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>Do NOT spend any more time at the kinoplex unless you have at least one million dollars in the bank.
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>>215061919
>why are you sitting around when you can be working two 50 hour shifts so you can maybe touch mr. Goldsteins yacht.
Gee when you put it that way Dave.
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>You don’t work three jobs and you spend some of your time sleeping? Lord what are we gonna do with you…
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>>215061919
Expanding my knowledge of kino should count as an investment
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What's the point of getting more jobs? Shouldn't, at least in theory, one full time job pay for all your expenses?
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>>215062228
Hey cool it with the antisemitism.
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>>215062228
yes but the capitalists can fire you and hire ranjeet to do 9 jobs and live in a shoebox so it doesn't matter
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>>215061919
I wonder if you could get on the show and troll him by saying that your biggest expenditure is donating to Israel and that's why you're going into debt.
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>>215062259
Don't you people have a minimum wage or employee protection laws?
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99% of people would benefit from following all his advice

lil chuddies on here think they're finance gurus because they have savings... when they have no kids, no expenses, and their hobby is free (twitter + torrenting)
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>>215061919
I remember when this cunt said buying gold and silver was a bad investment a couple of years ago lol. I haven't been able to take him seriously after that.
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>>215062334
That would be great if pretty much all his "callers" weren't just in studio people or pre screened.
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>>215062338
California has some but the rest of the country has been brain washed into thinking rights are gay.
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>>215062367
Yeah if you're poor or European (same thing). If you have any money at all his advice is gay and retarded.
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>>215062228
>Shouldn't, at least in theory, one full time job pay for all your expenses?
That depends on your expenses.
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>>215062462
Pretty much this. Anything that helps the worker even a smidgen of amount is deemed anti small-business.
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>>215062493
>is deemed anti small-business
They seem to intentionally make it that way because it often is implemented that way.
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>>215062228
yeah 60 years ago
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>>215062486
I am assuming these people aren't completely retarded with money. I think that food, insurances, rent and a car should be completely covered with a full time wage. And a small amount that you can put on your saving's account should you need new clothes or furniture
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>>215062513
Yeah, law makers are retards who have no sense of nuance.
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>>215062569
>Rent
With or without a roommate?
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>>215062644
Without a roommate. What's the point of having a full time job if you can't afford your own household?
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>>215061919
thanks for reminding me to pick up imax tickets for tron
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>>215062656
>What's the point of having a full time job if you can't afford your own household?
So you can have a place a live, potentially with a roommate if you live in a high cost of living area.
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>>215062656
this. If I can't afford a whole dwelling on one FULL TIME income why even work full time? I had a roommate with a few bros who did the bare fucking minimum just barely covering his own rent and food(though sometimes helping himself to others shit) and we all hated him. But not because he did the bare minimum. But because we were all jealous. He worked three maybe four days a week and if he worked anymore than that his work days are often less than four fucking hours and the rest of the time was him gaming on his pc. We were just jealous. Now I realize he had the right idea. I ain't gonna contribute anything to this country but the bare minimum to keep the lights on so I can game and jerk off. BUT republicans are the anti freedom party who wants to get involved in everyone's lives and force them to earn money they can tax to send to israel.
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Ramsey always says to avoid debt.
But he also says he had $1 million net worth and $20K income at age 26 - by borrowing millions of dollars from banks on credit to fund his real estate flipping business.
Also he had to declare bankruptcy because he was leveraged up to his eyeballs and banks started calling him on all those loans. Then he started avoiding debt and made a brand out of it.
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>>215062228

Uh, have you been in a coma for thirty years?
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>>215062228
No, you're supposed to work two jobs so you can spend more frivolously.
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>>215062766
You are saying that people make mistakes, lean from them, then advise other people to not make those same mistakes?
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>>215062656
this is why bharat will replace you
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>>215062644
As a europoor its insane to me that you need to have roomates as a working adult in burgerland.
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>>215062859
It's mostly guys who missed the home purchase boat before COVID.
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>>215062228
Hey bud this is a pro-Israel board
You take that nonsense somewhere else
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>>215062806
>losers for eating at 6 pm
Why? I like eating at 5:30 or so. 7 pm or later is too late for supper imo
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>>215063421

i've always eaten late. i am naturally a night owl. i had to get up every day at 5 for years and hated it.
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>>215062806
Do you ever wonder what sub human writes this type of shit.
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>>215062228
Non meme answers from me, a Dave Ramsey fan/simp:
>Get more jobs
Dave only recommends this as a temporary emergency measure to quickly pay off debts using the snowball method. Depending on the situation (huge fucking hole of debt), the person needs a bigger shovel (income).
>Theory
You're losing me.
>One full time job for all your expenses
Yes. The problem is when you're living above your means. Example is renting too expensive of a place, multiple car loans, credit cards, literally eating your money through constant take-out.
Dave doesn't tell everyone RICE AND BEANS. He only says that to people who have had years-long bad relationships with money and debt. Big spenders, retarded women, old people with no retirement.

His whole point is get you out of debt, then put all the money you used to spend on debt payments towards wealth building. No debt payments = getting into a house, paying off your home, actual investing, benefitting from compound interest.
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>>215062766
>>215062838
No, what he's leaving out is how Dave constantly brings up those mistakes as lessons learned and warnings to people thinking they can do it better.
Indeed, Dave did make a brand out of those mistakes. At the end of the day, he's in the business of helping people without selling garbage or jewing people.



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