Why do I see $60k+ SUVs and trucks everywhere. Are most americans just rich? Why is eveyone bitching about the economy then.
Good time to be a repo man
>>533592292Most Americans are also deeply in debt https://www.fool.com/money/research/average-household-debt/
>>533592292Debt slaves. They aren't rich at all.
>>533592292Money is literally the easiest thing in the world to get OP
>>533592442>goyim, this graph says you should serve the banksWhy do you volunteer to be a nigger?
>>533592292jews lend goyim money to buy depreciating assets. try going to the bank and telling them you need money for a great investment and watch the door hit you in the face while they throw 10 low interest loand your way to buy the latest slop
If you are 25+ and can not afford a new pickup you have failed as a man.
Minimum payments + high interest rates for years and years, then they roll their negative equity into the next car loan.
>>533592292Be in debt anon.Just be in debt now.
>>533592292Niggers and browns.>>533592442>Good time to be a repo manYep. Some dealers sell their car 3-4 times to different niggers who can't pay it.
>>533592292Pickup trucks are the ultimate do it all vehicle. Especially with a quad cab and short bed. I put a 6" lift and 35" Nittos on mine so I can literally go anywhere. I don't know why people seethe so much about having this capability.
>>533592292It's called debt 1pbtid faggot
muttmericunts are nigger rich jew slaves, always have been and always will be
>>533592519Just drive a old truck poor lil nigga
A poor person with no savings can potentially make their $700 monthly car payment. They do not have $5000 cash for a used Toyota Corolla. That's the irony of inflation and debt. Easy lending makes things increasingly unaffordable without taking on debt.
>>533593051nah it wasn't always like this at all. back when I was first learning how to drive you would see hoopties EVERYWHERE. a big shiny truck would be a reason to turn your head because it was rare.
>>533592292>$60k+ SUVsit's actually $750 a month for the rest of your life
Only boomers and high income trades degenerates buy new expensive trucks. The rest buy them used for under $45k. I own a 2020 F150 Lariat I bought for $29k.
>>533592926>with a 6" lift and 35" nittos i could go anywhere i want, he said to himself out loudnice bait.
>>533592292There's this thing called "financing"
>>533592519only niggers buy cars on a loan.
I have zero debt and a 2012 chevy cruze that I bought used in 2014 for $12,000. It currently has 112k miles on it. It will likely be my last car because I would only biy something that has>no touch screens, physical buttons only>no in cab recording functionality>no AI bullshit>A proper stick, no buttons for gears>no auto start/stop>no hybrid or electric power train elements>no remote shut off
>>533593121If you can afford a $700 monthly car payment, then you should have saved that money during the prior 10 months to needing it. Then you would have $7000 to buy a car with without a loan.
>>533594985The new truck costs 135k, good luck saving that on min wage within 5 years.
>>533592292like 1 in 3 Americans have over $50k in debt
>>533592926Only poor envious coping faggots cry about it
>>533595241Boomers buy the trucks new, and people buy them off boomers a year or two later after they want a new truck for ~50% the original price.
>>533595788>50% of $135,000 is $7,000finance officers hate him...
>>533592292They're actually all broke with their jumbo truck car payments averaging $1,800 a month. I laugh at jumbo truck faggots. Now gas is sky high. Poor broke devils.
>>533596044Yes, $5000 for a used sedan. The post I was responding to originally was not about your hypothetical truck.
>>533596599>he thinks cash for clunkers never happenedThe absolute floor for a used car you can drive off the lot and not need immediate catastrophic repairs and will last for over a year is $10k.
>>533592684a lot of times that's because your idea loan wouldn't be backed easy collateral
>>533596727Cash for clunkers was 20 years ago anon. Nearly all of those cars would already be in a scrap yard right now even if that didn't happen.
>>533592926all truckniggers deserve death
>>533596929The scarcity raised all prices. The car that should be selling for $5k today hasn't depreciated that hard yet, because it sold new for $35k.
>>533596971holy fucking shit, that's gotta be like a 20-30 IQ on display there
>>533596971me in the portapotty
>>533592442How do I buy shares in a repo company?
>>533592292white people still have money, except for the neets>>533592452break these statistics down by race and gender or I don't care.
>>533594858good goy, now you can pay for that new house.
>>533596971And that is why undertaking is illegal in the civilised world...
>>533597159get a load of this fucking parasitic jew
>>533597051Prices raised more so because of inflation. The government has been printing money for 20 years to solve all the problems. A requirement for cash for clunkers was a new car must have been purchased to get the cash.
>>533597213Nice Celica. Where'd you get that dope wing?
>>533592686Based.This place is filled with low life neets that live in their mom's basement. Of course they can't afford a 60k vehicle. It's not hard to make payments when you're working a career job that pays well. Sucks to be them. Big windows on the bus to see all the poor fags.
>>533596971classic asian driver in the truck
>>533597345>a requirement of destroying a perfectly good used car was buying a much worse and much more expensive new car>this artificial demand had no effect on pricesYou know the argument that guaranteed federal loans are why bachelor's degrees cost $250k a semester?
>>533597465Making payments on anything is Jewish. Anything that's more expensive than the cash you feel comfortable carrying on hand should be revaluated, but hey uh enjoy your payments for your cuckwagon NOBODY actually cares about
>>533597539ah yes the asians are known for their love of lifted trucks. at least manlet truck owners have that in common with asians.
>>533592292Americans are the richest people in the world by far despite what the losers on this board say
>>533597775Tear all the shitty Chinese electronics in them out and you could probably half the cost
>>533596248I own a 2024 F-250 platinum and my payments are around $800 But I put 50% down when purchased
90% of <5y cars are on a lease.
>>533597681The demand for college degrees isn't artificial. They import thirdies and fill up the schools to maximize profits.
>>533596971You literally spam this in every thread you no life loser. We get it, a truck guy fucked the girl you liked but were too much of a pussy to talk to.
>>533592292some of your environmental regulations don't apply to large trucks or something
>>533597681Also I should add that the cash for clunkers didn't drive up your prices to what we have today. The 2008 crash caused banks to start offering longer loan terms for vehicles. Previously a 2 year loan was the norm. Now people are taking out 5-7 year loans. The wider distribution of cost causes low iq retards to buy more expensive cars because to them it's the same cost per month. This trend caused auto manufacturers to drop their budget models. That in combination with the higher EPA requirements for small vehicles has caused manufacturers to build bigger, more expensive ones. Cash for clunkers played a very minor role in all of this.
>>533597690so true, because jews definitely don't take advantage of low interest rates to leverage their wealth
>>533597902lmao what a retard>>533597995*manlet noises*
they are just okay going into debt. a lot lose their them due to the payments they cant keep up with
>>533592442Miss those days, had to load tractors on flatbeds from the spics in socal for being degenerate gamblersPapers showed foreign leases so maybe chicoms wanted to skip paying
>>533592292>Are most americans just rich?The average new car sales price is $50,000 you boomer fuck. Why can't any of you understand inflation?
>>533592686no real man succeeds in a gynocentric society ruled by feminine jews and their pets
>dumb question, obvious answer>1pbtid You all deserve it.
My 8 year old truck still retains half it's value though, matter of fact I'd argue it has gone up.
>>533601851it really is impressive how ford has managed to make an even more boomerbait vehicle than the wrangler/gladiator
>>533592292>Are most americans just rich?Indebted.
>>533592292Actual rich people do not drive flashy new cars. Posers who borrow money at 24% interest do.
>>533598508Im 6'3", have a 7" dick and a gfWhat lame ass insult will you use now?
>>533602200IDK if it's cooled down yet, but I know for the past 5 or 6 years you could buy a brand new truck literally every year because the clown world trade-in value retardedly going fucking UP over new MSRP would basically make you money
>>533597720I have a Vietnamese neighbor with a lifted F150 4x4 as shown in your picture. Jelly bean tho. Same thing with his old Tacoma.
>>533598013Vehicles over 6000lbs can be used as a writeoff for businesses Trust me they still have emissions equipment
>>533597902>800/mo after putting 50% downholy shit, this is the power of retardation. I bought some dinky sedan and paid 230/mo after putting ~10% down
>>533597995get back in your gender affirming vehicle and haul air to your suburban office job, like everyone else that drives modern pickups
>>533603322I make $140k and live in a paid for houseI also regularly make payments to reduce the principle. Also actually use the truck for heavy equipment towing. Anymore cheap insults that I can deflect?
What happens if you just don't repay a bank loan? Baillifs? Court?
>>533603468I work in heavy equipment you jealous little broke dick bitch boy.
>>533597309>nooooooo you have to let me keep this $50,000 status symbol that I couldn't afford or you're a JEW!The jew is the person trying to steal the vehicle they never intended on paying for in the first place.>>533596971I hope pickup truck nigger died he probably did.
>>533592292>Trade ins, important here>various $500 discounts>Packages NOT included >Haggling down>Classing the vehicle as a business expense >Being married Depends on how much you want it. Same with big houses. I always ask myself how they can buy this and then I realize there are two incomes doing the work.
>>533597345Those old vehicles they destroyed every last one of them were efficient easy to work on cheap parts vehicles that would have lasted decades longer. They were replaced by chink shit with plastic oil pans. You know nothing about vehicles nigger that is all.
>>533603506>>533603542>I do heavy equipment towingnobody is asking about how you bring your wife to the store buddy
>>533596971Statistically, Dodge Ram drivers account for the majority of DUI convictions.
>>533603506>I make $140k and live in a paid for house>I also regularly make payments to reduce the principle.Get a load of this migger. His mind is so buck broken he lies within 2 sentences like the orange golem. Or he's too fucking stupid to even know which of the contradictory things he typed was true also very possible.
>>533592292Oh anon, they have 8-10 year car loans now.>>533592442This doesn't matter because boomers will just vote for bigger loans and will be dead before they pay it off anyways. It will keep getting more and more red as we go on.
>>533603750Another swing and a miss champ!My gf is a recovering anorexic and her BMI is like 20Btw just to make you seethe harder I drive a BMW X3 on the weekends :^)
>>533603797>know which of the contradictory things he typed was true also very possibleEnglish not your first language bud?
>>533603892ah I see, you went with the methhead "ex"-prostitute option in buttfuck alabama. a man of class
>>533592292>Why do I see $60k+ SUVs and trucks everywhere.we are still in the post-COVID money printer era> Are most Americans just rich? Define rich.My zoomer neighbor drives a $60k Toyota. He doesn't pay the mortgage, rent, utilities, or insurance. He still lives with his parents.
>>533603954Your house is paid off but you still make regular payments Pablo choose one.And then go kill yourself.
>>533592292its all %. yes alot of people are filthy rich and their parents hand them the world while tonnes of people live with next to nothing.the distribution of wealth is all fuked.
>>533604013Try Colorado and "crunchy" hippie hiker ex-stoner instead. Maybe instead of seething at what others have, maybe put your nose to the grindstone and work harder? Ever thought about that?
>>533604255On the truck, you fucking retard.
>>533592292its mostly nonwhites who apply for minority negative interest tax credit loans that they have access to but whites dont
>>533604369Oh Okay I admit I am the retarded one.At least you don't have stinky unwashed hippy with herpes like>>533604303
my parents got a new house in a nice suburban area with giant mansions like literal castles next to each other. million euro homes.i live in a tiny apartment being some director digital making 40k. this is all fuked. do you think people worked for their 3 million euro house? ITS ALL INHERITED MORONS.they just lie to you its from their work lmao. get a fucking grip.
i know not just 1 guy but 2 guys who get a literal house handed being just 22 years of age.YOURE SLAVES.
>>533604424I caught the herp several ex gfs ago. Think I gave it to her ironically lmao along with my goody two-shoes Catholic ex
the distribution of wealth is so epicly fuked that we cant affort people anymore. all we need are rich neets and slaves now. thats it.rich neets and some slaves. just like in egypt. youre still in babylon my dears.
>>533592292>make $300k>buy $60k truck>3rd world garbage can't comprehend how you can afford a $60k car
>>533604747That's what they want, anon. They want to raise their own wealth and lower the costs. They raise their own wealth by flooding the west with slaves that they pay 0, which you have to compete with. Then, on top of that, they make the loans usurious and extremely long to raise the price of everything even further. Then, they give out more gibsmedats to the infinite shit skins than the amount of money you earned in your life time as a slave.All of this to feel better than the pleb.>>533604954How do you make $300k USD anon?
>>533592292Yes we are generally rich. Although 60k really isn’t a lot on money now
your parents are useless idiots if they wanted you to become a worker drone.
>>533603322You do realize that you can use them to make money right? That’s what I do. 1500 to 1800 dollars a month isn’t shit to pay for having nice new shit that works
>>533605003yea so how did all these people get their million dollar mansions. ITS INHERITED ITS ALL INHERITED.WHEN YOUR FAMILY SUCKS YOU WILL SUCK. the end.
>>533592292I cant wait until my friend finishes his Carbon "GHOST MODE" DODGE DEMONMight be nicer than the Carbon Lamborghini Urus I helped assemble
you can try and ship away 15 years of your life with all the stress having a "career" while trustfund faggot homo gets his first house being 22.that little piece of shit got a red mercedes convertible hitting 18 and i was still riding my bike lmao.
take drugs, tell everyone to go fuck themselves. this society is shit.
>>533592926Based
import more niggers so they can kill all you snobby piece o shit bastards.
>>533592292I've seen 96 month terms being advertised on cars/trucks now.Leases are another way people often get into these things.
>>533601851What’s with the super gay paint job?
>>533605336I see this with jeets in Canada who scammed the government for money. They kids are driving around new Mercedes AMG going to college while the poop parents scammed the government.
>>533592292>Are most americans just rich?compared to yuropoors, yeah
>>533605680Imagine a 96 month lease.
>>533592292Why do you think we call you Ameririch?You're all a bunch of richards.
>>533594858>auto cuckget out of here with that garbo lmao
>>533592442Repo men will be among the first to be killed in the revolution.
>>533597720>small dick>small height>can't driveAsian "men" are prefect for lifted trucks
>>533605758You gotta have that brand new imposing RAM in order to drunk drive in style.
>>533605689I assume it represents the sea, beach and mountains?Very fitting for a car that costs more than most Europoors make in a year and you only use to drive on the beach a couple of times a year because you own 7 other cars.
>>533592292$800 a month payments for 84 months.
>>533594858Basically this, I'll just buy the same year car as I already own for 3-5k or just drop a new engine in my current car for a bit less than above, automakers and regulators can get fucked. Probably sell the house and just become le digital nomad soon too, fuck the entire country and fuck paying taxes to these evil kikes.
>>533605754Not just compared to Europoors, compared to pretty much everyone in the world.Even so called rich oil states tend to have a large poor population without citizen rights so they don't count in the statistics but they still make up the population.
>>533605972They are gaslighting people>Loans are up because you just can't stop buying trucks! And it's not because the other rates are unaffordable!I see tards on the road with their latest big trucks. Imagine doing a 96 month loan, paying 95 months of the truck only to then have it taken away by the bank because you didn't pay at month 96. What kind of cuck would do that?
>>533605805you're actually retarded
>>533606114Fucking based. Fuck the kikes, invest money in some internet shit, websites, ads, idk.if all else fails learn how to buy and utilize stolen bank account details, cc information, etc. FUCK THESE NIGGER KIKES
Americans can't afford houses anymore so they get a seven year loan and buy the most expensive vehicle they can afford. It's an American thing, you wouldn't understand.
>>533592292>Why do I see $60k+ SUVs and trucks everywhere.I see a ton of niggers with SUVs and Range Rovers in Georgia. I can't imagine how much they're paying and how long the lease/loan is.
>>533592452A guy I work with who has a few years on me and is senior of my current role is constantly in debt. Buys new cars, tries to fix them, spends thousands in parts per month, etc. I was spying on his computer screen earlier and saw some website he uses to track it all and had 35k debt. I am not well paid but not poorly paid either. Make enough to sustain myself, max roth ira and enough in 401k to get full company match with a few thousand leftover each year for expenses beyond rent, food, utilities. So he at least makes more than me and also owns a fully paid off house. Must just burn money like a retard or sports bet or something to be so far in the hole. 35k probably was more, he sold his vehicle to pay down the high interest debt a month ago and has been having to balance his wife and him both using car to go to work.All that to say, I dont get how people are so accepting of debt. I treat debt and interest as me losing money. Sure I could go buy something and pay interest. Or I could save a few months and if I still want the thing then I buy it. Most of my impulsive want purchases I end up thinking about I then later realize I was stupid for even wanting. Makes me think all the debt minded people are by design to extract wealth from goyim.
The number one cost of a car is depreciation, number two is financing. Tax, insurance and gas is whatever. Buy 2-3 year old cars on which someone else ate the depreciation for you. Buy cash. Doing this your entire life you're saving a mansion.
>>533603506>paid for houseMeaning you got a HELOC loan and you're doing the nigger rich life.
