It's over.I boughted.
>>729841282>Klarna - pay laterOP what the fuck is this? what did you do?
>didnt hide the order numberlemme give klarna a call and have them change the delivery address real quick
>>729841282>>729841331why the FUCK would you put a 3 thousand dollar GPU on a credit plan?!
>>729841331>>729841480thisdumbfuck
dumbass OP financed a gpu lmaooo
>>729841331>>729841480>>729841513>>729841552I currently have 1900€ in my bank account (not including money in stocks, I got about 50k there), and I get paid in 10 days. But I can't wait till then because the GPU prices might be even higher at that point.I got 30 days to pay with Klarna, no additional fees, it's all good.
>>729841480Let me guess, he's going to end up paying 1.5x the amount in the long run with interest?
Letting normoids use the internet was a mistake.
>>729841282It's so funny seeing retards say "oh, you don't want to buy <overpriced tech item>? guess you're a poorfag!" and then you see them buy said item with a payment plan, just like a poorfag would do. I think this is the second time today I've seen someone with no financial sense use a payment plan for a tech item.
>>729841282you're a slave
>>729841282That price is higher than even Newegg's lowest options.
>inno3d
>klarnawhy are nvidiots like this
Enjoy bro but dont buy another gpu for the next 10 years, build a family and relations with good friends during that time.
>>729841774These are the lowest prices on Newegg
nothing screams feeling good about your purchase like posting a thread a forum to brag about it and justify
>>729841480Is it really a credit plan if you only have 30 days to pay back to full amount? It's more like a modern day loan shark.>>729841638There's no interest, they only give you 30 days or they fine you. That's their entire business model.
>>729841618Why the fuck are you buying the most expensive GPU if you are a broke bitch?
You didn't need a 5090.Why buy that over a 5070 or 5080?
>>729841282See you at the homeless encampment but at least the vidya card can keep you warm and cook food with the heat
>>729841480OPs favourite settings are the Default settings
>>729841282>INNO3D 5090
>>729841331apparently there's a trick going around with klarna where if you don't pay they can't do anything about it
>>729842060But I'm not though>>729842085I need it for AI porn
>>729841618>Buying a 5090>Less than $2000 cash in bankYou are legitimately retarded
>>729841638Klarna is the one that doesn't have any interest, you only pay extra if you are deliquent. How doe Klarna benefit or make money long term on this model? They won't tell you because they don't and its just a get rich quick scheme from getting merchant deals
>>729841992As opposed to the $2,877.26. Although the prices had shifted slightly since last few hours. There are still lower options sitting, unsold.
You do know you can get a 5070 for like $500 and that can do cyberpunk at 4k 60fps if you have good ram/CPU already? I mean, probably it should be a Ti to be sure you that don't need to use the fake frames shit which is more like $800. But that is not 3-5k.Are you all expecting games to get much much better than this graphically in the next couple years, in an environment where:>Devs will expect most people are using 5070s-80s at the very best. 0.1% of market has a 5090 and it will get stuck like that now>There may not even be a 60 series at this rate, or more likely it's delayed until the AI infrastructure pops or moves on beyond Nvidia, like Google literally already did with TPUsWith the market this fucked the devs are not going to be making games almost nobody can play. If Nvidia thinks they will hold the world captive with 6 series+ being only usable by some cloud service, devs are not gonna wanna rely on that market and AMD and/or Chinese stolen tech will take it over. Ping is a fucking permanent flaw, just like people don't actually want heavy sweaty shit strapped to their face straining their necks all day for VR. So even if they try to force us to use the cloud you can again rest assured that will fail. Especially if they limit you to 100 hours a month.
>>729842163>fraud>trickNo, there's nothing "tricky" about that. You can do that with any modern credit card by not paying it back, but you risk getting sued.
>>729842189Judging by the price, you're the one getting fucked
>>729842189you are a brokefag until you make 20k after taxes a month.
>>729842204They're banking on people forgetting or being unable to pay them back, it seems to be working out really well for them.
He boughted?
>>729842085It has double the VRAM
>>729842241If you think AAA devs will ever optimize their games for any reason then you're the goat
>>729841992WTF is zotac smoking lmao
>>729842324Domp eet.
>>729842198I get paid in 1800€ 10 days. Then I'll have 3700€ in my bank account. Then I pay the 2450€ and I'll have 1250€. What's the issue?
>>729842204Most don’t pay on time
>>729842204They make money because most (not all) of the people who use their service spend money irresponsibly and end up not paying their shit on time, so it goes past the promotional period and they end up paying interest on it that is far in excess of even what they would have paid on a credit card purchase. 25% APR is pretty standard for this kind of thing. It can be a valuable tool for people who aren't stupid but haven't got a lot of funds to work with, but most people just end up getting fucked.
>>729842316okay but that's only if you have a luxurious lifestyle, like you have healthcare or eat an egg every single day
>>729842204think about the kind of nigger that would voluntarily use a service like that.if you can't afford something today, but you will be able to afford it in 30 days, then you can't afford it.
>>729842253>but you risk getting suedoh no anyways
Yo we finna use dat Klarna glitch DOE
>>729841282You're a true gamer, anon. Don't let these fake gamers bring you down
>>729842571>heh... I'm such a fucking gigachad, I'm not scared of getting sued or fucking my credit score forever ;^)Then show us how big your balls are and do it
>>729842420is that a monthly or bi weekly paycheck
>>729842679>my credit scoreoh no anyways
>>729842163I think it was just some scheme involving identity theft.
>>729842563I do have money, it just comes in 10 days, and I don't want to risk the GPU being unable to purchase after that, so I used Klarna to secure it 10 days early.>>729842692Monthly.
>>729841282buy now pay later is for low IQ people with low impulse control, Klarna and all that other shit are literally made to scam brown mexicans and niggers of their welfare checks
>>729842204It’s no different than a credit card. That being said, I would never spend that kind of money on one of those cards. There’s nothing worth using it on.
>>729842783can you just dispute the charge?
>>729842420>What's the issue?The rest of your bills. Also you have zero savings.
grim
>>729842821It's the way of the future, tranny, unless you get your kicks out of staring at empty walls
>>729842830>There’s nothing worth using it onAI
>>729841480So he can pay $5000 for it over 24 monthly installments instead.
>>729841282SUMMON THE KLARNA CLOWN
>>729841282>he bought an nvidia gpu when they told you that they aren't going to be making gaming GPUs anymoreEnjoy your card that won't have any driver support for video games
>>729841331>>729841480HAHAHAHAHAHAHAHAHAHA>>729841618AAAAAAAHAHAHAHAHAHAHAHAHHAYou FUCKING, IDIOT!!!!!!!!!!!11111 You absolute BUFFOON!!!!!!!
>>729842804>1800€ MONTHLY incomeYou better be living with your parents.
>>729842843You have to somehow be able to prove that you're a victim of identity theft. That's what I heard at least.
>>729841618What the FUCK do you need a 5090 for? Anything above a 5070Ti and 9070XT is a waste.
>>729842437>>729842472I can understand people not paying off credit cards fully and the banks making money off that interest from the used balance, but there's no way that so many people just don't pay the pre-authorized payments on a single purchase that it creates the company's entire business strategy. With credit cards, you have go into your chequeing account, usually from an entirely different bank and make a payment. Its an active move that some people just don't do or only pay the minimum or some other amount. With the BNPL and even payday loans, you have pre-authorized dates. So if you AREN'T paying it, that means you are getting NSF'd on your payment cards and having the payment returned. That's crazy
>>729842204>he unironically believes retarded goy cattle and niggers won't just be delinquent on the paymentsfrankly it's a genius business model so it only negatively impacts people with subhuman IQs
>another zoomer falls for the klarna trap
bro waited for the price to go up to buy, another /biz/ genius
>>729841618>Frognigger is buying a GPU that costs more than what he has in his accountJesus Christ.
>>729841282You voted for this
Threads like this are why I thank God for giving me the oppurtunity to me $2500/week.
I bought a phone for myself recently on sale for only 450 bucks. I have the money to pay it off in full but I chose to pay in installments because instead of seeing one big deduction of 450 bucks I'd rather see 10 deductions of 45 bucks so it lets me cope that I'm not making a big purchase.
>>729841331I'm a NEET and I tried using Klarna but I have absolutely zero credit and so they refused to let me buy something that was $60.
>>729842885I don't have that many bills. Also, I do have 50k in stocks. I could have taken money from there, but I didn't want to.Anon, this really isn't that big of a deal. I'm going to use the card for at least 10 years. I used 1660S for 5.5 years.>>729843029I don't, but besides paying the bills I don't really use money for anything else. Also, the salary depends on how many hours I work (I get to decide), and it can go up to 2200€. Maybe I'll work harder in January.>>729843071Gaming and AI slopping, especially video.>>729843164I bought Christmas presents and put some money in stocks so I didn't have the exact amount, but I get paid in 10 days so it's all good.
>>729843118>buy a depreciating toy at the top with BNPL that you won't even utilize
>>729843207This has always been funny since they'll gladly let a nigger with a negative score get a million dollar loan
>>729842204They literally are hoping you forget to pay or your funds are not available.I have a Lowes credit card and I forgot the bill. I bought some things for $15 and then they charged me $30 in late fees (which I managed to waive) and then they charged me $2 interest because I didn't pay in time.
>>729843210Clearly you're not making money off of AI slop with your $2000 per month income. You'll stay broke if you keep making retarded financial decisions. No, Anon. I am not being mean. You are your own enemy. You are screwing yourself over. For what? To post your fucking specs on 4chan? IF YOU DON'T HAVE THE BUDGET, THEN DON'T BUY IT.
Best thread on /v/ right now.
SAARS DO NOT REDEEM POOR FAGS SEETHIBG AT NVIDIA AI IS THE FUTURE
>OP
>>729843307>5k loan>116.73% APR>monthly payments of 486.58>for 84 monthsWhat the actual fuck?
>>729843294Being a NEET is so hard nowadays, can't even split my eBay purchases into multiple payments and now my bank started charging me a monthly service fee of $15 every month.
This thread makes me want to cancel my credit card. I got one just to get miles and barely got any useful amount of them ever since signing up for it for a year. Waste of money.
>>729843307hihowareyahihowareya
>>729843331>Clearly you're not making money off of AI slopMost people don't use AI generation to make money, they use it to coom biggly.
>>729843426Literally chatjeetpt
>>729843440HEYO HEYA HEYO HEYA
>>729842204>How doe Klarna benefit or make money long termit's merchant fees, people are more willing to make a big purchase if it's broken up like this, so companies are happy to pay klarna/afterpay/etc a % to exist at their store so people buy more.the default/missed payment rates are like <1% so BNPL makes way more money than the occasional $100 it loses on someone declaring bankruptcy.
>>729843465>and now my bank started charging me a monthly service fee of $15 every month.That's usually able to be taken away as long as you have some minimum amount in the account.
>>729843482I buy everything on my credit card and pay it off every two weeks when I get paid. I like it for purchase protection.
>>729843331So I should have waited 10 days and boughted then? Doesn't matter, I pay it all in 10 days. I boughted in advance because I didn't want to risk it being not available by then.Also, I do actually have an AI slop patreon which makes me 70 bucks a month, I will go hard on video gens when I get the card and increase prices.
>>729843609>Also, I do actually have an AI slop patreon which makes me 70 bucks a month, I will go hard on video gens when I get the card and increase prices.Well, godspeed then.
>>729843492It's funny because if openAI and such for off their high horse and let anyone make nws shit with their stuff they would put all these AI porn "artists" on patreon out of business overnight. They don't because either dignity or deepfakes but really this is like gun, especially cheap pistol, manufacturers pretending their products don't kill people. That and I guess old boomer Christian fucking retards with old money don't wanna donate if they heard their grandson is using chatgpt to make sonic porn.
>>729842189>I need it for AI pornNo you don't you absolute fucking retard. Also, Making your own AI machine is going to be dead. Big companies want you to use their online AI shit, so you people are the first one dying.... It's people buying GPu just to mine bitcoin and getting fucked all over again, lmao
>>729843537The minimum to avoid service fees were a daily balance of $500 but now it jumped to $1500. I don't know why they changed it but it's lame as fuck I will be out almost $200 a year on bullshit fees
>>729843676How the fuck can you not have 1500 bucks
>>729841618are you retarded?with Klarna you pay like 30% more
>>729843654>No you don't you absolute fucking retardYes, I do. Video needs at least 24GB VRAM.>Making your own AI machine is going to be dead. Big companies want you to use their online AI shitHow do they prevent me from using local video genning to animate hentai pics on my hardware?
>>729843654All the more reason to buy a GPU now while you still can.
>>729841282OP just so you know the majority of posters shitting on you in this thread are 3rd worlders who are clinging to the credit thing to bring you down out of jealousy
>>729843710I'm a NEET
posigns in retadrded frog thred
>>729843736No, I'm not. I used Klarna's 30 days to pay, which has no additional fees.>>729843751I know.
>>729841282So was this cheaper back then and OP fucked himself over for being a waitfag?
>>729841282based retard
>>729841282>Klarna
>>729843810The $5090 has been pretty expensive from the start, and there are rumors that AMD and Nvidia are going to start bumping up the price every month in 2026.
>>729843654>Also, Making your own AI machine is going to be dead. Big companies want you to use their online AI shitI doubt it'll affect OP since he's not American, but because the US gov is making $500 billion in AI investments it's possible that there will be some regulation on local AI systems to make sure more Americans use big tech's services.
>>729843817Yes, I get paid in 10 days, but I wanted to secure the GPU because it might not be available by then. Klarna's 30 days to pay thing has no additional fees.
If you just need to pay it off in a month with no additional interest being accrued I don't see a problem.
>>729843896>buying something you can't affordThat's why you will always be poor, enjoy your buyers remorse.
>>729843654imagine speaking so confidently about stuff you clearly have no fucking clue about lmao>durr durr le big companies durr
>>729841282>>729841331Good goyim.
>>729842060he a pedo
>>729843654>durr durr le big companies durrSay no more, I agree with you btw.
Why are GPUs or RAMs getting more expensive? Can't they just make more? I seriously don't understand why they just don't make more if there's such a high demand or whatever.
>>729841282>>729841618Fucking grim my dude. Should have just waited until China released their GPUs into the market.
>>729843961But I have always been able buy what I want. I have no debt and I have 50k in stocks.I feel like to be truly poor I wouldn't be able to pay for the GPU in months. But I can in 10 days, or I could take couple hundred from the stocks right now, but I don't want to do that.
>>729843889Good luck with that. There's open source software for this stuff everywhere already, and the hardware is already out there.
>>729844110Even if they are planning to expand production it will take years these aren't egg farms
>>729844110they are hard to make and the machines that make them are very expensive
For what? What game even requires a 5090? I have a higher end PC too, but I still haven't found a good game that's actually fun and worth the specs I have.
>>729844110AI databases. Manufacturers aren't selling to retail anymore.
>>729841282>Broke>Buy a 5090you dumb fucking retard...>I want to create AI pornAt this point you deserve being poor
>>729844172Get your money out of stock and buy silver.
>>729844110The RAM manufacturers cut production at the start of 2025. They announced that they didn't want to be stuck with overstock. They ended 2025 with an "unexpected shortage" and jacked up the price of their products, pointing to "muh AI datacenters" as an excuse.
>>729842437Ah, the Idiot Fee. I honestly see nothing wrong with business models that punish retards.
>>729841282>>729841618The absolute state of (You)Frogposters, this is your mindset
>>729844364
>>729844258worst of all, a frogposter
>>729844110RAM because openAI ordered 40% of unprocessed silicon DRAM wafers and dedicating it to their future AI datacenters, resulting in a shortage for consumer hardware purposes. Micron is shutting down its consumer RAM arm Crucial to focus on AI in part due to this shortage. GPUs are slated to be more expensive because they require DRAM so shortages mean future GPU production will be bottlenecked.I don't know why SSDs are getting more expensive. There was a purportedly false rumour that Samsung was exiting the consumer SSD market.
>>729844479>>729843654>>729843738Wait I thought OpenAI banned NSFW shit? Even jailbreak prompts stopped working last time I checked. I used to have lengthy kino fun ERP on ChatGPT but now even normal questions trigger a filter. Did OpenAI allow NSFW again?
>>729842204The real answer is fees to the seller just like credit cards. Most people do pay on time.
>>729844567Local AI's are uncensored.
>>729841282Congratulations op we all deserve some nice things after the grind>payment planYou stupid mother fucker... ngmi
So I guess only AI fags are suffering from this? I just checked and the mid-range cards are still reasonably priced.12GB DRAM is more than enough for 99% of games
>5090>KlarnaWow we already have the dumbest retard of the year already
2400 bucks is not enough money to seethe over at OP. You get what you pay for, the strongest GPU for gaming and very good for AI. No need to upgrade for a long, long time.
>>729844672Yes, this is worthless to AI companies. It's all an bunch of doomposting
>>729844567>openaiBrother I make videos on my 4090 that would make jesus weep
>>729844659>>729844705Klarna's 30 days to pay has no additional fees, friends.
>>729844183Big tech has our government on a leash. With Windows 11, they'll figure out something.
>>729843492The only people using AI to hopefully make money (apart from big corpas) are literal 3rd world pajeets who believe that AI can literally solve all issues that the OpenAI CEO said it would fix (income, hunger, etc).
>>729844768If you're using bullshit like that you're living outside your means, I bet you already have credit cards that are eating interest too. Suddenly something happens next month and you don't have a job what now, plan ahead, put that video game brain to some good use goober
>>729844764I have a 4090 too. Teach me your ways, sensei.
>>729841638The highest interest rate i have ever seen when buying tech on a payment plan (something i do all the time) is 9.5%. Usually once a year, Paypal also partners with sites like Alternate and they do 0% for a week or two.
>>729841282thanks for the bait, I'll post this next week ok?
>>729844868There's a thread on /g/ that has all the details of how to make your fantasies come alive but I just use comfyui with video wan2 2.214b i2v (you can find templates within comfyui), it's sufficient. I feed it hentai pictures I generate, then throw some tags on it, press run, 3 minutes later I have 7 seconds of hentai, usually pov femboy bbc shit so I am hiding my tags fuck you
>>729845134Think this would work with a 5070ti?
>>729842060Why the fuck would you ever wait for anything when you have the option of not doing that? Life happens now. Do the fun thing NOW. I bought a new bass on a payment plan a week ago. Could i have waited and saved for 6 months? Sure, but waiting is for fags, and it's boring. I don't do boring things and i want to have it now, and there's no reason for me to not have it now.
>>729841331Trump's America. Lotsa poorfags using buy now pay later because of his retarded tariffs. And yes I see the Euro symbol.
>>729845134Don't the AI videos only last for a few seconds max? I think it's still too restrictive.
>>729842420do you live with mommy and daddy? what the fuck happens if there's some emergency or an unexpected expense you dumb fuck, I don't understand you people, my brother is the same way, he's allergic to saving or having extra money, whenever he has some he has to spend it on some retarded shit he doesn't need for some reason
>>729845169It has the same amount of vram as my laptop 4090 so you should be fine, vram is the biggest limitation, the more vram the higher the resolution and length you can do.Also you need lots of ram, I have 64GB and it uses easily 85% of it.
>>729845224Yes, that's the biggest weakness, but if you just want quick boomerang loops of someone getting fucked not entire narrative pornos it doesn't really matter in this context, I do 7 seconds and have it start and end on the same frame.
>>729845254Ugh, I only have 16gb at the moment.I guess one day I'll spend some cash and buy the real ram to make videos.I love those videos people do where they take a still image like this then they start taking their clothes off.
The whole "buy now, pay in 30 days" thing is the standard here in Germany by the way, which is why Paypal and others started offering it. We call it "paying on receipt". You are basically legally entitled to test drive pretty much anything for 30 days before you commit to keep it and pay for it.
>>729842189god damn please fucking kill yourself immediately mouthbreathing fucking retard. jesus christ you are everything thats wrong with the world
>>729845239>what the fuck happens if there's some emergency or an unexpected expense you dumb fuckI take money from the stocks. I got 50 000€ there. Also, the reason why I don't have more on my ready-to-use bank account right now is because my dad always wants to put it in stocks when I visit, he did it a week ago too.
going into debt and doing a bunch of homework just to jack off is hilarious
>>729845457But I'm not in debt at all.
>>729845335If you turn down your resolution and duration you can probably make it work, I'm only doing 700x700 at 7s you can probably still do 500x500 at 5s, you have all the speed you need just not the storage, it's still good to get some practice in, here's one non-lewd one I made for a thread because some anon posted a sexy Halloween picture
>>729845486you are 2450 europe money in debt because you love tugging on your shit too much
>>729845531That's so cool, my card is coming in tomorrow I can't wait to slop
>>729845531How long did that take to gen?
>>729841282>klarnathought you euros were supposed to be intelligent
>>729845335tried but got content moderated, best i got picrel
>>729845615bro that video is older than you
The anons lashing at OP are the same anons who say they are on a 10 year old GPU, that there is nothing to play, and that they only like indie games.
I bought silver at the top recently. I'm just really hoping the schizos on /biz/ were right and it'll go up to $200/oz next year
>>729841282Anything that expensive I'm getting in person. I don't trust the mail that much, lol
>>729845709im on a 5070ti that i didnt buy on credit lol
>>729845641I tried to make one too but it's dogshit, my template isn't built for group sex>>729845615like 4 minutes>>729845680I made it in november
>>729845531How long does your slop take to gen? I was surprised my 8gb 3070ti can actually gen 5 sec clips with quantized versions of wan (Q3/Q5) in about 470 seconds on average at like ehhh 480x720
brokie unc seething in this thread
>>729845429well as long as that's liquid enough then that's fine, and hopefully by stocks you mean the financial products that package a bunch of them and try to average out the market for a more consistent/stable returnjust be real careful anon, it's really easy to fuck your life up with debt
>>7298457705070ti chad here. Q8, 720p. usually 150-180 s per vid.
>>729845770About the same but I run at a slightly higher resolution and time, I noticed going from 5 seconds to 7 seconds doubled the gen time.This one took about 3 min>>729845787Imagine being a nintendont and looking forward to the virtual box remake or whatever when we can generate porn of people we know irl on pc.
>>729845878What does Q8 mean?
>>729841282>>729841618Why not just buy a Radeon RX 9070 XT?>released very recently in 2025>16GB - DDR6 Memory>256 bit memory bus>supports 4k>price below 1000 eurosThere's no way you genuinely NEED whatever the RTX 5090 has to offer unless you're working with Blender or other 3D software and want to have massively fast render speeds or memory that never runs out when you model shit without proper optimization workflow.You can play whatever the fuck you want on a more budget GPU just fine if you know what you are doing.
>>729845972model version of wan 2.2. very good quality and works well with 16gb vram. i also have 64gb ram.
>>729846140That's not good for AI.
>>729845878damn pretty nice
>>729846197Oh, right. AI.Forgot about that.
So are you all just generating questionable content with your gpus now instead of playing games
>>729846161What's the difference between what you can do on a 5090 and 5070Ti? Just speed? Quality?
>>729845972that they quantized it to 8-bits aka 1 byteso slightly less accurate but way less size neededfloat32 = 4 bytes (32-bits)float64/double = 8 bytes (64-bits)so if it were native you would need 4 to 8x the storage/ram/vrambut 0 is the same in 8-bit or 32-bit so you might lose some accuracy its still decent
>>729846258It's a fad—just like people said they used their expensive GPUs too mine bitcoin back in the old days.
>>729846258Yeah, pretty much
>>729846258I play red alert 2 while I generate questionable content with my gpu.
>>729846258They're generating AI porn, and specially the child variant of it. Not even kidding.
>>729846372I don't but that would be the definition of a victimless crime.
>>729846338Where'd you download your Stable Diffusion? I remember trying it twice but I end up getting confused with which goes where.
>>729846338>brown handsno wonder you are willing to so easily part away with your money for overpriced garbage like this. you're a fucking cuck.
>>729846372>specially the child variant of it. Not even kidding.Idk about you but I’m just generating my cousins making out with each other. Not that weirdo shit you’re talking about
>gpu now is so expensive in my country that you could literally buy a small house with itsomeone get me out of this godforsaken hellhole
>>729841282im buying a 3060
>>729846140>AyyyyMDlol, lmao even
>>729846403Aren't most sex crimes committed by members of the family or clergymen? I don't think either of those groups owns computers.
>>729841282>>729841618cancel that shit right now. Unless you got the astral and/or a seasonic 1600w psu, you are going to fry your vga cable and burn up your pc. Don't do it.
>>729841282I'm also planning on using Klarna this year. Papa Trump forced me to do it, can't help it
>>729846409Through Stability Matrix
>>729846483>no argument as to why it's bad, just mocks it like a consumer pig squealing for his favorite million dollar company
>>729841618Based anon I support you. Consumer credit debt will be cancelled in the near future anyway
>>729846497I have an ATX 3.1 1000w PSU, it will do fine.
>>729846340>Failed generation on the right cornerkek>200+ seconds per generationooof, PLEB tier. it takes me like 50-70 seconds max per standard 5 sec vid gen.
>>729846520Is that private? I'm kinda paranoid about the prompt tags
>>729846583....what are you prompting white boy...
>>729846418Extreeeemely based, and dont let anyone else tell you differently lol.Sadly i dont have any cousin pics with me at all.. oh well
>>729842060because its about to double in priceor at least that's what OP is betting on
>>729841282what the fuck are you even doing on this thing?
>>729846583Yes, local is private
>>729841618>thinks its financially sound to invest in the most expensive shit with a loan just to get it 10 days early, when the thing you are buying already skyrocketed in its priceno wonder why you're poor
>>729846582I only have a laptop 4090 brother I do not have infinite compute.>>729846583Depends what you know about the NSA and microsoft when you define "private" but private enough that as long as you don't commit any crimes you should be fine.
>>729846558you are the consumer pig squealing for HIS favorite million dollar company, I will never buy inferior shit in the hopes that it funds enough R&D so that one day in the future they might make a decent card, I buy shit by what's currently on offer
>>729846140I just looked into it and you are basically forced to use linux if you want to gen with it, but it is apparently decently fast. Not great documentation. Meanwhile NVIDIA is basically plug in play.
>>7298466325090 is ONLY really useful for somewhat better AI generation than a 4090, and ESPECIALLY much better at higher resolution VR gaming. Thats literally it. If you dont care for these things, then a 4080/5080 or even 4090 is more than enough for everything else.I wish i got a 5090 for better UE5 VR gaming but oh well
>>729846583It's entirely possible there is a backdoor in comfyUI, as far as I know nobody has audited it.
>>729841282>PaylaterJesus fuck
>>729846687>I only have a laptop 4090 brother I do not have infinite compute.Oh ok, sorry bud, guess i was a bit mean. Happy genning.
>>729846691>i am not a consumer because i.. uhh.. buy everything new that is coming out which the mainstream advertising campaigns tells me i NEED to buy and own right outLMAAAAAAAOOOOOOO
>>729846810How are you running CUDA on you 9060 bro.
>>729846760>backdoor in comfyUI, as far as I know nobody has audited it.What the shit... how did no one care to audit that shit up.Also isnt ComfyUI some chink program? or is that only stuff like Wan itself?
>>729846268All speed. Q8 is smaller, but the quality is pretty much the same as the unquantized one.
>>729846809No worries, the worst part is I have access to about ~90 a4000s at work I just can't figure out how to get them to work together to make one AI image/video.
>>729846258I think the image gen sucks, but I'm having fun with RP/ERP.
>>729846810>product A is superior to product B>buy product A>NOOOOOO YOU MUST BUY PRODUCT BE BECAUSE LE COMPETITION, PRODUCT B COMPANY MIGHT MAKE A SUPERIOR PRODUCT ONE DAY SO YOU MUST BUY B, BUY B, BUY B REEEEEEEEEthat's you AMD cultists in a nutshell, I'm sorry but nobody is buying your inferior product in the hopes they make something good eventually, maybe one day when they actually have something competitive to sell I'll think about it ;)
>>729846258Ollama actually and it is pretty dang nice
>>729846945qft I still pay novelai $25 a month for good image gen I can't find a local model that I like and works with my tagging style
>>729846887Because nobody actually audits OSS software and it runs on node which calls a quarter million packages.Also think of the threat model, the ONLY thing people would get got for with it would be slopping kids, so what security firm is going to pro bono audit a tool so people can generate kidslop? Just stick to legal things and you have nothing to worry about.
>>729841282>bought 5090 before it costs over $5,000Good choi.... >Klarna - pay later Oooff Good goy! lmao
>>729841638>he's going to end up paying 1.5x the amount in the long runCloser to 2.5x the amount in reality. IF he had the money to pay it off fast, he would have just saved instead. But he doesn't and he didn't for a reason. >T. 794 credit scoreIf I can't pay it off in 6months, I can't afford it.
>>729841638>>729847123Klarna's 30 days to pay has no additional fees whatsoever. None. Zero.
>>729847040Very smart post.Also don't ever assume your os is safe either, most of what keeps all of us safe is the fact that if we were every to go trial the government would have to reveal 40 spy programs to explain how they got the evidence of your wrongdoing, so it's best not to poke the bear and understand the tedious yin-yang of governmental overreach and inability to self-snitch.
>>729841282Enjoy your card, lil feller.
>>729847174>Klarna's 30 days to pay has no additional fees whatsoever. None. Zero.It's a 2,400 GPU, not a $500 chair. Why not just save for 2 months and buy it out right then? He cannot, is the simple answer.
>>729846583>>729846760>>729846887>>729847040>>729847178Local AI is private. Do what you want.
>>729847280Because GPU prices might be 2x then, and cards contantly go out of stock. If you save 2 months you are looking at a 3000€ GPU or "out of stock".
>>729847178>Also don't ever assume your os is safe eitherEhh.. yeah, both of you anons are wise. Doesnt fucking Windows Defender randomly scan ALL your windows files anytimes it fucking wants anyway ? i bet Microshaft would know every nasty NSFW pic you saved from ComfyUI anyway.. unless you uninstall every anti-virus/ anti-malware and go fully offline.
>>729846429I bought my prebuilt with a 9060XT 16GB two months ago, and now the vidyacard alone costs as much as it cost me to buy the whole thing. lmao
>>729846565the 5090 has an amperage problem so it trips out many times, the 1600w is for overhead for the trips.
>>729847378Most people have 1000-1200w PSUs. No issues.
>>729847309You're safe if you're unconnected to the internet and in a Faraday cage.Otherwise you're safe because they can't let you know how they know.>>729847375With this AI crap at least each image is unique and therefore so is the checksum, anything and everything from the internet they have a repository of and a checksum for. You'll see it if you ever watch bodycams of cops catching pdffiles, they hit them with the same old "we have really good tools for finding this stuff!" Those tools are a database of checksums and a file scan.
>>729841282most people buy a house using "pay later" so i don't see a problem if you actually make sure to pay within the deadline.it's not like you're using klarna pay later for buying fast food for 30 bucks, like i've seen some people do. that shit can add up fast.
>>729847475Man.... we dont hate the government scumbags enough, do we....leave us the fuck alone, no one is getting hurt from AI images as long as said images arent shared.
>>729847645They can't see your AI images, don't worry.
>>729847309>>729846760>>729846645Is there an easy guide for a tech illiterate boomer to gen local AI stuff? I have a high end GPU for it. Big thanks to you guys!
>don't buy at 1000>buy at 2000the /biz/ way
>>729847741Local diffusion generals on /g/
I really hope another company can fill the gap and that people remember what scumbags nvidia are for basically saying fuck you to their initial audience.
>>7298477705090 has never been anywhere close to 1000. It's always been 2000 minimum.
>>729847741/ldg/ on /g/ for the basic rundown and stuff and genning anime girls./sdg/ on /trash/ for the same but if you want to gen thicc furry girls first before anime girls.
>>729841282You stupid monkey brained retard. Enjoy!
>>7298416184chan fags dont understand credit at all. There's nothing wrong with this if you dont pay interest. Credit cards literally give me money with cash back and I never pay interest.
>>729847475a bit off topic but what do you think about watermarking? I mean you mentioned checksums and I assume that's related to the files themselves, but inherently there's nothing stopping you from taking a screenshot, recording or copy pasting and making a new different file, maybe messing around with the metadata? I'm not that well versed into thisbut the AI watermarking stuff does sound a bit scarier, because apparently they're algorithms more into the data itself and it should be resistant to editing, compression and such, I remember an anon mentioning chatterbox for audio since it's open source, but looking at that model's github page it does say there is watermarkingnow sure maybe you'll just keep stuff private and never share anything, but I don't know this watermarking shit sounds a bit spooky to me even still
>>729847475>checksumyou're thinking of a hash.a hash is a unique identifier for a file (unless a bad/old algorithm is used).a checksum is meant to detect errors in file transfers and is not intended to be unique (simple algorithms are used).>anything and everything from the internet they have a repository ofthat's a little generous to think, but it's a wise thing to assume. however not even 4chan preserves all uploaded files, every time you upload a webm with an audio stream the site remakes the container for some reason generating a new hash for that file.
>>729846583Word of warning: by default, people will see what prompts you use for an image if you share it because your generation parameters are stored in the image's metadata. You should scrub the metadata or open the image and re-save it if you want to prevent this. (Granted, if you're sharing an image then you likely have no problem with people knowing what you used to prompt for it.)
>>729842189You should go on that financial audit show so we can all laugh at you
>>729847838>missing the pointthe /biz/ way as well
My chair broken under me at work because it was a shitty made office Depot branded Shaquille O',Neal chair you know the one in the empty chair meme with the famously shot dead guy from last year. Exact same one. Shit was made out of cheap plywood and a hook, and had one point of failure on the backrest but I used it broken like that for years until the actual seats base shifted entirely to one side and fell off with the cheap Chinese steel ripped apart. So this time I got a really nice refurbished steel case v2 on payment plan for like $1000 dollars. Shits basically brand new and completely reupholstered. Really hope this one isn't cheap Chineseium NBA player branded but I had to make do with the only big and tall chair available at the peak of covid in 2020.
>>729843773kill yourself
>>729848094>1000$You in the states? That seems like a bit expensiv for a refurb
>>729848035modifying the file metadata will create a new hash for it.if they extract the pixel data you need to change at least 1 pixel for the hash to change.government agencies typically have perceptual fingerprints (not a checksum and not a hash) for illegal images that they scan for.depending on how sophisticated they are you need to modify the images a lot. simple algorithms can be beaten by applying a slight rotation to the image but i would assume they build up a bunch of points between color patterns and then measure the angles between those points and make it part of the fingerprint, beating things like rotated/flipped/resized/blurred images.
>KlarnaScrum diddly unc blud...
>get new GPU for good price despite everything>insane coil whineIt's over
I'm convinced all of this 5090 shilling is pure FOMO marketing by the Jews Did everyone forget this shit catches on fire?
Enjoy your coil whine
>>729846583>>7298480714chan strips metadata from files. If you upload here first and then save it to your computer you could wash away the prompt. CloudFlare and 4chan will see your keywords of course.Otherwise you could just open the generated image in your browser and rightclick copy it, then paste in MS-paint and save as a PNG. That gets rid of the prompt keywords. You could double check with exiftool if you want.
>>729848476>Did everyone forget this shit catches on fire?No, it just doesn't do it very often.
>>729848473undervolt.you can safe gpu profiles nowadays. when idle/shitposting go undervolt profile. when gayming/blender/mass image slopping go to nominal profile
>>729848530(rightclicking the file in windows -> properties -> details -> remove properties and personal information may be good enough)
>>729848530>wash away the prompt.not true.nai bypasses it and most local prompts do so
>>729848613can you link to a image on 4chan that still have AI prompt information metadata?
>>729848330Think it's closer to $800 before taxes. There was some cheaper mass retail refurbs that constantly get bad reviews so I went with a smaller company that has a transparent view of their process/materials etc on YouTube on how they do everything. Realistically I probably could've halved the cost by finding a good deal on a 2nd hand chair from a business going under and planning ahead instead of using the other chair till it broke under me. Then get that reupholstered if required and still run me like $500 at most in time, parts etc but I live far from a city and really didn't want to hope I got lucky.
>>729848668https://i.4cdn.org/trash/1767330301772213.pngplug it on nai's own metadata viewer
>>729843654stupid nigga award
>>729848858Is this a local gen or a NAI gen?
>>729844768So what prevents you from paying it now and not in 30 days?
>>729849271I get paid in 10 days
Imagine using credit to buy commodities. All that it does is it inflates the price since first and firemost it creates money out of thin air for that process and regulations in US for banks esentially allow them to go to the moon with that process, it's not mere elasticity.Secondly people who use credit buy more stuff, if more money is created out of thin air and more people rush to the limited number of commodity products this means that the priece literally just inflates and really fast.
>>729841282>>729841618HOLY FUCKING BASED. This anon gets it. Live in the moment. Literally and unironically YOLO. I'm going to die with so much debt the jews will put me on ice so they can ressurect me to get their money (+ interest) back
>>729849376Anon gets paid in 10 days, man. It's not an issue.
>>729848858need to research wtf nai even is, cant see any metadata with exiftoolim guessing there is no metadata and it hides information inside pixel colors/alpha?
This thread makes me feel so much better about my own financial sanity.Here I am sitting on whether I should go out and spend a couple hundred on fresh bed sheets when my liquidity is triple OPs
>>729849909Keep saving forever bro. You'll love that shit in the grave.
>>729849909You're gonna take all your posessions and money with you unto death.
>he actually spent real money on a Radeon card
>>729841618What do you need a 5090 for? Why not a 5070ti
>>729848858>>729849770https://novelai.net/inspect could indeed detect the metadata, what the hell?4chan and exiftool doesn't detect it. now i need to research how it stores metadata.it isn't in the pixels themselves because resaving the PNG file breaks it and then https://novelai.net/inspect can no longer detect the metadata
>>729842060There's a reason poor people stay poor and it surprisingly isn't because they lack the income to better their lives.
>>729849909Lmao this attracted the ire of the big-nose tribe instantly
>>729850018Local AI video generation. I'm not sure if 5070Ti us up to the task.
Damn OP. I bought a whole PC about a month for less than the price of that card.
>>729850040scratch that, i was right: NAI stores "metadata" inside the alpha of the pixels ("stealth pnginfo").when i resaved the images it was optimmized and the alpha channel got removed since all pixels are fully transparent.
>>729850073Fair enough
>>729850132Wild that you spent so much money on that.
>>729850138>optimized and the alpha channel got removed since all pixels are fully opaque.fixed..
>>729850283For a 9800x3d and 4080 rig 2000 is fair imo. Splurged and got a nice case too
>>729844136China released what the tech equivlent of a gtx 760? China is like a decade behind.
Should I go for a 5070Ti or 5090 if I just want to gen 5 second 600x600 animations from hentai images?How long would it take to gen a single animation on a 5070Ti vs 5090?Is there a quality difference or just a speed difference? I have 64GB RAM also if that matters.5070Ti is 800€, 5090 is 2400€.I don't even have a 4K monitor yet...
>>729849415They want suicide booths to be morally acceptable in order to cut cost of care for late life, and then. Almost all workers to live paycheck to paycheck and still be under in debt to the company store so they'll never own a singular thing and can only access stuff that they require for modern Internet by paying a subscription fee for it. I was saying since the beginning of covid that they've slowly been jacking up the price of used junker vehicles to be 10x the price and almost what a new car off the lot was 15 years ago, and they're making GPUs cost what a used car used to cost. The end goal will be renting subscription services to play these games via cloud streaming in the very same datacenters that are massively going to ruin your property values.
>>729844110consider the case of fidget spinners
>>729845878Are you happy with that? Do you think it's worth it to pay 1600€ more than 5070Ti is for a 5090 if I want to animate hentai images that I have genned?
>>729842163>schemelol no, it was just American blacks discovering wire fraud, spreading it through tiktok/Insta, and thinking they were geniuses for it Same shit, same demographics, who "discovered" check fraud back in 2024 with the "chase money glitch" and similar elsewhere.
>>729841480it's pay later (in 30 days, full amount), not a credit plan.
>>729850371A base 4080 is bad and your ram is shit.
>>729842679>fucking my credit score forever>>>>>>he doesnt know
>>729843071>Anything above a 5070Ti and 9070XT is a wasteI got pic related. Is this good enough?
Is it really just amerifats whining about buying on credit because they don't have refund periods by law? I always do this with purchases like these even when I can just pay the full amount right away. When I need to return the item for whatever reason I just mail it back and don't have to wait for stores to approve returning my money. It's comfy.
>>729851338not gonna pay 800 bucks right now for 64 cl20. I don't even need it. Upgraded from 6700k, 2070 super, and ddr3, I have the 2nd best last real physx card, I'm happy
>>729841618>he didn't get a 5090 alienware and 4k240 qd-oled monitor on dell credit with 12 months to pay and deferred interestUSA USA USA USA USA USA USA USA USA USA USA USA USA USA USA USA
>>729851892The 50 series can do muh physx stuff now too. You over paid for everything, if you got your computer a few months ago it would have been even cheaper.
>>729841282I did the same thing anon, and it was 100% worth it. I have a 4k 240 hz oled and this gpu is a fucking beast. my advise is to make sure your connector clicks into your PSU cable, make sure you have a 1000W PSU, and learn how to undervolt the 5090. my 5090 draws 500 watts in pathtraced cyberpunk and performs a little better than stock.
>>729841618>have stock>buy overpriced gpu ON CREDIT as investment instead of just NVDAEven doing short put is less retarded, dumb frogposter
>>729841282What GPU are you upgrading from?
>>7298523571660S
And you'll play what, rimworld?
>>729842887There is a reason poor people stay poor and it's not BECAUSE they're poor to begin with.
>>729841331I use that all the time in order to avoid using my card details on dodgy sites. So instead I get an invoice which I pay in full after I have received the product and made sure it works.If you use that option to pay in installments you definitely got an issue though.
>>729852396Based OP already said it's for his loli goonslop
A fool and his money.
>>729852553You get what you pay for. The strongest GPU.
>>729851821I think americans should be more used to buying on credit because of their credit card culture. Not only do they have significant credit card benefits, but you also should buy everything on credit just to boost your credit score. Yuros are more likely to use debit cards. EU caps transaction fees at a fairly low % unlike the US (note: these are paid by the merchant), which means banks can't offer as many benefits on credit cards don't charge an annual fee or charge a very low annual fee. Plus most countries here don't have a credit score system similar to US where you benefit from buying everything on credit. Naturally, you're supposed to pay off the debt immediately even when buying on credit. And if a store offers 0-interest payment plans, those should be utilized almost always, because they're essentially a free loan that you can invest elsewhere (a savings account if you're a coward). To be fair, there's generally very little reason not to buy on credit as long as you have the money to cover the whole purchase.
OP here.It's over.
>computers will once again only be owned by the middle class and above>all the poorfags will be priced out of pc gaming>no more jeets/spics/niggers/vodkaniggers infesting multiplayer video games>video games will once again only be seen as a nerd hobbyAI is literally saving video games
>>729852972bruv.....
>>729852972oof
>>729852982>no more vodkaniggersLmao. We will just make our own computers and they will be in every single household.
>>729850132But a 5090 is good. Your PC isn't
>>729852972fuckWhat do I do now?
>>729850545>should Ithe only thing you should do is kill yourself instead of wasting more oxygen
>>729853110Does your interwebs only have one store?
>>729841282Congrats you bought the video card with the least performance/dollar, on credit.Certified retard.
>>729853132The second cheapest is 2560€.I wanted to stay under 2500.
>>729853110just order a 16gb or 12 gb card mate.More abundant. you won't be able to do video gens at reasonable time but it's better than nothing. And you won't break the bank.
>>729853145You do understand that some people don't care for the performance per dollar or the $150 interest?
>>729853158look for MSI Ventus x3. Mine was about as cheap as I'd seen a 5090 go. It's OC'd too so runs faster than all the usual cheap ones
>>729853169>you won't be able to do video gensthat's a good thing btw
>>729853195Yes, retards.
>>729853169Am I really going to be a 5070Ti cuck?
>>729853281>the people with more money are retarded Are you sure about that?
>>729853257eeh I have seen some ""decent"" short vids. The tech still needs to mature but there is some basic stuff people can still do to knock their rocks off.
>>729853169>you won't be able to do video gens at reasonable timeYou can do 600x600 5 second clips in like 2-4 minutes.
>>729841480I put a $2k sex doll + 250 shipping on paypals pay in 4. Payment every two weeks, no interest. I paid it off over two monyhs, didnt strain my finances splitting it up into 4. I dont see the issue. I had the money to pay in a lump sum, but this was far easier to stomach since i received 2-3 paychecks over the course of payment plan
>>729853110Haha holy fuck they're lying to you because they're gonna sell it for 5k in 2 weeks
>>729841282There is no game on the planet that needs more than a 5070ti.
>tfw 6700 XT>Tfw not playing standard woke filled non-games>tfw never having to worry about cultural propaganda in my games>tfw it's actually still 2005 as far as my gaming is concerned>tfw the jews just can't out price me>tfw life is good
>>729853413>I buy a GPU for one game only
>>729853294Think of it this way. When the gpu crisis hit when the 3ks and 4ks where in the horizon people thought it was over. Then came the 5k generation and was faster.Now, I am not saying the new gpus will come faster nor cheaper but I want to remind you that tech is still growing, AI gen stuff is still getting optimized/improving in different ways. You can break the bank right now(or in 10 days for you) and get the top of the line to goon your souls away now BUT the possibility of a new tech that makes image gen even more efficient is soon invented will mean that even the basic future models will be able to put up a good fight against the current flagship is a real possibility.Remember AI gen stuff wasn't possible in 2020, not to this point at the very least. and now we are in 2026 and a new breakthrough is possible. That card is gud enough.
>>729853561>That card is gud enough.no it isn't.
>>729853561The prices will never go down, it's soon going to become industrialized hardware in a factory lined data center to produce mass slop. Your grandchildren will never afford to own a PC. Only a screen they can subscribe to stream a game from a data center.
>>729853402This, you should sue them.
>>729853661Thanks fatpacks I know the situation will reverse soon enough.>>729853616oh r lly? Please tell me what do you want to do with your current workflow. Let's see if you are actually know about this or you are talking out of your ass for anonclout.
>>729853616Why?
>>729853110KWABOTY
>>729853110It's going back up for sale for $6000
>>729853732I bet you're one of the vocal idiots in every thread complaining about optimization in your games and how they run shit.
>>729841282>Klarna - Pay later
>>729848094had a steelcase chair at workit was fucking terrible so I switched it with another coworker and got their old office chairit's fine for them I guess
>>729841282>he boughtedificatinizedinged >he transactified>he purchasinated>he barterized
>>729854136>loser has nothing to sayLike I thoughtNever speak to me BITCH
>>729854423what is it you want someone to say to you?
>>729853402they do this a lot, I'm a finntard like OP seems to bemany stores get in trouble all the time over this kind of shit but they keep doing it anyway, motherfuckers should be fined for this kind of shit much more easily and more often
>>729853294honestly they probably saved you from wasted moneythat card is more than enough for games. if you want to do local ai get a mac
>>729850865>Be Canadian>get denied unemployment financial aid from some Pakistani working for the government because I chose to leave my last job due to a mental health crisis and I guess they wanted me to be fired instead>I do get approved for assisted suicide (MAID)
>>729852103The emulation layer sucks. 30 fps in arkham knight vs 144 with the 40 series
i felt thinking about putting a 2,1k prebuilt on the Paypal credit in splitting it into 6 payments to keep 0% interest.OP you are beyond retarded.
>>729852103They still have work to do because I tried running Mirror's Edge with PhysX and that shit still tanked to 30. Halfway tempted to plug in a 1050 I have sitting around just for the occasion.
>>729853470Me too and the only thing I have as a pc is a steam deck LCD lol.
>>729841282>klarnalolol
>>729841618>I got 30 days to pay with Klarna, no additional fees, it's all good.LOLOL
>>729854576>I chose to leave my last job due to a mental health crisisWhy would you ever do this instead of just getting sick leave until you're fired?
>>729842189I genuinely think there needs to be a study about the relation between frog posting and severe mental retardation.
>>729841513You dont even know what klarna is lmao you can pay now or within 30 days [can be extended to 60] or split your plan into 6 12 24 36 months.
>>729855705>on ho le froge
>>729841618>I currently have 1900€ in my bank accounti legit can't imagine having so little saved upwhat if an emergency comes up and you need some money??
>>729856412I take from my 50k stocks
OP here.Can't find 5090 for less than 2600€ anywhere so... bbboughtered.
>tfw 1200€ salary
What do you even do with a high end graphics card? Generate a bunch of AI porn?
>>729849957eating Sakura out
>>729858106I would imagine the same thing one would do with a 4k blu-ray DVD drive.Play video games and watch high resolution movies.
>>729858106>Generate a bunch of AI porn?Yes.
>>729858135But what video game or movie do you need a 3k GPU for?
>>729841282>>729841618>anon is using the financial system to his advantage and a bunch of jelly losers with GTX970s are telling him he fucked up
>>729858172I would imagine the same movies and games you need a two thousand dollar television for.
>>729858135>mfw I still watch blu ray movies and DVDs on my 2007 ps3 on full hd
>>729858205So none?
One GPU really costs 2500 euros wtf? I´m planning on building a PC this year max budget 2000 euros. Can someone explain why there are so many versions? There´s not just one RTX 5090 there´s like 100 differently branded and named ones.
>>729857896How do you go from a 5090 to a 5070ti lol
>>729858252Get 5070Ti and don't look back.
>>729858280If I can't have 32GB VRAM then no reason to go for a 5080.
I didn't read all the replies and I don't care which GPU OP buys, but I see the damage of the American system in the replies. 1800€/month is an average salary in most EU countries (assuming after tax), and there's no $20k debt of student loan, no $5k bills for a single medical visit, no $3k/month rent for a small room in niggerville, etc.People struggle with $100k salaries in the US whereas a 40k€ salary in my country gives you space to save some extra.
>>729841480Klarna isn´t on credit, you pay the exact purchase amount. If you think prices will go up +30% then its a pretty good idea, buying GPUs might even be an investment atp.
>>729841282>klarnaThe kikes are right, goyim truly are cattle
>>729841618I don't get the outrage at this post desu (outside of the buying a 5090 in itself being retarded part, but let's pretend it's a fine product)
>>729858216I bought a 4k blu-ray DVD drive, but it's still kinda hard to watch Ultra HD films on it without an Intel chip. Also, no one at home owns a television worth less than a couple thousand dollars except me. Most of the televisions today are very expensive, so I guess it goes without saying that being frugal is not the same thing as being cost effective in these matters.PS3's can't play regular UHD content out of the box anyway, and they aren't strong enough to watch anything in 4K that's been ripped directly from the discs either, so that also sucks for big 8K displays.
>>729843307>borrow 5k, need to pay 41khow is that legal
>>729858369OP is buying a card that does not need and can't afford
>>729858349>>729858369Kek, Europe is waking up
>>729850453they released the equivalent to the 4090 recently
>>729847997Also.>Why don´t you have more cash in your bank account earning 0.4% interest like me!
>>729858441I'm right tho
>>729858252>fellow yuropooi hope you still live with your parents and they pay the bills.
This thread makes me wonder if I should upgrade my 4070 to a 5070ti or 5080Prices seems to be around 1k€ which I can payShould I? Before gpu prices rises like ram
>>729843210> I'm going to use the card for at least 10 years.No you aren't
>>729858421One can make assumptions about OP's spending habits and monthly expenses, but if there isn't much coming up after then I really don't see the issue.
>>729841618>this is who is calling you poor for not buying a 5090Grim
>Klarna
>>729856412>i legit can't imagine having so little saved upnta but I'm this one >>729858057 and saving up is sometimes really hardI have a little more than 2000 and I'm slowly saving but holy fuck
>>729841480even if you have the money, interest-free credit is just free money for you! you can invest that 3k into guaranteed returns, trust me!
>>729841282Are there any games that are even close to worth buying GPUs for at this price?
I paid off my 5070 Ti using Klarna Pay in 3. The economy fucking sucks. Blow me /v/
>>729845173>Could i have waited and saved for 6 months? Sure, but waiting is for fags, and it's boring. I don't do boring things and i want to have it now, and there's no reason for me to not have it now.Lol, lmao, even.You'd think people would look at those broke old boomers who are either homeless or obviously depending on some shitty job to barely scrape by and learn not to repeat their mistakes.These people, and the parents who (didn't) raise them deserve the life their going to get.
>>729858338Should have just went for it fren.
>>729843609did you factor in the electricity bills? doesnt 5090 use like 500 watts when gaming?
>>729858921Does someone who buys a sports car care about the amount of fuel it chugs?
>>729858867I would have if I could have gotten one for less than 2500€, but it's not happening
>>729846316Your penis isn't a fad.
>>729853110>>729853402this
>>729858970if you finance a sports car with only 2k euro in your account and 2k monthly income, you should be.
>>729859031Damn
>>729841282>>729841618kek
>>729853110>>7298532945070 Ti is a good bang for the buck. If your purchase is not work related then high-end GPUs are absolutely not worth it imo. You're buying at the worst time imaginable with how uncertain the near futur of GPU market is also. If I were you and really needed a high GPU, I'd settle for a mid-range to wait and see then eventually sell it when prices calm down. Even if the 5090 does indeed reach 5000$ it's unlikely it will stay that way forever. The AI bubble should pop and I don't see how it could be avoided without major breakthrough in the field which is unlikely (AI relies on neural networks which were invented 70 years ago btw).
Will you at least use it or just sell it in a year?
Do you guys actually need this shit? I just bought a 5060ti 16gb and this honestly should tide me over for the next 20 years
Surely no one keeps more than the absolutely necessary on their checking account? Surely you're not stupid enough to hold 20k on it and let inflation wreak havoc on it?
>>729859920AI
>>729858750Games, no, he's probably producing AI child porn locally. That'd be about the only reason to buy one of these.
Jesus so many poor people malding ITT, crazy, let people buy what they want.
>>729841331Klarna is awesome. You split the payment and is interests free. How the fuck they make money? I don't know.
>>729855448He probably didn't want to be a burden or have to go through the trouble of the manager hounding him every day. Anon should have just sat his fat ass down and demanded tendies, being the bigger person only bites you in the ass later
>>729841282>Klarnalmao poor
>>729860387>How the fuck they make money?Short answer, they don't. Longer answer, people who use Klarna are bad with money and will often fail to pay in time, they can sell those debts to debt collectors, at least that's the idea but that doesn't earn them much. They're currently staying afloat thanks to big capital injections by investors, but those will run out at some point, and that's where the company will collapse.
>>729860387Honestly Klarna works fine if you can get the interest free plan and you know for a fact you will have the money. I used something like it for invisalign and paid it off in a few months. Most people use it as another credit card, but these are the same people who have like 5 maxed out credit cards
>>729844863>projectingNot all lives fall apart from a 2k purchase
Honestly, I love taking credit, I love the rush of buying things, I'm poor as fuck but that thing I just got motivates me to work, it proves that indeed I can have shit
>he bought?
>>729860387>How the fuck they make money?They make money from people not paying on time by applying huge fines and interests.Problem is, this only works if people are late but pay. A ton of people are just going to not pay at all.
>>729841282>klarnaenjoy being raped by interest lol
>>729861626No interest.
>>729861654*No interest if you pay it back on time.
>>729861626There's no interest if you pay within 30 days you retard
>>729861701See >>729861686. You, or anon if not you, is going to either pay it back late, or he's going to get cocky and buy something else frivolous, and sooner or later Klarna will rape him beyond recovery. A dude at my university an-hero'd because he used Klarna for doordash of all things and forgot to pay it back and they tripled what he owed kek
>mfw have a RTX 3090 24GB>Buying a 5080 or so would be a modest performance increase>But buying anything other than a 5090 would be a downgrade in terms of VRAM>Don't really want a 5090 for any gamesI am keeping this one forever
Good 3 fans. I can never>>729852982AI slop is infesting the internet
>>729861851me with my 7800XT. Most games seem to be CPU bound these days and I already have a 9800x3D, I'm probably good for 5-8 years.
>wake up after NYE r/a/dio party>GPU threadDID SOMETHING HAPPEN IN THOSE 2 DAYS?ARE WE BUYING?
>>729842189For 5k you could get dozens of hookers
just buy a real gf at that price
>>729861823Klarna has a credit limit and if you an hero over a few thousand bucks you didn't deserve to live anyways
>>729862250>Klarna has a credit limitBuy one thing from them and a month later they offer you a limit 5x that and most retards fall for it.
>>729841618Retard! there is ZERO reason to buy newest slop Graphics card.TMMost new games are GARBAGE, why do you need a 5090????
>>729841282dump eet
>>729847997Retard, the issue is that he can't fucking afford it. He doesn't pay the interest only if he makes the pay6 on time. But what if something happens? What if his job suddenly declares bankruptcy, it will take ages before he gets his salary back. What if he burns his house, and he will need to find something to rent? That's why consumer credits are evil. They only work until they don't.
Gotta say it's kind of tempting to buy a £2000 5090 with 5 years warranty or a £750 4080 super right now
>>729862669he lives in Europe, when you buy stuff online you can return it in 14 days, no questions asked and get a full refund
>>729841480???I would say $3000 is a big-ticket purchase, is that not the sort of thing you want to put on a credit account?
This is why priced keep going up.
>>729861851>modest performance increase The 5080 literally doubles the 3090 in performance.
>>729841618Grim.
>entire thread of americans assuming everything is a scam designed to rape your financeslmao
>>729861851>3090 How do you deal with it sounding like a jet engine? Mine is so fucking loud that it actively makes my gaming experience worse.
>>729862884Isn't it?You are being targeted because you shouldn't have money.The poor need to be poor.This trend of young men not buying booze women and cars is problematic.
>stupid nigga didn du the klarna glitch Lol broke ahhh nigga lookin stupid asf cuzz :skull:
>>729862840A game that runs at 60fps 1440p on a 3090 would not run at 120fps on a 5090 lmao
>>729862323>Most new games are GARBAGEWrong.
>>729862840Fake frames. Doesn't count
>>729862954My 5080 makes no sounds. I just upgraded from my 30 series card and its amazing.
Surely some one will start up another video card manufacturing company to get in on this action right haha? Ore that nvidia will be broken up... I mean their cant be just two manufacturers and now theyre just being blantant about cooperating and price fixing
>>729862669>What if his job suddenly declares bankruptcy,get money from the government>What if he burns his house, and he will need to find something to rent?insurance covers play to staystay mad amerifat
>>729863308HAHA...We have Russia who has technical capabilities to make RAM and GPUs but instead of playing the saviors of poor and ENTER the global market they decided to follow NK path.Chinks have their own RAM and GPU small companies. They may save us but I doubt.
>>729841282I think you're a week too late mate2 of mine just got cancelled for bs reasons(oos but they'll double the price when you re-order)Just settle for a 5080
>>729862669>can't fucking afford itHe just said that he has 50k in stocks. Most of the time I have less than 1k on my bank account. At the start of the month, I pay my bills, mortgage, credit cards and stuff the rest in an index fund and only leave a small amount lying on my bank account. If I need to buy something more expensive, my credit card will take care of it and I'll pay it off with my next salary. If I suddenly need 10k, I'll just liquidate that much (obviously never have had to). If you keep large amounts just sitting on your bank account, yngmi
>$2500 for 5090? Surely it's not that bad in my country>check>$3400thanks, I'll just keep using my 1660 super forever
>>729841282Is Nvidia even going to do a 6000 series at this point or is it all pure AI from here on out?
>>729863868I do the exact same as you, except I did have to liquidate some to pay for some house renovations. If you can wait a week or two it really is no different from a savings account that sometimes loses you money but usually gets a ton of interest.
The human eye doesn't need anything past a 1060
>>729862884I mean, Klarna literally could not make money with their business model if it targeted financially stable and responsible people.
>>729864128I miss 4:3 gaming
>>729864068plebian consumerism itself is coming to an end as more and more companies just look to sell to each other for infinite money cheat
>>729863496>get money from the governmentIt will take few months to get the claim processed and paid off. The bankruptcy will complicate and delay this process. Any delay results in credit fees.>home insurance You need to have it, the government doesn't pay anything if you burn your fucking house.
>>729841282Are you also vaccinated?
>>729864267Sounds like some absolute bullpucky.
>>729858387Iirc it's legal fuckery because they're natives on native land and things like usury laws don't always apply.
>>729864521Well it's the reason why manufacturers are desperate to sell their shit. Consumers won't have a reason to upgrade their GPU after this because anything will run on ancient hardware.
>>729864694>because anything will run on ancient hardwareYeah Rajeesh, your GTX570 is gonna be the king of the world
>>729864862I own an RTX 3060Ti. I don't need anything more and I'm making a game on Unreal Engine, bitch. The only question to that tech is how deterministic the results will be, because it's doing specific hardware optimizations by creating machine code directly. Oh but you're gonna look like a dunce once a jeet with a GTX570 will be able to play the same AAAslop than your expensive card.
>>729864267what kind of unc or zoomer falls for this shit? lmao
>>729843164it's not like they're going to ship it until its fully paid off. if the price goes up, they'll still only charge him for what it cost when he clicked purchase.
>>729862669Is it really that incomprehensible to americans that none of these things are a concern in the EU?
>want to have thing >only have 1/4 of the price right now>buy it with Paypal, pay in 30>log in to Paypal after, extend by 2 months for the low cost of literally just 1€>put aside 1/4 of the price each month>pay when it's duePatience is not a virtue, it's digital cuckoldry.
>>729841282Not a good use of money.