should i lie about my income on credit card applications?
yeahthey have no way to check and they dont bother tryingif anything, higher-end cards will ask you to prove it, but they still cant check themselvesjust dont be obviously lying
My credit card issuers keep asking me to update my income, but I haven't worked in 3 years, I just sell bits of investments when I gotta pay some bills, so I have no idea what to even tell them.AmEx got tired of waiting I guess, because they just unilaterally bumped my credit limit from 30K to 40K.I should probably just tell them what they want to hear.
>>58784499lol nice. i wonder what it is that makes them decide your credit limit. i get cards with limits of around $5,000. i tell them my income is $100,000 when i am neet but i also keep a good score
>>58784639from my research issuers give you max 20% of your stated income.so if you tell them 100k is your annual income you won't get more than 20k in combined limits. at least it was supposed to be this way with chase. I am at a 760 score and get rejected when applying for credit increases or new cards because the jews won't give me over 20k in total credit limit since I had arbitrarily put 100k income on every application. now I'm wondering if I put 200-400k like a jackass this could do the trick.
>>58784373Who's that ugly man?
I lied about my income. How do you think I got this credit limit?
>>58784745Kek, can you exit scam the bank?
>>58784745what income do you state and did anyone check? also oldest account age?
>>58784373well, you cannot tell'em you have a lot of money on something called $marvjust lie about it
>>58784759My oldest account goes back to May 2007. I lied about making $180k back when I was making like $140k. Now I really do make $190-200k. My total credit limit is spread out over 30+ cards that I churned over the years.
>>58784765and not a single verification? sweet anon you already made it.
>>58784781How would they verify? The only thing they really check is number of hard inquiries and newly opened credit cards. That's screwed me over from opening some newer cards recently.
>>58784765based credit chad
>>58784745HOLY KEKE>>58784754thats what im gonna do lol
Be honest with women, it's to avoid blood sucking bitches, then do what you want with the others I'd rather let everyone know that I hold kendu inu than be a liar
>>58784745lmao. that's a lot of margin.
>>58785004Bro if that's American Express don't do it. They will send hitmen after you
Yes.
