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/pol/ - Politically Incorrect


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I own nothing and am happy.
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>>492199358
I don’t know what am I?
This isn’t taxable. I’m exempt from property taxes. I own 10 acres of land with a 2400 sqft house. I grow all my own food. I have chickens and pigs and my godfather sells me a cow every year. My monthly bills are $1500.
Also I didn’t deploy.
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>>492199358
What's the bracket for less than 10k?
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I'm literally the monopoly man
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The lowest 20-30% of the population in terms of net worth probably have negative net worth because of debt. How many people rent, have no savings, and a bunch of student loans?
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>>492199536
Whoever made those options a slider should be shot.
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I make whopping $0 in America. Is why I wanna leave America before it is too late
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>>492199358
Fuck Lula, apparently I'm lower middle class now
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>>492199647
It’s to generate my Benny letter. Sometimes I need or don’t want certain things on my letter.
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>>492199358
im upper class and dont even try
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>>492199358
25yo and I've made 0 since 20
Wont ever care, they cut my foreskin off
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>>492199644
Exactly. We hear that ~50% of Americans are completely paycheck to paycheck with no savings, but it's worse than that because they're also in debt and usually high interest debt. I used to work in the consumer debt industry and a lot of people are struggling with cc debt and biden ruined them
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Is that net or gross? If gross, I'm middle class
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>>492199358
How do i get money without Jews knowning
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>>492199358
Are you saying if I make below $204k I'm considered lower middle class? Wtf
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I'm homeless and misanthropic. I hate that any potential piece of my labor could go to serve the excess, stupidity, or otherwise ineffienicies of people I'd rather see dead. Everything is bullshit, and I hate everything.
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>>492199358
Yeah, I am.

Why? Does that bother you or something?
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>>492200304
Isn't net worth the total sum of your assets?
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>>492200212
>Net worth
>Is that net or gross
We are surrounded by retards at all times.
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>>492200233
It's tricky but you have to play by your own rules (within reason).
You don't think that painting was really worth 20,000 dollars did you? Hint hint.
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>>492200304
Net worth is the value of all of your assets minus your liabilities.
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>>492200372
Yes, that anon is just retarded. Also, net worth alone isn't a great indicator of social class. There are tons of boomers with $1m+ retirement accounts that still live middle class lifestyles. There's also people that live an upper class lifestyle but are actually broke af. Class has a lot more to do with your consumption habits than just some numbers on a page
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>>492200336
China -------->>>>
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>>492199358
I thought this was annual income but median net worth? Jesus fucking christ, guess I'm upper class but it sure as shit doesn't feel that way.
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>>492199358
>lower income class
>measures using net worth, not income
Is this guy retarded?
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>>492200593
lel
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>>492200681
> There's also people that live an upper class lifestyle but are actually broke af.
Doesn’t that counteract your statement about net worth, in that they would have a low net worth, and are thus poor? Also the majority of people who are millionaires in the USA achieve millionaire status in their employer sponsored 401k. The average age is around 50-60.
Net worth is tricky though as housing has massively inflated so people may be sitting in a million dollar home with zero liquidity or retirement savings.
Want to balance out the impact housing has on your net worth? Use the purchase price not the current market value.
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>>492200761
How much of that is from your house value? If it’s a lot, that’s why you likely don’t feel rich.
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>>492199358
>the median home sales price in the United States was $420,400
>you have to be "upper class" to own a house
>these people still don't understand why we are pissed
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>>492199358
I’m top 10% for net worth, but he shouldn’t have stopped there. The difference between the net worth of a 10%er and a 5%er is huge. And the difference between top 5% and 1% is staggering.
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>>492199358
>net worth

Nigga my house is upper middle class in terms of net worth. Dat barrier to entry doe
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>>492200942
Never mind the difference between a 1% and 0.1%. It is orders of magnitude. People still think a million dollars is a lot. Do I have it? No. But you couldn’t retire in America off of 1 million if you’re in your 30s.
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>>492199536
>I didn’t deploy
>100% welfare queen
meanwhile, I've had multiple surgeries, could barely walk for a year and took close to 5 years to "mostly" recover. the VA was kind enough to stiff me with about $300k in doctor bills too. got the bills worked out but still cost me thousands.
I know a guy that got 80% for dropping a jar of picante sauce on his big toe. like you, he also never deployed, didn't even go to CAX.
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>>492200884
Roughly 25% of it. I generally don't keep much more than $50k cash on hand because that was a retarded thing to do during a high inflation period.
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>>492200681
That's true, how much you spend has a great effect on how one can accumulate wealth, also on that cartoon, I remember the lawsuit that an american went through with his $1 solid gold coins to test that theory kek
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>>492200593
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>>492200845
There's different kinds of low net worth though. Some one who earns a high income but doesn't save or invest anything can still do "upper class" things like go to nice restaurants, drive fancy cars, etc. No one would look at a guy in a Cadillac eating a $100 steak and say he's lower middle class, but he could quite possibly have a low or even negative net worth due to debt. That guy with $20k in his retirement account lives a totally different life than a 40 year old part time worker who has managed to get $20k in assets
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>>492201019
Rule of thumb is to keep 3-6 months of expenses on hand at all times. Inflation obviously eats at that, but you should still have it on hand and increase it to match inflation as required.
Outside of that I’d say to invest but the yield curve uninverted so I’m confident we will see a recession in about one year. Unless of course this is different than every other time in the past 50 years.
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>>492199358
No I'm a communist which makes me a pampered rich kid who knows nothing of reality
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I wonder what it is without including real estate.
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>>492199462
converted to usd I'm below lower-income class.
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>>492199358
lol, net worth doesn't determine your class. There are doctors hundreds of thousands in debt. There are mechanics with their own shop and 10 million of real estate.

check out "Class: A Guide Through the American Status System" by Paul Fussell.
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>>492201122
The term they use in the south is
>All hat no cattle
It doesn’t matter what the lifestyle you’re living is, if you’re broke you’re broke.
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>>492199358
Back and forth between lower and lower-middle, depending on the year, yeah.
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>>492201009
>But you couldn’t retire in America off of 1 million if you’re in your 30s.
I certainly could.
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>>492201195
Very entertaining book. Needs to be updated, though.
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>>492201195
Class and wealth are separate but linked. A doctor will have status, yes, but in America class is largely determined by wealth and behavior. You can be a trashy doctor (though unlikely), or a classy mechanic (also unlikely).
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>>492200761
If you have some wealth due to sound money management, you know it's a choice you have to make. It's a surprisingly austere life if you want to maintain your assets.
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>>492199358
Holy fuck we are at 125k and are lower middle class. Seems about right though. feel poor AF
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>>492201243
Let’s say you’re starting from scratch. And attempting to live in a low cost of living area.
>Purchase a low cost home for $250k
>Now have $750k to live off of
>4% withdrawal rate being the norm to make your investments last gives you $30k per year
Do you think you’ll be able to live off of 30k in ten, twenty, or thirty years from now given inflation? These are standard metrics used to determine retirement, not just random numbers I’m pulling from nowhere.
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>>492199358
Why yes I am in the lower bracket
Why yes I do own nice things
Why yes I’m very much happy
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>>492199358
my net cracked 1.5m this past spring and should hit 2mil next year.
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is this household income?
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>>492201171
mine is basically nil without real estate. I'm slowly transitioning into stocks and agribusiness and energy, but the margins just aren't there
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>>492201288
what you said is wrong
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>>492201289
Is she on a roof?
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>>492201649
I don’t expect an Asiatic to understand class in North America as Asiatics lack the divine spark. I’d rather not converse with you.
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>>492201009
Need like 5 million now to retire at 30 and accept living a simple life to make it last. Cheap home and low expenses
>>492201243
No you couldn't unless you plan on being dead at 60. The end of life expenses add up. If you were going to die before you get frail and old, then yeah you could make it work
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>>492199358
>I wanna be a thousandaire so fucking bad
>Buy all the groceries I never had
>I wanna be on the JRE
>Smiling next to Musk and Ramaswamy
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>>492199536
Really sick of you welfare leeches
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>>492201748
Glad someone understands. The average person has no concept of how much their life will cost in the long run, or what it takes to maintain it. One million in todays world is sadly fuck all.
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>>492200631
That’s also retarded, my parents aren’t upper class because their house is worth a lot now
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>>492201868
I’m have you the textbook definition of net worth. What do you want me to do about it?
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I just wanted to be the very best, like no one ever was
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>>492199358
Imagine basing your self worth around money. You'd instantly become a slave to it.
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>>492201489
>Stellantis
>Nice things
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>>492199644
Americans don't count debt for net worth :^^^^)
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>>492199358
I just bought a $63,000 truck because otherwise I'd have to pay 17 additional k in income tax
this way I pay 17k less tax plus get a truck
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>>492199358
My net worth is $150k USD
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>>492199358
I'm like 40k in debt with good credit. So I'm poor, but also able to draw a big loan. Think I'm losing but don't care bc even with a good income a 1989 McMansion is out of my range
>This country just needs to kill all the illegals it's not like anyone is gonna miss 20mil fat drunks
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>>492201979
Sounds like a cope.
>>
I am dirt poor and will probably never climb out of it

Cant get job bc felon and only 2 year degree
Cant afford a 4 year degree
Refuse to work for $15 dollars an hour slave wages
Will rot on neetbux instead
Fuck trying
This system is designed specifically to impoverish people like me, I refuse to play on its terms
Be glad I havent turned to crime or wanton acts of property destruction out of boredom. Be glad I love my parents too much to throw my life away on some bullshit. This world is shit. It is not a school, it is a prison.
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>>492199358
Holy shit I'm upper middle class now? My dad will be so proud
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>>492199358
upper middle class, yes it is all mine my parents are dead.
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>>492202203
My net worth is literally negative

Ive cost USG hundreds of thousands of dollars

I am doing my part in helping break this slave nation down
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>>492201979
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>>492199536
Based. Tell me you are also SSDI maxing. I am also 100% but I also get SSDI.
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>>492202203
What did you go to jail for?
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>>492202360
MJ cultivation in TX
6 months state jail 5 years probation
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>>492199920
>Wont ever care, they cut my foreskin off
Dude, what does that have to do with anything? Yeah, you got screwed but why give up on life? Nobody even knows except for your close family and wife. Even then, your wife probably wouldn't care.
Believe me, there are lots of reasons to NEET but the lack of foreskin isn't one of them.
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>>492202203
>Cant get job bc felon and only 2 year degree
>This system is designed specifically to impoverish people like me

Good
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>>492199536
you make 2.5 times more than me and I slave away 50 hours per week, parasite
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>>492202423
Seems a bit excessive. I think weed isn’t a big deal anyway. There is no argument that could be used around it being illegal that wouldn’t apply to alcohol or tobacco.
Are you sure a construction site won’t hire you? Pretty much everyone I worked with in construction had a record, except me.
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>>492201859
It gets expensive at the end. These nursing homes are sucking wealth out of people.
>>492202203
Try and avoid prison. It's good you didn't double down on crime
You should knock a woman up and not marry her and full on /niggermaxx/ . Fuck it
The devil is the prince of this world, it's a fucked up place
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>>492202339
I get almost $1000 in ssdi. Still never will be enough to be able to live a comfortable life.

I just want a 24 foot box truck apartment but even that would run 30x what I can afford. Basically I depend on family to survive. If they ever are gone, I will likely act as a maurauder vs corporations. I am against stealing desu, Ive only stolen twice in my life, a bottle of booze and a piece of candy, and had a lot more stolen from me ($30000 of crypto). Life sucks.
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>>492199358
Americans don’t have class they either have money or are skint.
Working class = normal people.
Middle class = privately educated.
Upper class = old money.
Aristocracy = lords etc…
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>>492199358
Have you ever had an inkling of a thought that there are some anons here that are more wealthy and they have no names that lurk on this board? There are certain gates to reach communications with me. You go through my handlers. You dont just sit at the table next to my families and have your daily glowie sprint updates and staring at me. Odd bunch. You know who I am talking about. You literally brought two old geezers, both with hearing aids having lunch with fucking federal agents with tattoos. Laughable.
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>>492202423
5yr probation is rough
Keep your head up
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>>492202514
I refuse to wage slave. I did construction and recieved day laborer mexican tier pay. Id rather be a fucking criminal.
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>>492199358
>between lower income and lower middle class
Fuck
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>>492202618
I refuse to marry or procreate. I have lost all sexual desires. I havent masturbated in a long time. My testosterone is low due to head trauma. My brain...its a shell of what it could have been. I was a very intelligent child who performed poorly im school bc I hated shitwork. Im incredibly lazy I guess, my energy levels are piss poor. I just dont care about much anymore. An asteroid could take this planet out and Id smile.
>>
I am 36 and worth 385k. 6 years ago I was worth -7k. No degree. I'll be worth over a mill by the time I'm 45.

175k equity in home
8k cash
92k retirement
35k car
75k brokerage account

You can do it bros.
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>>492202718
Probation was nothing.

I got piss tested once and my PO met me a few times to breathalyze me. I did it in a state where they dont care about weed as a crime. I had to stop smoking weed bc it makes me schizo.
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>>492199358
I made $116k this year, but median household income in my zip code is <$48k. 40% of households have no taxable income at all lol. i'm top 5% by individual income lmao.
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>>492202966
Im 34. Unless my crypto investments moon like crazy Ill be poor the rest of my life.
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>>492203036
I doubt it bro. Once the boomers die off you're gonna have a huge advantage to make wealth
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>>492202966
How did you do it?
>>
I’m 49 and have about $3M in net worth. I make about $250K. I had no money and my family was poor. I’d tell you how I did it, but you wouldn’t listen anyway.
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>>492200103
>I used to work in the consumer debt industry and a lot of people are struggling with cc debt and biden ruined them
>biden ruined them
How?
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>>492202966
Anon how the fuck do you get the initial capital
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>>492202203
get $5k and open a hot dog stand
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>>492203106
we know how
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>>492202179
>>492202324
You both sound like you're coping too.
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>>492202966
Very similar situation.
Once you start earning, and as long as you weren’t a financial retard previously (debt, etc.), it’s pretty strait forward to build your assets. All you have to do is be willing to put some of that money away every check, which seems too difficult a task for many people for some reason.
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>>492199358
I'm unemployed and have like $5k to my name. I don't really care though.
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>>492199536

This right here is the biggest most flagrantly fraudulent thing that so very few people talk about for some reason, becasuse too many people politicians included have put veterans in a special category all on their own.... they are above any criticism or critque, even more so when compared to the bloodthirsty niggers who wreck our society in massive ways.

Like, guranteed this faggot did nothing dangerous during what was probably a quick 4 years in the service... then loser gets out claims disability for 3 dozen things, all of which are impossible to prove and just rely on some fuckface working a government job or contract, and gets this absolutely ridicolously high payment when in reality they should be getting zero. Odds are not bad that this troon is not even 30 years old.

Just so everybody is tracking, unless he dies an early death (we wont get that lucky), he will have earned multi millions of dollars by the time he dies... without lifting a finger. Tax free. And as this trans basedboi has pointed out, he has no property tax. This in turn raises the tax on everybody else. SO many people are exempt due to VA disability fraud that (((public schools))) are taking a hit. With that said, niggers and liberalism are much more significant on wasted money and our education system, but fuckfaces like this don't help.

You'll get yours when they finally repeal all disability benefits and you're left with 0 work ethic, 0 marketable skills, and everything comes home to roost. I'll be sure to buy your property out of foreclosure.

faggot
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>>492203193
Besides a savings account or metals, whats another way to put away money?
I'm a little uneasy with the stock market
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>>492202669
>crying over 30k in crypto
lol I put $40 into mt gox when BTC was 12 cents and then took it back out to pay my cell phone bill
had I bought and held I'd have over $30 mil
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>>492199536

I suspect that communist doctors in the military are deliberately giving away disability ratings as a way to destroy the system from within
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>>492202918
It's your life to live fren. It's okay to be celibate. I'm sorry to hear about your experiences in school, many smart people get snuffed out by our education system. My only 2c is to be a Christian. Maybe Christ can help you
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>>492202984
That's good it wasn't much
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>>492199358
I'm upper middle in terms of yearly income.
My investments are something else entirely.
I hate poor people.
I hate OP.
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>>492203086
Got a job that had room for growth (commission). Lived at home and save-maxxed for 3 years as my income ballooned from 50k to 145k.

When you are poor you don't realize that you have a very valuable skill - the ability to live on practically nothing. You've taken yourself out of the rat race and the expectation game. If you can find a job that has a decent income you can rapidly grow your wealth. Normies will just spend more, but you know better. I save/invest 50% of my income and it feels amazing.
>>
>>492203118
>>I used to work in the consumer debt industry and a lot of people are struggling with cc debt and biden ruined them
>>biden ruined them
>How?
You really that dumb? Protip: What happens to revolving credit card debt when the interest rates more than double overnight.
>>
>>492199358
Pretty much anyone who owns a house and a car would be "middle class" which is dumb as fuck.
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>>492203262

I work my ass off every day. Getting tired of the freeloaders
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>>492199358
> Difference between Lower-Income Class and Lower Middle Class = $36,760.00
> Difference between Lower Middle Class and Middle Class = $142,840.00
> Difference between Middle Class and Upper Middle Class = $65,000.00
> Difference between Upper Middle Class and Upper Class = $534,300.00
> Difference between Upper Class and Top 10% = $696,600.00

I feel like this is an unironically psyop to make people think they're in the Upper Middle Class or at least close to achieving it. It makes no sense for the class difference between those two to be the smallest window by a large margin.

I'd say the real numbers are more like this:

Lower-Income Class: ≤$120,000.00
Lower Middle Class: 120,001.00-$250,000.00
Middle Class: $250,001.00-$500,000.00
Upper Middle Class: $500,001.00-$1,000,000.00
Upper Class: $1,000,000.00-$10,000,000.00
Top 10%: ≥$10,000,000.00
>>
>>492199536
>>492202339
>>492202669
WHAT THE FUCK
i have literal marfans and i can't get ssdi
im stilling in a hospital with a fucking chest tube right now (collapsed lung)
what the actual fuck FUCK YOU NIGGERS
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>>492202966
>Over million by 45
Grim and congratulations anon. The grass isnt greener on the otherside when you have your Keanu Reeves moment.
>>492202700
Also tell your fuckin agents to back the fuck down if they know whats good for them. I remote influence and just making eye contact with me will be the moment you regret making a synapse of me. Just let me live my fuckin life or you will live regretting going to sleep.
>>
>>492203374
>tfw did the same thing
if I can keep this job I expect to be debt free with 1.5mil in an index fun by the time I'm 55
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>>492199358
Bunch of poorfag here.
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>>492199536
Broken zogbot
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>>492203487
and still single
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>>492202028
It does get counted though? That's part of why you see stuff about the lowest 50% having less net worth than the top .1%, it takes awhile for that bottom 50% to dig itself out of the hole the lowest few % have dug and then they have to keep going ot match the top .1%
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>>492199358

If it's like my country, straight people are in the lower income class.
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>>492203466
I got ssdi back in 2009 when I was diagnosed with bipolar. Im schizoaffective. Get a social worker at a hospital.
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>>492199536
Middle Class with an asterisk due to extenuating circumstances. Congratulations, I hope your service related disabilities don't negatively impact your quality of life and that you are happy and fulfilled. You have succeeded in disengaging from the ZOG machine. Install a well, generators/solar panels, and a wood or propane stove for heat to complete.
>>
Jeff "Rose" my how jewish of you.
>>
>>492203118
He raised interest rates and made everything more expensive. This crushes people with little disposable income. Most of the people in serious cc debt I spoke to weren't irresponsible people who got into debt because of vacations. It was them putting groceries on a credit card to feed their kids because it's a 1 income household
>>492203420
Thanks, people are really dumb. People are getting fucked with ~30% interest credit cards. If Trump can cap the interest at 10% that will do a lot to help people and our economy
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>>492203299
Based if true
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>>492199462
this is antisemitic
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>>492199358
Bullets don't care about class.
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>>492203302
Ive had sex with like...30-40 girls in my life. Fell in love and was engaged once, fucked that up. Now I have lost any desire for it. Its a temporary pleasure.

I eat food. I go to the doctor, I play videogames, I read, I watch youtube, I shitpost on 4chan. I ruminate about questions I have that I will never have answers for until my body is dead. Ive lost faith in all forms of religion, in fact I absolutely cannot allow myself to trust god at all due to my psychosis issues.
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>>492199358
60k is middle class in the majority of the US. 200k is rich. they really need to stop basing this kind of shit on scam fagcisco or jew york city numbers.
>>492199592
poverty class
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>>492203599
They need all the cash to maintain their huge asses.
If you don’t have a ginormous butt they get deported for being a foreigner.
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>>492202028
yeah they do thats literally what swaps are on the stock market. a derivative form of trading where a bank can make a bet with teachers pensions. debt is repackaged in multiple ways and people make bets with it. its better than money and gold.
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>>492203616
i had ssdi for like a month after a massive lung surgery, i got like 20k backpay for the years between 18 and surgery date.
then i got kicked off when obama started in office. I've appealed and appealed and not once was it ever put back on.
i have a chest tube about every year on average. literally so fucked.
>Get a social worker at a hospital.
ill try that, thanks
>>
>>492203299
>politicians uses men up and throws them away
>doesn't give a shit about the people after their donors goals are met
>doctors care more than the people profiting from the wars these men fight
>make sure vets are taken care of even if the state wants to leave them to die
Absolutely based.
>>
>>492203262
My dad actually got completely fucked by agent orage (he was driving a truck that sprayed that shit and his legs literally turned purple during deployment, doctors never figured it out) and he only got 1.8k a month. No idea how these fags got theirs so high.
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>>492201429

If you go bottom of the barrel cost of living and save/invest that 30k you can. But most people are too much of princesses to not have their doordash and starbucks.
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>>492203833
nevermind, I just realized that was based on net worth, not annual income.
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>>492203302
Ive heard voices in my head claiming to be JC and they fucked me over, multiple times. I will never trust any god or spirit so long as I live. He would have to appear in front of me and defy physics for me to believe. I had some really nasty visions/encounters/attacks by religious authoritarian entities during psychosis episodes. I suspect they were merely delusions and subconcious fears. I am now totally apatheistic. Ive read the Bible, I do not like most of what it says.
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im a neet with a paid off condo
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>>492203287
Literally the stock market.
It requires some management, unless you’re riding on blue chips. The way the global economy is now, us stocks are just unbeatable. There’s many doomers here, but the us just fosters growth and promotes businesses. It’s not perfect, but compared to Europe and Canada, it’s as stable as it gets. If nukes start flying, your money won’t really matter, so just risk it anyway.
>>
>>492203804
It is temporary and fleeting like all carnal pursuits . I'm sorry to hear that you can't trust God. I wish you well fren . Hope you have a Merry Christmas
>>
>>492203981
Christians speak of the second death, of annihiliation of the soul, nonexistence. I embrace this. I do not wish to exist for an eternity. The idea of existing for 1000 years, 10000 years, 10000000 years, its horrific. Thus I would prefer to cease to exist when I die. I dont want to go to heaven or hell, I want oblivion.
>>
>>492203981
If you weren’t on a watch list before you are now.
>>
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so according to this i'm upper class?

i inherited my boomer dad's house, now worth 1.2 million, but its a small run down dump in a working class brown neighborhood filled with traffic, spics, potholes and homeless blacks. i live paycheck to paycheck in a shitty contractor job, so i don't even have healthcare benefits or pension contributions. buy yay, i'm rich bitch!
>>
>>492199358
I am a free man money means nothing to me unlike you rich faggots who constantly have something to stress about
>>
>>492199358
No I am not in a (((bracket))) because I have no money and I have no job and I refuse to work. I am truly free, not even the ultra (((wealthy))) could buy what I have.
>>
>>492203874
Get a lawyer too. A social worker can connect you with one. They take like 25% of your benefits for the first year if they are successful. Denying people is standard practice
>>
Those numbers are fake and you'd have to be stupid to take them for granite.
These are the real numbers:
Below Poverty Line: The federal poverty threshold varies by household size and composition. For a family of four in 2023, the threshold was approximately $30,000.

Lower Class: Households earning less than or equal to $30,000 annually.

Lower Middle Class: Households with incomes between $30,001 and $58,020.

Middle Class: Households earning between $58,021 and $94,000.

Upper Middle Class: Households with incomes between $94,001 and $200,000.

Upper Class: Households earning more than $200,000 annually.

Top 10%: In 2023, the cutoff to be in the top 10% of earners in the U.S. was approximately $200,000 to $220,000 per year.

Top 1%: Households with incomes significantly higher, often exceeding $500,000 annually.
>>
>>492199536
the amount of seethe this post caused is proof /pol/ is compromised by shills. before, this would be worthy of applause
>>
>>492199358
>10% of mutts make 1.5 mil per year
Yeah no lol
>>
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>>492199358
>i bet most of you fags are in lower class bracket
Yet, your slightly higher earnings won't protect you from those "fags", faggot.
>>
>>492204073
You as well. After reading the Bible, and also looking into its origins...no...I do not trust the Abrahamic God, at all. The entire OT...the foreskins...having to kill your own son...yeah...MFer is sketchy. Oh also the whole idea of being a "slave" to Christ...uh nuh nuh nuh...Id rather cease to exist than have my soul be owned by some deity.
>>
>>492202434
(((Money))) is not life, it is the opposite it, is slavery and death.
>>
>>492203457
Y'know what, let me just complete it because it bugs me how they always try to cut off the ultra weight:

> Desolate: $0-$60,000
> Lower-Income Class: $60,000-$120,000.00
> Lower Middle Class: $120,001.00-$250,000.00
> Middle Class: $250,001.00-$500,000.00
> Upper Middle Class: $500,001.00-$1,000,000.00
> Lower Upper Class: $1,000,001.00-$10,000,000.00
> Upper Class%: $10,000,001.00-$100,000,000.00
> Upper Upper Class: $100,000,001.00-$350,000,000.00
> Top 10%: $350,000,001.00-$1,000,000,000.00
> Top 5%: $1,000,000,001.00-$10,000,000,000.00
> Top 3%: $10,000,000,001.00-$100,000,000,000.00
> Top 1%: $100,000,000,001.00+
>>
>>492203981
Yeah have to be careful. This world is full of demons. In general spirits shouldn't be trusted because they can lie. Even satan can appear as an angel of light. I think most of what people hear is demonic whispering and not God. I've been attacked by demons before and the only thing that worked to help me was Jesus Christ so I became a Christian. But your path is your own. Sorry to hear about your psychosis.
>>
>>492204249
Yet you will be a slave to yourself in a heartbeat, what a contradiction you have on your hands.
>>
>>492204115
Based on who I have associated with in the past, things I know, I should be, but I am not. I dont care enough to engage in political extremism anymore.

As a child...I simply wanted to be a rocket scientist, and build rockets, and turn the asteroids into cities in space :(

But no, damned boomers, and their damned wars, and damned money schemes, and damned politics, and everything.
>>
>>492199358
Define "wealth"
>>
>>492201854
The day you nut up and say that about niggers, specifically about niggers, using the word "niggers," in a context that matters is the day you are allowed to bitch about vets, faggot coward mutt.
>>
>>492204309
but of you don't have money, you can't afford necessities without trading your finite time on earth and energy for it.
meanwhile if you have money, you can invest it to earn passive income and spend time on your own terms
>>
>>492204249
For me personally, it was accepting the fact that the devil owned me and unless I transferred ownership to Christ I would be completely fucked and tormented for the rest of my life. I happily chose Christ as my master to be free of the devils yoke. Your soul was already owned when it was made
>>
stfu nigger
i just had a great coom
stay losing nerd
>>
>>492204151
okay thanks.
i just don't get it, how can i be approved for ssdi, then be kicked off the program even though i have genetic collapsed lungs
the surgeons were the ones to tell me to get ssdi and the ones to write me a letter when i got all the backpay.
just kinda fucked how they can remove you
i hate these niggers and liberal faggots lying about having social anxiety and getting ssdi
and i get kicked off the program even though I have to go through major surgery every year.
fucking makes me crazy
>>
>>492204376
You don’t need to be engaged in political extremism, just hearing voices will be enough.
It’s possible you are completely crazy.
>>
>>492204130
i mean it's based off net not income
plus metrics like this are just as retarded as GDP per capita (GDP as a whole really)
>>
yeah, i'm "poor", but i don't care about money and trappings.

i just care if i can pursue my own interests.
>>
>>492203981
>Ive heard voices in my head
Ok it's getting late for me, good night
>>
>>492199536
>bragging
>only 100%
160% here, nigger.
>>
>>492199358
Upper middle based on assets minus liabilities

Lower middle class based on income.
>>
>>492204515
Say you have social anxiety and depression then. Anything difficult to prove.
>>
>>492199358
I'm way poorer than that
>>
>>492204170
Your daughter will be passed between Tyrone and Jamal, watch. TRUST me, it will happen.

Now, with that said, we are simply tired of you fucking bloodsuckers getting multi millions of dollars handed to you tax free over the course of your life when you have done literally zero things that would actually qualify for disability of any percent except in the (((VA))).

Like i said, it wont last. Once the benefits are rescinded and your money quickly dries up I'll be there to scoop your house out from under you for pennies on the dollar paid toward the bank. I'll evict you and your half black step kids out onto the street were you will stay because you will have 0 marketable skills and 0 work ethic, and will be older meaning these things are far beyond your means to develop at that point.

Enjoy!
>>
>>492204515
You have to play the game. The lawyers work for free until they're successful. I went through it but recovered enough to get a job and gave up on the process. The lawyer told me they always initially deny and force people to fight for it. The lawyer does that work for you
>>
>>492204343
I have buddhist leanings. I do not even believe I have a permanent "self" to be a slave to anon.

When I die, I do not want to exist anymore. I want to become nothing. No thoughts, no emotions, no memories, no sensations, no time, no space, no form, pure emptiness. Buddhism encapsulates this. Christianity, like most religions, seeks to ascend to a deva heavenly realm via rituals and good deeds, I do not seek this, I know these realms are likely temporary. I seek to end. I seek cessation of all awareness, of being, thus I will never have to reincarnate back here or to any other plane of existence.

I also hate the idea of souls being tormented in hell realms. The earthly suffering is bad enough. It shouldnt be any worse than this place.
>>
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oh a bunch of goycattlery bragging about thier made up yidtokens that are poofed into existence by their slave master genociders,how cute
>>
>>492199358
>tfw barely above lower income class in the land of hentai
just kill me already
>>
>>492204519
I no longer hear them. Stopped smoking weed. My psychosis were temporary and related to manic states and always involved drugs.
>>
>>492199536
Based system abuser
>>
>>492204553
>Upper middle based on assets minus liabilities
yeah, you factor in liabilities when figuring net worth. if OP's pic is accurate, that's fucking sad. It's an illustration of how stupid it college is. You waste 4+ years accruing massive debt and don't start chipping away at it until your late 20s. Meanwhile, tradesmen are already accumulating assets, building their skillset and stashing money away. I had $150k networth by 30. By the time I'm 40 my house will paid off and I'll have $500k the savings.
>>
>>492204531
Psychosis is awful, I hope you never deal with it.

For some time I could not stop repeating Bible verses in my head. It was fucking annoying. I had to start cursing and blaspheming just to get the motherfucker to leave me the fuck alone. Annoying prick.
>>
>Thread Theme:
https://youtu.be/XOGWbaOOeCM
>>
>>492204606
>lie about it
i already have more of a disability than most faggots on it
i'd rather suffocate with my blood filled lungs than lie about something so gay when i have a legitimate disability already

>>492204669
> I went through it but recovered enough to get a job and gave up on the process.
nice anon, im happy for you. i try and work when i can. but i had more than 1/3rd of my lungs removed due to necrosis (dead lung tissue) so it's hard for me to do anything of value
i'll try getting a lawyer to argue my case for me, thanks.
>>
>>492204753
not all of us have rich parents to leech off, neetfag. i don't find vidya and anime the least bit entertaining, because I'm grown up who plays golf and takes ski trips with my bros.
>>
>>492199358
Yep, I'm in the lower class bracket.
>>
>>492204927
My suspicion, about *all* alleged gods, including Jesus Christ of Nazareth, is that they were all merely mortal men who gained followers and after centuries of myths became deified.
>>
>>492199358
>$269k
>upper middle class
I refuse to belive this, I live in an absolute shithole, and that is my networth. Are you sure this isn't anual salary?
>>
>>492199358
Makes zero fucking sense. Why is the difference between lower middle class and middle class over 300%, but the difference between middle class and upper middle class is 25%?
Rage baiting scam nigger manipulating his audience so he can sell his worthless classes. Fuck off.
>>
>>492199904
This apparently all you have to do is buy a shitty house and you're upper middel class.
>>
>>492201604
I think you just need to cheat and be fraudulent. At least when i look back the decades of my life, thats the only time when real money came in. I hate this world like you wouldn‘t believe.
>>
>>492204998
I have a job and it's rewarding
I don't have much but I value what I do have
I save what I can and don't live like consume r garbage Americans who need a system shock.

neets are miserable wrenches and will have a very unpleasant latter end of their lives, except for the lucky few who are loaded (not many)
>>
Probably better to go by, disposable or surplus income. Net positive cash flow all that really matters. 28rav0
>>
>>492205020
I think what we're getting a clear picture of here is how much debt americans have. A mortgage is a liability, not an asset. A vehicle is a liability, unless it's paid off. So really, what we have is a nation full of deeply indebted people that are only held afloat by their incomes.
>>
>>492204981
No money for you then, the whole government system is set up against honest people. We’ve got something called PiP, one of my mates was badly injured at work. He could barely get around.
The first time he applied he was honest and got denied, the second time he went to an advisor who told him to bullshit about depression etc… he got a free car and plenty of cash.
He needed it, but he had to lie to get it. He is happy with his decision, our government spends cash like it’s going out of fashion, so does yours.
Fuck em. They will only ease it on dildos and rainbow flags.
>>
>>492204801
Yeah, you should stay away from it then. When I smoked weed it made me a paranoid shut in.
Some things just don’t agree with certain people.
>>
>>492205096
>Why is the difference between lower middle class and middle class over 300%
it's the difference between people who have mortgages and people who have their houses paid off. at least, that's the only reason I can think of for the disparity.
>>
>>492204439
There is nothing in life that is "necessary" as all life ends and there is no force that can prevent that, therefore everything in life is provided already that is "necessary". I refuse to ever even pretend that (((money))) can "earn" (((money))), I refuse to lie to myself and enslave myself to something that does not exist.

>>492204741
Funny that you can't see it. A void is what causes pain, it is the origin of pain. You are seeking hell my friend and you pretend to hate it. You will not be able to not exist, since you have already existed and you have a soul which is beyond your flesh. I take it you have never had a cavity before.
>>
>>492199358
And what do you call the class full of debt, with 0 money and cannot find a job?
>>
>>492199358
Why is there such a big jump between lower middle and middle class?
>>
>>492205366
Black women.
>>
>>492205339
That would be retarded, because then it’s just saying you aren’t middle class until you’re 50-60 years old, for the vast majority of cases.
>>
>>492205175
>neets are miserable wrenches
when the best part of your day is visiting an online silk embroidery forum to screech at working people, yeah, that's a sad, pathetic existence.
>>
>>492199358
I make 65K a year and have 52K in cash, another 45K in BTC, and 25K in various other places (savings, stocks) plus I have a house paid off and a car paid off, but I'd be considered lower middle class? I live better than my bosses, who are in debt and have 1800 a month car payments they sometimes miss and complain that collections is coming for them.

I think the idea of using your yearly pay rate to determine your "class" is dumb. It goes deeper than that.
>>
>>492205257
The average value of a house in america is $400k, if you live in the ghetto you can find a house for $150k, if you have it paid off then that combined with your 401k will make you "upper middle class" according to that retarded chart.
>>
this is like 20 years out of date. half the middle class probably has a mill net worth because of housing prices
>>
>>492205257
>>492205096
>>492205020
That doesnt take into account cost of living. $269k in the Midwest isnt the same as it is in in a high cost of living area.
>>
>>492205455
well, yeah. zoomers and millennials are fucking broke. or did you not get the memo? the bulk of the wealth in this country is in the hands of boomers and in a distant second place is gen x.
>>
>>492205658
That was the point I was making retard.
>>
>>492205511
your home value(if it's paid off) factors into your net worth, so unless you own a shack in niggerville, you should at least be upper middle class.
>>
>>492204515
Definitely get a lawyer. It usually takes 1 to 2 appeals to get it. Sorry to hear about your lungs. Look up disability lawyers in your area. They have to monitor your bank account FYI so if you make any money under the table don't deposit it. If you're making too much money your appeal is worthless
>>
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>>492205513
Average house price for the US makes no sense whatsoever.
There is too much variance.
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>>492205756
Ok, then that changes things. If it's your total net worth and not just what you make a year, I can see it.
>>
>>492199358
This is clearly some bullshit, simply because there's barely any difference between "middle class" and "upper middle class".
>>
>>492205513
>if you have it paid off
yeah, but that's the hard part because cost of living has gone up but wages, not so much. and we all know shekelstein gets his monthly nut on your mortgage payment.
>>
>>492205347
just because you can die, doesn't mean you don't need food.
also dividend portfolios and similar investments yield a certain amount of money each month.
>>
>>492199536
Welfare queen parasite
>>
>>492205765
minimum of the chart is over 200k in flyover states.

Man, our economy is fucked.
>>
>>492205574
$270k networth for upper middle class seems low to me, but it also makes sense. it wasn't until I got a little bit older that i realized how much of the expensive shit people park at their houses was financed. Those jet skis and boats and motorcycles and sports cars and big fancy trucks that I admired while riding my bike around the neighborhood, they're all financed and usually at stupid high interest rates. it's the reason that the people who lived in those houses never really seemed happy. they had the stuff, but they also had the debt load weighing them down.
>>
>>492202458
>Growing weed bad
>Eating babies good
fuck off jew
>>
>>492205874
are you retarded? it literally says in OP's pic "median net worth"
>>
>>492204741
>>When I die, I do not want to exist anymore. I want to become nothing. No thoughts, no emotions, no memories, no sensations, no time, no space, no form, pure emptiness. Buddhism encapsulates this.
Be careful what you wish for. The Void will oblige.
>>
>>492199358
My net worth is about NEGATIVE 52 000 USD
Student loan is about 42 000 USD and my remaining debt is about 10 000 usd.
>>
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>>492206066
That’s the typical house though, not the cheapest.
It doesn’t seem too bad. $200k.
>>
>>492199358
upper middle class but I live like I'm lower income class. fuck working
>>
>>492199358
Im negative net worth
>>
>>492199536
That is fucking crazy to me. 4600 USD monthly would have me living like a king
>>
>>492203106
You won't tell anyone because you are a liar.
>>
>>492206347
I'm completely gutted and obliterated financially because years ago I took out a loan, bought crypto with it and vast majority of it got rugpulled.
That was 4 years ago and I'm still financially recovering from it. Those rugpulls irreversibly fucked my life. Somehow managed to not neck myself.
>>
>>492206551
in canada? Unlikely
>>
>>492202669
>I get almost $1000 in ssdi. Still never will be enough to be able to live a comfortable life.
You have two options: Section 8 or live abroad.
>>492203420
>>492203713
You are idiots if you actually think that the President of the United States control credit card interest rates.
>>492203466
I only got it because I had thousands of pages of medical records, a vocational expert's opinion, and an SSDI expert doctor's opinion.
I tried three years before and was denied because I was working part-time. By the second-time around, I was unemployed for about three years.
>>
>>492206656
how old are you?
>>
>>492203874
You need a lawyer if you've been denied/kicked-off.
>>492203299
My primary care doctor was actively trying to screw me. My specialist doctors were neutral, though.
>>
>>492203804
>in fact I absolutely cannot allow myself to trust god at all due to my psychosis issues.
Kill the buttworms and listen to the only voice who is actually nice to you.
>>
>>492199358
There is an actual lifestyle difference between 1.5M and 1.5B, whereas there is no real difference in lifestyle for any of these other groups. 1.5M makes you middle class in some areas, whereas 1.5B makes you upper crust anywhere in the country, or out of it. Whoever chopped up society this way is out of touch with reality.
>>
>>492203106
liar
>>
>>492203580
I certainly hope so, I'd hate to have to get rid of my catdoll(s)
>>
>>492206729
>You have two options: Section 8 or live abroad.
some of us have real families. hopefully the zoomers and gen alpha learn the value of family and keep it close and connected. there's nothing more important.
>>
>>492203981
You are quite literally possessed and your desire for oblivion does not come from you. The sooner you realize it, the sooner you can do something about it.
>>
>>492199358
38 and barely $2000 in the bank. anyways, back to to gooning.
>>
>>492206820
i mean, if he started businesses there's no reason why he couldn't accumulate a lot of assets. it's the wagies that have a hard time accruing wealth. business owners however, can do quite well.
>>
>>492199358
Wait! That is yearly income or wealth? I doubt that 10% earn 1,5 mio per anno.
>>
>>492204655
>Once the benefits are rescinded and your money quickly dries up I'll be there to scoop your house out from under you for pennies on the dollar paid toward the bank.
I can rent my house for way more than my mortgage payment. If payments stop, I will just move out, lease out my house, and live in my car off of my net rent.
It won't happen, though.
>>
>>492199358
then drop out of society and live in a tent if you hate being a slave so much. otherwise shut up
>>
>>492206966
>I’d tell you how I did it, but you wouldn’t listen anyway.
Hes lying. If he wasn't he would have explained himself. People fake income all the time here to troll and or demoralize. This isn't reddit.
>>
>>492206930
38 is prime time. You should have developed your skillset to the point that you're in a management position at the very least. You really have no excuse not to be making $75-100k/year by now.
>>
>>492205761
He's eligible for SSDI, not SSI. There are no asset limits for SSDI.
>>492206347
I thought university education is free. At least that is what Bernie Sander told me.
>>492206847
>you can't have a family living abroad or in Section 8
>>
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>>492199536
>>
>>492207178
i mean yeah, he's probably lying. his story doesn't quite add up. if his family was poor, he likely didn't go to college which would mean he's a wagie. not that I have anything against wagies and tradesmen. I'm an hvac guy myself.
>>
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>>492201669
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>>492207323
Then why did you go on about him possibly owning a business?
>>
>>492202203
>Cant get job bc felon and only 2 year degree

If you have a degree your not too dumb to join a union and get good money, most unions hire felons desu. Iron workers, roofers, plumbers. As long as your not a deadbeat at work.
>>
>>492207210
>You really have no excuse not to be making $75-100k/year by now.
STFU. You don't know everyone heres circumstances. The economy has been shit since covid destroyed small business and lots of people lost good jobs for not taking the vaxx or being laid off.
>>
>>492206751
In my mid 30s. Took out the loan in my late 20s and quit my job to do crypto full time in 2017. Not a smart move, but I was making more money in crypto per month than I did in my job per year.
Then the -95% dump happened, which I kinda expected, but lost about 80% of everything in rugpulls which were not expected, exchanges stealing shit, -100% exit scams and such.
Planned to off myself in 2019 after running out of money to cover living expenses and debt repayments. When the date came and was about to do it, after about 2 hours of loosing my shit I decided it can't end like this.
Now I'm in my mid 30s still repaying that loan from 2017. I've declared bankruptcy but corrupt polish court decided that I will have to pay about 115% of the total of (debt + missed payment fees + interests).
So before declaring bankruptcy I had to pay off debt + fees + interest on fees. Declaration of bankruptcy increased the total sum to pay off.
So after getting crypto scammed, getting court scammed.
>>
>>492199358
> absolutely abhorrent 1pbtid op post
> data mining
The absolute state of this board.
Upper class means $500k/year income from investments, minimum. Less than that is retired boomer tier (comfortably poor).
>>
>>492199358
If this is accurate then anybody who owns a home is automatically upper class? Grim
>>
>>492207218
Depends where you study
>>
>>492206393
prior to 2008 you'd pay that much for a ranch like that in a nice suburb in New Jersey. now you pay it for the same house in methville Alabama
>>
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>hello bank, can I borrow $500k to purchase a home
>yes, you now owe us $500k+tip
>WOO HOO I'M MIDDLE CLASS SUCK IT POORFAGS
>yfw

Net worth is assets - liabilities. Anyone who thinks their piece of paper that tells them they "own" a home is delusional. It must be paid off or it doesn't matter.
>>
>>492207733
Checked
Sorry to hear that fren. Good job not killing yourself. Polish bankruptcy court sounds gay. Try to stay positive, it could always be worse
>>
>>492199358
>>492206066
>represent the typical home value in each state, not averages

Surely this is a distinction without a difference, with this sort of data.
>>
>>492207733
What doesn't kill you makes you stronger. Or extremely angry and bitter. Either or.
>>
>>492199644
But all debt is new money creation? How do you have a system without new money creation?
>>
>>492201669
It certainly looks like she's laying on some untopped precast hollow core planks, so yeah -- very likely.
>>
>>492206039
I do not believe in stocks, they are a lie. God provides food for the birds in the sky, surely He shall provide for you and I.
>>
>>492208091
>Polish bankruptcy court sounds gay.
It's beyond gay. The law says that once you declare bankruptcy you either pay 70% of what you owe - if you can repay it within 12 months, or you pay around 50% over multiple years. But the court from 50% increased it to 115% because polish courts are a joke, and one dude didn't like me at a hearing and decided to screw me over because he felt like it. He had a whim.
>Good job not killing yourself.
I think offing myself in 2019 objectively would've been the right call, for me personally. I had a gf at the time and I didn't want to traumatize her by an heroing. But given how shit my life has been since 2019, and how shit it will be for many years to come, an heroing in 2019 would have been the right call if it wasn't for my gf.
>>
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>>492199358
Everything is owned by the Jews.

>The Jewish people taken collectively will themselves be their Messiah. Its reign over the Universe will be achieved by the unification of the other human races, the abolition of frontiers and monarchies, which are the bulwark of particularism, and the establishment of a Universal Republic which will recognise everywhere the rights of citizens to the Jews.
>In this new organisation of Humanity, the sons of Israel, spread from now on over the whole surface of the globe, all of the same race and of the same traditional formation without, however, forming a distinct nationality, will become without opposition the leading element everywhere, especially if they succeed in imposing on the working masses the stable leadership of some of their number.

>The governments of the Nations forming the Universal Republic will all pass effortlessly into Israelite hands, thanks to the victory of the proletariat. Individual property can then be abolished by the rulers of the Judaic race who will administer the public fortune everywhere. In this way the promise of the Talmud will be fulfilled, that when the Times of the Messiah have come, the Jews will hold under their keys the property of all the peoples of the world.

> Baruch Lévy, in a letter to Karl Marx.

https://craighutchinson.substack.com/p/the-secret-origins-of-bolshevism
>>
>>492199358
In Western Europe it would be:
-Lower Income Class: 16,000€
-Lower Middle Class: 20,000€
-Middle Class: 25,000€
-Upper Middle Class: 30,000€
-Upper Class: 40,000€
-Top 10% over: 50,000€
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>>492204166
I made like 18k CAD this year.
>>
Reminder that isn't even individual but family.
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>>492204133
checked iktf
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>>492206720
Again I made like 16k Cad this year. My monthly expenses are like 1200 a month. 4600 usd or 80k CAD a year would have me living like a king.
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>>492199358
>Top 10%: New money cattle class
Your wife WNBAW
>>
>>492199358
18-24: lower income class
24-27: lower middle class
27-33: middle class
33: top 10%
33-present: upper middle class

anticipating ongoing business dealings to take me back to top 10% in the next few months inshallah
>>
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>>492208786
I work in a fucking factory and I make 50K+ per year..
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>>492208919
I guess its all perspective. I think youre technically in object poverty.
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>>492209002
Way more than me even after getting a stem degree kek.
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>>492208270
What doesn't kill you surely can break you for many years.
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>>492207847
You don't own shit unless you paid off your morgage in full.
>>
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I make 29.500€ a year after taxes in shit tier manual labor. my monthly expenses are 600€.
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>>492199358
I wish I had $24,500 worth of shit
Not literally shit, $24,500 worth of good shit
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>>492209067
I get the idea. What's hilarious is that I am doing otherwise higher level programming type work. But I guess I do it faster than others, and I am only paid by the hour. So many friends I have which get paid, but are playing video games throughout the day kek. I still I can't get accepted into the club.

You see object poverty, but then I question what the actual fuck people spend money on. Is there a concept of overspending for the average person? If other people spend their "time" doing essentially nothing to acquire dollars, why should I even support this to begin with? Why should I even care about dollars if they aren't worth anything?
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>>492199358
I live on 14k just fine
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>>492203262
The US is sending billions to Ukraine and your mad about some vets getting entitlements they earned? Do you realize how large the VA budget is?

Yeah I get it some fuckwads game the system but some of us are fucked up.

I don’t have a problem collecting entitlements from the VA as long as that crackhead Zelensky is snapping his fingers for magical money. GTFO.
>>
>>492209067
>>492209485
>object poverty
Oh my fucking god
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>>492208748
That's insane. American courts are heavily judeomasonic but the bankruptcy laws aren't that fucked. I've never heard of people paying more. Even chapter 11.
>an heroing in 2019 would have been the right call if it wasn't for my gf.
The grass is always greener on the other side of the fence (I don't know if this saying makes sense in polish). Could've would've should've... how far do you want to drive the screws into your head? Your life sounds fucked and I don't want to detract from that. Maybe it will turn around for you. It's good you didn't put her through that. Money comes and goes. If you're able to get out of it you'll be fine. You could be a khhv with never a gf and in this debt. You'd probably be more suicidal then. Your life matters to people. We're all born into this matrix. Not many people are in the position where their suicide doesn't effect anyone
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>>492209288
I've spent over 100k on drugs in the last 10+ years. Would've been better to spend it on physical assets instead of consumables
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>>492202669
faggot, if you get ssdi and want to get a 4yr degree then check your state's Dept. of Vocational Rehab. If you have a disability they will give you 4 years of school plus room and board. If you are transient then pick an address in a rich neighborhood and they will use it as the cost of living for you, then 4 the 4 years of school you get like $5-6k/month.
By the end of your first semester you can pay 10k cash for the 1 acre dirt lot 45 mins out of town, 5k for a 5th wheel trailer, 15k for solar / battery / composting toilet, cart in your water of have it delivered, and go to school online using starlink.
3 more years of that, living off of $1k /month and banking the other $4-5k, you will leave school with a 4 year degree, a shitty place to live but it costs almost nothing, and $120k in cash savings from uncle sam
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>>492199358
One in ten Americans are millionaires?
>>
>>492209715
>Maybe it will turn around for you.
Yeah we both know that's not happening. By the time I'll clear my debt I'll be almost 40, starting from the point where most 25 y/os start from. Or rather worse because 25 y/os still have their prime years ahead of them, while mine are already gone and were ruined. So starting a new chapter shortly before 40, no house, no money, just starting to get old.
My life is already fucked and it can just become less shitty than it currently is, that's the "win" scenario.

>Not many people are in the position where their suicide doesn't effect anyone
Only reason why I won't off myself right this moment.
>>
>>492209672
kek
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>>492199358
damn I didnt know I came from top 10%... guess that's why I managed to NEET until almost 40
>>
>>492209715
>I've never heard of people paying more.
Yeah I went to a lawyer with this court decision and he said he never in his practice even heard of a case like this where the court increased the total amount to pay. He also said there's absolutely nothing I can do about it. Polish courts are famous for being Zimbabwe, absolutely medieval tier.
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>>492199462
Based and Shwabpilled. He just wants us all to be happy, bros.
>>
>>492199358
wheres the "killed a jew and live in his mansion surviving entirely off his holohoax gibs and the infinite supply of money on the cards he had in his wallet" bracket?
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>>492199618
>I'm literally the monopoly man

Do you wear a monical?
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>>492199358
>>492199536
Niggers
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>>492210228
I can relate to an extent because I evaporated 2yr of wages on drugs.. and im in a similar position but at least I have no debt I'm just poor. I spent 60k on drugs in 3yr and i didn't think anything of it. Cest la vie.
Less shitty is still a win. If you can die in some comfort that is a win. This life is suffering and even death is not an escape
Try to be positive. Your life sounds hellish. My life is hell but at least I have no debt
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>>492199358
I have almost $200k equity in my house alone. Add the 401k, paid off truck, tools/equipment, guns, savings, and I still feel like a poor.
>>
>>492210949
That's fucked up bro
I've met a handful of people.who.told.me.about how.they.abused.bankruptcy courts. Get off with no debt despite trying to scam the court. Maybe it's just a game here
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>>492212862
>I spent 60k on drugs in 3yr and i didn't think anything of it.
Why? What void were they filling in your life?
>Your life sounds hellish.
The past few years were a fucking nightmare, especially 2020-2023 but currently it's kinda ordinary life, just broke and with all dreams being long dead. Like a crumbled piece of paper, you can try to flatten it again but you'll never unfuck it, it will never be like it was before.
So a kinda normal normie life + dead inside.
>My life is hell
Why?
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>>492199358
You are still a faggot though, halfbreed.
>>
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>>492199358
Holy shit im upper class? Doesnt feel like it, at all



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