I didn't have a dad to teach me fiscal responsibility.
>>59245807Your dad would have told you to buy Sui. Also some nice shoes you mongrel
>>59245807Should have had a brown dad to show you the ropes, give you a Roth IRA at birth, and a legacy generational wealth billion dollar Roth IRA, anon.
>>59245807That excuse only works for past early mistakes.If you keep being a retard even now, after having suffered the consequences, then you are a retard on a genetic level and no amount of education can fix behaviour since it's 100% genetic.
>>59245807This man is your father now. It won’t be pleasant.
>>59245876I am told its nearly impossible to change one's mindset and habbits after 25 years old.
>>59245807Same; now I'm down $160K which is far more than I owe on my house. Oh well at least I didn't kms like my brother (who lived with my parents) did.
>>59245895>bankrupt degenerate gambling grifter that got lucky on flipping houses during the hottest ever real estate boom lectures me on financial responsibilityHard pass
>>59245807Not having a dad fucked me up more by not having a relationship role model.t. khhv at 40
>>59245967My dad taught me to be a user of women and now I'm a 50+ body count liar and cheater that can never turn down sex. Khhv not so bad