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>>105623128
CALLING ALL JAN MICHAEL VINCENTS
CALLING ALL JAN MICHAEL VINCENTS

fake boyfriend edition 2

why do yall want so desperately to see her feet?? yall cant possibly as a whole 100% agree with eachother on the feetfagging >_<

>>105623444
I just want her to get the Shock collar and use it on every stream

>>105623444
sheep go with the flow

>>105623481
great thing im goated instead of being a sheep!!

well at least this 100% confirms the feet pandering allegations.
im disappointed Shondo >_< i thought it was just a mistake to try to be funny or something during her portal streams, but no, she actually wants to incentivize feet as a financial goal for “buying a house for her family”
ugh >_<

I want to see her feet so I can imagine her stepping on me better

Did she ever walk back that time she openly mocked naplings for getting cucked or did she just keep doubling down?

>>105623553
she's like all the others

>>105624172
Saying out loud what she really thinks of me.

Anti thread

>>105623477
OK hasan

Qrd on what happened in the latter half of the stream? Just woke up

>>105624472
she admitted to being the equivalent of a stripper

>>105624472
I was also sleeping but Shondo spoke to me in my dreams and told me to go to her house today

This will signal the end of the p2faggots
https://www.youtube.com/watch?v=UDfNXsbpSsU

>>105624701
very good sir do the needful and remove groomers

https://youtu.be/9o8ntjwJEA8
Thoughts? @shondo

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cutie

>>105626395
naur...

>>105626395
oli my goat

It's still feels painful to love her. I thought her response was very fair, and it would've been a lot easier to detach myself from watching her and canceling the merch preorders if she was mean about it but she wasn't.

>>105626466
get a hobby

everyone on here has been saying this for literal ages and she said it herself last night there is no relationship its attention for cash ok. If you think the stripper loves you then youre retarded

>>105626466
grow up kaz, you are a cool dude

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>>105626631
trvke
take the banned anti pill

>>105624455
lol
he had to kill his career in the most retarded way possible

>>105626818
this is why it's better as a streamer to never talk about drama accusations or if you have to and you're gonna lie, then lie about being sorry, not about doing it lol

>>105626466
nut the fuck up and ask for a refund or shut up and fuck off retard

>>105626631
Did she say that? That there's no relationship?
I remember when she said that "if anything, I'M parasocial with (you)!"

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I love her!

>>105627696
She's a woman, you can't just hold her to her past statements

https://files.catbox.moe/z1tfej.png us~

>>105627696
my serious is my serious

>>105628323
A pedophile wrote this, no little girl thinks like this
Thus, it's an obvious conclusion that it's porn for pedophiles
Hence it's child porn, since that's what pedophiles are all about

>>105628858
If there is no victim there is no problem

what happened to better ttv? i unistalled and installed this 2 times and i still cant post 7tv emotes via keyboard

>>105629030
if using Brave or something similar, you need to enable extra permissions in the Extensions menu to use all features.

>>105628892
you are victimizing yourself by allowing the devil infiltrate your thoughts

>>105629066
thanks

>anti bake
>40/42 posts are antis
wow amazing general

>>105628858
Mister, the little child prostitute in the story explicitly says the reason why he is paying to have sex with her is not because he is a pedophile. Are you really this bad at reading?

>>105628892
You become a victim to yourself by consuming the porn and abusing your own body to release seminal fluid for fleeting pleasure and are thus ruled by your immediate needs; not pursuing a higher purpose, but being a slave to the demons and to your carnal self
The problem arises when these archetypes make up the societies we live in, since they are contrary to what enabled them to rise up and be maintained. This leads to the collapse of civilisation and a total spiritual death in people
Sure, there's no immediate victim outside your own self. But what effect does your innocent cp consumption have on your behavior, mindset, and personal relations? I can tell you that those aspects will be affected from this
>>105629102
Trvth nvke

>>105629264
Humans have the right of self harm just like Shondo and her new shock collar

I'm gonna be late to stream because i need to shower
I'll be asking for a qrd, I'm counting on you

>>105628858
>no little girl thinks like this
You're very close to making a cognitive breakthrough

>>105629264
you arent pursing a higher purpose by being celebate

>>105629784

open the stream on your phone while you shower

>>105629264 (me)
btw im trans if that matters

>>105629066
still doesnt work, even on firefox

>>105629916
lmao

>>105629838
No i'm gonna be playing music
If i have her stream on instead I'll hardly hear it and just get mad when she says something retarded

>>105629813
You're not supposed to be celibate, you're supposed to use your sex organ for sex (with your wife and no one else)

So what's the plan for today? Just yakuza 0 the entire day again?

>>105630238
read the tweet challenge

>>105630212
if you dont have anyone to fuck you gain nothing from abstenance

>>105630212
That's just Catholic propaganda. True Christ followers have become extinct since they didn't procreate or take care of their families; this is true for any religion that leads to enlightenment, the abandonment of this miserable and corrupt world.

>>105630306
I think you might be retarded, see: the Orthodox
Also completely unrelated?

How far away are we from the next goal? It's so dumb to not include a total

>>105630351
why are you letting a woman drive

>>105630379
we basically hit the 30k

>>105630364
The Orthodox Church is an offspring of the Catholic Church.

>>105630394
Nice, I'm actually looking forward to another tutorial video. Wish she'd make a series of them

>>105630590
no you dont lose anything by not abstaining

>Excited for prostitution

>>105630804
Mental illness, St. Paul literally addressed husband and wives in his epistles

qwerty please stfu looping this shit with the same anti every single day. this is part of the reason you're in the chair for life

Toddlercon vivi

>>105630896
Yes, and St. Paul, a Gentile, played a key role in inventing a religion to convince Messianic Jews and early Christians to submit to Roman authority instead of fighting against it. He did this by combining elements of Judaism, Christianity, and paganism to form a "Universal/Catholic Church." True Christians recognize his writings for what they are: Roman hegemonist propaganda.

>>105630933
Yeah i need to stop engaging, it's tough to sniff out his posts though

Reading this thread I'm not surprised Shondo hates all of you

>>105631095
You don't have to sniff out anything just stop replying with your mentally ill christcuck shit. It's actually impossible to get baited then

>>105631114
hate is the closest thing to love

>>105631114
i hate her too

>>105631135
I disagree, sometimes you just hate someone when you're stuck with them and have to constantly put up with their retardation

>>105631114
there's 3 posters here at most that aren't banned and/or antis

>St. Paul, a Gentile,
Rage bait or profound retardation
>St. Paul: "I also am an Israelite, of the seed of Abraham, of the tribe of Benjamin"

>>105631172
You might be surprised to learn that grifters don't always tell the truth.

>>105631217
Shocking

I got donowalled...

good day to kill myself

>>105631307
I feel ya man

yeah shondo you fucked up your body with your eating disorder. Funny that you watch amberlynn

>>105631350
do you know how pathetic you look?

>>105631327
the good news is it gets worse

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>>105631376
self awareness isn't their strong suit. there's a reason their only hobby consists of hate stalking people all day every day

>>105631393
yeah, I know...

>>105631409
The irony dripping off this post lol irl

>>105631500
seething into the void about some woman who doesn't give a shit about you just makes you look pathetic

>>105631517
>immediately proves my point
I'm glad you've got such a low IQ, it brings me a lot of satisfaction watching you embarrass yourself

>FT supposedly has no disposable income at all to help out the household with
>Spends £1k+ on new clothes in one go
Okay...

>>105631570
you don't have a point
you're a loser

>>105631580
>shondo lied again about money
Imagine ever believing a grifting Jew

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>>105631580
>FT supposedly has no disposable income at all to help out the household with
source: pic rel

>>105631580
He's probably a chav, you can't be a chav without expensive polo shirts

>>105631594
uh oh manlet melty

>>105631636
She literally talked about household finances yesterday. Maybe watch streams?

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>>105631570
funny because that wasn't even me you're replying to but notice how you didn't deny how much of a sad, angry faggot you are?

>>105631722
>immediately proves my point
LMAO
What a retard

>>105631669
yeah and if you watch streams you'd know when she spoke about it in the past she doesn't want to make FT and BC pay towards bills because of how little they make and her being able to cover everything on her own. maybe instead of pocket watching FT you could focus on your own and get a job to support your family?

>>105631797
calling you a sad faggot because you're willingly coming into a space to seethe about how mad you are instead of doing literally anything else isn't some gotcha against me. it just makes you look even more retarded

>>105631829
>he's still crying
lil gup is buck broken, and still proving my point
lol irl

>>105626893
that blows up from time to time. usually just ignoring it makes it go away

>>105631799
Why are you crashing out lil gup? Really weird

>>105631799
ESLchama...

oh, i guess she's making the entire song in audacity lol

its a good day to be a wiggler

What are the plans for today? Can't watch

>>105632167
making her noise song atm

shondo has no sense of rhythm

she's also tone deaf

Shondo's musical talent is equal her capability to not trauma dump while saying she wants good vibes

what song is the shonbee buzzing? I am pretty sure I have heard that melody before

i will marry fallenshadows pilot in real life and make her happy

https://youtube.com/shorts/qMmbqCw2fwg
Here's some kittens to relieve some stress or anger from watching shondo, shoggas

>>105629811
We should ask Gary what he thinks

>>105632912
thank you anon

>>105630972
based

>>105633098
No, it's actually not

This would be a lot more fun if she used an actual DAW so she could make something that at least resembled a song.

>>105633459
shut up nerd

>>105633459
https://www.geh.moe/ that would require learning how to use the DAW to make music

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bee nise
bee good
bee have

>>105633481
Nigga every kid around here would get FL when I was in like middle school and make their own rap songs. Yeah they were garbage, but they were still better than this. Literally anyone can use a DAW like FL on a basic level

>>105631165
Every regular is an anti

Shondo i love you from the bottom of my heart, but the song suck ass

>>105631580
>What is a credit card
That isn't even that many clothes.

>>105633746
> using a credit card to buy clothes.
Americans are really THAT retarded, huh.

>>105631797
>she doesn't want to make FT and BC pay towards bills because of how little they make
so you're just proving what >>105631580 said about him not having money lol?
>>105633781
>random seething about americans
mad europoor

>>105633781
>use a credit card for a big purchase
>repay it to build score
think for 2 seconds

>>105634054
Yes master, I will obey the sacred algorithm and offer my wages to the credit gods, please pat my head when my ‘score’ goes up two points, I live to serve the banks, not to think.

>"Food is good"
>Never eats
Huh

>>105634124
i explained the logic behind using a credit card i don't give a fuck if you personally don't like them

Anything happen thus far on stream? What did you do? (I have yet to take a shower Ant...)

Why is she getting pissed lol

>>105634269
Yes, your logic is that you are an idiot who feeds on very system that oppresses you.

>>105634054
credit score is an american meme who the fuck 'builds credit' elsewhere

This bitch just said pizza is American. I wanna strangle her.

Burger bros...

>>105634366
it basically is

>>105634366
no one wants italian shit when they say they want pizza. they want a NY/NJ pizza. her burger opinion is retarded thoughever

>>105634307
I work in finance in Europe and have never even heard of "building credit" until Americans started bringing it up. Unironically sounds like a scam to get people stuck in the debt trap, lol.

>Im hungry
eat my pp

>>105634366
She said that yesterday tooo

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man i love music

>>105634410
>I work in finance in Europe
Are you jewish? Is your boss jewish?

>>105634489
He didn't know about credit culture, the answer is obvious

>>105634410
>I work in finance in Europe and have never even heard of "building credit"
building credit is tied to loans and mortgages in literally every western country wtf are you talking about

she's such a disgusting creature

>>105634529
You can get loans just based in your income, there is no need to "build" credit

>>105634529
It's not. Credit here is calculated based on your net income

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Is my math right? Is this the formula?
>>105634543
You mean jewish? Yeah...

>Racism is my personality
You need to be 18 to watch this stream.

>>105634575
Yes almost right, tier 2 and tier 3 subs have a different value but they are all piled together with the tier 1 subs

Why the fuck is the simplest thing this difficult for her

i love my anorexic wife thincess who eats 600 calories a day and dies of organ failure at 29

>>105634643
whats the appeal in watching a vtuber and getting mad at everything she does
pick another one

>>105634620
Oh, weird to not keep track of them separately

>>105634662
She will be dead before BC is 18

>>105634662
the same reason shondo is anorexic is the same reason you're even still here so be grateful

>>105634674
>GRRR STOP MAKING OBSERVATIONS

>>105634683
no, my estimate exceeds that time

>>105634674
I'm not getting mad, I'm watching the stream and making comments. Why are you here if every post makes you seethe uncontrollably?

>>105634677
She is just retarded, it is quite easy to separated everything

>>105634692
When your observations are entirely negative it's clear you aren't enjoying yourself, you could go watch someone else

>>105634711
>implying you weren't asking like a pissed off catty bitch
>deflecting with a strawman
lel

>>105634688
jesse what the fuck are you talking about

>>105634643
She is a woman

>>105634753
she's a mentally ill dumb fuck and your existence here is only because of that

>>105634753
tubby is obsessed with her because she triggers his disgusting fetishes

>>105634730
>it's clear you aren't enjoying yourself
No need to project your own feelings onto other people. You can enjoy her streams while still making an observation that she makes something as simple as ordering a pizza into a sisyphean task.

>>105634643
https://www.youtube.com/watch?v=qvlRm7QRA98
She can do the math she just doesn't like the results.

>>105634737
Your obsession with trying to start arguments for literally no reason is so interesting to me. It's like you're addicted to bickering like a bitch

>>105634730
Hate watching is the best way to enjoy Shondo

>>105634774
if her being healthy and not a mentally ill dumb fuck would mean that she wouldnt be a vtuber i would pay that price id just watch someone else and she would be better off

>>105634281 (me)
I'm going to go shower now... qrd pls...

Being a husband = hatewatching
If you disagree then you haven't been around for long or you're not a husband

>>105634803
yeah I suppose she is like her fans here in that she just constantly complains and doesn't seem to enjoy anything

>>105634891
Melty

>>105634556
not everyone can make multi 6 figures a year retardchama

>>105634950
Stop being poor lol

>>105634950 (me)
should've clarified this is regarding mortgages

>>105634307
>credit score
the only reason people don't like credit score is because it's an honest assessment of how trustworthy a creditor you are lol.

>>105634973
Maybe wasting 4 years and 100k in a History Degree wasn't a good idea

>>105634950
Then you shouldn't take loans. The fact that this is not common sense to you just shows how brainwashed you are.

>>105635004
Unless you own a large business, there is not a good reason to become a creditor in the first place.

the duck leopard doesnt change its spots

>>105635044
>don't engage with loans unless you're already rich
this is how i know you're a fucking retard. it's not about having a certain amount of money it's about being financially responsible and not overborrowing. the average person is a fucking idiot when it comes to money and that's why there's a negative perception around loans and credit

>>105635768
If you are making minimum wage what the fuck do you want a credit for?

>>105635854
it can still get you better loans and renting options amongst other things. someone on minimum wage that's proven to be capable of paying back will get more than some literal who asking for a couple thousand

>>105635768
>it's about being financially responsible and not overborrowing
If you don't have a large, stable income, you are overborrowing each time you put yourself into debt; even if you are wealthy, the only valid reason to put yourself into debt is to accelerate investments, not to buy things you want. You've normalized debt slavery in your head to the point that you don't even understand how truly free people live.

>>105635970
>Paying back high interest credit on minimum wage
Yeah you're definitely gonna get fucked over by Klarna in the future, unless you haven't already

usury is satanic, islam has it right

>>105631409
God chibishon is so fucking sex.

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>>105636002
>the only valid reason to put yourself into debt is to accelerate investments, not to buy things you want
you're assuming i don't think that's the main reason to borrow to begin with. an occasional use of a credit card for a big purchase is a completely viable way of building score though
>>105636033
what part did you not get when i said don't overborrow?
>>105636073
trvth nvke

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>>105636159
>what part did you not get when i said don't overborrow?
Just stop calling yourself financially responsible when you take on credits and loans for literally no reason that you can't pay back if ANYTHING happens to you. Not sure why you want to have zero disposable income every month but it's a sure-fire way to fuck yourself over permanently if something happens. You don't know the future. What you're doing is essentially self-harm and you're really not as smart as you think you are

>>105636585
why are you assuming i'm in favour of taking out loans that leave you with nothing every month? just don't spend more on a credit card than you can pay back. for example: if someone has 800 disposable every month and they have a credit card with something like say 3k on it. they don't use the whole 3k. they just use something like 500 on purchases knowing they can 100% pay it back because not only is that disposable but they have 300 that isn't being touched. they use money that was already disposable and they also build score. it's not hard to understand

>>105636039
Why islam? Christianity is also against usury, and they both banned it
Christianity was first with John the Baptist telling a tax collector not to charge more than the people owed

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>>105636689
Except when the bill comes and it says "minimum billable amount" they'll often take that. That's literally the entire business model of companies like Klarna. You denying basic human psychology when there's an unfathomably large industry built on exploiting that very weakness is just retarded. Also, someone with minimum wage doesn't have $800 disposable income anyway. The way this is done in REALITY is that someone with almost no disposable income at all buys expensive things on credit, thinking it's okay because they can pay it off over a long period of time with small payments, not realizing they'll only end up paying interest every month and never actually paying off the credit or loan itself. Buying things on credit is for retards and black people

>>105636159
>>105636585
>>105636689
>>105637024
>>105637188
shut the fuck up virgins

>>105637188
this is why i said retards shouldn't do it. i'm not sure why you're arguing with me anon, we agree on it being predatory and that the average person shouldn't borrow. i'm just saying people that know how the credit system works can do just fine if they use common sense

>>105637291
You still haven't given a valid reason for doing things like that in the first place. Again, you're just doing what loan companies want you to do, thinking it's normal and "smart".

I bet she smells so good after streaming for 3 days and not showering.

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>>105637602
i'm not engaging with this anymore you're just being obtuse
>>105637667
she needs to let me sniff her feet and shunny

Shock collar bros I think we are not gonna make it...

>>105637667
Her family says she smells good even if she goes a month without showering (probably because they're scared of her to be fair), so 3 days is nothing

>>105637951
If only manchildren autists weren't boycotting supporting her over imaginary worries...

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>>105637951
>Says "I always underestimate you guys"
>Add more goals as a result, thinking they'll be hit
>End up not getting anywhere near completing them
I just wanna hug her

>>105638146
what would a manchild be able to offer financially?

>>105638134
They don't sniff her as much as I would.

The timer will go up later, we will hit the goals she actually wanted to hit (40000 points)

>allowing us to play fortnite with us
FUCKING FOMO FARMING WHORE

>>105638206
I want her to grind her unwashed pussy against my face

>>105638234
get a hobby

bapy won

Unironically she shouldn't play Fortnite with people (because I don't want to download and play Fortnite)

>>105638234 (me)
With her*

I'm done with my shower, qrd for the day thus far?

>>105638327
whore bitch ant

A single fucking Fortnite skin costs $20. What the fuck

Shondo playing with Jason Fortnite with her husbands is peak cucking

>>105638247
i typed this :)

Why is the woman in her mid 20s entertained by things aimed at 12 year old boys

>>105638350
Uhh, thanks!

>>105638327
you didnt miss anything

Her Jason looks black

>>105638529
It's been 5 hours

>>105638582
yea you didnt miss anything

>>105638539
Diversity forcing interracial ntr on us

>>105638609
Oh...

>not playing with bots
RAGEY

>Be nice to the woman who spawned you into this world and abused you nonstop for 20 years until you had to flee your childhood home
How about no?

Deserved early death

>>105638765
yes

>>105638765
You should forgive her

I hate jason fortnite
Goodnight shoggas, i hope she dies (she's cracked, unfortunately)

lurkmaster2k got banned by para maybe he will come back and save the shondothon

>>105639117
What'd he do

>>105639300
idk I just saw it in lig

Deserved

Can someone post the halal minecraft reactiom segment? I missed it
Or does the audio of the vod work? If so, what's the timestamp?

>>105639117
am i supposed to know who that is?

>>105639874
newfag

>>105638458
because she's 1) age regressive 2) retarded (low mental age to begin with)

>I can like this child with the body of a grown man
>Twilight is SICK when this person ages incredibly quickly and was imprinted upon involuntarily as a young child

>>105640807
cope bitch lol

>>105640807
tell her in discord, Retromancer

>>105640807
Based

Ghostface would have a phone, which records the date

Wtf she left us without our ducks and brainrot stimuli

Q when are you gonna move on now that your ban appeal was denied

How does the Streamelements ranking work? Does that include money spend on gift subs and bits, or just direct donations? I didn't realize that Chucklevoid guy donated $2000 + the gift subs if so.

has chucklevoid donated since she called him gay during the book reading?

>>105641688
I think he actually said something in chat earlier but I don't remember

>>105641688
he donated some bits earlier and sent a message in the chat

will chucklevoid get 2 handwritten letters for being the top donator and top sub gifter?

>>105641688
https://logs.spanix.team/?channel=fallenshadow&username=chucklevoid

>>105641876
>Account created
>Week later follow Shondo
>Gift subs
>Like 10 messages total that contain actual content
WDHMBT

>>105641968
seems like he's just a rich lurker

>>105641759
why would that happen? the fact he did that when he almost definitely knew about the letters is extremely faggy though

>>105642176
Cry poorfag c:

>>105642176
why wouldn't it? she would have to write fewer letters that way

chucklevoid if you're reading this donate a couple thousand in bits too

ChuckleVoid is, in reality, a shondo alter-ego, or maybe a co-conspirator in her weird shenanigans. It's like, the typical magician's trick at these shindigs: dramatically slipping yourself some cash using a fake alias (then sneakily vacuuming it back), *POOF*: doling out dough gets "'regularized,'" and now even more folks dive bomb in to cough up clams.

Your wife is cute
t. snacker

>>105643307
shes a stupid whore

>>105643307
Thank you, yours is funny

>>105643307
thanks
>>105643358
bee nise

>>105643358
the cutest whore there is

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>>105643307
tell fil next time to not be a cunt and only read out people talking shit

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>>105643307
she's very cute

yours is funny

>>105643466
Uh oh S melty. Literally Fleece 3.0

Is the timer working properly? I feel like it doesn't go up at all when people donate

>>105643646
it's not automatic

>>105643646
$5 is 30 seconds and a lot of people are doing less than 500 bits at a time
>>105643693
yes it is

>>105643307
fuck off

>>105643646
she is a greedy whore so you need to give a lot of money to move the timer a bit

>>105641540
Never, even my death or hers won't stop me loving her

>>105643646
There's a little delay

>he looks 40
she has no idea how old people look lmao

>>105644145
She accounted for his ethnicity

What’s the drama now? What are you guys hating your oshi?

>>105644451
fuck off ESLfag

>>105644451
The marriage is unhappy because we are unequally yoked

>>105644451
a better question would be why WOULDNT you be hating shondo?

>>105644451
a lot of the anons here are divorced, that's why they hate her.

She is Jewish and jews are contrary to all men, of course she is unbearable

>>105644675
I really do not get it. I don’t even watch her but I was just scrolling VT and saw the image for the thread and figured something went wrong

>>105644860
this general is almost exclusively baked by antis now

>>105644782
You are crazy man

>>105644860
An anti baked the thread early. They like to do that.

>Jason
>Majima
>Lundy
>Other old guys in movies
It is so over.

>>105644910
Paul said that though

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she's my fute bagel

>>105645782
I’m gonna touch you

>>105644935
Girls seem to like Majima but I'm surprised she didn't gravitate more towards the physically stronger Kiryu

>>105644145
British people tend to look 10 years older than they are; Japanese people tend to look 10 years younger than they are.

Cuck pond

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surfs up!

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>>105623128
hi shoggas, quick question, does anybody know if forest tree works or studies? like which one, is he in college, i'm curious about it

>>105648203
he works

>>105648203
The fambly IQ is too low for uni

>>105634366
NY style pizza is the most popular form of pizza

>>105634307
Literally every western country
Shondo even said Shadowmama couldn't put her name on the future house because she had no credit

>>105648476
probably maxed her cards years ago and tanked it

>>105634643
She's retarded and drops things after failing at them once

>>105648203
>>105648353
>>105648380
even a guy with no studies gets a girlfriend we're so back

unless his gf goes to uni, and then he becomes the poorfag bf that gets pegged, then is so over

>>105648440
Most people in the world have no idea what "NY-style pizza" is.

>>105648476
Your credit limit is determined by your income in the UK. There is no such thing as a "credit score" or any other such nonsense like that outside of the USA.

>>105635854
Higher credit score means lower interest rates, and you need good credit if you're gonna buy something like a car or house in payments.

>>105648576
Start protesting and demand to make credit score illegal.

>>105648559
well yeah he's Chad irl moneymaxxing is cope

>>105648575
except they eat it and not "authentic" italian style pizza so guess they do :/

>>105648641
Yeah I too prefer a system where poor people have further reduced access to loans

>>105648575
https://en.wikipedia.org/wiki/Credit_score
You'd really benefit from reading even a little first

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Xeep xoop. Zeeble zong

>>105648769
People should not depend on loans to survive in the first place. If there are people who need to take out loans, your country is failing.

>>105648203
gb2/kf

>fuck people who manipulate others straight to hell
anticoded message

>>105648831
>Credit scoring in the United Kingdom is very different to that of the United States and other nations. There is no such thing as a universal credit score or credit rating in the UK. Each lender will assess potential borrowers on their own criteria, and these algorithms are effectively trade secrets.
>The most popular statistical technique used is logistic regression to predict a binary outcome: bad debt (meaning the borrower has defaulted on the loan) or not. Some banks also build regression models that predict the amount of bad debt a customer may incur. Typically this is much harder to predict, and most banks focus only on the binary outcome.
Shadowmama was low income with 5 children and probably also had failed to make repayments. Why would anyone have loaned her the money for a mortgage?

>>105648918
>If there are people who need to take out loans, your country is failing.
>what if like... society was free.... man?
the only countries and places without debt are tribal ones and even they mostly still had it
move to north sentinel island

Grift mode

>gets 700 dollars
>barely reacts
lol

>>105648831
Yes, and, as the article explains, it works quite differently in most other countries. The only countries that use a similar system to America's are even worse backwater shitholes.

In most of the world, not using credit cards doesn't result in punishment of any kind, and you can't be denied a job or a house just because your employer or landlord sees that you have a low credit score. The more developed a country is, the less its population relies on debt.

>>105649471
You have been brainwashed, you must be one of those people who unironically believe that America is the 'freest' country in the world.

>>105649801
name a single successful country in the last 2500 years with no system of debt

>>105649893
You’re missing the point entirely. Debt is useful for governments and businesses to assist investments; it's not supposed to be a clutch people use just to live. When debt covers rent, food, or medicine, it’s predatory, it drains life from people who have nothing left to give.

>Everyone bending over backwards to agree with her that phone sex and sexting is weird
'Husbands' are literally eunuchs

>>105650062
>If there are people who need to take out loans, your country is failing.
you might as well have said every country that ever existed was failing (i will concede that every country fails eventually, for unrelated reasons)

look, it's someone from /tingles/

>>105648476
Because shadowmama was fucking unemployed and had no income? Why would a bank give her a loan? That has nothing to do with some arbitrary credit score, jsut a simple calculation of "you have 0 income, you can't afford the mortgage"

>>105648716
Most people eat 'American pizza', which has a thick, crusty base, and loads of greasy toppings. NY-style pizza, on the other hand, has a thinner, more flexible crust, and uses fewer ingredients.

>>105651045
She wasn't unemployed, she worked a minimum wage job.

>>105651045
they're unemployed and don't worry about finances cause they leech off everyone in the name of being above the system. this won't go anywhere

>>105651288 (me)
"they" being anon. i just realised this could be read wrong

>>105651274
she worked part time at a low end job
nobody is giving someone in that position with a giant set of dependents a mortgage

room temp pseuds arguing about finances kek. stick to arguing like children

Good Evening Shondopolis!! ^_^/
good news!! the film crew for the Shondopolis movie is growing. a lot more people are interested in a vtuber movie than i thought!!

>>105651966
post bank accounts

SEGA jumpscare

what the hell is shondo reading

>>105652959
womancore erotic fiction

>>105652959
her own book

i'm fucking dyhing kek

her seiso performativeness is pretty boring

do people really find this funny?
>haha they used a word to describe something
yes its called LITERATURE chuds
never read poetry

>>105654172
This ain't literature. It's womanslop.

For being asexual she sure thinks about sex a lot

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new bread:
>>105654604

shondo is an educated fellatrix

>>105654541
first stream?