>Be me, 27>Throughout my 20s I rack up a debt of £20,000 through loans, credit cards, store credit etc>Hide it all from my fiancé, think I can handle it all on my own, until we go for a mortgage and have to owe up to it all>Almost break up but we get over it, get mortgage and borrow an extra £20,000 to pay off my debts>2 years later, be me, 29>Rack up another £10,000 worth of debt>Can't tell wife that I've done this to her again, hide it all>Got to a point now where I'm struggling to make payments, everything is about to blow upYeah, I'm a complete fucking idiot for getting into debt twice, but I can't change the past.Has anyone been in a position like this before? I have a £7,000 loan and £3,000 worth of credit card debt. My wife doesn't know about any of this and she can't. I can't do that to her again. I don't suppose anyone knows of any UK Debt advice lines I could talk to about this? I'm 1 month away from starting to miss payments. Since getting into debt last time, my wife took control of all my finances and gives me "pocket money" each month to spend on what I want, which is fair because I suck with money. But now my "pocket money" won't even cover the costs of my outgoing payments. I'm so fucked.
>>31538365Where's the money going? Gambling? E-thots? Decoorative ladders? Sounds like there are some deeper issues than just spending money.
>>31538365>I can't do that to her again. I mean you _have_ been doing that to her again. Lying about your financials doesen't change the fact of you nuking them. Is it really for her, or your own fear of embarrasment and failure?
>>31538378shopping addiction? student loans? ketamine? porn? coke?
>>31538365Just do everything u can to pay off ur debt. You want to pay it down as soon as possible so you can stop paying interest on it.
>>31538365Found in 30 seconds on Google:https://nationaldebtline.org/freedebtsupport/https://www.gov.uk/debt-advice
