How are you not poor? I'm employed and I just spent half my savings on a new PC. I'm eating top ramen tonight because of the ram prices alone.Or more generally, how can normies afford to be consumers?
>>107259107>Why am I so poor>Spends half of savings on 4chan box instead of necessitiesYou get what you deserve dipshit. Enjoy your top ramen.
>>107259141nice reading comprehension. retard.Op is saying he is poor
>>107259176Learn to capitalize your words before talking shit, Apu.
>>107259176No, OP is saying that he is a moron. There's cheaper food to eat than top ramen. He bought an expensive item he doesn't need.
>>107259196>gets exposed as a retard>b-but your g-grammar!!kek at your concession
>>107259212How did I get exposed as a retard? >OP is saying he is poorYeah, I know. OP spent half his savings on a PC, and is now complaining about having to eat ramen "because of the ram prices."He's poor because he's retarded.If you and that other dude weren't also retarded, you'd be able to piece that together.
>>107259107I'm a NEET on welfare and disability. I just save up, it's not like you do a new build every year. Posted about it just the other day.>>107245170>>107245387
>>107259107>Furry too dumb to budget.Case in point, ya'll retarded.
>>107259141>eating steak is a necessity over shitpostinggo away fagman
>>107259247>Bro just save up>NEET>Spent over $3700 on vidya machine (I looked up the price for everything I saw)>Likely spent more if he opted for a new case and power supply>Windows 11 Enterprise>Gets money for sitting on his ass instead of busting it>Doesn't get robbed every month by ever-increasing bills>Just save broUseless hands typed your post and it shows.
>>107259392>johnny my son>u are man now with limited income>u must make own choices in lyf>will u choose food that nourish u>or expensive macheen that is 10% faster than fully functional current macheenIs 4chan really this retarded?
>>107259609>>Spent over $3700 on vidya machine (I looked up the price for everything I saw)It was 2700€, built last November. >>Windows 11 EnterpriseWhat else would you use on a gaming machine with Nvidia? >>Doesn't get robbed every month by ever-increasing billsI pay my own bills though and share food money. Still have enough left to get shitfaced from time to time too.
>>107259107I got my first job 5 years ago. Moved into a dirt cheap rented apartment and I bike to work. I have around 150k saved up, most of which I keep in investments (so RIP me when the AI bubble bursts I guess)I don't understand how young men manage to not save up. Are you spending it all on streaming services and takeout?
>>107259107credit cards exist to multiply your consoomption
>>107259107Imagine buying ram during a price hike.
>>107259680you're not a /g/tard at all
>>107259744I bet the anon you're replying to even washes their balls with soap.
I make a shit ton of money and still manage to save 0 at the end of the month ... My car is a shitbox, I borderline live in a container, I have no gold, my laptop is work issued, my clothes look like shit, I look shit, and I don't even have netflix... It's the economy, you fucking rat
>>107259770>Lives in a fucking new york priced rent hellhole instead of moving out.Your problem.
>>107259689Something's not adding up here.>Lone source of revenue from welfare and disability>Pays Bills and shares food money>Can still afford expensive machineSounds fake and gay
>>107259827Shared bills and food money is 100-150 eur in total, depending on the month, I get several times that from welfare and disability.
>>107259744>/g/tardIs that another word for loser?
>>107259859you'd know the answer if you would lurk more
>>107259867>LurkNo thanks I'm not a pussy
>>107259770It's your retarded standard of living anon. Literally where does your money go? Sit down and write out your finances on a piece of paper. If you actually have a well-paying job, you're being a retard with your money.
>How are you not poor?but I am
>>107259899>well paying jobNot everyone can become a middle manager who ruins lives of honest workers while he does absolutely fucking nothing of value himself, while directly benefitting from the job being a stress relief for his narcissistic neuroticism, every other job is not well paid, sure, you can get paid more, but the math has been done, you are being paid more to ruin your health faster, and healthcare has no cure for this abuse.Take factory jobs for example, all high paying ones make you work night shifts, you get paid 50% more in my area, but you ruin your health like 500% faster and you will be popping pills just to fall asleep and wake up faster, on top of some NSAIDS to manage stress and pain, in the end you end up with same payment as lower job, but now with more issues.This is true for any real job, you are a mathlet retard if you didn't figure this out yet.You can literally do the math, if it doesn't add up to suffering, it's not a real job, and everyone "working" it deserves a 9mm lobotomy.
>>107260142So you don't get paid well? Why the fuck did you say >I make a shit ton of moneythen you lying retard? Or are you some other anon randomly butting in without reading the thread?
>>107260356>>I make a shit ton of moneyI don't remember ever saying this anywhere except on >>>/biz/ just to make others mad.
>>107260367>>107259770
>>107260406Are you ok lil bro? Lost on internet? This is not the orange site.
>>107260417>>107260356>Or are you some other anon randomly butting in without reading the thread?Dude fuck off. Popping into the convo with an irrelevant opinion on shitty factory jobs that had nothing to do with anything. Why did you reply to me in the first place when your spiel had nothing to do with the reply chain?
>>107260481As per my last post, this is not the orange site. Here we focus on posts and not who writes them.It makes sense that total subhuman who cannot reply coherently to my well written posts can only focus on who and not what.
>>107259107Obviously you need to make money without filling taxes. No way to live decently otherwise
>>107260356You fucking moron, you are replying to the wrong poster, I am the faggot that claimed to make a shit ton of money .. I don't know who the fuck is this other clown
>>107260494You're the one who can't reply coherently anon. Again, you replied with some chatgpt essay on factories to a post that had nothing whatsoever to do with what you're talking about. What does me saying >If you're making good money, you should be able to balance your bookshave to do with how you think life is suffering and adulting is hard? That's right, nothing, so you could have just replied to the op, or better not posted in the thread at all. Then you wouldn't have to play stupid and call me a redditor now, trying to save face.
>>107260554Anon read the post, I asked him if he was some other retard butting in for no reason
>>107260567Yes anon, balancing your finances is impossible. Adulting is just too hard man.
>>107260568This obviously turned into a shitshow... Jannie's! Come clean this shit up!!
>>107260554Now answer the question. Where does your money go?
>>107260576>life is just like, one number broThat explains why my mention of middle managers made you this mad.
>>107259698Nah I pirate everything. My only subscriptions are Amazon prime and a VPS for cloud services. The only other thing I can think of to save money is learning to cook.>>107259716My credit score is fucked after I took out some payday loans to pay rent when I was between jobs..>>107259770Exactly, I make like 4k per month. Like 2/3rds go to bills and essentials.
>I took out a loanretarded mathlet issue
>>1072606474k before taxes should be perfectly doable. I made only like 5k when I started out, and I was doing more than fine.>Amazon primefucking why anon?>The only other thing I can think of to save money is learning to cook.This sentence makes me worry seriously about your food budget. You should never be getting takeout or eating out if you don't have your finances in order. I lived on rice, chicken and cereal during my entire college existence and maybe you should too. find some cheap, easy to prepare meals and get your monthly food budget down under $250.>My credit score is fucked after I took out some payday loans to pay rent when I was between jobs..Okay that was retarded, but you probably already know that. To be fair, those jewish schemes are designed to fuck over stupid people in the worst way and should be illegal.>Like 2/3rds go to bills and essentials. If your rent + water + heating totals more than a quarter of your income, you're living way beyond your means and need to move to a cheaper area. What bills are we talking about exactly? Do you spend anything on alcohol or drugs? Your money is going somewhere.
>>107260590Rent, kerosene, diesel, groceries, pension 1, pension 2, tax (26% bracket), health insurance, beers (cheapest) (odd weekend), fucking electricity for some fucking reason... Not much else desu
>>107260812>You will be bombarded with compounding interest and will have to return back way more money than you will receive now. >Do you agree?>Yes>Wtf I am broke now and have to keep paying it all back, a loan isn't just free money?>DA JOOOOOOOOOOOOOOOOOOOOOZ
>>107260812>fucking why anon?>just pay postage every time broPrime is great if you literally order most shit off Amazon.
>>107260848Have you considered that paying postage every time is cheaper if you aren't a nigger?
>>107260859It isn't.
>>107260868You can order in bulk once a year, and one postage doesn't cost as much as yearly amazon prime.But I see, you ARE a nigger.
>>107260840Hey anon I'm >>107259698I currently make 6.5k in a 50% tax bracket, so we actually have pretty much the exact same spending money each month, and I had significantly less than you do now a few years ago.I something is not adding up. >>107260848I think someone who has no money probably shouldn't be paying a fee just to give himself an incentive to spend more money on useless crap.
>>107260872What the fuck are you on about? You ever used Amazon or what? You order shit when you need it, how do I know annually what I need all year? Specially hardware.>one postage doesn't cost 8.99 eurAny package bigger than S and heavier than a kilo will already.
>>107260843Anon, it's not nice to live in a society that exploits and fucks over idiots. The rest of us have to live with the social unrest that happens as a consequence of that.
>>107260843Loansharks win if there's stupid people around. Hence why (((they))) want jeets to move to the west.
>>107260881>I think someone who has no money probably shouldn't be paying a fee just to give himself an incentive to spend more money on useless crap.I buy my ramen off Amazon, it's cheaper and I get better ramen than in stores here.
>>107260904Okay, so you pay no subscriptions and you only eat ramen, but you spend 4k monthly on diesel and rent?Do you drive 600 miles to and from work? Seriously, how much is your rent?
>>107260895>how do I know annually what I need all year?It's called planning. Hypothesizing future. Recalling past. Minimizing stress. Knowing what you need.I buy a box of soap bars and it lasts me like 3 years, and it's cheaper than if I bought 1 bar every time I needed it.>>107260902>>107260901I think we should kill retards but you will disagree because it would include you.
>>107260647Bro wtf, I make $4k a month and I save a minimum of 20% (not including 401k) and I smoke a pack a day.
>>107260872You don’t even need to do that really. I make like a dozen orders a year and the most recent one Amazon said I’d spent $50 this year in shipping and it’ll likely be my last order for the year.A lot of the time you can still get free shipping even without prime. It’ll just take 5 business days.
>>107260921Touché but here's a worse one to you:We should kill Jewish pedophiles but that includes you so you would disagree.
>>107260921>I think we should kill retards but you will disagree because it would include you.
>>107260921>It's called planning. Hypothesizing future. Recalling past. Minimizing stress. Knowing what you need.That's for basic necessities you know about. You don't buy ANYTHING else than what you need to barely survive? Lol.
>>107260951Jews truly are subhuman, most of them are mentally ill, including the anon you posted to, they are all sorts of mental illness records, sex offender lists and all that. All of them zionists.
>>107260945>5 business daysis this amerimutt horror fanfic?I order stuff in bulk once a year, I can and sometimes do wait months for some things, and it doesn't affect me.>>107260949You can't kill jews, because retards will protect them and end up killing you. This remove violence as an option, and becomes an IQ test, so who is more intelligent, gentiles, or jews?>>107260962Hey midwit, try living like that for a year, and you will stop having "literally no money" you worthless piece of shit. You will also feel way better being able to afford some cool expensive toy without being fucked over by a loan, but that last part is lost on you, your dopamine receptors are fried, you must buy yesterday.
>>107260962People who have money to spare can buy luxuries.If you're barely able to make ends meet and you have literally no savings, you obviously shouldn't be buying books and vidya or new furniture or clothes on a whim all the time.This isn't rocket science
>>107260978>Hey midwit, try living like that for a year, and you will stop having "literally no money" you worthless piece of shit. You will also feel way better being able to afford some cool expensive toy without being fucked over by a loan, but that last part is lost on you, your dopamine receptors are fried, you must buy yesterday.I have no problems with money though? What are you on about now?
>>107260990Rocket science math is unironically simpler than compounding interest.
>>107260990If you live in a country with Amazon and can barely make ends meet, you're doing something very wrong.
>>107260972>>107260921>/g/entoomen prefer calling for the genocide of jews and the mentally retarded rather than examining their broke ass finances
>>107260978No they won't only retards that will protect jews are golems of their own making and they can go to hell too.
>>107261022I explicitly called for genocide of gentiles though?>>107261029>only retards that will protect jews are golemsand there's 8 billion of them, when are you getting started, and with what army?
>>107261022I'm fine with the finances thank you very much, I'm not OP btw. I can handle my business just fine enough without needing a Jew to tell me what to do with my money. 卐
>>107261002>compounding interestwhat? Why does interest even come into the equation here? You should never take out a loan for anything other than buying a house - or in rare cases for starting a company, or buying a car if a car is a prerequisite for your job.
>>107261040> 8 billion of them.There's only a need to take out israel by not providing any more funds to those welfare parasites.
>>107261063So when are you getting started? Do you at least have a coherent plan, or did you never think that far, because like all gentiles, you can only blame those who are superior to you to simply feel better with your own subhumanity instead of looking for real solutions to your perceived problems?
>>107261077I just need to chill and win while watching you seethe as europe moves closer and closer to 1488 thanks to your country's actions ahahaha, this is cold, 5 more years to kristallnacht 2.0. Jews out of europe soon mark my words, you ain't nothing but losers talking shit out of your asses the moment anyone starts shooting you start running and calling the cops, when there's no more controlled ops in government for you to handle your business, you are roast.
>>107261117I'm sure that subhumans who are so united against Israel that they raise worthless NEETs who turn 40 without ever getting a real job, will overthrow diaspora that teaches their kids value of money before they know what sex is.2 more weeks lol.It's funny how /pol/tards call jews rootless, when my own parents didn't bother to teach me as much as basic hygiene.I wageslave in shit jobs that make no money now, and can only roll my eyes at mutts who make 4k a month (I make that much in 10), but can't make their ends meet.And jews? They literally ride on their own nepotism, you won't find a jewish janitor because jews raise successful humans, not unskilled workers.It's also really disgusting when /pol/tards cope about jews being predisposed to mental illness, when gentiles, who aren't, raise their kids to be defective BPD ADHD pissbabbies who only complain about superior tight knit community being the ones who enjoy life.Literal crab bucket mentality. Feel free to call me a jew, because I unironically wish I was one, then I'd have a good life and not be a gentilecuck just like you.Don't forget to quote how many times jews got expelled from various countries, reminding everyone that gentiles are so stupid that jews come back in ~1-5 generations is really going to make everyone side with you, a proud retard.
>>107261168You are rootless, toothless, without a father, raised by a single mother who was fucked by a nigger man who's now in prison 20 to life. Talk back once your skin's clear from looking like yellow and black chalk.
>>107259107German tech bro here. The answer is that I don't go outside much if at all.
>>107261194>You are rootless, toothless, without a father, raised by a single mother who was fucked by a nigger man who's now in prison 20 to life. Talk back once your skin's clear from looking like yellow and black chalk.And jews don't have these problems, because they support eachother. Therefore jews are the problem and need to be killed, and not you, subhuman?
>>107259689>admits to being on welfare >"I pay my own bills"No, you don't.
simply live with family or close/best friends, split bills, and work a piss easy shit job and save most of your checks (40%-60% whatever works)housing and rent is a scam in current day unless you get lucky and land those 1% jobs that pay you for calling you in at 3am to just unplug and plug in a server
>>107261205Wrong, your mother was clearly a nigger fucking prostitute. Zooomzoom.
>>107261233Then neither do cops who scrawl through 4chan daily.
>>107259141>learn to eat lentils and you wont have to cuck to the king, or some shit
>>107261292A job is a job. Nobody said you had to do it well.
>>107259609>Useless hands typedoh yeah faggot, and what do you do that is so important? adjust peoples insurance rates? fix the ice cream machine at slop donalds?
>>107261303>admits to being a bootlicker.That makes sense use your service pistol and blow your brains out the other end.
>>107261233>No, you don't.:^)>>107261291Welfare and benefits from disability have nothing to do with working (even though it's part of the unemployment system).
>>107261332Damn, say no more, I forgot that in USA, anyone can get welfare just by existing.
>>107261331>makes up a random strawman to prove his pointTypical welfare leech trying to justify his waste of life.
>>107261332Might as well bum from the system if the system's full of corrupt shit feeding all kinds of undesirables they won't get rid of anyways. In some ways, its almost honorable middle finger to the status quo considering who runs our countries.
>>107261344I'm a Yuropoor though. Literally talking about Euros:>>107259689>It was 2700€>>107259847>100-150 eur
>>107261352Thanks for enabling more niggers and jeets sergeant bootlicker!
>>107261355Amen.
>>107259107You bought a PC at the worst time imaginable. Good job, retard.
>>107261368>some guy on the internet is making fun of me for being an unemployable loser>he must be a cop!I see the severe schizophrenia is also why you can't get a job. Anyways enjoy spending the next 15 hours here feeling sorry for yourself while you argue with everyone all day (like you do everyday)
>>107261402Its just a tell-tale sign keep licking jewish boots harder and causing division. You got your feelings hurt, I can tell. Show me on the baby that looks like the kid you rapes daily where it hurt.
>>107261419>society is le jewsYou know, I finally understand why nazis killed retards like you.
>>107261429It's really sad. Jews have convinced these low iq retards that they run everything.
>>107261429because they wanted to murder bitches like you who covered for the jewish rot including child rapists. Gay or straight. The government is constantly protecting the gay child groomers, pedophiles and foreign gang rapists.GO SUCK A DICK NIGGER FUCKER!!!!
>>107261453But enough about jews, do gentiles do anything at all?
>>107261458>all caps pouting like a child >says others feelings are hurttop kek. This is how you spend your days wondering why nobody will hire you.
>>107261474Meet me at my hood nigga, I'll bury you before you know what hit ya! 28 days and missing, your corpse that is.
>>107261474I don't choose how my taxes are spent so I don't care if it goes to this retard, but the fact he is the reason why HR forces me to go through inane dance every time I need a job, to weed out pissbabbies like this retarded toddler, makes me want to go outside and murder people.
>>107261474You are a nigger that can't even speak English, French, Latin or any European language proper, you don't even know what Touché! means it doesn't mean its exactly as is but "right back at you" you fucking deranged nigger lover.
>>107261509Ah I see, you're just butthurt that LLMs took your job.
>open thread expecting poorfag cope>get schizos insteadwhy are you like this?
>>107261517no, jews like you and their protectors should be hanging from the lampposts because of Covid and Epstein cover ups. RICO, executing bitches like you for treason is what should happen.
>>107261527Shouldn't you be worrying about getting a job instead of what rich people do.
>>107261458Lmao i wonder why you're unemployed
>>107261541Those rich people are the ones blackballing white people who say shit about them niggerfrog from reddit troonloon.
>>107261548Shouldn't you build character and prove others you aren't just some pissbaby welfare leech before you start slandering others and expecting no pushback?
>>107261548>Oh no we can't hire you because you would harm our reputation because of some reddit moderation would say about you.Fuck off every single nigger that literally loves jews from the internet.
>>107261566Criminals can publicly make careers on youtube if they are black or sucking jewish dick, don't give a fuck about your money obsession. Like the kiss of Judas on Jesus' cheek, you sold your soul for a few toys and jewish bitches that were leftovers from niggers fucking them.
>>107259107>buys a new machine when costs are at an all-time highy tho
>>107261582This isn't about money, this is about you being a drain on society, without knowing how hard it is to earn what you are given for free.You know, I heard many things about jews over my life, but I think it's weird that they'd keep a retard like you alive, literally nobody benefits from your worthless existence, not even banks. I have a theory that maybe it's not just jews making decisions, and that's why this willfully ignorant idiocy keeps retarded niggers like you alive when they need 9mm lobotomy ASAP.
>>107261615>Its not about money.>Its about you not making money.>Ergo it is about money involving me.Appeal to authority and circular reasoning faggot. I don't want to benefit Jewish system if it chooses to discard people that practice their rights.
>>107261632>Being a part time janitor at your local bakery that doesn't use corn syrup is literally JEWISH SYSTEM!Lol, I know, I also have grievances with society not being perfect, if it was I could kill you.
>>107261641>If society were perfect it would let me do criminal things!!!The Jew cries. That's why you got your shabbo's Goy's doing your bid in prison for killing people isn't it?
>>107261651>It's criminal to take out trashlol ok bud, I'm sure everyone is the problem here, except you
>>107261651Also besides that, to get into any industry around here it requires 2 to 5 years of work in the industry no matter which industry level job even intern tier job. Its a joke they use to hire begging jeets and women to get them in and discard the rest.
>>107261669>jewish dehumanization.See, that's how the rest of the world views (((you))). Greedy as shabbo's goy or a jew. You ain't a fighter, you a piss ass faggot who takes one to the chin and cries to the cop about a hate crime rather than doing the thing, you a punk as faggot who takes it up the ass from Tyrone and his crew.
>>107261600Deflation never happens
>>107261675I propose all unemployed retards be collected and sent into forced labor camps (completely unpaid) for 5 years so they can get the experience they need.
>>107261689Nah let's just do the reverse, kick out the Jews from the system completely tear up their institutions, kick out the fucking foreigners, let white men work in their white companies without bitches like you telling what we going to do.
>>107261687My boss doesn't pay me enough for me to be afraid of walking out if he ever turns out to be a piece of shit. However not everyone is a retard like you.
>>107261687He needs a pack of 12 tyrones and 8 cops at his beck and call to feel tough we know homie: https://www.youtube.com/watch?v=WTuFL4TjGl8
just report him, he's not here to talk about technology... just 40+ posts crying about jews and fantasizing about murdering people
>>107261733keep crying to your gangstalking pedophile jews on discord you faggot DAVIDAU connected pedophile.
>this unemployed loser being a welfare leech is accusing other people of being jews
>>107261758>White system meant for natives is being used by a native white man is somehow lé bad but not when there's niggers out there flooding the system.Who's the race betraying jew now huh bitch?
>>107261777knew it, they deployed airforce so''ack propagandist troon gangstalking jew the moment shit got heated. You still a bitch who's getting his anus gaped, adios! That means bye, if you don't know European languages.
>>107259107I've saved up €8000 euros since august from work
>>107261826Shut up turk roach, lol.
>>107261852I'll just assume that you look like picrel until you prove otherwise.
>>107261419I smell vodka and AIDS.
>>107261860I assume you look like a shitskin no matter what so your opinion is worthless downie.
>>107259107>I'm eating top ramen tonight because of the ram prices alone.32 GB of DDR5 cost like $100 extra. For one time purchase.
>>107261882plenty of employed downies and military always hires retards like downies for propaganda efforts of diversity, they just need to do the tech shit not the fighting bits.
>>107261901hey airforce anon, that's all your US power has been used for, military, bombings, posturing, softpower through assassinations when needed. What you got on rest of us?
>>107259755that's crazy talk. i just stand in a public fountain every so often to clean them
>>107259107I'm poor, unemployed and spent half my savings on a new pcYou lost and I'm still eating good
>>107259107simple>no car>no rent>no gf(most important)means I spend not even 400 eur a month, leaving me with over 1k savings from each wage. I literally don't even know where to spend it all, was considering investing but too lazy...
>>107262416Based?
>>107260978being immoral is not intelligent
>>107263536It literally is. There's 0 evolutionary advantage to cucking yourself.
>>107263552Without a moral fiber, there would be no civilization and you the "smart immoral" would have not place to practice your exploitation.Like a parasite killing its own host.Do you happen to lay millions of eggs btw?
>>107263598>there would be no civilizationOh wow, whatever would I do without that.
>>107259107Let me guess
>>107263642You guessed right.
>>107262470>I literally don't even know where to spend it allyou can just give it to me desu
>>107259107I spent 2% of my net worth on this gaming rig and I feel financially ruined. All I do is accumulate and never spend on anything.
>>107263728aight come to my place and I'll hand you all my cash
