If you had $400k in your bank account, a steady job, and literally nothing else (no car/house/crypto/stocks), how would you allocate that money precisely?Asking for me.
>>59230934150k SPY100k BTC75k DOGE50k TSLA25k NVDAif you have somewhere to live, or rent.if you don't,100k BTC50k DOGE50k TSLAand find somewhere to live and buy -permanently if possible- with the 200k left
First buy a place to live in, the smallest size that would be comfortable for my situation, in a location that's the shittiest I would be comfortable withThe rest I'd split 35% metals, 35% crypto, 20% cash. Don't care for stocks
>>59230972don't listen to this turd. cash is useless you can build a stack with your job, and metals have the lowest return of all investments.
rent a place to live and go all in on bitcoin
>>59230934all of it on SPY
>>59230934kys
>>59230934All in Shiba Inu
>>59230976>nooo you need to go all in on high risk assetsGo on and do that. You won't be here for the next bear market because you'll panic sell everything when you lose half of your networth. Diversify, retard. You have high risk crypto, add low risk metals to it.
>>59230994well he obviously has to sell everything in march then reallocate to safe assets, duh. I think selling the top was implied here
>>59230994Metals are retarded
>>59230971>>59230972>>59230981>>59230984>>59230993I have no house, just renting an apartment for cheap. Do you think going all in doge/pepe/apu would make sense? I'd dca Q2 next year into SPY/VOO. If I just get a 3x from here I'd have enough to cover all my expenses with 4% selling to cash every year. If I somehow surpass this then i'd use the extra money for a down payment on a ~$200k home somewhere rural. From this point, I'd just use leftover money to buy bitcoin next bear market. Maybe 90% index funds 10% crypto, which hopefully would 10x and double my net worth reasonably safely.
>>59231216to be quite frank with you, go all in DOGE right now and sell in february. put 1 million into funds for 10% anual that's 100k a year for doing absolutely nothing and the rest you can put wherever you want
>>59230934leave whatever country you're in live in a cheap country get to live the american dream in south america I guess it still counts as the american dream just not the north american dream
>>59230994>stocks>high risk assetsJust get index funds, advocating for having $80k in cash is fucking retarded.
>>59230971???he doesn't has 9M to buy 100k BTC
>>59230972>lose your capital on some shitty place to livego all in on BTC with some leverage and get rich, buying real estate before you are rich is retardedlive with your parents to save 100%
>>59231303you dont get 10% every year dumbass, it is an average, also you will lose your money if you withdraw 100%, you can only withdraw 3.5% or less from sp500 because these models are based on the sp500also doge is retarded, just buy btc
>>59230934>75k YMAG>50k GLD>100k VOO>50k high-yield savings>buy a used car for max 15k>put down 50 plus whatever remains of that 15k on a down payment for a house I plan to stay in long-term>put 35k away for emergencies>25k on basic furnishing for the house in the meantime
>>59231216bro youll be lucky if you get 10% return total over the next decade. People really are so disconnected from reality, guess thats expected when 90+% is still plugged into the jewish matrix
>>59230934All into pepe
>>59231563>25k on basic furnishing for the house in the meantimeI'm starting to believe trannies are in fact born with female brainfolds.
>>59231303>>59231501yeah was thinking of withdrawing just 4%, maybe 3.5%BTC wouldn't give me enough returns though at this point. The other things mentioned seem like they could 10x, but I'd want to get out before they peak, so a 3-4x is fine.>sell in FebruaryAny reason why this time? I was looking at this year's activity and everything dumped in the summer, so I was thinking of getting out before then, maybe jumping back after the summer with a fraction.>>59231489>buying real estate before you are rich is retardedYep, that's why I currently rent. I'd only buy after index funds can cover my annual expenses with 3-4%. Even then I still might prefer to rent for flexibility.>>59231636any thoughts on apu? Looks like it can outperform
>>592309342 BTCWith the remainder, 70% SPY, 30% random options plays.
>>59230934100k on BTC150k on SUI50k on NEARAnd 100k on memecoins like HIPPO, BULB & AAAThen I keep the 100k for miscellenous.
>>59230971On one hand, fpbp, on the other it seems baffling to me that in the year of our lord 2024 people are not using solbank to stake and provide liquidity on their tokens. Do you just rawdog them like that? Why? You could make passive income while you hold so when the market pumps you get a hell of a lot more money, it's laughable really
