Every single nigger I have ever met only thinks in terms of the here and now. They do not understand what a loan even is, much less how principle and interest work within it. Their only consideration when “buying” a car or anything else that they finance is can they make enough to pay the monthly payment. And even then, they default on that.Why the fuck are we expected to share a society with a race that is this stupid?
>>532989049Its used to be that they did the menial labor; somewhere down the line they believed that alone warranted their migration & integration to the middle class lifestyle.That's why you always see niggers ATTEMPTING to pass as wealthy when they are two missed checks away from homelessness.
>>532989049I wonder how many of them make even a single payment
>>532989280Bhph lots don’t expect them to since they are niggers. They put trackers on the cars and when the month is up they come and repo it.
>>532989280At 0 down they're expecting at least 10 payments.There are probably further embedded scams involved. Like selling a nigger used car as new.
>>532989049$600 for 427 months works out to $260,000. What the fuck kind of Camry costs that much?
>>532989049>0.0 downThey got me with that on a quad, totally worth it i was riding by 4pm that day.
>>532989569but think of how rewarding it would be in 2061 when the car is finally paid off.
I have never taken out a loan because I know it will end with me chained to a milking machine in debtor's prison. I have learned a lot about vehicles only buying used outright. Boomers completely fucked he market in the old country with the cash for clunkers but what aspect of life hasn't been raped to death in the last decade?
>>532989049They never planned on paying all the way anon. Their plan is to keep it and dodge the repo man for as long as possible after missing payments.
>>532989049
>>532990479I got a motorcycle like that once when I was 20. Never made one payment on it. Got a job that paid me under the table for 7 years, then I just moved to a different state. Sold it to some kid for $200. Good times.
>>532990754this really explains a lot
>>532990131They wouldn't have to chain me to the milking machine.
>>532989049>Their only consideration when “buying” a car or anything else that they finance is can they make enough to pay the monthly payment.They don't even consider that. I used to sell motorcycles, all they want to know is can they have it. You could tell them the payments were ten million dollars biweekly, and they wouldn't bat an eye.
>>532989049This is economically rational due to time preference. YOU don't understand economics. Read The Positive Theory of Capital by Bohm Bawerk. It literally will make you side with them nigs and understand them
>>532992077Checked. It's hilarious because it's true.
>>532992077you type like a chicom faggot.I wouldn’t side with niggers if you lit me on fire and told me that was the only way to be extinguished
>>532989049They understand loans just fine, borrow money from a nigger then see how long it takes for him to come kill you for not paying him back. You are confusing niggers not caring about loans with no understanding it.
>>532989049>427 months>35 years @ $600
>>532989049pretty sure she meant $599 a month for twenty-seven months
I used to go to buy-here pay-here car lots to repair superficial wear/tear/damage to vehicle interiors. Dealers would repo the cars after non payments and I'd get to clean up the mess. Let me tell you the horrors I've seen. Roach infested cars. All sorts of interior damage that makes one wonder how it could have been accomplished. Imagine what South African neighborhoods of their kind look like, but inside a vehicles. I'd take apart doors and viscous goo would pour out. The most repaired locations was the center console arm rest and drivers seat crotch area. Do you know why? Salt water, or rather, sweat. You ever see tyrone blasting his beats rolling with the windows half open in Florida heat? Well he is sweating his balls off and everywhere else. That sweat quickly finds its way into the fabric and breaks it apart. It's like their sweat can destroy things better as well. I got disgusted with the type of work and moved on. If you do not like being around Jamal and Lutheria, don't get into the used car business in any way. Also a side note, I've noticed when shopping, they walk in front or to the side of the shopping car to pull it, instead of push it. I wondered why. They I figured it out. It was considered effeminate to use the cart as intended so one did it and then the rest followed. Now you get a rolling road block when you risk your life to go shopping. Some people around the world don't have to put up with this and I really don't like that I have to and am used to it and accept it.
>>532989049Is this legal? Can I really sell a junk car for $0 + 200k?
>>532993033I took off a seat cover in a car I bought after driving it for the best part of a year and there was an envelope full of printed out horse pictures and nearly $700 in cash
>>532989049A $255k Camry wow
This is obviously fake, kids
>>532993924You're obviously fake, nigger.
>>532989049>30+ yearsare the loan sharks niggers too? who the fuck expects niggers to live 30+ years?
>>532989049Nobody knows finances it's not a black thing youve obviously never gone outside and hung out with business owners or anybody moderately wealthy they all buy dumb shit youre just poor and hate seeing people who actually give a shit about money spending it. Youre like one of those rabbis who sleeps on couches and purposely gets addicted to heroin so you can claim section 8 while keeping a safe full of money and gold/silver/paladium you'll never cash out on