All data points to rising real wages, and rent prices only rise when real wages rise too.
wow
>>530331505>make 30k, pay 1.5k rent>$2500 before taxes>1.5/2.5 = 60% of pay> over 30% is considered extreme burden> 60% is pure ass rape
>>530333379>Israeli military intelligence kek, too on the nose
>Yaron Brook (Hebrew: ירון ברוק; born May 23, 1961[1]) is an Israeli-American Objectivist writer who is the current chairman of the board at the Ayn Rand Institute (ARI>Yaron Brook was born in Jerusalem and raised in Haifa.[3] His parents were Jewish socialists from South Africa>After graduating from high school, he served as a first sergeant in Israeli military intelligence (1979–1982) and then earned a Bachelor of Science in civil engineering in 1986 from the Technion – Israel Institute of Technology in Haifa.[EVERY SINGLE TIME
>>53033386830% is basically free.
>>530333379when the fibbity is the bibbitythat's like the least qualified fucker to be talking about anything
>>530334116Impressively jewish.
>>530331505not suggesting anyone do this, but i have to wonder why, giving the enormous contingent of extremely pissed off people in this country with nothing to lose, including the large contingent of radicalized tankie fags...Why aren't people like this targeted with what i would assume to be a regularity given the circumstances I just stated?
>>530334343I pay 70% of my my aftertax wage to rent.
>>530334385Nobody outside of 4chan knows that guy. Someone would have to read his Twitter post and think he's the guy they're going to throw away their life for.We're not at that point just yet, and there's a time/distance element to it. If he said that to your face while you were living in a cardboard box, he'd probably have a bad day.
>>530331505imagine paying 1.5k a month in rent with a 30k salary and thinking that would be affordable. i don't think you'd be approved to rent that apartment only making 30k... LMAO LOL
>>530334725My rent is $2.5k and my salary is $45k, so yes it is.
>>530334563>We're not at that point just yet, and there's a time/distance element to itI mean we're on the cusp, are we not? I feel like most of my daily experience now is suppressing my own rage, I can't believe I'm the only one.
>>530334788how did you even get approved for the apartment? i don't think i believe it honestly. do you have a roommate?
>>530334421And that's why you'll always be a slave. I can understand why a jew hates the 30% rule, but everyone else should be seething.
>>530334805It becomes a zen-like state after a while
>>530331505>> Housing is unaffordable to 90% of people> there is no affordability crisis according to this kike on twatter.Okay.
>>530334944>how did you even get approved for the apartment?My parents are extremely wealthy and co-signed it so if I default they'll be on the hook until the lease agreement ends>i don't think i believe it honestly. do you have a roommate?I live with my wife, and I honestly don't believe you're in any different situation. If you made more than $45k, you wouldn't be on 4chan, and if you make more than $30k you'd be living in a large city like me and have to pay at least $2.2k.>>530335022You can't get into heaven if your rent is only 30%, rich people go to hell.
>>530331505>rent is only $2.5kShove your head up an elephant's ass.
>>530333379>still needing to check wikipedoI'm going to save you some time: It's ALWAYS jews.
>>530331505i love america but this take is retarded, there's a huge housing crisis caused by immigrants, dumb zoning laws, and the unfortunate inefficiency of the suburbs.
>>530331505yaron's livestreams are hilarious.the fucker sounds like elmer fudd and gets really fucking pissed when you say he has rhotacism and not an "accent." There are 30-50 people in his streams, tops, and he reads all the chats.When you dig into the people that financed and ran the Ayn Rand Institute after she died, there's all kinds of slimy characters. Like Carl Barney, who made his millions in Scientology.
>>530335160There is no "hell" but the one you make. Hell is the reincarnation cycle trial in which you are forced to experience all the suffering you caused others 1st hand. If you're a genuinely good person this shouldn't be too concerning. If you're a piece of shit, well that investment is going to payout big time.
>>530335410That's obviously faked or you saved that screenshot from another thread.I live in downtown Toronto and work in finance, the pay is $45k a year with the possibility for $2-3k bonus but it's never actually paid out.
>>530334563I mind my own business, the extent of my participation is shit talking on this website and paying taxes
>>530331505Rent in the 2000s was a few hundred bucks now it is a few thousand even for a shit hole fuck off it's gotten so bad no one believes the lies except old people who are set the ones who aren't are calling in for benefits etc
>>530333868When I was making 70k a year I had to lie on my apartment application and Photoshop my wage to be higher otherwise I didn't make enough money to qualify and would have to be homeless instead
>>530335581i'm a code nigger that works remote since covid. we haven't gotten our raises yet. next month, but they'll be small this year.
>>530331505In 2016, my first "real" job out of college paid 52K with bonuses bringing the total to around 56K. This was at a big corporation. I rented a 2BR/2BA apartment in a complex with a few hundred units all by myself for $940/month. This was in the decent, white enough part of a midsized flyover city but it wasn't bumfuck nowhere. There is an international airport and NFL team in this city. I bought my house and moved out in late 2020. My final lease there was only $990/month.I just looked up that exact same apartment and job listing. 2BR/2BA units at this complex are going for $1700, and judging by pictures the units and the complex look exactly the same as they did when I moved out. The salary for that entry level job posting certainly doesn't match the increase in rent. It says 55K salary plus bonuses, so probably around 59-60K total. In other words if I was starting my career this year instead of in 2016 I wouldn't be able to afford the same life I had in 2016.>tldr fuck these out of touch boomers/kikes
>>530331505Early life aside, economics is just a broken, futile science. These dorks just fundamentally do not live in the real world.
>>530333868Dude 60% of your salary to rent is absofuckinglutely nothing. You should be happy to take home anything. A lot of people work office jobs simply to pay rent, and then have to get food stamps for groceries.
>>530335641I make $45k a year and live in a luxury apartment, it's easily affordable if you don't eat out everyday.>>530335705When I moved to Toronto, my rent increased to $2.5k, but the pay is almost 50k a year. Higher rent just means I get paid way more and it becomes easily affordable to due to high wages.
>>530331505You should be glad you don't have to live in a shanty goy
>>530335844I use foodbanks as well. Some of the food is actually really good. Chicken legs that i can just cook up and eat.
>>530331505>12months*2.5k=30k>12months*1.5k=18kNigger.
>>530334788>My rent is $2.5k and my salary is $45k, so yes it is.Why wouldn't you just sleep on the streets at that point, in homeless shelters and whatnot.
Rent was like 500 a decade ago. Let's extrapolate and say it goes up 3x again. If rent is 4500 I am going to hit you with a hammer.
there is a jenkem ptoblem within the u.s military.. they seem to be completely disillusioned and not morally realizing theyre.. huffing rotten human filth. Just like how they have trannies fuck eachothers mutilation wounds
>>530335160I make 60k a year, roughly, i get 4x 3-4k bonuses on top of that, ive saved 40k cash, 70k in my 401k, I owe 120k on a 300k propertyyet here I am nigger
>>530331505The person who made that post must be trolling, cause no way someone is that ignorant on the topic of living in expenses
>>530336011That's $12k a month for year for utilities and food, even if you spend $500 a month on food, that's $500 per month for everything else. You could afford anything.>>530336023Because people I know who did that got raped in the middle of the nights at homeless shelters, or at least tried to, he ended up escaping but the people around him were so zonked out they did nothing.Plus i have a wife.
>>530336170I think you're ragebaiting, since the data is verifiable.
Stfu you leaf kike. Nobody with half a brain takes you seriously. Not even going to give you a (You).
realistically majority of people get paid out maybe 20k per year i dunno why you inflate your salaries 3x of what is considered normal and cry about paying for something you wont even own
Typical brown board doesn’t understand he’s making a joke.
>>530336688Wagies are the joke.
>>530336688You are ragebaiting.
>>530336787Yet they're the ones getting rich.
>>530331505imagine listening to jew
>>530336688>kike distraction threads everywhere blocking regular discourse and jannies do shithaha so funny
>>530331505>2.5k rent>plus >100$ for utilities>plus >50$ for internet (only one provider for the building)>plus 50$ for "fees">plus 100$ for "mandatory renters insurance">33.6k a year just for an apartment>on 50k a year salary>which is closer to 40k a year take-homeIsn't the general "rule of thumb" for your housing to be a third of your take home? Not eighty fucking percent.
>>530336662for the US median income is 80k, average is 110kI myself am below the median but I'd say half the people in my life are above it, you say the majority only make 20k but I think thats anecdotal and says alot about the people you surround yourself with
>>530337009>Isn't the general "rule of thumb" for your housing to be a third of your take home?That's unrealistic bullshit and I have no idea who made that up.I spent nearly 100% of my income on food, rent, and utilities and I even use foodbanks and charity services to get food and clothing.
>>530337019I don't believe this.How the fuck is anyone getting a 80k job?
>>53033701920k a year is PART TIME job at mcdonalds, lol
>>530337139Those are the only jobs people have a chance at getting unless your dad is a Congressman.
>>530337108>That's unrealistic bullshit and I have no idea who made that up.From 1940 to 2000 you could very easily afford to rent a two-bedroom apartment by working part-time at the minimum wage. It wasn't made up it was just life back then.
>>530337206I earn a high salary in finance and my one-bedroom wouldn't be affordable if I didn't use foodbanks and charity services to get extra food. 80% of my takehome goes to rent, the rest goes to food and I still use foodbanks.
>>530333379
>>530337019when you say that average income is 80k why be shocked that your entire country is getting filled with mexican laborers. These numbers do not make any sense in any other normal country i literally would be considered 1% if i earned 50k per year my guy
>>530337198I was making 45k a year working labor at a scrap yard, didnt need a congressman daddy for it, just cant have a pussy between your legs now i make 60 working for a rail company, my boss makes 90, his boss makes 120
>>530337500median income is 80, the average is 110
>>530337555How did you get that job?I've applied to a gazillion of those jobs but they all demand past experience.
>>530331505This is bait.
>>530337604>>530337500theres a difference between median and average, millionaires and billionaires can skew averages greatly, median is better estimate but still not perfect
>>530337664You are ragebaiting
>>530337637I went to this railroads recycling division, my years working scrap translated, operating and maintaining fork lifts, skid steers, front end loaders, excavators, cranes, tig and mig welding, acetylene torch/cutting and so on down the list
It's time to kill all jews on earth
>>530331505You have your place in a mass grave, glowshit.
>>530334788Surprised. When I looked for a place to rent awhile ago they required that you're income be double of the rent because they were having too many people to be late on payments.
>>530338462My parents are extremely extremely wealthy so they co-signed.If i default on the rent, my parents are on the hook.
>>530337980+1
>>530335160>If you made more than $45k, you wouldn't be on 4chan@grok is this real?
>>53033150550-60% of your gross wage being your rent payment is supposed to be affordable?what?the most common threshold is 25% being whats considered affordable.
>>530335160what? i made nearly 80k last year. My household income is over 150k. im only just middle class with this income.
>>530338648Rich people don't spend their time on this site.>>530338690>the most common threshold is 25% being whats considered affordable.Lol what?I spent 100% of my income on food and rent, and still use food banks.
>>530338771My parents are some of the wealthiest people and they don't even make half of 150k. They literally conspire with other wealthy people against the middle class.
>>530335160You're a transparent shill. Your goal is to gaslight normal people into thinking they're considered "rich" so that they'll side with billionaires when it comes to financial policy. It's the same thing as when people say "even poor people in the west are extremely rich globally, everyone in America is in the top 1%" which makes no sense since we're over 4% of the world population.Your goal is to go to lower/middle class people (the bottom 90%) and gaslight them into thinking that their interests are the same as the interests of people in the top 0.1%.
>>530339041>bottom 90%By your logic someone in the 89th percentile is middle class.And yes, if you're so disgustingly wealthy that you can casually go and buy a steak dinner or burgers whenever you want, or get beers at the bar with friends, and you're not being subject to an overdraft fee, you are the uber wealthy.You are not a good person if you make that kind of money.
>>530337273yeah life sucks now and it's because Boomers allowed Jews to flood your nation with Indians
>>530339149Yes, someone in the 89th percentile is middle class. Only the top 1% are considered rich, maybe 5% if you're being generous. 89th percentile isn't even close. When you're in the 89th percentile, it means you're part of the wage slave class who must exchange labor and time for survival. You are fundamentally not a part of the leisure class who gets to forego wage slavery while enjoying an even higher standard of living than will ever be available to you. The truth is that anyone who depends on their labor for survival fundamentally is not rich. To be rich is to have infinite free time, leisure, and the ability to retire on the spot if you wish. If you don't have that option, then you are slave who is bound to your job. If you depend on your labor for survival, you are not free; you are poor in the one resource that matters more than anything else, which is time.
>>530339530>Yes, someone in the 89th percentile is middle classPeople in this class can afford steaks. They are disgusting humans who are part of the Royal/Nobility who rule the world. When you're part of the economic elites and can command society/resources to serving you a steak dinner, you lose the right to call yourself a good human being. >The truth is that anyone who depends on their labor for survival fundamentally is not rich.Anyone who has enough clout/connections/power to get a job is rich, any job. People in the middle class have to free-lance, do odd jobs, collect beer bottles and return them for cash. If you get a full time job with stable hours then I wish nothing on you but cancer, car accidents, and an eternity in hell afterwards.
>>530334805>I mean we're on the cusp, are we not?we're not even close. most people are ok with the grind. it sucks, but it doesn't suck as much as you think it does.
>>530335160>My parents are extremely wealthy and co-signed it so if I default they'll be on the hook until the lease agreement ends>I honestly don't believe you're in any different situationI would call this bait, but I've talked to enough richfags, and they can be this out of touch with other people.No, anon, plenty of people do not have your blessing, but I'm glad you do (unless you're cunt).
>>530335497Man, I knew a qt3.14 who had rhotacism, and she said the same thing about it being an accent, because she was so embarrassed about it. It genuinely sounded cute, and not stupid like she thought, but she couldn't get past it. Never met a guy with it, but it's pretty hot on girls.
>>530335641still do that here making $120k. they want 3-5x and sudios start at $2200.
>>530340956If you get cheaper apartments it's not an issue.My apartment is only $2.5k and i make $45k a year, possibly $48k after bonus.
>>530341023couldn't do that here. they require 3 to 5 times income. so you would need 7500/mo to get a 2500 apartment.
>>530341155Luckily my parents are some of the wealthiest people in existence and were able to co-sign so even if i default, they're on the hook lol.
>just spend more than half of your take-home pay on rent goy, nothing's wrong
>>530341296>I should have the right to spend less than 80% of my takehome on rent because... I DESERVE TO BE RICH
>>530339041Nicely put.He's definitely shilling or trolling, last time he claimed he was in computer science.
>>530337009This is partially how they deflate the rent rate to retarded boomers who don't look past the surface. In their day, utilities used to be included in the rent rate in most cases. Now, it's not, but you wouldn't know that if you last rented in the 70s. They'll typically rationalize the high rent with "well you have internet now, that drives up the rate!", because again, many still think utilities are included in the advertised rent. It's all jewish bullshit.
>>530341708He's definitely rage baiting.
>>530331505Is that guy memeing? Spending 3/5ths of your salary on rent is crazy
>>530341797And yes, they think it's all some retardedly expensive internet. My retarded father refused to believe me about any of this, until his boomer friend had to get an apartment after some shit went topsy turny in his life, and he had a rude awakening (he was a cunt to his children over the same subject and continued being a cunt, so I couldn't feel completely bad).
>>530341797This is ragebait.
>>530331505Wages rose during inflation. The costs of living are outpacing wages. What a fucking moron.
>>530333379When is enough enough?
>>530331505I was thinking about building my own AM5 computer. I did the pcparts build and priced it out $5000 ish for everything I want.I thought that's crazy money. then I remembered when a 286 bare minimum was over $2000I think that most people don't even realize how much more they are getting for their money these days.is there an affordability crisis? or is there a spending problem among people who don't even realize how good they have things today?one thing is for certain, there is a problem among people, and it's spending in general. instant gratification on a daily basis. decades of school and media training to get people to buy shit they want, and never needed.
>>530342573Ok but they're still insanely high wages compared to cost of living moron.
>>530342798Great, you get paid 5 more dollary doos hourly while goods are all going up by 10Many wagesSuch economy Wow!
>>530331505>All data points to rising real wagesretard spotted.
>>530331505>jew defends system run by jews that acts in the interests of jewsYou don't say?
>>530342972Ok, then wages were too high in the past.Yeah everybody should be richer than Bezos!!!
>>530331505Basically the gay agenda has destroyed the economy of US.
>>530343361>the gay agendamr. obama is openly gaysee what happened
>>530334805Lmfao. You have yet to understand. The jews are right about JewMericans. They’re all cattle, and they’ll never do shit except worship pretend money like a dumb pavlovian dog. This is why jews think mongrelized mutt GoyMericans’ life have no value, because they don’t.
>>530331505>The 1500sqft (400sqft more than my apt) shitbox now wants 300k.>This is in the "cheap" Midwest where property taxes assrape you.>Had 50k in investments last October.>Tirned to 20k by Jan 1 and I did nothing. I will never own a home. Even if I could, there is no possibility to raise a family and give my child (yes, just 1) a quality upbringing. I hope to live long enough to watch Boomers skinned alive in the streets.
>>530344081There's apartments for only $800k if you're willing to commute
>>530331505>WE ARE FLEECING YOU THE RIGHT AMOUNT BASED ON INCOME, STOP CRYING
>>530344423Actually it's you who's fleecing society by having such a high wage and such low rent.
>>530331505I literally cannot stand this speech impediment kike
>>530344496i dont have children, im not even a metric this society considersi am a byproduct
>>530344629You have enough money to buy a device and afford internet to post here.
>>530344701that's because i work, and i work really hardi grinded two jobs until i got promoted
(((Yaron))) i dont even need to look
>>530331505For the final time (solution), Kill yourself, Kike
>>530334116Just who just got an invitation to summer camp (((you)))
>>530344701necessary things in society aren't negotiable are they? everyone needs a phone or a laptop to do anything now and you know that. stop being obtuse
>>530331505Did he delete this tweet because he got roasted or is it fake?
>>530345057>Still need to be rich to afford it.
>deranged boomer spouting shittiest takes
>>530333379lmao
>>530337019the mean income is about 52k, and if you removed the top 1000 earner its actually more like 42kfuck you kike
>>530331505(You)
>>530339177The whole financial system is a problem.And jews are the main cause of it.
>>530339763Piss off, avi.We are not the same.
>>530343361Nope, it's just kikes money printing and using the printed money to buy up assets and turning us all into rent slaves
>tfw you wake up in the morning for another round of clown world fuckery and each day brings some variety of insufferable kike who pokes his fucking beak into your face and proceeds to tell you that things aren't actually bad and that you should be grateful that his ilk have thrown some peanuts your way and that they haven't completely deformed your nation just yet
>>530346236He's right, if you're rich and have all the wealth why are you complaining.
>>530341411I mean personally I live like a huge poorfag to the point that I'm FIRE (retired early) so I've never paid more than like 20% of my income on rent. But yes it's insane to spend more than 40% of takehome pay on housing, just absolutely insane. Jobs need to pay more and illegals need to be deported to lower rents. Bonus for landlords: whites make much better tenants than illegals anyway, less wear and tear on the units.
>>530331505Wtf those are still insane numbers lmao
Duh, that’s why wage increases for the poor aren’t a great ideaSure they have an extra twenty five buckaroos but they usually just spend that on liquor and those digital cigarettes Life style creep and all that so they fail to notice the economic weight they causeSimple solution to this is “work re-education” that’s the only way we’ll ever be set free.
>>530333379>>530346636Oh.
>>530335022New York City has 1/40 rule enshrined in Law.Monthly rent should be maximum 1/40 of your yearly (before tax) income. Which is equal to the 30% rule.Landlords straight up can't rent to you in many cases if your wage isn't high enough. The problem is the NYC system works with the landlord now going to the city government to subsidize the rent so you are now 1/40, they also subsidize for students with no income, etc.And then get rich people abusing that system too, like those articles about how Mamdani was living in a subsidized apartment.
>>530333379>he actually needed to check Rookie
>>530331505This dude's kid, Edaan, became a sex trafficking cult leader known as Day Life Jesus after a friend of his died in a car crash. The cult is known as Day Life Army, look it up. His dad is an ultrakike. They allegedly live in Coto de Caza California
>>530331505The democrats will create one in the areas they run, it's been their mo for quite a while now.If the votes don't go their way the dems will make the people pay.
>>530334563>>530333994>>530331505see >>530349000
>>530331505yep and foreskin doesn't matter get circumcised
$30,000/12=$2,500 a month So if rent is $1500 that's $1000 left over for the other bills and food and whatever else, which are all alot.Just because someone can pay rent, doesn't mean they can even live right now. They might be able to get rent every month, but barely able to get food after the utilities, water bills, internet/comm bills (which employers pretty much require), transportation related expenses... The affordability crises is all these costs at once, not just one cost. Brook is always blind to poverty and Objectivists ironically keep failing to empathize with the poor, despite Galt being voluntarily poor in the AS and Rand saying multiply times she didn't intend to punch down at poor people, just at moochy types. Ironically, Brook is denying reality which is a big no-no for Objectivists.
>>530333379>Jewish LolbergWet Pond
>>530349000Yeah and Objectivists hate him, he pretty much got ousted as having taken over the ARI at behest of the Mossad and tasked with steering the movement/philosophy towards zionism.
>>530331505that's like 500$ after rentfucking jew never worked a day in it's life