Now the economy is shit in so many countries and people are less concerned about credit card and use debit card instead. But once it was status for many people of the Gold card, Black card and platinum card. Gold and black are still so solid and gay but how about platinum cards?
>>534182100What year is it?
>>534182100Its basically just an invite to spend even more money. For the rich people, its a competition. To any normal person, its just a retarded way to show you think you're better than the others.
>>534182100I literally own zero credit cards, I own two homes, my cars are paid off. My passive income subsidies my lifestyle.Credit cards are for goys.
>>534182473>gay retard uses his debit card to pay for everythingNow this is peak goy.
I usually get a pop at the register with my platinum AmEx card.
>>534182100I think I've always had a platinum. Even when I don't pay those thieves back. I don't think it means anything.
>>534182100It used to be an exclusive club, now they let anyone have it that wants to pay the $700/year fee or whatever it isAnd the benefits are trash compared to what they used to be
>>534182100“Platinum” is just a marketing ploy. I have 3 or 4 different cards that call themselves platinum. Don’t fall for marketing
>>534182100>having card with annual feeWell, that ruins the point of using credit card. I have credit card to have 2% discount on everything and sometimes other random cashback on select things
>>534183252The point is looking rich in front of girls anon
>>534182473Don't they have some crazy-ass benefits over in US without any drawbacks if you aren't retarded?
>>534182100Credit is the currency of slaves.
>>534183806Yes. If you don’t use credit cards in the US (no idea how it works in EU) you’re a retard leaving money on the table. It’s as simple as setting up autopay and it functions as a debit card with various rewards (eg 2% cash back, intro bonuses). If you’re really autistic you can get into the morass of churning. I have free flights to Greece, France, and Japan just from points churned through intro bonuses.>>534183922Case in point
>>534184350>no idea how it works in EUSpend 5000$ in a month and receive 5$ back at the end of the month! Up to 15$ per year in FREE cash!
>>534182100Why would anyone want to step into usury willingly
