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Let's do some simple math, shall we?

>make the coveted 100k in VA
>after paying the pedophiles, you now make 72k
>20k goes to rent, 8k to food, 4k to the car, 5k for fun to not KYS
>you have 35k
>house costs 400k

IT'S FUCKING OVER
>>
>>532372952
Inb4 the "just live in Detroit or the middle of a corn field" copers come in.
>>
>>532372952
The downpayment under FHA is 3% for first time home buyers. 10% otherwise.
So, you have the downpayment in one year if for fun you go to the library instead of playing porn games with that stupid Love sense gadget on your penis.
Then you can decide: work for 10 years or buy a cheaper house or pay the jew for 30. Inflation makes it easier to pay the jew in 10 years...
Your decision.
>>
>>532372952
>economy is fucked
yep. and everyone is already acting like cunts begging to get killed.
you pussies ought to suicide
>>
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>>532373224
You're right bro. It's fucking hopeless. You and Op should just kys.
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>>532372952
>house costs 400k
you have no idea how good you have it. MEDIAN house here is 1.6 million and median income is 80k
>>
>>532372952
People always think communism means rising up the poor at the expense of the rich and then they find out their lower middle class life was the ultra super wealthy on the world stage and its all being redistributed to 3rd worlders so we can all live in shack houses together.
>>
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>>532372952
Just come to Peru, for only a million dollars you'll get 10 thousand square feet of prime Peruvian land
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>>532372952
>400k
this isn't 2018. traditional starter homes around me are around 900k. the house I grew up in is 2.1 million (parents paid 120k in 2001). a 1br condo can be had for about 400k but it also comes with another 900-1200/mo in management fees.
>>
>>532374016
>but it also comes with another 900-1200/mo in management fees.
Why would you buy this
>>
>>532373787
In California they cost $3M.
Luckily I live in a frigid barren hellhole where you can get a house for only $300K.
>>
>>532373224
Those are unironic paid shills with scripted taking points and images
>>
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For reference -
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>>532374053
idk probably just because it's the cheapest shelter.
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>>532372952
So why didn't you get your parents house?
>>
>4 million births per year
>1 million legal immigrants
=5 million
>3 million deaths
>1 million homes built
=net negative 1 million homes available
enjoy goyim, we overreproduced now we have to compete
>>
>>532372952
this is what happens when you hand over all the work to the Asians
>>
>>532372952
Stop eating avocado toast and make a savings account kiddo! Or you could just rob a bank or something idk.
>>
>>532375415
>but if we talk about deportations then you're a miga shill
>>
>>532375192
He doesnt know.
>>
>>532373515
I put the love sense gadget up my ass thank you very much
>>
what i'm hearing is an arrested development faggot who never learned how to live in the system he finds himself subject to. you worry about what you dont deserve and would never have had anyway while the birds of the air worry not at all. you are a failed lifeform and a crab in a bucket.

would you like one of hundreds of youtoube vids about building your own shit retard, in some cases even completely free using only the hatchet you brought with you? a demoralization shill usually has a different tone i think you are just a legit tiddy baby bitch nigger toddler faggot who needs a daddy.
>>
>>532375626
this is what happens when you hand over all the power to Donald Tusk
>>
>>532372952
Bait thread.
>>
>>532372952
doesn't help that employers still think $20/hr is a lot to pay people
>>
>>532378668
kys
>>
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As long as God's chosen people are happy, that's all that matters. Furthermore, you need to pull yourself up by your bootstraps.
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>>532372952
>20k goes to rent, 8k to food, 4k to the car, 5k for fun to not KYS
>you have 35k
>house costs 400k
Those are actually really good finances. It's much worse in Spain because this is a fucking shithole. Most men are worthless fucking losers here by capitalist countries standards.
>>
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>>532372952
How about I do nothing instead?
>>
>>532381004
>really good finances
Now look up average APR on a mortgage and get back to me.
>>
>>532381470
I'm not denying you have it bad, even Trump said he is mandating high home prices and will keep making it worse. I'm just saying in Spain the government does even more, charges more taxes for more social services, regulates more, and we're bigger losers.
>>
>>532372952
things won't get better without violence. current economy is part of capitalism
>>
>>532381935
high home prices are mandated by governments you fucking retard
>>
>>532375192
Op is american and most likely millennial his boomer parents probably fuck him over
>>
>>532372952
Capitalism.
Queue the cope replies to this post.
>>
>>532382046
faggot everything costs so much because the rich hoard all the money. the rich already have hundreds of trillions of wealth total
>>
>>532381718
>I'm not denying you have it bad
The point is with an average APR you cannot buy a house on a sole income with under 165k a year income. That's just to QUALIFY.

You need to be making around 200k to really have a shot of leading a good life. But once you reach those income levels the taxes are nearly as fucking retarded as Europe. 60k goes right to Uncle Sam.

How many people do you know in their 20s making 200k?
>fucking none.
And that's the age group that is supposed to be settling down and pumping out (white) babies. Do you see now, anon?
>>
>>532375192
Boomers sell their house to Magnum Pi so they can spend that money on NCL cruises.
>>
>>532372952
Honestly at this point every day I get begrudgingly more bitter towards my parents and hoping they die sooner so I can sell their house.
>>
>>532382155
is it okay if the cope is true? if so here's the first: high home prices are demonstrably and self admittedly mandated by governments, which is directly against free market
>>
>>532382211
oh shit guess they should print more money then
>>
>>532382291
>And that's the age group that is supposed to be settling down and pumping out (white) babies
kek boomers can't have that
>>
>>532374467
Kind of crazy how gas prices are the thing that increased the least.
>>
>>532375192
Kikes trick old fucks into selling their for retirement money so they can buy a camper van and tour the country side or so they can live in a comfy assisted living home or their pension/social security gets cut and they have to sell their homes to survive. Basically dooming their lineage
>>
>>532382692
Well, it is what it is. Jews are always inevitably going to do their thing. The one time someone stood up to them they ended up with entire cities burned to the ground, so...

Ideally it shouldn't be like that. But also, ideally, if governments allowed it, homes would be a commodity, not a big problem to afford, let alone a big life changing investment.
>>
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>>532382342
> ‘Merica
That’s so American - everything is transactional, including familial relationships
>>
>>532382408
>high home prices are demonstrably and self admittedly mandated by governments, which is directly against free market
>let's solve the issues of a free market (privatization) with more privatization
Because those prices are set inevitably by the banks. And if they aren't decided entirely by the banks you get shit like Blackrock which grabs up land and homes and monopolizes them under the guise of multiple investment agencies. You can't fix capitalism with a free market because the point of capitalism is hoarding of capital and someone will always be able to hoard more than the others. Land and homes are also capital investments.
>>
>>532375415
While homes as an investment was a straight up evil system that never should have been allowed to begin with, you currently have millions upon millions of decent people who never chose this but was still forced into the system for any chance at starting families and attempt to live but a pale imitation of the boomer life arc. If we crash home prices it isn’t boomers who are going to suffer. Their homes are paid for. It’s the millenials and zoomers who are going to have their rates hiked by 15% as banks panic about not getting their moneys worth
>>
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>>532372952
Try breakfastmaxxing you potatocuck auracel
>>
>>532372952
Don’t forget the “disabled veterans” who outnumber people on unemployment 3:1 and collect 5-6x the money.
> join army
> drive a truck in the desert
> leave after doing the job you were paid for
> talk to lawyer
> get welfare for life
Conservatives don’t want to touch the biggest welfare queens because they’re all in on the grift. These people are absolutely fucking up the economy which is why I’m glad trump ended their bullshit little home loan program.
>>
>>532383316
Did you know more than 500 dollars of your taxes annually go to Israel? Want to know how much of your taxes go to welfare and medicare each year? About 10 dollars each for those programs. And we've sunk to the point where we don't even want those few programs to help veterans that were tricked into turning into lunchmeat for zog.
>>
>>532382991
I do not want to get stressed due to the frustration of not being able to get most people to understand this. I will give you one last response in order to give you a proper explanation, and I hope you'll get it but I won't respond again regardless (if you understand and still disagree that's ok with me, I just hope you'll get my point).

When I say high home prices are dictated by the government, I mean they are set by the government and not the market. So what I said is incompatible with what you said, yet you started your comment with "because", as if both things can be true. ???

Anyway... Trump admitted he is mandating high home prices. If you still don't believe it even when he admits it, just look it up and you'll see how in order to build homes, permits and licenses are needed, and it can only be done in land that is designated for homes. They are mandating high prices by limiting supply. Homes could not be prohibitively expensive if they didn't do this, it's basic maths.

You argue that the banks are greedy, and blackrock grabs all of them up. So we can't solve that with more privatization! We need the government to help! Ok but if the government is hurting us then removing that problem would be an improvement. Even if you think it's blackrock and the banks, it would still be one less factor making the problem worse.

But it's not even actually blackrock and the banks, because they wouldn't be able to do that if the government was not limiting supply. They would lose money by trying, because people would just produce more homes as a result and their hoarded ones would just lose value.

This is not only a mathematical fact, but also even if you don't understand that, you can still by common sense, just ask why they hoard homes but not other things people need such as cars and food. So there's clearly something going on. I hope you don't miss the point and respond with something really stupid. I won't respond to this thread again regardless.
>>
>>532383024
This is fucking retarded. A market based on robbery by dictating high prices on something that can be made more cheaply, by definition absolutely has to be abolished. For the same reason all robbery ideally should be abolished, but specially this as it makes most people poorer.

The banks wouldn't hike rates on their mortgages in order to get more money to make up for it, that's not how it works and it's fucking retarded to think it does.
>>
>>532383930
I think you're confused because I wasn't even refuting you. Government and corporations are one and the same in America. Trump is part of the corporate oligarch and you're correct in assuming the government strong arms the prices in order to better themselves and their constituents. It's why insider trading goes unchecked and banks are bailed out whenever they ask. Trump wants America to go back to the gilded age and the monroe doctrine, where states in the western hemisphere did not have sovereignty and were treated like vessels ruled by fascist US backed regimes and our own government was essentially run by the mafia. Where I argued with you was your claim that a free market would fix it. In reality the concept of free market is why we're here now.
>>
>>532372952
it's more like
>my patents in their 20's
>me in my 40's
>>
>>532382875
my step-dad tried to charge me as a 14 yo. $200/mo. in rent after I got a summer job
>>
>>532384450
ok my bad, sorry, this topic is really frustrating

as to the free market. corporations can't strong arm prices. see how amazon has no option but to sell at a loss when a competitor is better. so getting government power, as in the ability to enforce what they want, out, would effectively fix the problems they create
>>
>>532384641
I knew Americans in uni where as soon as they turned 18 their parents kicked them out and they had to support themselves. They were studying via student loans
Deep down they were broken, sad people (I guess everyone is in that open air Jewish race war prison)
>>
>>532384641
They really are awful fuckers
>>
>>532384790
So why did you come here for college chink?
>>
>>532372952
35k??

I make 102k a year and only saved 5k last year. Now its still at 5k. Only luxury i did was buy myself a nice recliner for my back for 700 bucks. That's it. No vacations or nothing. I do ship at sprouts and whole foods, if I ate slop I would probsbly bring at 10k, which is not worth poisoning myself for
>>
>>532384910
I feel for you. I make a supposedly very good amount for spain and I'm still struggling. I don't buy luxuries at all.

I will try to get a very high paying job by lying and taking normies for the retards they are. It may work. And then I'll still be robbed but get enough money from some chumps to make up for it. If that doesn't work and I'm still single in a while, I'll just leave this shithole. I hope everyone does and the government runs out of money to pay the boomer pensions.
>>
>>532384910
If I included more I'd get "avocado toast"-tier boomerposting
>>
>>532384645
>see how amazon has no option but to sell at a loss when a competitor is better
Actually it's the reverse. There are some examples where Amazon has no choice but this is mostly in regards to sellers outside the west without regulations. Within the unchecked free market of the west Amazon forces sellers to make their prices cheaper on Amazon than on their own store fronts and they are able to do this because Amazon is mostly a monopoly in the digital marketplace. These businesses have to sell on Amazon in order to reach a wider consumer base and make more sales. When they do, part of their contract forces them to list their prices as cheaper on Amazon. In fact Amazon even makes it harder for people to find small business alternatives with biased search results as Amazon works closely with Google. Google ad partners will always try to redirect you to Amazon first instead of a seller's own webpage. Less traffic to those websites means they will eventually need to sell their goods on Amazon and the cycle continues.
>>
>>532384910
his rent and food spending is surprisingly low.
>>
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>>532373647
>>
>>532374467
>average home size in the 1920s: 1000 square foot, no electricity, maybe plumbing
>average home size in the modern day: 2500 square feet, 3 baths, 4 bedrooms, garage, and landscaped back and frontyard
>>
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>>532372952
C
O
L
L
A
P
S
E
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>>532375192
Mine are still alive. They've said I'll inherit the house after they're gone. But still, that won't be for another 10-20 years. My dad actually has enough money in savings to buy a house AND to retire comfortably, but he won't. I don't know why. He's at retirement age but still works because I think retirement is like admitting that you're in the last stage of your life. If I were him I wouldn't want to retire either. He'd have nothing to do at home. Just sit in the lounge room and watch some boomerslop show or youtube all day. I don't want him to leave all his money to me though. I want him to spend it and enjoy life as much as he can. I really hope he does that soon, but he's not the type of person to want to go out and spend money. However he has talked about taking my mum on a holiday and visiting our ancestors graves in England. Hope he plans to go somewhere else though because England isn't exactly a good holiday destination at the moment.
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>>532391926
why?
could use that money to start a business or pass it on yourself
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>>532372952
Live witg your parents, invest smartly and you'll have your home in a few years, dummy.
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>>532372952

The point that OP should be making is that most Americans aren't as well off as him. 100k is not the median. Much lower than that and you have 0 chance of owning a home, especially if you have a wife and kids.


Build your own home? Get out of here. Between building code, zoning laws, HOAs, material costs, and the general risk of 1st-time DIY, this concept is unattainable for most. I will punch the next boomer/millennial faggot that says this in response to the housing crisis. Housing regulations need to be systematically dismantled. Until then it's theoretically possible, but practically infeasible for most people that would like to own a home.

The system is beyond saving without government invervention. It can be incentive-based and tax-based , but drastic action needs to occur. It's an intervention to break up an existing monopoly.

1. Kick private equity out.

2. Discourage mass leasing of residential properties

3. Property tax break for first time single family home buyers, for the first 5 years.

4. Tax breaks for home sales to first time home buyers.

5. Severe tax penalties for individuals or businesses owning over 10 single family homes
>>
>>532391070
So why aren't they making smaller homes if no one afford the jewmansion
>>
>>532372952
If it's a stable job, can't you just take a mortgage? In 15 years you could easily pay for it. Idk... You can collect those money and go to other countries, it isn't that expensive in there
>>
BUCKO, ITS CALLED MAKING SACRAFICES!! BACK IN MY DAY I HAD TO MOW LAWNS OVER THE SUMMER AND WORK AT MCDONALDS SHIFTS!!!!!!!!! GUESS WHAT, AFTER A FEW YEARS I COULD AFFORD A 20K DOWN PAYMENT TO BUY A STARTER HOME. SO SPOILED, SO ENTITLED, GET A JOB AND STOP COMPLAINING!

_____________________________________________

U.S. ARMY VETERAN | PROUD FATHER OF 3 | GRANDFATHER OF 5
MARRIED 47 YEARS TO MY BEAUTIFUL WIFE CAROL - STILL GOT IT
2ND AMENDMENT ABSOLUTIST | TRUMP 2024 | BUILD THE WALL
FORD DIESEL TRUCK OWNER | LIFETIME NRA MEMBER | HUNTING SINCE AGE 8

"I FOUGHT FOR YOUR FREEDOM SO YOU COULD SAY STUPID THINGS ON THE INTERNET"

IF YOU CAN'T STAND BEHIND OUR TROOPS, FEEL FREE TO STAND IN FRONT OF THEM
LIBERAL TEARS ARE WHAT KEEP MY LAWN GREEN
MOLON LABE | COME AND TAKE IT | DON'T TREAD ON ME
>>
>>532375415
Good on ya, bruv! Most millennial dickheads are just waiting for their folks to die. Fucking vultures. Our parents worked hard and they should enjoy their golden years, traveling and whatnot. They shouldn't be denied a fun retirement just because people our age never had those same chances
>>
>>532372952
Sounds like you can bank $3000 a month after expenses
a few years of saving and you'll have $100k in the bank. Iraninans make like $500 per month and an iphone still costs $2k.
>>
>>532372952
oh hey, this izzat thread again where OP proves it doesn't understand how money or mortgages work. I think this is the... hundredth time you rupee-huckers have posted it?
>>
>>532391070
>average construction worker in 1920: expensive huwhite male
>tools to build with: hammer, saws, elbow grease

>average construction worker in the modern day: illegal spic paid less than minimum wage under the table
>tools to build with: hydraulic excavators, articulated dump trucks, skid-steer loaders, backhoe loaders, telehandlers, concrete pump trucks, asphalt pavers, cold planers, motor graders with GPS-guided leveling, aerial work platforms (cherry pickers), scissor lifts, rough-terrain cranes, and autonomous site haulers, rotary laser levels, 3D LiDAR scanners, cordless lithium-ion impact drivers, pneumatic nail guns, fuel-cell nailers, Ground Penetrating Radar (GPR), thermal imaging cameras, telescopic forklifts, Robotic Total Stations, Building Information Modeling (BIM) software, and digital moisture meters.

Now tell me why with all these tools and modern tech that allow us to build shit 10x faster everything is triple the price (adjusted for inflation), making us 30x less efficient?
>>
>>532373647
unironically kill yourself, stop simping for jewish society.
>>
>>532394257
Skilled labour with hammers, saws and muscle power is actually cheaper in the long run than unskilled labour with all that extra bullshit.
Why do we do it that way? I guess this way the companies spend less on labour and more on toys they can call "investments"
>>
>>532394257

anyone could build on their own property with a septic tank and some solar shit, wood for the winter obviously

but the main reason is the paper work
and the town won't run water or electricity to your property without liscensing
>>
>>532372952
Imma be that Kraut but what's the issue here? Sounds like a decent life, house down close to the usual ten years. 5k on fun sounds more like a luxury.
>>
>>532392811
>100k is not the median. Much lower than that and you have 0 chance of owning a home

According to AI:
>For the specific bracket of 20 to 30 years old, the percentage of Americans earning $100,000 or more is approximately 8% to 10%.

Everyone on /pol/ loves to larp about making 130k and having an 8-inch dick, but the reality is:
>none of the people who are SUPPOSED to be settling down, buying homes, and starting lives can afford to do so

The copers ITT will just say to "save up money bro", ignoring that it'd take over a decade at SIX FIGURE wages to do it. By then the prime of your life was pissed away wageslaving and whoever you marry will be far beyond their prime for breeding.
>>
>>532394579
>all that extra bullshit.
No, it isn't. But good job confirming you're a brainlet
>>
>>532394914
>>532392927
Because we don't live in Germany. We live in America. This place is a waking nightmare. Nobody wants to wageslave for 15 fucking years to live in a neighborhood that's going to be overrun with illegals anyways.
>>
>>532395221
Then leave? Surely if it's that horrible there must be someplace better right?
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>>532395375
>Then leave?

underage redditors first exposure to /pol/. Fuck off
>>
>>532392282
What am I supposed to invest in? Oil?
>>
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>>532372952
This is the golden age that you are living through right now. Humanity has never had it better. Haven't you heard? Jews are losing bigly and we are winning, in fact we have already won and everything is great now. Patriots are in control.

If you aren't living a joyous, prosperous and fulfilling life it's a YOU problem.
>>
>>532395622
So no argument. Gottcha.
>>
>>532395899
>thinks "if u dont like it then leave" is a valid argument

you just repeated the boomer retard's maxim. It's 2026 society is collapsing KYS already
>>
>>532382155
i think you mean cue. queue is what commies do to get food rations during their routine famines (btw owned bitch)(
>>
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>>532383316
lol
its so over bros
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>>532396256
>just two more weeks
Then what., you're finally getting a job?
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>>532372952
Just get a 50 year mortgage.
>>
>>532375192
>dad never part of my life except for a few vacations to his house when I was younger, allegedly pays a few hundred a month in child support (only found out later, never saw any of it as far as I know)
>single mom jumps from boyfriend to boyfriend, abuses me psychologically and physically
>babysat by Gameboy and TV, kept alive on frozen foods and mac and cheese
>finally throws me out at 18 because she doesn't want to help with college or deal with not being able to act like a teenage slut
>taken in by extended family, start school, no contact with parents except for mom contacting me to get a tax break based on the tuition I'm paying out of pocket with my wagie job because she won't cosign on even basic federally insured loans, eventually 0 contact
>extended family dies, she keeps every penny she is legally able to of the inheritance even though some was supposed to go to me (didn't find out until later)
>now in my 30's, making excellent mobey with my own business
>mom worms her way back into my life during a personal crisis stemming from a robbery/stalking incident
>turns out she probably did this because other family told her I was struggling and had money, which she then told my father
>I am struggling mentally with the state of my life but thinking at least mommy and daddy are coming back into the picture and will give me the life lessons they never taught me as a kid
>parents proceed to sell off my home and assets and outright steal a life changing amount of savings from me (over 1 million US)
>leave me confused and on the street
>have literal recordings of them doing these things and admitting to it, cops won't even listen because parents called the police and made shit up, making the first move
>I am now a black sheep in the family because my parents were greedy
I don't think some people even have souls. I'm a product of actual demons.
>>
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>>532372952
>picture of Amerimutt overbuying at the local shart mart
>>
>>532398793
>>parents proceed to sell off my home and assets and outright steal a life changing amount of savings from me (over 1 million US)
How exactly were they able to do this anon?
>>
>>532398793
>>parents proceed to sell off my home and assets and outright steal a life changing amount of savings from me (over 1 million US)
I swear I've seen this story because and it sounds like bullshit every time.
>>
>>532398793
>1 million
I reread this and realized I made a mistake with this but it's not even worth changing because nobody will believe this anyway and this board is full of sheltered zoomers and weird non-Americans now
It's all so tiresome
>>
>>532398958
There's no point in explaining because I'd have to post a lot of personally identifying information and the only result is this >>532399284
Because this board is now full of society's failures and angry non-Americans etc. Modern Internet culture is just hate/shout down anyone who might have accomplished anything/dog pile on people. It's just one big wshh Internet now.
>>
>>532372952
You left out 10k a year for booze
>>
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Are you even crimemaxxing faggot
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>>532372952
You voted for this
>>
>>532374112
In California the houses are $400k if you're willing to move inland but people are too pretentious
>>
>>532401089
I'm originally from Fresno, you can definitely get a house for 400k in CA but it won't be in a good location
>>
>>532401282
The Central Valley is the fastest growing region in the country. It's getting better, not a utopia but it isn't a ghetto like 30 years ago
>>
>>532401282
if that stuff was true you could probably sue them or something, unless you live in the south
>>
>>532399750
>I've accomplished
>Parents stole everything
Unless you were in a coma and they took PoA it's bullshit
>>
>>532372952
So... your nightmare budget lets you straight up buy a house in ten years?
>>
>>532401089
>just move to the uninhabitable desert, goy
It’s still super overpriced out there too that’s the crazy hopeless part
>t slum Diego
>>
>>532372952
>complaining about $35k after all major expenses

Unreal
>>
>>532373224
I would totally live in the middle of nowhere but I can't afford that either
maybe if I get a remote job I could sustain it but probably not
we sold all our towns, land, and communities decades ago so we could be slaves in a city never able to produce on our own. why again? is the only option to wait 3 decades until enough is saved up to do anything (assuming it doesn't all get messed up in the meantime like it definitely will)
>>
>>532372952
So you just have to save for 10 years? I bought this year after saving for 15, in one of the most expensive markets in the world. Zoomers and Alphas really think it's over if they have to work at something for more than a year.
>>
>>532372952
If I had 35k I could retire right now, as I have already retired at 33 with only 0$. Get fucked retard, (((society))) is for faggots. Real men live their life regardless of how (((poor))) they are.
>>
>>532372952
>Let's do some simple math, shall we?
>
>>make the coveted 100k in VA
>>after paying the pedophiles, you now make 72k
>>20k goes to rent, 8k to food, 4k to the car, 5k for fun to not KYS
>>you have 35k
>>house costs 400k
>
>IT'S FUCKING OVER


How many troy ounces of Argent is a k?
Remember to adjust for Inflation and time.
>>
>>532372952
>>
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>>532383316
Stay mad sandniggerjamboy!
>t.100%T&Ppermanentlydisabledveteranthatgets4kamonthfortellingmydoctor"killingsandniggersmademesad"(itdidn't)lol
>>
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>>532372952
>>532373647
>>532374467
>>532375415
>>532377546
>>532378668
>>532378834
>>532379213
you lost trannies
>>
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>>532372952
sos
>>
>>532404232
Yes consumer luxuries are cheaper now, that’s the “circus” part of bread and circus. Our parents didn’t have iPhones and Xboxes, they just had stuff like a house and an entire family raised on a single income. Consumer retards can’t see the difference because they’ve bought into the neoliberal koolaid. They flood our markets with cheap disposal goytoys manufactured in China hoping you won’t notice how your domestic productivity, infrastructure, and purchasing power is now third world.
>>
>>532372952
You voted Spamberger, enjoy your cake.
>>
>>532372952
You forgot the mandatory health "insurance". I pay $17,000 per year for coverage for just me. That's literally the cheapest policy I could find. The first $9000 of expenses are my deductible. If I need more than $9000 of healthcare in a single calendar year, then the insurance pays 80% of it above that threshold.

Roberts decided that the Obamacare mandate was "just a tax" so you should be able to subtract it.
>>
>>532403251
>>532403416
Dude just make six figures AND save it for 10 years AND there's no inflation AND you have no emergencies/health issues AND prices stay the same AND you get a 0% mortgage APR

Great advice troons. Got any more seasoned advice to the average person whose median income is 45k?
>>
>>532404423
necessities of life are expensive and fancy gadgets are cheap
thank you capitalism! I for one am glad I can't afford to eat but I can buy a flat screen tv to watch niggerball!
>>
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>>532372952
Hey bros this frog landed on my sliding door. What do??
>>
>>532372952
>8k to food
Nigger learn to cook
>>
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>>532404232
>The only phone I think exists is $4,000 iphones
>Oh a free night and dinner at the Casino?
>I gotta go and spend $800 at the slots because they gave me a $30 Dinner!
>>
>>532404862
Kiss it to see if it turns into a prince.
>>
>>532404423
Flagship phones are $2k and are released every year with arbitrary changes and side-grades along with software that does literally the exact same shit--lets you scroll text and images and play videos--but gets more and more resource intensive. Smartphones have not improved significantly in terms of features/function since around 2012/2013. It only became "normal" in the late 2010's for them to cost this much. A flagship was $300 in 2013. It's not just about inflation. The same thing happened to GPUs--$1k bought you a whole mid-high-end PC build in 2012, and now that'll get you 1/2 of the second-best graphics card
>>
>>532404862
see how long you can boil it until it leaps out
>>
>>532372952
You didn’t include healthcare, your rent is the lowest possible price one could find, car is also less than average.
You’re eating ramen noodles.
God forbid you might have to pay for daycare.
>>
>>532373224
But they prOOOOved that affordable housing does exist
>>
>>532405549
Kek
>>
>>532373647
We are in the wreck shit now until people decide they actually need to fix things, or run the fuck away before shit starts getting by wrecked (since we were played for time and ignored the problem for too long).

See flag.
>>
>>532405633
If you talk to them enough they'll start getting mad and tell you that you can live comfortably earning $11 a hour at the grocery store down the street in your basically foreclosed home.
They'll outright ignore you if you try to tell them that all these dying communities were propped up to support a factory that got stolen by China because their only stance is to defend the establishment.
>>
>>532405858
There is a guy called Raymond on YouTube that has the same line though and his issue is he’s a covert narcissist dry drunk and he bought property and fixed it up (admirable) but cant get anyone to rent it and he’s bought into the higher price levels. So rather than admit shit sucks and he’s a victim of the times who did his best but it’s a cruel world, he’s pathologically committed to defending the idea of property ownership as a personal cope.

Maybe other people are like that.
>>
>>532406193
normalfaggots are so gay
>>
>>532406193
Truly the ironic tragedy is that most shills don't have to be paid, they do it as a self comforting ritual to tell themselves that everyone else is just lazy and the system they receive a sparse amount of success in is still functioning.
>>
>>532372952
The average income is 65k$ though and for bachelor degree holders 82k$. Discard the 0.2% and its more like 56k and 72k. Take into account that older folks hold more senior well paying positions and people under 30 make a lot less. Yeah its fucking over.
>>
>>532373787
Over here in the city regions for a house not apartment its 550k average. Minimum is like 420k but those are houses that need like 80k euro in renovations done to them since they are from the 30s. Average income is like 55k and median 42k I believe. On 55k you can go into 220k debt maximum or something like that. House literally requires 2 full time incomes that amount to slightly above the average. Meanwhile boomers got those houses 20 years ago when they were 180-200k and the median income was 28-30k.
>>
>>532406985
Thats one of the bigges ways they fool mutts. The average Canadian is Richer than the average burger, and we are broke AF. So much of American lifestyle is fueled by personal credit as well.
>>
>>532373224
Shit fuck that. If I could do it again the moment I turned 18 I’d take a bus to San Francisco and go from there
>>
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>>532411483
> San Francisco
I don't think you realized how pozzed certain places are.
I live in the middle of Cambridge, MA. And our city hall looks like this.
>>
>>532372952
>>
>>532372952
That's what you get for letting in millions of pajeets driving prices up
>>
>>532372952
Xoomer, here
It seems like a lot of yall are just a surplus population
An accident of wealth/technology who should not have made it to breeding age
Nature always wins
>>
even a house in somalia is out of my reach



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