i have a over a million in crypto. i spent most of my 20s traveling, im 32 now, i just want to retire somewhere, theres nothing else that excites me anymore, i like surfing and women, thats about it. whats the best place to just run the clock.
>>2853895Depends. Are you prepared to marry for long-term visa or do you need somewhere with a really liberal visa policy or a buy-property-to-stay policy?I'm also in the same position as you. Been just travelling like crazy for a year but now I'm just gonna get a job somewhere because the lack of routine means I can't keep my fitness up and I have to keep making up side quests to maintain a sense of purpose in life.
>>2853895Also, be prepared for the poors to absolutely sperg out in this thread. trv anons hate nothing more than someone doing better than them.
God fuck off
>>2853901>God fuck offHoly shit that was quick
>>2853895why don't you just move around the world til you find a place that seems good enough? if you want good surfing and easy pussy, that narrows your options by more than you think. pick out like 5 locations and hit them all within a year, all around the worldmexico, brazil, chile, morocco, portugal, australia, sri lanka, indonesia, costa rica could all work for yasome of those places you'll just be going after backpacker chicks but that still counts
1 million realistically won't go far. 3-5 is comfy mode
>>2853905If he has 10 BTC he can slowly draw out of it and be rich when he dies of old age.>t. pretty much me
34 now. I'm up to about 700k with a mix of crypto and equities, also looking to say fuck it and retire. With the 4% FIRE meme, if I consolidate into equities that means I can spend 28k/year or $2333/month for 30 years.I've looked at a bunch of countries and the more I've looked into it, the more I feel like it'll be easiest to just stay where I am.Every country I've considered expat retiring to either has shitty visa requirements or restrictions so it's hard to stay long term, or doesn't have many english speakers, or the prices are so high that you barely even save anything, or they have violent crime or pickpockets, or not even safe drinking water, or brownouts, or shitty internet, or shitty weather, or require long ass flights so even if I'm saving any money I'd still come out behind if I visit family once a year.Maybe I just don't want to leave but living in a foreign country seems like it would suck after a few years too, and financially I don't think I would even save much more, if any.My current spending is 37k a year and that's with owning a car and ordering food constantly. If I got rid of the car, and really tightened my belt and took public transit and only spent on necessities and cooked all my food, I could get my spending down to 24k/year. That's not much of a life though.So I keep waging, maybe crypto will go up 2x and I can finally quit my job and then my real life can start.
>>2853933>Every country I've considered expat retiring to either has shitty visa requirements or restrictions so it's hard to stay long term, or doesn't have many english speakers, or the prices are so high that you barely even save anything, or they have violent crime or pickpockets, or not even safe drinking water, or brownouts, or shitty internet, or shitty weather, or require long ass flights so even if I'm saving any money I'd still come out behind if I visit family once a year.You haven't looked at PH? OK, you can't drink the tap water but so fucking what pussy.
>>2853901Amazing how many anonymous crypto millionaires there are on this site lol
>>2853936>Amazing how many anonymous crypto millionaires there are on this site lolFuck off poor. This is not a thread for you
>>2853934I looked at PH and considered visiting. Yeah what kind of fucked up country can't even solve drinking water?There's so many problems with it, the slower pace that people move, the attitude of "good enough", and being surrounded by poverty, all of it would drive me insane. I heard they still get brownouts and internet quality is very hit and miss, and it seems annoying to have people looking to me constantly for a buck. Even if I lived in the richer parts of PH, I can see the attitudes on the people that live there, how they think they're so much better because they're not in poverty, and it's so offputting. Plus the girls are all internet-brained now, just like everywhere.>>2853936I've been in crypto since 2014, but only went big into it in 2017. Like 6 of my coworkers did at the same time but everyone sold after it crashed in 2018 and left crypto entirely, except me and 1 guy. He already had significant investments and was a decade older than me, but it was enough for him to retire and so he moved to Thailand. (he's malaysian and married a thai). I'm still hodling and occasionally been buying over the years.I typically browse biz, but as I've approached retirement I've started browsing trv to look for expat destinations so I might be able to retire early as well.I was considering Thailand as well but the visa options suck for long term staying, and after visiting the humidity sucked and not being able to communicate with anyone started to grate on me more than I thought it would. I was surprised how relieved I was to be back in an english speaking country. I would like to go back for a bit, but I don't think I could handle living there for years.
>>2853940All the crypto money in the world won't save you from being a lonely unlovable incel
>>2853944Stop talking to me, poor! It's psychically damaging to communicate with the terminally unsuccessful. I've created this thread so you can be with your own kind:>>2854009
>>2853943>but the visa options suck for long term stayingA 10 year golden visa is only like $40k. An annual cost of $4k isn't that bad. Have you already went down the tax optimization route with citizenship-for-investment programs to bring your capital gains tax down to 0%? I think St. Kitts is pretty popular at about $250k (one time donation to the government) or purchasing about $325k worth of real estate, which might be a bit much if you only have slightly more than a million. But if you live somewhere now with a high tax burden it'll pay itself off within a relatively short period of time
>>2854161>A 10 year golden visa is only like $40k. An annual cost of $4k isn't that bad. For expat retiring, 4k/year is actually pretty sizeable, not by itself but you need to add it to all the other little things. Like if I'm already needing to spend 2k/year on flights to visit family once a year, plus paying for private health insurance, and dealing with all the expenses and headache of moving to a new location where nobody speaks english, I'd want to at least be living cheaper than where I do back home. But if you add it all up you end up paying at least $600/month just to be in the country, and sure maybe you save $600/month on rent for a similar place, but you're not actually living any cheaper or saving more money.>Have you already went down the tax optimization route with citizenship-for-investment programs to bring your capital gains tax down to 0%?I don't really see much advantage in these tax optimization routes for my situation.I'm a leaf (I used USD for all my numbers for easy understanding) and I'd owe about 70k on the exit tax if I became a non-resident today, and I think this is unavoidable, so I wouldn't save any money that way.And my net worth is low enough that if I quit my job, between my capital gains and dividends I think I'd only owe about 1-2k/year, if that. Maybe it can work better if I was doing remote work or a larger net worth, but that's not something my company lets me do and I don't want to find another job.St Kitts visa does seem attractive in that it's a one time cost and can be used on real estate and it's full citizenship, but I have family that retired in a different Caribbean island and the cost of living is high, everything is imported and costs more money.I'm also this anon >>2853933 with 700k, so that's also just too costly for me.
>>2854172Yeah, I can see how that might become a problem. Most people who opt for St. Kitts citizenship don't actually live there. They opt for residency elsewhere (also through investment). Usually places like Dubai, or an EU country like Portugal, Cyprus or Greece since those come with the added benefit of free movement within the EU
>>2854172 Everything you've said is a good point but i'd also add... Those retirement visas can easily be revoked/changed with every new government. Banking stuff as well.SEA in general is tougher to live long term then it appears on paper. You have to be very grounded and content with a specific kind of lifestyle.
