Credit cards get stereotyped as an inherently dangerous item to own, but there must be a curve for this. What is the proportion of credit card ownership to probable retardation of the owner? Are you retarded to have one? Three? Ten?
>>59653004If you know how to utilize debt to your advantage they're a great tool to have in your financial arsenal. But because the average citizen has the financial literacy of a toad they flip shit when they get gouged by the rates they agreed to. I personally have had two for years and they have paid me in cash back rewards just for using it on basic purchases and paying the balance every cycle.
i got a phone, a giant as TV and some clothing using credit. Haven't finnished paying after a year, and i don't give a damn, is only 50 bucks a month, you make that amount in a day shorting.
