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/pol/ - Politically Incorrect


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Credit cards are awful and slavery. Debit cards are awesome and freedom.
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they should be nationalized. the fee that private card companies charge is unnecessary and parasitic friction on the economy
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>>533563094
Because the credit and banking industries are completely circle'd
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>>533563094
It’s inflationary. Every purchase adds credits to the system.
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debit cards are only for pulling out cash. credit cards are awesome and i pay them off every month and get cash back because poors and niggers don't understand how interest works.
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Because every purchase you make is tracked and categorized. Also ursury levels of interest for cc's

>t. 780 credit score
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>credit card
used by prime retarded goys who think their "bonuses" arent just the banks accruing further interest on your (their) money
>debit card
necessity unfortunately
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>>533563094
they are completely different shit even though they look same
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>>533563094
What's the issue with credit cards again? It's just easier to pay.
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>OP memeflag
/pol/ is for creditmaxxing
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>>533563094
Because the cashless system is flawed
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>>533564356
It's called debtmaxxxing, goy
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>>533563094
Cards can be pickpocketed Or copied virtually or credential hacked in a multitude of ways. The whole concept is stupid and by design as jews want you poorer by hook or crook
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>>533563094
My parents have been in credit card debt since I was a baby.
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>>533564210
debit cards are horrible for booking hotels.
credit card bonuses: as of right now, the cashback and bonuses i received are more than the interest. if you are good at paying back what you spend and controlling that spend level, the interest is effectively $0. but there are many who can't so they end up getting charged interest.
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>>533563094
Credit cards have their uses. Use somebody else's money for bullshit things and keep all your real capital invested elsewhere.

Just don't get a nigger credit card with like 5000% interest
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>>533563094
cheese hamburger poptart i miss you dave says the cat
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I have 8 credit cards, if the worst ever happens I'll cash them all out fly to China and sell state secrets for refugee status and a Chinese wife
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>>533563337
It's only slavery if you intend to pay it back
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>>533563094
Debet cards are ok for withdrawing cash from the ATM only.
I pay for everything cash or via direct deposit. If there is some store or business that doesn't take care, I don't fucks with them
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Because it's a jewish money scheme

Fun fact: Credit cards failed in Asia because they view paying money you don't have as stupid and doing so is shameful (they realize credit cards are basically debt)

Obviously you know what happens when you hit a low point and can't pay back
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>>533563337
>credit cards are awful
I've made about $10k from rewards points. Only paid interest *one* month because I forgot to pay (only the minimum amount was automatically paid).
I have literally made $10k+ from cash back rewards
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Because /pol/ is full of neets with no money and no financial understanding. Credit cards are great as long as you use them right. You get consumer protection, insurance, and bonuses.
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>>533566882
>i need the premium insurance package on my debt money saar that's what real adulting adults do!!!
Truly, you people the kikes of Europe
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>>533563094

Anyone who isn’t getting free money by using a credit card like a debit card is a mental retard and deserves destitution.
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>>533567055
Proving the point. You are a financially illiterate neet. You don't know how to use credit cards and can't even elaborate why they make you seethe. My credit card usage is purely a net benefit for me.
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>>533563094
Because of the credit card company jew and banks restricting your legal purchases and controlling your own money against your interests.
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>>533566827
That’s stupid on steroids
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>>533567728
>making free money is stupid
Explain.
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>>533563094
>and
Theyre polar opposites you retard
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>>533563094
I like and use both. I have paid zero dollars in fees and interest across my over 20 years of using them.



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