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I just can't win. Got 400K EUROs out of crypto and it's literally not even enough to buy a house in a city. Even if it's not the capital "normal" houses go for 500K+.

I didn't make it in time. If I had this money in 2017 I could, but everything is getting more expensive faster than I can make money.
>>
>>59648742
https://www.numbeo.com/property-investment/rankings_by_country.jsp
Be fucking grateful you are not living in East Asia right now
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>>59648742
buy a studio apartment instead, who needs a house anyway
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>>59648742
Cant you get like a 3-4 bedroom apartment?
If the houses you're looking at are semi-deattached/terraced and not bungalows then its basically the same thing unless you really want lawn space for some reason
>>
Subtle brag thread nigger kys immediately
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>>59648742
>a house in a city
That's the issue right there, go rural, better yet buy land and build your own house. There is no good reason a self-respecting man should live among bug people.
>>
Is this Adems house? Looks MEGA netherlands to me
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>>59648742
Why you wanna live there retard

400k could make you live like a king in Thailand in a penthouse and fucking prime teen asian pussy every day while getting restaurant quality meals every day

instead you waste it all on a cuckshed
>>
Get the biggest loan you can to buy the house

Put your 400k in an ETF

Pay off the loan with the 400k

Profit on the etf is higher than interest on the loan.

Literally free money
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>>59648902
if i take a 400k loan for a 400k house it goes straight to the house, where would the other 400k for etf's come from?
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>>59648902
That doesnt even make any sense retard

free money doesnt exist
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>>59648891
Living in brown nations is torture. I like the Thais, no I love them, some of them are super based. And they are good people.
But they're still cursed. Their traffic is still a honking mess and they can't into drinkable tap water. They'll never even be able to drink tap water. Those are signs of a brown society. They cant help it - they would have to be colonized by whites. We could fix them. But they have always rejected colonization. For that, they are based. But they'll be drinking plastic infected water forever and it will ruin their genes even more.

We choose to stay here because we have the highest standard of living in the world. We all have based national socialist economic policies such as healthcare. We don't let our own die to save few dollars. That's why all the shitskins come here. Yeah we're in tough times but the politicians will get killed if those problems don't get solved. And the shitskins are going to get killed or deported. It's their choice.

The future is bright. Hold the line Eurobros.
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>>59648773
Have fun paying extortionate "service charges" then being sued, bankrupted and dispossessed.
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>>59648773
anyone except cat lady whores and terminally online incels? (I'm a terminally online incel renting a studio)
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>>59648927
Are you retarded? You pay off a 400k loan over time.

You use your gains from etf 400k to pay the load.

You could be a home owner inside of a week. You use the 400k to prove you have money and can afford a loan.
>>
I'm glad I bought 8 years ago, I looked at similar houses being sold in my neighbourhood recent, and they're going for almost double what I paid.
>>
also OP, this is why bitcoin is going to $1M.
Yes, this year. Hold.
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>>59648742
Buying a house doesn't make financial sense any more.

You should rent and keep your capital in bitcoin where it will appreciate faster.
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>>59648742
nice larp you fucking retard
>>
Wait what? you thought houses doing a 2x would outpace the BEST ASSET IN HISTORY?

THE MOST IMPORTANT FINANCIAL INSTRUMENT EVER CREATED?

the INVENTION of digital scarcity?
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>>59648742
Its not enough for a house but maybe a house isnt a good return of investment anyways?
Consider what you can get out of a safe S&P investment or something with 400k.
That should generate like 30-40k yearly on average. There are rentoids who dont even earn that much. And if you still work while letting it pile up for a year or two it will compound massively too.

You are in a good spot to be in desu.
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>>59649027
my ancestors didn't fuck around with bloopycoin and sired families of 5+ children, you're a cuck eating poptarts and gooning to tranny porn while spergcoin makes you money you have no legacy to spend on
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>>59648902
you can even go beyond that and get a duplex, live in one half and make some rentoid pay off your running mortgage while the ETF 400k keep compounding.
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>>59648742
put the 400k into something that gives you dividends or interest and then use that to pay the mortgage
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>>59648891
>live like a kin-ACK
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>>59648742
Wow, the Netherlands has the same shitty 80s style houses we do.
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>>59649257
Britbong?
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>>59649279
Yep
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>>59648773
>surrounded by bugmen
>need to pay fees to live there
>no land to grow trees
>if something big happens to the flat you are fucked
>no land to grow
>if your neighbors are noisy you are fucked
and the list goes on
>>
>>59649308
My man, yep, looks like one of our shithole council estates, but fewer mattresses in the front garden and I can't see Live Laugh Love stencilled on the wall
>>
WIJ GAAN HET ALLEMAAL REDDEN VRIENDEN
>>
KOOP BITCOIN
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>>59648968
not being able to drink tap water is what made thirdies less gay than firsties, a blessing in disguise.
>>
>>59648742
homo, maar zal ik je nog wat leuks vertellen in sommige gevallen kan je met je crypto hier in NL nog niet eens een huis kopen omdat het "gok geld" is. ook al is het wit geld accepteren ze het niet. complete onzin ik zou je daar ook maar is gauw in gaan verdiepen.
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>>59649566
>verdiep jezelf in irrelevante onzin
Bedankt voor de tip. Ik ga meteen onderzoek doen
>>
I also have 500k euros profit waiting in my bank account right now for a house. However when I look at Funda its just pathetic and sad. I don't even want to put all this money into a grey communist block house that some boomer bought for 50k in the 1970s. Honestly I am thinking of moving out of this shithole. Not sure what to do. Also the price you see on Funda is not what you will pay. Prepare to pay 50k more than listing price.
>>
>>59648742
I don't believe you, there are houses for 100k euro in UK
>>
Why do you want live in a city anyway, buy a house in a smaller town well away from cities.
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>>59649814
Not in NL. Even the most far away shithole towns are becoming more expensive because priced out people are moving there.
>>
Is that british or dutch house? Can't tell. They all look like shit.

t. superior comfy, warm commieblock dweller in eastern europe
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>>59649566
kek

dit is echt de grooste onzin ooit

>>59649814
not in the netherlands, see funda.nl

>>59649903
dutch house, apparently for middle class but they go for ~500K even though average household income is 50K

>>59649835
because I don't want to live in the middle of nowhere

>>59649040
I'm currently renting (an appt) and I want to own a house, debt free
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>>59648742
this retarded house screams and smells obviously North-Western European to me
bongs, germans, benelux live like rats holy hell and in addition they are full of sandniggers
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>>59649925
>dutch house, apparently for middle class but they go for ~500K even though average household income is 50K

Why aren't you just renting?

A dutch boomer with his ee wife I know just rent a house just like that, it's 2 floors and a concrete backyard... And they are the lowest financial class in NL.
>>
good. your poverty is keeping you from making a bad investment.
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>>59648742
If you can buy in cash why would you live in the city/suburbs? Buy in the country.
>>
tfw all in malania trump.

either im on fentanyl next week or im a millionaire

sonetimes u gotta take risks in life
>>
if you're in the UK and you've got money, GET THE FUCK OUT!!!!!!!
GET OUT BEFORE THEY MAKE IT IMPOSSIBLE!!! LEAVE THIS PRISON BEFORE IT'S TOO LATE
>>
>>59648742
That's exactly why with only 400k you don't cash out but sit on your ass in 6 figure hell and wait.
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>>59649566
Dat klinkt als onzin, heb je daar een bron voor? Als ik vermogensbelasting betaal over de waardestijging van mijn (crypto)portfolio is het wel degelijk legitiem geld.

>>59648742
Wat wil je ook een kankerlelijk rijtjeshuis kopen in een kutwoonwijk met kutboomers voor die prijs. Eerste wat ik doe is uit de stad vertrekken.
Met wat geduld doen de prikjes van 2021 hun werk wat sneller en gaat het vee sneller dood. Dan doet de markt mogelijks wat.
>>
>>59648742
>literally not even enough to buy a house in a city
This is a blessing in disguise. Why would you waste all of your crypto gains on buying property in a rapidly deteriorating Western country? You'll be stuck in this shithole continent.
If you spent it all on buying a home then in 5 years when the amount of shitskins and niggers becomes unbearable then you'll hate your life. It won't matter even if the house 3x's in valuation by then.
As the other based anon said, you could live like a king, even retire, in some developing country. Lots of these countries are safer than most American cities, and soon more than most European cities too.

Don't be a dumbass and get out of Europe while you still can. https://rumble.com/v664aaa-get-out-of-europe-quickly.html

You will not get another warning.
>>
The netherlands has some of the most depressing houses outside of EE commie blocks. What compels someone to build like that. I would rather rent a cuckbox/studio/whatever and let money compound. Unless you are about to have children don't buy that shit, literally how would it help you? Just a liability
>>
>>59648742
>. Got 400K EUROs out of crypto and it's literally not even enough to buy a house in a city.
You guys don't have banks that can give you a loan / mortgage where you can finance 1/2 of it?
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>>59649335
ONDERSCHAT NIET DE KRACHT VAN POSITIEF DENKEN, IN HET BIJZONDER GEZAMENLIJK POSITIEF DENKEN!
>>
>>59650484
of course we do
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>>59650366
Dat zal niks veranderen aangezien de overheid graag de grenzen openzetten voor hordes Somaliers die ook ergens moeten wonen. Ja die wonen dan in de stad, maar de yuppies gaan dan uit de randstad vluchten.
>>
>>59649925
>dutch house, apparently for middle class but they go for ~500K
Ok . Here's the way.
Go to the bank, get a loan / mortgage.
Put down 200K-300K, finance the difference.
>keep at least $100K for renovations, fixes, living expenses etc.
Loan on a $100K-200K will be a fairly small monthly payment that you can easily afford.
>>
>>59648742
I just bought a house in randstaad that looks similar to that but with 3 floors and a big back yard. 250k
Safe, family residential neighborhood
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>>59650473
>What compels someone to build like that.
It goes like this:
>housing shortage
>do nothing
>more housing shortage
>do nothing
>really bad housing shortage
>ok ok we'll do something
>panicked building of shitty houses
>repeat
Basically the whole country since ww2 gets built in waves of shitty mass housing projects interspersed by housing shortages.
>>
>>59648968
>The future is bright. Hold the line Eurobros.
I don't necessarily disagree with that sentiment, but we've long since passed a point in most western countries where nothing will change without extreme upheaval. Its not going to be a good time, for anyone.
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>>59650516
Negers overleven minder goed op het platteland. Daar zij zwak van geest zijn en werkschuw. Steden, appartementsblokken, arbeidershuisjes en beton zijn gemaakt om de mens de demoraliseren en klein te maken. Kruip waar je wil naar de kans dat je een kleurling tegen komt is groter in de steden



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