Insured for $12,000."Total loss."
>>28200211Extent of the mechanical damage:1. Curb rash
>>282002122. Curb rashThat is all.
Sounds about right. Buy it back and fix it.
>>28200219That's the plan.They said $1300 salvage value. So $10,700 payout.
Quoted a new top.
>>28200221yeah that oughta do it
Why did you report it? Why did you have full coverage?How many times have you paid your insurance company the entire value of this vehicle already lmao.
>>28200211Explain to me how you could fix that to original condition for 12k
Zero damage to the hood. Airbags didn't deploy.Just noticed a bit more mechanical damage. The condenser got pushed back and one plastic radiator clip broke. A couple fan blades are snapped and somehow something bent the rim of the crankshaft pully, which led to the belts coming off. How did something hit the crankshaft pully without hitting the starter gear or going through the radiator?>"Why did you report something with significant damage that has full coverage with zero deductible?">"Why did you have full coverage with $12,000 in guaranteed value on a 1998 collectible that you paid $12,000 for?"Collision was $119 a year. >>28200238Not complaining about the valuation, just the stupidity in it needing to get a rebuilt title for cosmetic damage.If it hadn't sideswiped a reflective marker they would've handed me a check for maybe $4k for the bumper, wheels, and condenser and trusted me to get it fixed. Since it has another $7000 in cosmetic damage it gets branded as salvage even though none of that needs to be fixed for it to be legal to drive.
Like, how does that pully get bent?
fan off
I wonder if a belt can bend a pully if it comes off and wraps around something else. both belts were knotted.So maybe it wasn't the pully being bent that made the belts come off, the belts just came off and bent the pully.
>>28200211>Insured for $12,000.>"Total loss."Not sure if it's the same in the states, but here in the UK if the cost to repair exceeds more than half the car's value, then it's considered a write off (Total loss). Fucking love our throwaway society.
Why "guaranteed value" is nice.Trade-in value is $5900 according to KBB.Imagine needing to fight the insurance company over that large a difference.
Welcome to (((judensurance)))
>>28200211>he pays for insuranceSo how did you crash it Mr drifta?
>>28200291cold summer tires, cold road, slightly damp, powering up a sweeping right-hander at "speed."Tail just let go and went up and 'round the pole.
>>28200299Sounds like you pushed beyond your skill level m8eConsider doing some wet track skid pan type driver training stuff - it's a thing they do in most areas.
>>28200304Wasn't the wet, it was the cold. Tires were hockey pucks.I knew right when I entered the corner that it was dumb, but I didn't let off since she's usually so controllable. But the tail slid out like she was practically on ice.Holding it would've taken microsecond reflexes on a razor's edge. I probably would've wrapped the car around the light pole or smashed into the Jersey barrier if I'd tried.
>>28200317No anon, it wasn't the wet, it wasn't the cold, it wasn't the tyres, it was YOU.From the pictures you have shown me it looks like you crashed onto the INSIDE of the road which means you were UNDERSPEED for the corner but YOU lost control of the car.I'm telling you about a way you can safely teach yourself proper car control so that it doesn't happen again.
>>28200324Crashing into the Jersey barrier wouldn't have been an improvement.
>>28200341You would only crash into the barrier if you were overspeed, which evidently you were not.Speed was not the problem, the problem was your lack of control.
>>28200349Wow, really? You're telling me that summer tires in sub-freezing temps are hard to control?
>>28200358I'm telling you that you are bad at controlling your car and you should consider practicing in a safe environment so that next time you may react appropriately and save your car from the pole.
>>28200365>hey guis, just practice driving on the highway at a high rate of speed in sub-freezing temperatures on summer tires.
>>28200211I wouldn't pay $500 for that POS
>>28200371I told you to try a wet track or skid pan driver training day so that you can figure out which controls to input when your car is oversteering into a corner and your trajectory is going to carry you off the road on the inside of the corner.It's actually one of the easier slides to save, it's the overspeed inertia slides that require bold fast action. I know how to save a car when it's oversteering towards the inside of the corner, do you? Evidently not. and you never WILL learn if you keep blaming everything else other than your own inability.
>>28200317>she>bmwdeserved
>>28200317I can keep control of my car with 200tw tires when it's snowing My wheel to wheel racer friends can keep control of a car with slicks in the rain Car dorks invest all the money into car and not driver and suck eggsWhat an embarrassing hobby
>>28200211Take the settlement, don't give them the car, titles stays non salvage, you fix car,change insurance companies, sell it, profit.
>>28200621I need to mail them the title. State law says it's salvage if the cost to repair plus salvage cost is higher than the covered amount.Pretty stupid that aggressively keying a car could declare it to be undrivable salvage when it's perfectly legal to sand the paint off your own car and drive it around.
>>28200211They did this to me on a mid 2000s avalanche and wouldn't let me buy it back because it was in a flood zone, even though no water was in it. The only damage was from a tree branch falling on it, absolutely zero water damage, but because it was a "flood car" it had to be scrapped. I'm still pissed about that, was a great truck
>>28200226Why wouldn't he now as he actually got fucked up
>>28200626Gay country. Meanwhile my free euro nation let's me negotiate with insurance company like man to man. If I want keep piece of shit that was totaled then they do small discount and thats it
>>28200211Are you the anon with the grandma car and the clown shoe?
>>28200226>Why did you have full coverage?Not him, but i have full coverage on all my shitboxes, I pay like $50 every 6 months, and I can rent a rental without having to buy their insurance, and be fully covered should anything happen.
ok OP, whats is the problem?>Accept the pay out>Buy the car back>get it fixed at a shop>get a salvaged title.>>28200299why do all bmw drivers blame their tires? tires dont just loose traction with zero warningwhat tires are you running? do you rotate? was it off by 1psi or something?
>>28200625>I need to mail them the title. State law says it's salvage if the cost to repair plus salvage cost is higher than the covered amount.If your state is forcing it that is one thing, but I've never seen that. If the car has a lien, then the lien company and the insurance company don't really communicate.Also, insurance companies CANNOT take insured property unless you give them permission, they are like vampires, you basically "sell" it to them for free.Take the full settlement to yourself in check form minus the deductable, and keep the car. Use the settlement to payoff the lean in full, title shows up from the lien company having no knowledge the car is totalled. I've done this a few times and I live in one of those terribad insurance blue states.Your insurance company cannot make the lien company change the status of the title, nor do they have the right to contact or negotiate with the lien company until you give them the car. Salvage titles are usually done by junkyards and no one else. They want you to "let them take car of it all" so they pay you nothing, get your car, negotiate a low price settlement with the lien company and then sell your car to a salvage yard they own stock in.If you let the insurance company take your car they will usually make money and at best you get your deductable back 6 months later.The status of the car on vin lookup if it never hits the junkyard should be "accident reported"You can actually argue the settlement amount up because you contracted the company to insure the value of your exact property, so the value is the cost of a replacement car with the same options, not their "red book" value which is just a made up number by insurance companies and has no legal basis and doesn't differenciate between trim levels or engines.To an insurance company, an e90 M is worth the same as a e90 325i with a 4cyl.Or just believe what the insurance company says, they probably have your best interests in mind.
>>28200254Agreed.
>>28200221Cars fucked.>>28200242Yep, it's fucked.That chassis will never be right again.
>>28200718This. OP better start shopping for a different car.
>>28200211Are you the guy who kept saying the Camaro was too wide for the road? funny that you were the one who ended up crashing and not any of the camaro owning anons.
>>28200718>Cars fuckedit literally just needs the quarter panel and sill replaced, it's an afternoons work tops if he can find the parts. Rad and the rest are all e36 bits so easy enough to find. if OP can find a straight breaker shouldn't be more than $500 all in for parts.
who would make such a silly statement?
>>28200299It says right there "slower traffic keep right" m8.
>>28200852AMericans pretend those signs aren't there. They don't even understand what they say. Americans may be the least human of all peoples on earth.
>>28200654Yes>>28200668>tires dont just loose traction with zero warningTry 4AM all-night cold soaked 14 degree Bridgestone Potenza Sports.They aren't all-seasons.
>>28201096a good driver would never drive hard with cold summer tires. that's literally driving 101
What is the ideal car and brand for the man who hates the United States, hates Donald Trump, hates American design and wants the most anti-USA car of all?
>>28200787It's because I was actually driving fast, unlike Camaro owners.>>28201099>accidents come from doing something stupidNews at 11.
>take the payout>buy it back on the cheap>new bumper and door from junkyard in same colour>rear quarter fixed cheapwinrar
>>28201103i do stupid things in my camaro all the time, both on and off the track. what are you trying to say?
>>28201101any tesla
>>28201126Sorrybut no Tesla cars pleaseI want a truly anti-United States brand with cars with an anti-USA philosophy.
>>28201131yeah thats tesla
>>28201133I don't want any fucking shitty Tesla.I want something from a brand cars from another country
>>28201141german built tesla
>>28201133Elon Musk sucks Trump's shrimp dick and loves the USA because he can pretend to be self made after inheriting an Emerald mine and skimming billions in grants from taxpayers the last 20 years. Tesla is super pro American because he jerks the right circles.
>>28201153>inheriting an Emerald minehis dad is still alive and elon thinks america is just an idea
>>28201155>his dad is still alive and fucking his daughter/ elon's sister-mom.Ftfy
Sad to see her go, but now you can get an E30 325i with a huge turbo or an E92 N54 335i already goddamn
>>28201101+1 for tesla
>>28200299bruh
>>28200211I had similar damage in my E92 and fixed it for like $600. Mint bumper with factory paint included.
>>28201402Nvm, I thought it was just front end damage but just saw the rest of the stuff.You’re a retard op.
>>28200787Guess that extra width might have gave him the stability he needed to navigate to bend successfully.
