>no fucking money for presents and minis>spy "Buy now, pay later" button on various websitesBrehs, I shouldn't...
>>97198488Yes, you shouldn't
>>97198488>no fucking money>spy "have even less fucking money for longer" buttonIt would be extremely foolish.
>>97198550>It would be extremely foolish.He's a dumb guy
>>97198488Go for it.If you live, you can always make more money in the future.If you die, you won't have to pay anyway.
>>97198488Just order some stuff off amazon and say it never arrived.You can usually get away with it once or twice before they really cut you off.Same with walmart.
>>97198585
>>97198488you ever sell plasma before? might help.
>>97198488Serious question anon, are you black?
>>97198585>>97198763The gift list I filed with Amazon only includes me, my mom, Dr Pavel here, but only one of you!
>>97198488It's not so bad if you only do one or two with low to no interest and autopay that finishes before the interest jumps through the roof.The danger is when you do a bunch of them without doing the math and end up with late fees and jumped interest after they crash in harder than your next paycheck.
>>97198488I'm about to give you the facts your apparent filth, fucking failure of a father never did. No fucking money means no fucking money, not "maybe money later". You are a grown fucking man. If you are broke, its time to stop playing with dollies for a while and fix your situation.
>>97198488Do it. One more bad decision on the road to suicide.
>>97198488You don't have to pay your debts if you don't own a house. Just wait a decade and negotiate the desperate money collector down to a tenner. No such thing as debtors prisons, after all.Buy those presents and minis, anon. Splurge, even.
>>97199195>No such thing as debtors prisons, after all.Give it a bit.
>>97199195>No such thing as debtors prisons, after all.With how Thiel is taking over...
>>97198488>taking out loans for luxury goodsliteral nigger mentality
>>97198488>paypigloool
>>97198488Don't. "Buy now pay later" is practically legal loan sharking and even worse than a neglected credit card.
>>97198488Don't do it. It's a trap to keep people poor
I took out a loan to buy a warlord titan.
>>97199123This. There was some neet in aosg the other day asking people to upload a book in a file format smaller than 200mb because his computer was 17 years old and he didn't want to spend any money on compressing software. It's like what the fuck are you doing asking about warhammer rn. Fuck off.
>>97198488I have bought ammo with credit beforeYou know, stuff that turns into smoke, fire and a hurtling copper and lead projectile. Buying minis is responsible compared to that
>>97201120If you can get into a tourney with a decent purse it might not be so bad as calculated risks go.
Acquire income, if that 's too scary for you than just vote for commies and socialists like all the other utter failures out there.
>>97201189Ammo has great track record for securing income further down the line. Both in person-to-person interactions and on international scale.
>>97198840Even worse: American. Consumerism is engrained into his DNA. If he does not consume, he does not feel alive.
>>97201261Correct but you have to be a bit smarter about it than ol' Adolf
>>97201197I don't play.
>>97198488Go sell your bodily fluids if you really don't have the cash. I got 800 bucks a month donating plasma when I was in a really rough spot a few years ago. Also removed microplastics from your bloodstream as a bonus