>>84315131
Im in the process (its locked in) of transferring my $115k work rsp to my bank to put into etf's and a tfsa for buying my first home and i could smell the desperation on the phone from the policy manager trying to give me other options within their fund spreads and she finally relented basically saying she gave up
Had a giggle moment when i asked her where she parked her money and she just laughed and said she can't say

>>84315157
I'm not really familiar with stock options from a company, but just max your Roth IRA first and then put it into a normal brokerage account

There are other brokerages with better expense ratios, but I'm too lazy and cautious to move my money out of this account and research which brokerage is better