i bought a condo when it was only 142k, now worth like 230k and my mortgage is only 1100 counting the HOA fee as well.
So, im paying less in mortgage then most people pay in rent.

100k is when you are able to survive with out issue but living starts around i would say 120k.

>>530328017
>Anyone in a STEM or skilled trade is doing just fine.

Lol. If they are 30 or older, yeah maybe. No zoomers who got an engineering degree are getting jobs though.

>>530328057
I don't know where the hell you live, but $100K is an extremely high wage in most areas and you can afford a house on that wage. The problem is MOST WILL NEVER MAKE $100K unless rent becomes $3000 per month.

>>530328017
Tell me your age and what your job is. The US offers for young men

>>530326128
Lmao my wife was looking up places that were rural and the nearest town was 15 mins away and had a population of 600. Next big town was an hour and pop of 15k. I asked her where I was suppose to work if we bought this place.

>>530329081
I work in the manufacturing sector and we have a ton of young electricians/tool and die workers/etc who make more than the average engineer in a lot of cases. I’m only 35 so it’s not like I’m a boomer. My generation cried and bitched about how hard it was too.

When I spoke to one of them, he mentioned that his tuition for electrical school was 1k a semester. He makes about 112k a year now.

The reality is that whining about civilization is not going to solve your problems. Something like 96% of your problems can be solved by you. It’s funny to me that people always go this route of learned helplessness.

Employee at bar/restaurant/Party City: ‘If only we just changed civilization I would be way more successful.’ The irony is, if we did, they would still be in the same position, and additionally they lack the means to even affect a change in the first place. If they were some insightful genius who deeply understood society’s problems in a nuanced way, they wouldn’t be in that position. It’s just bitching for the sake of it. Nobody wants to hear it.

So, find a way to make money, or go sign up for welfare and throw in the towel.

>>530329920
>Next big town was an hour and pop of 15k. I asked her where I was suppose to work if we bought this place.

For my non-bullshit degree, there are only about 150 entry level positions on my half of the state. I would have to apply to like 120 entry level jobs to get one, anotherwards, possibly living 5 hours from where my parents to live, and therefore renting. I don't know what people who have more bullshit majors are doing.

Shit. Is. Grim.

>>530329495
I’m 35 and I work as a mechanical engineer. I enlisted in the Army at 19 after bombing one semester of college, stayed in for six years working as an avionics technician, and then got out and went back to school on the GI bill to get my engineering degree while also working nights driving a cargo tug at an airport. I wouldn’t consider myself super smart as I was basically a C student my whole life and never really took education seriously until after the Army.

Now I make middle six-figures, own a home, and dump a ton of money in bitcoin. I find it easy to budget and still be able to do stuff. I just got back from a two week snowboarding trip that I go on every year.

>>530322956
>savings
get a brokerage you fool

>>530330265
>young electricians/tool and die workers/etc

Define "young". Boomers consider 40 year olds young. That is not young. I was looking to get into le trades too and realized it's a scam: firstly, no apprenticeships. Also you sort of proved my point about your age... Millennials who did trades are doing well because "trades" weren't memed into being the next source of jobs when they were coming of age. Now trades are the next STEM.

Also, the shylock modern college tuition isn't a problem for me anyways. I am not doing regular college and will graduate this month at 20 anyways with a Bachelor's. No debt.

So whereas I am an exception to the rule in regards to that, I will still not ever be able to get a job that pays enough to live in a place that I want to live and not Amerimutt central like the Midwest.

>>530324261
Hence why OP’s pic also shows median.

>>530330388
Which state?

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>going to the gym for 2 hours
Why is this early 2000s, <90 I. Q. meme still persisting?... Are people still doing anchored sit-ups and believing that eating fat makes them fat...?

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>>530323585
>demoralization shill
Lmao. The entirety of south America is quite gutter, canada is dog shit with jeets and state enforced chemically induced suicide. Mexico shouldnt even be mentioned. Your average European lives in a country where their political class has sold them out to import all of indians, pakistan and africa's excess male population. Australia's cooked. New Zealand cooked. Japan cooked. Where exactly do you think you can run off to you retarded nigger shill

>>530331017
>>530330265
>So whereas I am an exception to the rule in regards to that, I will still not ever be able to get a job that pays enough to live in a place that I want to live and not Amerimutt central like the Midwest.

Now imagine someone my age who took the traditional college route even with a good major and scholarships. They are still probably $40K in debt. They can't find a job, maybe their parents won't let them live with them again.

If someone like me who already has a 750 credit score and will graduate at 20 with no debt is basically still fucked, what do you think the average zoomer going through normal college's position in life will be.

>>530331017
I think he’s in his mid twenties. Another aspect to consider is that no degree, even STEM, is going to earn you six figures starting out unless it’s something to do with nuclear/you already have a job lined up.

What is your degree in anyways?

When I was in the Army I made like, 33k a year on average. I think everyone, including tradespeople, go through a sort of start off period where you’re renting a place to live and not making that much. Live with your parents if you have the option.

Also the Midwest is fucking awesome.

>>530322956
i have more in just a taxable brokerage account than all the means added together for every generation cubed

i am a millennial

i am ready for what we have coming

>>530322956
>The best woman you will get after going to the gym for 2 hours after your 13 hour shift

who even have the willpower to do this kek

>>530331262
>Which state?

Pennsylvania. Anyone with a pulse can get a house in rural Pennsylvania (only like $80K for a Victorian style house), like West Virginia, but this shithole is basically a death sentence for actually enjoying life if you are young. I can never essentially move out.

>The entirety of south America is quite gutter

Lol. I have been to South America unironically. That's where I am planning on moving. But in reality, Jeets and Latinos LOVE the US. They think the US consists of everyone with Lambos and where every woman is blonde and skinny.

>>530331519
I was offered a transfer where I’d get my low six figure salary, expenses paid, but would have to live in Kansas. Is Kansas worth it?

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>>530331283
Most people simply have nothing better to do.

No kid to handle
No house to work on
No real hobby (besides cope "hobbies" like video games)
No expressive skill like art to play with
Gf, if she exists, is only a pussy and not a partner, so no going to see a band or whatever with her
Friends are all distant because they didn't bother to keep everyone connected

A sad state of affairs. My rentoid buddy basically gets up, goes to work, comes home, watches TV, and goes to bed and thats it. Idk how norms do it.

>>530322956
>You will NEVER own a house. You will NEVER even be able to live alone without roommates
Imagine having poor parents, kek

>>530331860
Philadelphia seems to have some decent paying jobs. Sounds like a dump though.

>>530322956
I'm jewish. I'm 30. I'm an attorney. My gf is a pawg german nordic who I met when she was 18 and we're engaged. And I hope when you think of how pathetic your lives are that you think of me :)

>>530332029
I’d rather be a bum than a filthy fucking Jew.

>>530322956
>If you are in your early 20's, your life will be nothing but suffering and pain
I am 50 and my life is still suffering and pain.
Who told you that you came to this world for experiencing anything else than that ?
We are not NPCs and this is already the greatest gift we could receive.

>>530331921
>No real hobby (besides cope "hobbies" like video games)
How? I can understand it more with females but how do guys only have video games as hobbies? Do they have brain damage?

>>530322956
hmm i have lots of money.
Cani get a gf in her late 20s?
I'm in my 40s

>>530331874
Totally. I would take that deal in a heartbeat. I enjoy skiing/snowboarding/hiking/dirt-biking/fishing/outdoors stuff a lot though. If your dream is live in a big city then I get why you might have cold feet, but I lived in a big city for most of my life and personally I hate it. Rural living is completely superior. There’s plenty to do, you may just have to discover some new interests.

I spent six years on the bar/club circuit in the Army and it sucks, honestly. It’s not even really a good way to get laid anymore.

>>530332010
>Philadelphia seems to have some decent paying jobs. Sounds like a dump though.

LOL. Actually, Philadelphia is not as depressing as most of PA. Most of the area is great except the nigger ghettos. However, it's very expensive compared to some shithole like Bedford PA.

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>>530332111
Checked and based

>>530332010
I think if you are planning on living in PA, pick a place that is up-and-coming to be a hotspot. There's this old shithole town that is being gentrified because it's in the Poconos called Jim Thorpe. Now it's very beautiful compared to some other shithole towns, but will soon be popular as everyone is going to come to PA and WV as these are the only places where houses are still $80K. Everyone is going to pick the best places.

Erie PA is up-and-coming once it gets "discovered" because it's like if you plopped Maine into the Rust Belt.

>>530332111
Digits of truth

>>530331874
>Is Kansas worth it?
No, Kansas isn't worth it. It's boring in every aspect. That's why no one really wants to move there. Fishing sucks, dog shit weather, the typical fat Amerimutt white women, no restaurants except diabetes-inducing ones.

>>530322956
If you didn't go to an ivy you may as well not exist. The pain you feel is from your futile struggle to be something, something you are not. Accept your place and the pain will fade in time.

>>530325888
Inspectors get paid at the inspection not when the deal closes.

>>530332111
Good news then!

>>530331519
>What is your degree in anyways?

Logistics and Supply Chains. Very good for how easy it is compared to engineering classes and how the theoretical pay is almost engineering-tier, but still futile in reality.

>>530322956
Money is not necessary.
Plants grow. Animals take care of their
children. The earth provides.
And all the best stuff comes from a seed.

>>530323239
They aren't spending it because they never had it. The top 1% has transferred wealth from the middle class into their offf shore bank accounts, to the tune of trillions of dollars. Aided by corrupt, for-sale politicians. It's pretty obvious to most people paying attention but a complete waste of time to discuss here. The geniuses that inhabit this cesspit echochamber of hate would rather blame powerless groups like trannies and immigrants, but somehow haven't noticed that the orange they worship is literally the devil

>>530333199
I cant even imagine how a man gets
warped into this warped feminine state

>>530323239
Almost nothing. Virtually all of it is living expense. The same people who say they are trying to make the country a better place for them otherwise calling them hick redneck flyover trailer trash pieces of shit if they are living within their means. The United States doesn't exist, it isn't a real place anymore.

This is the stuff of women.
Arguing about looks, talking about money
like a catty whore

>>530333199
>i got mine
Don't worry, we'll be taking it from you.

>>530333412
Hey man I think you might be in the wrong place. Check out this cool website called Reddit. You’ll fit in great there.

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Wrong. I w*rk 0 days and 0 hours a week and will never get a j*b. I will never be part of the w*king class, it's below me.

>>530332595
>>530332892
>>530333111
Unfortunately I wasn’t offered a transfer to PA, just to Kansas. Specifically KC, which looks like a dump overall. I’d likely live in one of the suburbs on the Kansas side south of the city to avoid the ridiculous crime rates otherwise. Basically I’d get my normal salary, and my apartment and car paid for for a year while there. I’m thinking I’ll do it just to save money. I had no expectations for the place other than being a boring dump. But I don’t get up to much anyway.

>>530333412
>The geniuses that inhabit this cesspit echochamber of hate would rather blame powerless groups like trannies and immigrants, but somehow haven't noticed that the orange they worship is literally the devil

Yeah, no shit. Juan from Guatemala is not the one buying houses in Montana that a 23 year old Software Engineer can't afford. Trannies are like 0.5% of the population and many aren't even zoomers but literal boomers

>>530333353
You can probably nail down a job with that. You may have to travel for it though.

Economy is the reason this planet is cursed.
The more "advanced" the more corrupt
and the less land there is to live on.
You're always in someone's yard now
Thats how there is a problem with not
being bothered and creating a
comfortable existence.
All the people race to their do nothing
jobs at 100 mph to stand around and
waste time until their boss makes them
desperate enough to attack their coworkers.

This was all by design.
Fiat is designed as a noose of debt

They've been doing this even in the days
of the old testament.
In the testament it says the jews gathered
baser men to do their bidding.

They are children of the devil(John 8)
Obsessed with the rule set because they
want to use it for control and legalese.
They have one foot in the door of heaven
and hell.
They are not fully convinced of God's authority
or existence and so they play coy.
And lie vehemently for whatever they
can get.
They lie about a birthright and as a working
mechanism of all their work against
the people.

To be for the people(the bell curve) is
God's instruction.
To be against them is the devil's.

>>530333891
>Basically I’d get my normal salary, and my apartment and car paid for for a year while there.

Then do it lol. Probably why they are even offering to pay. If it was somewhere nice like Utah, things would be different

>>530334085
>The more "advanced" the more corrupt
and the less land there is to live on.
You're always in someone's yard now
Thats how there is a problem with not
being bothered and creating a
comfortable existence.
All the people race to their do nothing
jobs at 100 mph to stand around and
waste time until their boss makes them
desperate enough to attack their coworkers

The problem is that there's too many people in the US for the amount of actual jobs there are. You are also competing with AI now in addition to 3rd worlders who can work from home and never have to worry about freezing to death

>>530322956
I always feel poor with my half a million in stocks, even when all the statistics tell me that I am not.

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>>530332595
>Philadelphia is not as depressing as most of PA
Cheap land
Good people
Low concentration of niggers (outside of fenthole philly)
Amish furniture
Decides every single national election
Beautiful landscape with plenty to do
>seethe

>>530334452
And for what its all pointless
Widows and children starve because of
dildo factories. The incessant self love
of a nation of would be children is hijacked;
a circus for their soul.
And hell is a house of debt.
No one in hell would rather live than die.
But those who are punished have to
pay it off.

The only thing we have to do is plant
food gather water and build a house
beyond that there is plenty of time for fun

But this is what we have, tracking, and jews
flinging the people at whoever tries to
exit the crab bucket or point to the opening.
As it is it boils down to an ID.
A tag is required to pay taxes so youre
always hassled by someone else.

However kings should make do with
knowledge of the earth.
That they can live in God's house.
And cast off the vices of a weakening
and effeminate society.

Its fun. Industrialization has its silver
lining, however the ability and willingness
to survive upon the land is paramount.

>>530334880
Pennsylvania is alright if you are a 40 year old with kids. It's hell for a young guy that likes actually interesting geography though and not 500 foot prominence "mountains". The weather is essentially closest to Russia. The fishing sucks compared to in the South. No good looking women. Boomers everywhere, and I mean EVERYWHERE.

>>530322956
Bro, you should not be holding more cash than you need in a week.

The reality here is most people keep 90% or more of their money in investments.

>>530322956
>You will NEVER own a house
I house hunting right now loser.

>>530322956
Kek I'm wealthier than the average american at 26 despite getting paid a shit wage
It would be funnier if life here wasn't unaffordable as well. We're all in the same boat.

>>530331874
You'd live like a king off a six figure salary in Kansas but you'd be living in Kansas.
I went to school in Kansas (KU) and Lawrence was cool to live in as a college kid but I can't imagine living in Kansas otherwise
btw college is a fucking scam and you shouldn't go to school at KU

You could just build a house on some
land.
Do you need to larp as a woman to be
happy?

>>530335642
no, you're being tricked by a retard
median australian savings is only $2k while median wealth is $600k

Its all in investments

>>530331438
Anon I have 40 times the median savings than you people. You are delusional.

>>530322956
>median 401k balance
I don't have a 401k, but in this instance even the median number is skewed

>lots of people have no 401k
>so even having $1 puts you above millions and millions of people
That median 401k balance actually ends up being one of the smaller balances for people who actually *have* a 401k.

For people who have a 401k, the median is much higher than 16k

>>530335831
>Anon I have 40 times the median savings than you people. You are delusional.

A higher percentage of Uruguayos make a living wage than Americans do, despite your incomes being less. You are also living in Uruguay too and not some Midwest town that's grey and cold for half of the year, filled with fatties and druggies

>>530333254
It’s becoming common to have the inspector paid by the realtor or some other service and then you pay them the cost plus fee at closing.

>>530322956
>Median
Weighed average (as oposed to arithmetic average)

>>530333199
Ivies are practically a death sentence these days dude. I know multiple managing directors and fund managers who flatly refuse to hire anyone out of Ivies.

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>>530324014
I want my own land, Chingchong. If jews hadn't raped the american countryside no white person would be forced to live where they can see their neighbors

>>530336418
Nah, the countryside in America is mostly sucky. Believe me, it's nothing like the countryside in South America. It's just more sparsely put McDonald's and land that you aren't allowed to touch or else getting your head blown off by a Boomer.

>>530322956
Yea Canada has turned into a feudal society. If your family doesn't own a home now, they likely never will. The country has divided into those who own, and those who pay most of their paycheque in rent and will never get ahead.

Luckily for me, I am destined to inherit a home.
I also just met an extremely trad girl while I was skiing who was studying here. (from mexico but white af) Just went on our first date.

TLDR: Go buy some meth, and a few framing hammers, and go fix up your country if your parents don't already own a home

>>530328057
I've got 100,000$ saved up and I don't feel secure. True security is 250,000 that's the point when the money you make from the stock market is more than a lot of people's jobs

>>530330735
Where do you go snowboarding? Colorado?

>>530336839
>also just met an extremely trad girl while I was skiing who was studying here. (from mexico but white af)

I remember you mentioned this in another thread.

>>530336418
>Hello I am an [Agender] [Human]

This motherfucker is so abhorrently unnatural that he has an existential crisis in nature.
He understands that he is nothing more than a product of humanity's divestment from the natural order.

And on some level he knows that makes him Atrocity.

>>530323140
>get a small wound
>go into debt
Oh fuck off, faggot. I'm sick of you fucking retards. Idiots go to the doctor/ER for little things that a non-retard can handle at home.

>what about injuries?
Similar. If you aren't retarded, you can figure out which injuries can actually be helped

>bang your elbow
>pay to see doctor
Doctor: "It's my professional opinion that you banged your elbow
>order x-rays and scans
Doctor: "Well, nothings broken, but we knew that because you could move your elbow."
>sends you to specialist
>specialist orders fresh scans/x-rays
Specialist: "it's inconclusive, but I'll have a nurse set you up in a soft cast."
>nurse spends 20 seconds putting on a soft cast
Specialist: "just take it easy on your elbow and try not to hurt it."

Congrats, you just paid $10k for something you could've figured out on your own (it isn't broken) and done yourself (put on a soft cast).

I have injured myself multiple times in the last 10 years that would cause the average person to see a doctor. Did I go see a doctor? No, because I knew nothing was broken, and I was capable of telling myself to take it easy.

>>530322956
I'm 38 years old and have $113 in my bank account looooool

>>530335776
Keep in mind it would be six figures, with all my expenses paid. It also would only be temporary (at most 2 years). I’m doing it strictly to save a boatload of money so I can buy a house outright.

>>530337035
>This motherfucker is so abhorrently unnatural that he has an existential crisis in nature

I seriously doubt that he had never been out into the countryside before. You have to be well-off to live in Manhattan. Those people go skiing and shit in the Catskills all of the time.

>>530323464
Half of houses cost less than that, theres affordable houses and condos out there. The problem is they dont make them very often anymore. We need simple 1-2 bedroom condos and 2 bedroom 800 square foot houses with no garage. Those that do exist that were built in boomer times are actually affordable and cost about the same adjusted for inflation as they did for boomers back in the day.

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>>530322956
>will be a fatty that sounds like a truck driver
OP is very ugly, got it

>>530337925
>The problem is they dont make them very often anymore.

They don't, and when they are on Zillow, they are the ones that get the most views.

>Half of houses cost less than that

Yes and no. To get a house that isn't in a place with literally no jobs or one that isn't falling apart, it's like $200K. The median savings of a young person is only $5K. That's only 2.5% down, meaning PMI and a worse interest rate often. And what do you do if you can barely afford this $200K house in the first place and get laid off?

>>530338080
>OP is very ugly, got it

Lol. You have no clue how the average Amerimutt woman looks. My mother has a friend that is only 28.

>Fat beer belly
>Sounds like a frog
>Wrinkles

Literally looks older than my mother lol and I see so many women that look like that

>>530325888
Do your own damn repairs, poorfags have done that to get things at a discount since the beginning of time. Hiring contractors and repairmen has always been a bougie thing to do.
>>530325916
Do you have any idea how stupid most americans are? The bar is in hell, most americans cant read beyond a 6th grade level. They have zero marketable skills, these people wouldnt be able to earn an easy as fuck associates degree in communications from their local community college.
>>530326765
Im a sperg with no education and I make $30/hr in a factory and have $35k in the bank.
>>530327297
because the majority of Americans are retarded and cant do anything worth more than $20/hr. 25% of american adults are functionally illiterate. They cant even push buttons in a factory because they cant read work instructions.
>>530336071
Uruguay is a 3rd world shithole. Of course their living wage is lower because they live in one room shacks and drive motorcycles instead of cars. You can move to somewhere hot as fuck in the US and do that too.

>>530336838
>or else getting your head blown off by a Boomer
As they die off boomers are doing jews one last great service by giving the gift of their land back to them
>>530337035
His existential crisis is literally me when I get taken into a populated area. I can feel some kind of waking nightmare state come over me when I travel toward a city.

>>530338295
The south is full of manufacturing jobs, where I live homes like that cost $120-180k. If youre a poorfag buying a house thats falling apart and fixing it yourself should be your plan since it saves money. How do you think rednecks afford boats, multiple cars and motorhomes? They buy broken ones and get them running again. Nothing wrong with buying a $50k crackhouse and putting a new roof and siding on it. I was planning to do that but I decided to go to college instead.

>>530339031
>Uruguay is a 3rd world shithole

No it isn't, lol. They have free healthcare and college and is safer than the US. It's also whiter than the US and skinny. Shows you know nothing about Uruguay.

>25% of american adults are functionally illiterate. They cant even push buttons in a factory because they cant read work instructions.

Boomer and maybe shitskin problem. Boomers like to say Zoomers can't do math, but all of the Boomers that I see can't do basic arithmetic while so many Zoomers do Euler math problems for fun.

>How do you think rednecks afford boats, multiple cars and motorhomes?

They live in an inherited home off of welfare and work some cashier or wagie manufacturing job that pays $14/hour. Also, the Deep South is going to quickly increase in price. It's beautiful and the houses are cheap there and has "charm". That's what people want.

>>530340066
If you have enough money and a high paying remote job to move to the other side of the world youll be fine in America, anybody thats poor enough to need gibsmedats either doesnt have enough money to live in another country or they wont be allowed in because most countries actually have sensible immigration policies.

>>530340808
>anybody thats poor enough to need gibsmedats either doesnt have enough money to live in another country

Lol. I'm going to be living in a different Latin American country because my girlfriend is from there. Not Uruguay though. The immigration fees are like $300 total and I will actually be a unicorn candidate because there's barely any gringos there.

>>530322956
I’m a millionaire, still poor. Unless you have $5-10M, you’re a slave.

>>530324014
Owning a home is much more of a life requirement than bombing Iranians.

>>530342132
>Owning a home is much more of a life requirement

To be honest, owning a home in the US kind of fucking sucks. The only reason why I would buy a home is to stop renting which increases every year whereas a mortgage is stable.

>>530323239
>Ok so what are these people spending their money on?
That implies they had money to spend on things.

37 and sitting on 100k in savings/CD, 50k in stock, 180k 401, 500k/900k house paid off in white neighborhood, and 1 paid off Tesla with another 12 months off.

Have you ever considered the problem is you're a fuck up that doesn't know how to save money or get a real job? I cook my own dinner (fuck tipping), wash my own car, fix my own house (except roofing and electrical, let some wagie cripple themselves), and pirate every movie and video game.

>>530342534
>I cook my own dinner (fuck tipping), wash my own car, fix my own house (except roofing and electrical, let some wagie cripple themselves), and pirate every movie and video game.

Lol. A streaming subscription is like $15/month, a restaurant meal is like $25, a car wash is like $10. How is cutting ANY of that going to be enough to put a down payment on a house that is $400K? And do you know how many people actually MAKE enough to qualify for a $400K house?

You don't know shit. You are also 37 and surely bought a house before 2020 when houses went from $250K median to $450K median.

>>530342766
It adds up and you save your money and try to invest it dumbass
And even then the bare minimum you can do is at least have a money market account to let money accrue interest.
A dollar not spent is a dollar earned anyway, and you should learn some of those skills to save money anyway

>>530342766
You mean I just dug deep and rented a dumpster until I could afford a good house? And that I cut all the unnecessary shit out like dining out, gym membership, drinking out, partying, golfing, movies, etc and saved up until I could afford a proper place while using my youth to outwork the dumb fucks like yourself blowing half your income on "experiences" shit every week?

Yes, yes I did do that. And I would do it again.

>>530342534
>37
Ok boomer

>>530343015
eh a gym membership is not a bad idea in my book, but yeah everything else can mostly go anyway

>>530333410
brb paying my doctor with dirt and dandelions

>>530343143
I cannot wait until I become the final rung of the hiring ladder and I get to shut jeets and niggers/zoomers such as yourself out without reason. I always have to elaborate some logic currently.

>>530342960

Tell me nigger, did you buy your house post pandemic or not?

Also:
>>530331447
I do know money dumbass.
It doesn't matter. I wouldn't even want a mortgaged house to begin with except for it being an anti-inflation measure.

>>530343219
Just buy a powerblock set and do it at home. I don't want to drive out in the morning at 5 AM and run back before work but I can walk to the kitchen for a coffee then drag myself into the weight room. I used to just do this in part of my garage back when I was single and had 1 tiny car; sucked in winter but I got it done.

>>530343254
Ok boomer

>>530337082
>I knew nothing was broken, and I was capable of telling myself to take it easy.

How well does your weird trick work for bowel polyps/early bowel cancers? Blood diseases? Brain tumors? Tooth infection that spreads to your bloodc causing sepsis?

>>530343143
I see Millennials who like to whine about the Great Recession act like Boomers on here when they could still get jobs and a down payment before 2020 when houses and rent skyrocketed.

>>530343659
>How well does your weird trick work for bowel polyps/early bowel cancers? Blood diseases? Brain tumors? Tooth infection that spreads to your bloodc causing sepsis?

Yeah, it's not like you can just order an X-ray by yourself. You have to have a prescription.

Wtf, I have more savings than the average unitedstatesian?

>>530343949
>Wtf, I have more savings than the average unitedstatesian?

Americans are poor as fuck. Third worlders can't actually comprehend how fucking poor the average young American actually is because they have only seen 90's movies from the US about blonde chicks and Lamborghinis.

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>>530343322
I still live with my parents

>>530322956
You can make bad news out of anything. If doesn't mean anything. My life is good and I'm average. I enjoy every day.

>>530344119
>I still live with my parents

Sooo, you didn't actually buy a house but are inheriting it.

>>530344341
No buddy, my parents, God willing of course, still have plenty of years left
So what I am going to do is try to scrounge up what I can, find a lower cost of living area in my state, or at least wait until a housing crash occurs again, because I think one is inevitable

>>530344073
Fuck, that's sad. I guess I'm not immune to propaganda.

>>530322956
Best times ive had in my life i was poor as fuck and having fun everyday. Money is meaningless.

>>530344702
Money is a tool, not a goal

>>530344471
I know you Brazilians get a guaranteed Christmas bonus and get pay TO go on vacation. Us Americans have none of that. It's not even legally required to have a break in my state.

>>530322956
All I wanted to do in life was to shoot 70 a round a few times a year and have a handicap of about 10. This was my dream. Not to join a pro tour or make money. Just to be happy in playing at a nice level. Well I'm 52 now and I rarely break 100. Dreams crushed. I white knuckle it while halfwits hit 75, 78 no probs then go have a beer and fuck the 9th hole lunch bitch. Maybe I aimed my dreams too low. Dream big bitches or you'll end up like me.

>>530323140
This is why I don't go to the doctor for anything ever and why I hope to die on the kitchen floor in my sleep one night after a liter of gin.

>>530328057
HOA fee?! What the fuck? Why the FUCK would you ever want to live in a HOA shithole where turbobKarens get to micromanage your entire waking miserable life?

>>530322956
I've rebuilt well over $100k in savings multiple times before 35yo.
>1st time had 2nd kid, bought house, new car, furnished the house, big property so I needed tractors and mowers
>2nd time was a back surgery that left me unable to work for a year and lived off of savings
>3rd time was a house remodeling and additions
>4th time I bought a few boats and several trucks
the 5th time I blast through more than most people make in a year will likely be for another boat

>>530323140
>>530323239
>>530323300
>>530323393
You guys don't know what net worth is retard

>>530323464
Hey moron, if you move to an area where houses are only $800k then the living wage is $18 an hour.

>>530335420
me and both my siblings own homes im 35 brother is 33 and sister is 41

>>530335420
Hope you get cancer loser

>>530337925
I sometimes think about the olden days (pre war europe) when there were well run boarding houses. be a bachelor, come home from work to your own room, get served a hot meal by the landlady. sounds pretty comfy.

>>530323239
Rent and car insurance.

Also they are mostly Spanish speaking.

>>530323393
You are whiter than the average American. It's that simple
>>530344787
The goal is fucking off.

There's 180k houses around me(big city) you could afford if you and a young lady working 40 hour jobs. No actual career needed. You're just not getting the riches you expected abd refuse to buy homes around brown people

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>WHAT IS A PAJEET?
the best way to define pajeet is
>descended from south asian subcontinental ancestry.

political distinctions on maps or signified by flags are false and irrelevant. everything south of the himalayas that isn't gooky-chinky is pajeet. pakistan, india, bangladesh, sri lanka are all pajeet territory. enough of nepal and bhutan are jeeted that they may as well qualify too.

all of these pajeets could stay where they belong and call themselves what they like, and nobody would disagree because nobody cares. however, because they profusely shit up the internet, and they mass migrate to shit up everyone else's homelands, they're all pajeets now. all counted together as the same thing, on the same visiting team as far as the human world is concerned.

hindu, muslim, sikh, atheist, etc; male, female, gendersexual, old, young, etc; deformed, odorless, fair & lovely, dark & deep, etc... forget all of it. none of that diversity matters once they exit designated land to race with the globalist rats. now their entire overcrowded neighborhood at the bottom of asia is known as one source of one type of trespasser: the pajeet.

>ONLY A PAJEET DISPUTES THIS DEFINITION