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Welcome to Divination General! Come here for readings and a discussion of theory/practice.
Every method is welcome: Tarot, Runes, Cartomancy, Scrying, Pendulum, Cleromancy, I-Ching, Digital, Oracles, Tasseomancy, Necromancy, etc.

>If you're NEW, please READ the STICKY:
https://pastebin.com/G42HmsUs
>Recommended /div/ links and books:
https://pastebin.com/sAkg9cMz
>MEGA with Divination Books:
https://mega.nz/folder/Jp8gQD7Q#om_2lEm1GL0qPIpSrQgrvA

>Guides made by some of our readers:
•/div/ starter spreads:
https://i.imgur.com/mxpu4MF.png
•Thoth's tarot and rune guide:
https://docs.google.com/document/d/1ciFuMOVDIkA18d9Rw-Zkklgigx-Y4XzJkGVeMTYWcic/
•Hijinks' revised divination guide:
https://pastebin.com/Gv10KZUA
•A compiled Rider Waite card explanation
https://files.catbox.moe/v6qayw.pdf

>Useful tips before posting:
•If you're a reader, post that you're offering readings and what information is required from the querent; the same goes for trading.
•Look for posts to determine if there's an active reader, what's needed and before posting, check if they finished reading already.
•Some readers will refuse to do certain readings - respect that choice. Do not harass readers if your query is refused/skipped. We do our best to maintain chill and good vibes.
•Traders should respect that a traded read will be granted, as per an agreement of trade. Free readers have the option of picking their queries.
•Bullshit queries get bullshit answers. Vague queries get vague answers.
•Making an AQ (air query) by not addressing a reader, in particular, is possible but doesn't guarantee an answer.
•Avoid making the same query repeatedly and/or to different readers in a short period of time, as this may lead to more confusion.
•Provide feedback when applicable and be considerate to the reader. We're a growing community, many readers are starting and need to know what they are doing right or wrong. Let's help each other to improve.

Previous Thread: >>41830461
>>
hi
>>
AQ

Female, 26

In knowing what I’m like, what sentiments or advice would E(female, former friend) provide in regard to my current position?
>>
Air query or trade

Which place has more monitoring spirits and stalkers, the old or new?
>>
trading
>>
One card?
>>
>>41835160
3 of wands
>>
Air query

Is my aunt giving advice from malice or is she just ignorant
>>
AQ
Why am I so memorable to people even though I don't even try?
>>
>>41835163
Ty
:3
>>
>>41835176
You're probably hot and or a great listener
>>
Air query or trade

If I cancel moving will sales align again?
>>
AQ
How many weeks until my home needs urgent repairs?
>>
>>41835210
I've been told that. Also, my energy, my aura, me being hilarious, very confident, etc, but I was aiming for a reading.
>>
AQ
What should motivate me?
>>
>>41835235
Aura is another to say people reader, you should read about relational intent and consistent if it's a skill to hone for you
>>
Air query or trade

Are my neighbors conspiring to harm me?
>>
AQ
Should I contact him?
>>
>AQ
>How many weeks until my home needs urgent repairs?

Terrible query

Home repairs are rarely urgent unless you have an active leak or flooding which is easy or at least straightforward to remediate. Almost everything else is either optional or not urgent. Most "urgent" repairs are because the homeowner is bothered by the condition rather than it explicitly imperiling the entire property or at least a significant portion of it. Hazards caused by utilities can be turned off immediately.
>>
>>41835261
the fool. no, you're better off going down your own path without him

>>41835255
9 of swords. no, its just anxiety and paranoia on your part
>>
Aq
Is he mad at me?
>>
>>41835307
king of swords. not mad, just disappointed
>>
>>41835302

Should I move or stay?
>>
>>41835312
Ty
>>
>>41835319
move - the hanged man
stay - temperance

i'd stay for now
>>
Trading.
>>
>>41835339
q
>>
aq
what is coming for me over the next month :()
>>
>>41835349
>Do my spirit guides believe I've saved enough money from my current job?

Starting when you semd me yours.
>>
>>41835359
pass
>>
Aq
Will I find my life partner soon?
>>
AQ
Is the house currently burning 5 blocks from mine a murder attempt or an accident?
>>
Aq
Will I be with
D
W
B
G
?
>>
>>41835359
You want to trade on that with me?
>>
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open to trade a couple of q's
>>
>>41835486
q
>>
>>41835486

I will trade you brother

My query is simple, will we get back together ?

Send me yours
>>
>>41835419
D- the sun
W - 6 of swords
B - king of cups
G - 4 of pentacles

looks like D is your best bet
>>
>>41835491
sick of working corporate/my current job but don't really know what to do with myself. what kind of work should I look for/be doing?
what's yours? will start as soon as you respond
>>
>>41835500
should i bother with trying to get a phd in my field, will there be any benefit or improvement to my career and finances?
starting yours now
>>
>>41835508
will I get a gf this year?
>>
>>41835501
Thank you!
>>
Anyone reading?
>>
>>41835554
7 of swords. nope
>>
>>41835500
>king of cups, death, six of pentacles, three of wands R, high priestess R, chariot, hermit R, seven of swords
unsure of how recent the separation was, but the emotions are quite pronounced and sharp, maybe more from your end. there is a bit of loneliness and nostalgia which is clouding judgement of this situation as it stands, which is impacting the ability to see how it may progress and not for the better. you may not see that one of you is either overgiving or finally giving as a last ditch effort to keep things together, when it is 'too late'. there does seem to be a warning of watching out for manipulating the circumstances to suit one person, or about being 'used' for resources and support with the expectation of rushing in to save someone in order to get another chance with them. again, the emotion is impacting your ability to see this to an extent that you may even refuse to believe it until it causes real trouble or harm. right now, it doesn't seem like you will be getting back together, and if you did, it would be rushed and desperate and delaying a necessary life lesson
>>
>>41835563
Ded.
>>
>>41835519
You yourself, is the PHD good for you ?
> Queen of wands rx, hierophant, 2 of cups rx

I dont think you are going to enjoy it, it is not gonna work out for you at a personal level and you are going to feel it was the wrong call. Altough at the professional side you will feel it is justified

Financially
> emperor, 7 of swords rx, 4 of cups rx
Financially it will give you stability but you will feel that it will rob you potential for further growth or that you could have achieved similar without it, maybe the investment of time + energy + more uni fees is not really going to equate well with the job opportunities you have out there but any doubt will lift once the money starts coming in

Advice
> 7 of swords, 3 of wands
Think carefully, plan and thinks of the fututee and the potential that it can bring you. Study the job market and if the prospects hold over time

Career wise is it the right call ?
> strenght, 3 of wands rx, ace of swords
It is the right call, it will take you serious dedication but it will do you good long term
>>
Summoning every reader
>>
AQ
Should I really lock in on this drawing stuff and practice and learn as much as I can?
>>
>>41835378
no, I don't think it's going to happen in your current incarnation, i'm sorry.
>>
>>41835528
>seven of wands R, six of swords, five of pentacles R, ace of swords, page of wands, four of wands, knight of cups, nine of pentacles
it seems like maybe towards the end of the year, there will be someone you'll be quite interested in and will approach. but the start of the year seems like more of a 'training ground', there may have been some time where you felt closed-off and a bit a sorry for yourself and your dating life, but ultimately you know that you have control and will take initiative. you may actually 'snap out of it' quite quickly and take charge, perhaps looking to travel some place or seek out a new, more collaborative activity to meet people and have fun. you will get clear on what you want for yourself and what you expect of a relationship, and what you can give to another. this person you're interested in might be a friend of a friend or you may meet at a gathering like a birthday party, it doesn't seem like they're too familiar to you though, or if you do know them, you haven't seen them in a while and they have drastically changed since you've first got to know them. they seem really focussed on stabilising themselves, particularly financially, and are open to flirting and dating, although it does seem they're looking for something with more security and longevity. if you can provide that, then go for it :)
>>
Aq
Will we go adventure together soon?
>>
>>41835649
2 of swords. not anytime soon
>>
>>41835468
Let's do it, Lucario!

Starting when you share your query.
>>
Air query

Should I stay at the further away place tonight
>>
>>41835708
temperance. yes
>>
following up...
It seems that an old lady just burned to death in the neighborhood. Was it a planned kill or collateral damage?
>>
>>41835677
Ty :)
>>
>>41835745
https://www.youtube.com/watch?v=N5PdvXVXh1c
>>
AQ
any woman irl (not dating apps) interested in me?
>>
>>41835745
did you kill her, anon? are you a murderer?
>>
>>41835745
>>41835757
>>41835771
Who dat is? What dat was?
>>
>>41835771
I was napping when I heard the firefighters arriving. I just want to know the cause since our gov is incompetent.
>>
>>41835777
A kind soul, passionate one, merely thanks them and pray they find solace on the matter
>>
>>41835781
You have a tyranical gov, if she was minority and youve seen maga around, bet yer ahh she was burned
>>
>>41835833
hiiiiii
>>
>>41835833
dumbest take ever. It's not the magas who riot, destroy shit and kill people. Especially if she was black.
>>
>>41835833
I'm not american. We have local tyrannical druglords that can't decide on who gets to sell fentanyl to Commiefornia
>>
>>41835842
Sure, like in mineapolis hun? >>41835840
Hi!!
>>41835859
A yes, México? You sound colombiano tho, the farc is not something im familiar with.
But they do use American guns and Israeli bullets, do they not? Further south they often do
>>
AQ
Why is it gone?
>>
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Trading
>>
>>41835913
query?
>>
>>41835913
>>41835508
could you do this one pls? seems like my other trade fell through. what's your q
>>
AQ
Are my self esteem issues of being independent self imposed or from my parents ?
>>
>>41835916
would the room in MH for 817/mo be a good fit for me to rent? u?
>>
>>41835939
why am I so attractive to women in their 20s? starting yours.
>>
>>41835689
Oh holy cow you replied. I have 2 queries to choose from: One is will my second cleaning attempt be enough for Mt goals? The second is will the crash happen first or my excursion to the edge of the local area happen first?
>>
>>41835951
you come across as a fiery, charismatic, visionary leader that has his own gravity, passionate and very masculine, sexy, alive, bold, enthusiastic, virile, and to women that are young and exploring you seem like the perfect person to explore and feel the presence of. macho. you make them feel desired too. also you have some sort of real mystery about you with high priestess and moon combo of knowing and using subconscious lures and pulls and engaging their romantic fantasies or fantasies of any sort. you also seem to have got over a lot of hardships or heartbreaks in life and it makes you seem wise, empathetic, strong, understanding, and emotionally available to them as well.
>>
Air query

Should I keep the home and rent out some rooms?
>>
>>41835984
king of wands high priestess moon 5 of cups rx
>>
Air query

Is my aunt evil or just ignorant
>>
>>41836004
well, she is a woman, so..
>>
>>41835939
>king of cups, 3 of wands, 8 of wands reversed
>4 of wands

Seems like a good choice that'd you'd grow into and be really happy in. Seems like you would feel fulfilled in tweaking it out over time and get real into costumizing it. Overall, it's a good choice that's you'd turn into something you really enjoy and feel like home!
>>
Aq
Will he ask me to marry him?
>>
Trading
>>
>>41836024

So both?
>>
>>41835959
>>41835959
For your first query, we got:
>Death
>Queen of Cups
>King of Swords
I'll go ahead and say yes it will, as identified by the Death card, however you may need some assistance in order for it to go as smoothly as you hope or what your particular standards are. No idea who the court cards here are representing, but I think you have an idea of who or what these apply to.

Aura & Vision please.
>>
>>41836060
aye
>>
>>41836046
3 of swords. nope
>>
Air query

Does their grandma or whatever hate white people is that what I'm picking up on?
>>
>>41836059
Query? Mine is will the male be the one to give me enough gifts/ money to succeed in the situation I'm in or will I have to look in other spots?
>>
>>41836129

Your questions are always next level man, love them

Starting for you

There is someone i have been thinking about, almost obsessively. As with almost everyone in this place we all land out of need here, so you might guess that things did not end on the best terms

I would like to know what is her view of me, did i ever mean anything ?
>>
>>41835359
Aura: Orange, brown

Vision: A man taking a shovel to dig a grave for his money next to an open grave of an inverted color version of himself

Whatever you did to get the money you have you sacrificed too much of yourself to get it. You paid with what you weren't supposed to so now you're tired and slowed yourself down. What would've been smoothed over by the parts of your personality you had before can't in your current state. Not only do you need more money, you need more "soul."
>>
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air query.
my first time posting here.
i had one reading in my life before years ago and only remember getting tower and emperor and also that i wasnt supposed to get any more readings?
and that i think i already surpassed my tower (it's been awful, medication induced lupus)
i would like to know the general direction of my life ahead anyway.
>>
>>41836188
As I told my ex, a 9 to 5 would be soul crushing for me, but she didn't give a fuck. I got the job as part of winning her back, and she still split up with me again.
>>
>>41836129

King of wands, sun, 10 of pentacles, 7 of cups, 9 of swords

Cards only upright for all my readings of today

But there is the man, and yes he will give you money, to an extent a meaningfull amount not sure if it will be enough as is for all your needs but it will be enough so that you can complement with other sources. More than that, you have other meaningfull options you mught be obfuscating yourself out of worry and not seeing them, but as it stand yes this man will provide you a significant amount that might allow you to get over your situation
>>
>>41836168
Yes/no model: Dark Green Yes.

Right now she feels you represent things she's told herself she can't/ doesn't have. She's put you off limits from her own personal problems. She doesn't hate you completely but don't expect to get through all of that anytime soon.
>>
Could I have 1 card?
>>
>>41836238
queen of wands
>>
>>41836258
Tysm
>>
>>41836206

Emperor and death, the stablishment of structure in your life and the end of old patterns and ways of thinking. Moving past things that no longer work for you onto new things that trully align with you.changes that start from withing yourself and you enact by your own doing noving towards what you trully believe is best for you

There is the 7 of wands , 3 of pentacles and the 8 of pentacles, holding on and working hard, learning a craft from a mentor. Your life is flowing towards work, learning, you might have started or about to jump into a new job or starting a career, you will learn a lot from your peers and it will be a major focus for months to come.

The devil, queen of cups, 10 of swords, 4 of wands

Someone who enters your life, bringing atachments, toxic cycles, betrayal, but peace and happiness on the daily life. A chaotic relationship which will bring happiness and grief in equal meassure

Your life is flowing and you are the architect
>>
>>41836236
If you're reading can I ask if I'm more on the "good" side or am I more on the "bad" side of the spiritual mumbo jumbo.
>>
>>41836236

In general what does dark green tell you about feelings towards someone ?
>>
>>41836292
thank you very much.
this makes a lot of sense to me, i indeed seem to be on the verge of something changing, and that is how i generally react.
the relation ship part has been occurring for some years and its pretty much how you described it, but despite everything im taking that as a sign it will keep going and i am glad for it.
thank you again.
>>
AQ
Will i get a job at that place?
>>
>>41836331
Jealousy, pride issues, having a victim complex.
>>
>>41836347
death. no, which might be very disappointing, but there will be a better opportunity for you coming up
>>
aq why am I so unlikeable
>>
>>41836370
the empress. you're the complete opposite of unlikeable, anon
>>
AQ why do people stare at me so much in public
>>
>>41836358

Oh ffs, so it is likely to be that she went on to make everything crumble because of some dumb " i dont deserve him" kind of bs ?
>>
>>41836381
king of swords. because you fart a lot
>>
AQ
will I get some pussy this year?
>>
Aq
Am I actually cursed?
>>
>>41836375
phew
>>
Aq. Should I focus on kf?
>>
AQ
If I eat ath the cafeteria for lunch today, will I see/bee seen by any classmate?
>>
>>41836398
the sun. mucho sexo in your future

>>41836400
8 of pentacles. no

>>41836404
page of cups. yes
>>
>>41836384
Yup. I feel for ya man. Something like that is coming up in the current mess I'm in too.
>>
Aq. Am I doing good pushing away bad people from me?
>>
>>41836421
10 of pentacles. yes
>>
AQ
How do I win J back when she's gone silent on me?
>>
AQ
Will we be living together in the near future?
>>
>>41835959
>>41836100
>>41836188
For your second query Lucario, you got:
>Eight of Swords, Reversed
>Page of Pentacles, Reversed
>The Sun
This is indicating that you can potentially make it to the edge of your local area only if you pace yourself. If you overextend and attempt to go quicker than you're realistically capable of doing, then it won't work. The Sun here showcases that with the pacing or even if you crash, you'll eventually be able to reach your destination with a recuperated burst of energy.
>>
>>41836444
nice trips
>>
>>41836381
You look weird
>>
>>41836432
I don't even know you
>>
Air query

Is that company a scam or will they actually pay me
>>
>>41836432
the magician. yes

>>41836465
2 of pentacles. eh i wouldn't trust them, they seem shady
>>
>>41836468

Should I move and invest like the original plan
>>
>>41836479
10 of swords. no
>>
>>41836409
Cool ty
>>
Aq
Will I move in with my next bf?
>>
will I maek friends this year?
>>
>>41836428

>Temperance, Empress, 7 of wands

You work on yourself, and realize the harder you try to pull J in the worse things will be.
>>
>>41836494
the world. yes

>>41836498
4 of wands. yes :)
>>
aq
will I meet the person I'll marry this year
>>
>>41836486

So I should keep my home and rent out some rooms?
>>
>>41836415

Can i ask you one more then ? I'll trade you if you want

If i text her right now, will she kill me with words or am i opening the door a bit ?
>>
>>41836542
king of wands. yes, you'd do very well with renting a few rooms out
>>
>>41836548

Damn, what happens if I sell the home and move? You drew 10 of swords but can you elaborate further
>>
>>41836548
Can I ask you for a q?
>>
>>41836508

Can you get me a card ?

How will she react if i text her right now ?
>>
AQ
Should I go to the gym before the meeting?
>>
>>41836550
6 of swords. you'll move on with your life, i mean you'll be anxious and maybe depressed but it'll even out in the end

>>41836558
the sun. she'll be happy

>>41836563
justice. yes
>>
>>41836568
What's the right approach with her after this first contact on IG?
>>
>>41836573
page of pentacles. play it cool, don't look eager but don't completely ignore her either
>>
>>41835936
>>41836568
Are you the Mike from RLM reader ?
>>
>>41836577
but is there a chance or does she feel nothing
>>
AQ

Should I reach out to F and see if they will hire me ?
>>
>>41836568
>justice. yes
Then I am going thank you :D
>>
>>41836568

And can you clarify the king of wands for staying
>>
>>41836582
perhaps...

>>41836583
6 of pentacles. its possible, but you gotta keep in contact with her
>>
Oh no, I have sun conjunct mars (combust) in Scorpio in house 4. What could this mean?
>>
>>41836598
>582
>>41835936
Here’s my query Mike
>>
>>41836598
>583
just replying to her stories or I don't know, doing the whole introduction thing "hi, I'm X, nice to meet you"?
>>
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>>41836618
the emperor
ace of swords
the world

i would say the majority of it is definitely your parents influence. however i think you definitely are a fighter and not one to give up easily even if you don't think so. you're pretty determined, and despite your setbacks on setting boundaries or self esteem issues you're not going to go down without a fight.

do you still live with your parents? even if you do, i think there's a chance you will be fully independent someday soon. you're more than capable of it, anon.

>>41836633
that would be fine. just be like "hey whats up"

>>41836594
8 of pentacles. it would be a lot of work but it'd be good for you. keep you distracted, that kind of thing.
>>
>>41836508
>494
Thank you!
Is it who I think it is?
>>
>>41836647
5 of pentacles. i think it someone you haven't met yet but they know you already. which isn't as creepy as it sounds lmao
>>
>>41836644
>that would be fine. just be like "hey whats up"
Thank you. I was wondering if you wanted to trade, too
>>
>>41836654
i'll take a rain check, but thank you for asking. i'll catch ya next time
>>
Aq am I as pretty as momma says I am
>>
Trading anyone?
>>
>>41836653
:0
Noo, that's creepy. How do they know me. :(
>>
>>41836690

Yeah ill trade you
>>
>>41836456
It’s been so much lately idk if it means I’ve been looking unusually good or bad
>>
>>41836694
Q?
>>
>>41836702

Other anon got you the king of swords, you are looking extra serious, people notices that. Relax, loosen up
>>
Trading
>>
>>41836707

Well, i texted her, did i mess up ?

Yours ?
>>
Anyone up for helping with an AQ?
>>
>>41836644
>618
Let’s say I’ll act independent for myself and such. Would they back the fuck off? I still live with them. Like they wanted me to be independent and such but then I remember something overprotective they did. For example, something I remember is me being 18 in high school and I needed to do a project over at my friend’s house. Then my dad complained about how my friend isn’t punctual getting the items and that I should work by myself with the project. And how my dad doesnt know this person and her family. I ended up going to my friend’s house to do the project. Then my dad told me “Don’t be too excited you’re in someone’s house”. It’s just them telling me to be independent just fester a negative emotion because memories like those. Thank you for my therapy session lol.
>>
>>41836719
Mine is: what kind of approach should I take with her? For context, we don't know each other, I only replied once to her story on IG, but that was just our first contact. Starting once you confirm
>>
>>41836728
Sure, and dont go freaking out if it takes me a while to get you your reading hey, some people get all ofended if you dont get them stuff withing the minute
>>
>>41836737
Don't worry, I'll be patient. Starting now
>>
>>41836721
i'm sorry you have to deal with this anon, my family is still the same way and im an old fuck. to be honest, i know it might not be something you want to hear, but it might only get better until you can move out. that still doesn't mean you should set some boundaries with them though. just be honest and tell them straightforward. you might be living with them, but you are an adult who deserves some freedom
>>
>>41836728

Ok nice, very nices cards while shufling, lots of potential, the sun, page of cups, 8 of pentacles, 10 of pentacles

Gestures, happiness positiveness

6 of wands, 7 of pentacles, temperance, queen of swords, 8 of swords

Ok so, interactions wise look to make youself seen, intereract with her stuff but also look to catch her attention with interesting stuff you do as well, be patient slowly build it, once she gets to interact with your stuff that is the point you should start talking, unless you get to see her irl that is, then outright that's where you get close to her, dont let the fear of the unknown hold you, be daring but with strategy, she is a very mental person big gestures don't land too well so phase yourself
>>
>>41836781
Thank you so much.

Knight of Pentacles
9 of Swords
Hierophant

Cards here suggest that you didn't mess up or anything at all, if anything, that was probably a good move. You're probably spiraling right now, as symbolized by the 9 of Swords, tons of anxiety and asking yourself "what the fuck did I just do" and stuff, however, it's just that, anxiety. The Hierophant suggest that if you play things out by "following the book", social norms, etcetera, you'll be alright. Stay patient.

By the way, can I ask for one more card trade?
>>
>>41836803

Sure, what would you like to know ?
>>
>>41836814
First off, I want to thank you for the time you have taken and the advice you gave, I have just one problem: I'm not someone that posts a lot on Instagram, nor I do a lot of things in my life, so I was wondering if letting her see that I do things, etcetera, was non-negotiable or if there could be another way. Yours?
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Trading
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>>41836542
I saw some of your queries earlier, why do you want to sell your house?
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>>41836774
Thanks anon, I’ll try to move out. My parents want me to go to grad school and I don’t mind it - so I’m using that as an excuse to move out.
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>>41836814
>>41836824
You're still here, mate?
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>>41836824

Well i dont need to do cards for you on that one, lets reiterate your previous ones. The 6 of wands , recognition and triumph. You want to attract this person, ig is a channel to sell a version of
yourself towards the world. This card is telling you to be seen and let yourself be recognised. Spice up your life just enough to catch her attention, to let her see and say hey this guy is interesting. Even if it doesnt work out on her it will work out on for you, the stories you gatter you will see other woll notice and hey before you notice you'll catch someone's eye

7 of pentacles patience and gathering the rewards of your effort and temperance alchemy and balance, equal exchange,

My advice still holds, get her attention first, then interact more directly.

Now if you were to be more direct ?
King of cups, knight of pentacles rx, the devil

You could, if you play it clever and honest, but i think you are more likely to get obsessed over responses and possible ghosting over anything else more concrete
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>>41836843

I can't cover all the bills with just my job. I have to run out some rooms to be able to stay there. I also have this plan where I can take the 10K in proceeds since it's a small home and buy some silver and Bitcoin
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>>41836898

Rent out*
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AQ……
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>>41836898
how did you get involved in a house you can't afford in the first place?
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>>41837043

Inherited it from a parent who passed away. Took an equity loan on it to pay off my own debts. Had a couple different live together type arrangements with gfs over the years and got sorta stuck. I've been renting a room at a house as a test but it seems to spike my mental health problems for some reason.
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>>41837087
sounds like you should stick with the house. could be a divine reason behind it. You could afford the house until you got that equity loan, right?
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>>41837120

Yeah it was paid off. I find it's difficult for me to be around other people in a living, situation, it spikes the intrusive thoughts and I start to shut down. I think I was meant to embody a certain vibe/frequency that's only possible if I stay in my own space where I have authority over it.
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>>41837134
how much is the loan for and what percent?
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Aq
Will he think I'm crazy if I tell him what I know?
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aq
how often does she fantasize about sex we had?
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>>41837152

Variable rate heloc for 99k, principal kicks in in three years
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Air query

How did my question affect her?
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Can I have a card?
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>>41837176
I can see why the advice you keep getting is to keep the house. Rates are coming down, maybe you can get a lower fixed rate. Maybe you have a spending problem you need to tackle or some other habit and the house is supposed to be your refuge or your "rock". I can kinda relate to your situation.
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>>41837249

My only real habit is nicotine pouches lol
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>>41837251
well $99k loan is pretty small for a house so if you can't afford that loan, either you're not making enough or the loan terms are shit.
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>>41837265
the rule of thumb for rental properties is .05% of the value of the property should be the rent. a $100k loan would effectively be only $500 a month. so selling a house due to a $100k loan would be ridiculous because $500 a month in rent is low. doubtful you'd get a rental for that amount.
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>>41837283

The room I rented is 550/month

I could rent my spare room for 400 and the main room for 500 and stay in the living room which is like half the square footage of the place

But 550 a month to rent a spot isn't bad either

I'm not too sure which way to go with it

>>41837265

My income sucks, I bring home like 2-3k a month net. If I didn't have 500 a month in credit card minimums I'd be fine

But the job market for my industry and skill set is shit right now
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>>41837294

...is shit right now so I'm working a low paying wagie job*
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>>41837283

There are also 900-1000 of associated costs every month. Utilities, HOA, taxes, insurance. In addition to the 600 something interest only payment.
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>>41837329

To be more accurate, the all in cost is around 1400 a month which is way more than a 550 room, hence the rental idea
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>>41837294
the house isn't the problem, it's everything else that is the issue. I consider the house your life boat. I would say your house is the best thing going for you right now. Your income is shit but very doable for your living situation. you took out at $99k loan to pay off credit card debt... did you ring up the debt back to where you were previous to doing this? it looks like your spending habits and low income are the issue.
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>>41837338
if you take away the loan, how much are you in for it per month?



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