/biz/ - I'm -$300 in my chase checking account. What would - Business & Finance

Anonymous (ID: dK46fn83) Archived

01/20/25(Mon)11:53:46 No.59652331

File: AverageAmerican.webm (3.31 MB, 1844x1080)

Anonymous (ID: dK46fn83) 01/20/25(Mon)11:53:46 No.59652331 Archived

I'm -$300 in my chase checking account. What would happen if I just signed up for a local credit union and kept ignoring the calls from Chase

Anonymous (ID: T1Auai9G)
01/20/25(Mon)11:55:51 No.59652362

Anonymous (ID: T1Auai9G) 01/20/25(Mon)11:55:51 No.59652362

>>59652331
Literally nothing. That’s their problem not yours. Just open up another credit card account to cover your bills for the month. You can always keep opening lines of credit or do a pay day loan.

Anonymous (ID: +CuL/aKe)
01/20/25(Mon)12:32:35 No.59653067

Anonymous (ID: +CuL/aKe) 01/20/25(Mon)12:32:35 No.59653067

nothing. and if someone shows at your door tell them you have a gun

Anonymous (ID: dK46fn83)
01/20/25(Mon)13:48:35 No.59654492

Anonymous (ID: dK46fn83) 01/20/25(Mon)13:48:35 No.59654492

>>59652362
>>59653067
can't they garnish my paychecks

Anonymous (ID: GanFVGhd)
01/20/25(Mon)13:52:42 No.59654547

Anonymous (ID: GanFVGhd) 01/20/25(Mon)13:52:42 No.59654547

>>59652331
They'll close your account. Probably send you a bill for the negative balance that needs to be paid before ever opening anything else up with Chase.
>>59654492
For a negative checking account? If they can, then I don't see why your electric company or anyone else you owe money wouldn't. Maybe if OP owed $10k, but $300 is like sell the debt to collections territory.

Anonymous (ID: 6XDj9mAA)
01/20/25(Mon)14:15:40 No.59654798

Anonymous (ID: 6XDj9mAA) 01/20/25(Mon)14:15:40 No.59654798

>>59652331

They'll ban you from opening another account until seven years after the debt is paid.