I can liquidate my assets if necessary , but to shift my entire portfolio into a low risk 401k…….That is a rare gift
>>216474043I'm really bad with money /tv/, so please tell me how to get rich. I should just invest in index funds, right?
>>216474100index funds are barely a step above breaking even with inflation.
>>216474100Yes that plus time does it. >>216474128Maybe in Zimbabwe bro
>>216474100Learn how to gamble and go to Vegas. You’ll rake in the cash
>>216474128Isn't 4% considered a good ROI? Would a high yield savings account be better?
>>216474043They have a cave toll
>>216474100Correct. Just copy exactly what every boomer company 401(k) does handling countless employees' money, put 80% into passively managed Large market cap/Growth stock index funds.Maybe gamble 10% on Bitcoin or something in a Fidelity Roth IRA.
>investinggay>savinggay>spending all my money on cool shit whenever i wantbasedi fly somewhere every month and will not stop
>>216474043he didn't say that
>>216474400No. You want about 7-8% to really make Val with compound interest. 4% is ok, but you can get that from a high yield savings account. You want higher from an index fund.
>My assets are nationalized. My credit line has ended. IRS has audited us. Blackrock's betrayed me. LIQUIDATE YOUR PORTFOLIOS! SEEEELL, SELL FOR YOUR LIVES!!!!
>>216474043Is this whole thread in Yiddish or something?
>>216475439I will not seek your pardon, for one day it may be spoken in all corners of the world
I can't believe Hackson cut out the "I am no longer Saruman of Traditional Assets, I am Saruman of Many Cryptocurrencies!" part
>>216474128the f you talking about.https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp>The average annualized return from 1928 to the third quarter of 2025 was 10.11%. Adjusted for inflation, the real average annualized return for the same period is 6.84%.It obviously outpaces inflation, it tracks the market trends.
>>216475439>he can't speak bankerngmi
>>216475439Typical pharaoh brain.
>I was there, Gandalf. I was there 17 years ago when Lehman Brothers lent out the subprime mortgages. I was there the day the rating agencies of men failed.
>>216474100>>216474043>>216474400>>216475358Sweet Jesus you guys are a bunch of fucking retards. Hedge fund manager here ama but I won’t awnser anything proprietary
>He is gathering all assets to him. Very soon, he’ll have gathered a portfolio large enough to launch a buyout of Middle Earth.>You know this? How?>I have seen it.>Algorithmic trading is a dangerous tool, Saruman.>Why? Why should we fear to use it?>They are not all accounted for, the segmentation variables.
>tfw too financially illiterate to make a witty contribution but still enjoy seeing variations from other anons
>>216474043>shift my entire portfolio into a low risk 401kthis doesn't really make senset. /biz/
Why didn’t the Eagles just take the bailout to Mordor?
>>216477917>may 24 2023 to feb 13 2024lmao talk about cherry picking.
>>216477917do you think normie accessible leverage can amplify long term gains? what do you think of x2 index funds or something.
>We've had one bailout, yes. What about second bailout? What about corporate bailouts? Bank bailouts? Farmer bailouts? Covid bailouts? IMF bailouts? He knows about them, doesn't he?
>>216475439Downies that pretend to know yiddish. Half the "advise" doesn't even male sense. Some retard got his first job that offers a retirement plan and he read the employee handbook.
>Shire-Baggins....>They don't have a branch here!
>>216474100It's a dangerous business anon investing on your own. One wrong crypto scam and you don't know where your money might be swept off to.
>>216479428Kek, that's a new one.
Eomer. Take your loan officers down to the barrio. Gamling, follow the redlining down to the ghetto. Grimbold, take your brokers to the trailer park, after you leave the highway. Forth, and fear no bankruptcy! Arise! Arise, underwriters of Theoden! Credit shall be extended, mortgages shall be secured! An approval date... a review date... ere the interest rate rises!Write now! Write now! Write! Write for minorities, and subprime lending!Debt!DEBT!DEBT!FORTH, UNDERWRITERS!
If you invest in Z'ha'dum, you will foreclose
>>216479771>FILE!
>>216479771Kino
>>216475343travel is one of the gayest things you can do though. its literally only for women. it used to be based, 150+ years ago.
>And which investments do you back?>Investment? I invest in no company, for nobody invests in mine, little auditor. Nobody cares for non profit anymore.>We are not Auditors. We are accountants!>Accountants? Never heard of an Accountant before. Sounds like IRS mischief to me.>They come with files, they come with taxes! Fining, breaking, investigating, charging. Penpushers and Pennypinchers. Curse them!>No! You don't understand. We are Accountants, financial inspectors. Tax Dodgers!>Maybe you are, and maybe you aren't. The Director will know.
>Diversify, you fools..
>>216474183America is essentially Zimbabwe lel
>>216479473bilbo's right. Ignore the financebros, ignore the grifters, ignore the apocalyptic rhetoric... live well below your means, max out 401k contributions, put as much as you can in a high-yield savings account and never touch it.unless you have a big appetite for risk or access to people in the know, don't subject yourself to the dangers and stress of diy investment. it just aint worth it.
>>216474043Tolkienfags tried to turn this shit into a joke because they couldn't accept he was a shit writter with unrealistic settings
>>216478037Based
You will major in art history. An image of the splendor of the kings of men in glory, undeterred by the poor job prospects. You, my daughter, you will linger on jobless and in debt. As night falling winter has come without a job offer. Here you will dwell, bound to your debt, under your liberal arts degree, until all the world has changed and your life savings are utterly spent.
>>216480491So there I was, my margins at the mercy of three monstrous tolls! and the auditors were all arguing amongst themselves about how they were going to book us! Whether they'd turn us out for deficit or whether they should audit our assets one by one and liquidate them into currency! They spent so much time arguing the tax brackets and the short falls that the new financial year crept over the markets and POOOFT defaulted all our loans!
>>216475439The letters are Latin, of an ancient mode, but the language is that of Judea, which I will not utter here.
>>216480652slave mentality
>>216480484Sauron has regained much of his former liquidity. He cannot yet take corporative form, but his greediness has lost none of its potency. Concealed within his skyscraper, the CEO of Mordor sees all. His audits pierces policy, appeals, collaterals and taxhavens. You know of what I speak, Gandalf? A great Accountant lidless and wreathed in flame. He is gathering all evidence to him. Very soon he will summon an army of lawyers great enough to launch litigation upon Middle-Earth(tm).
>My friends... You pay taxes to no one.
>LOOKS LIKE DEBT’S BACK ON THE MENU, BOYS!
>>216480676How come this hack basically never elaborated on any tax policies?
>>216480802I did not loan through stock crashes and inflation to bandy witless words with a Creditor!
>They were once men.
>>216480762we're all slaves in case you hadnt noticed. slaves to death, slaves to time, slaves to forces far beyond our control. "financial freedom" is a slightly larger prison cell. but there will always be someone with a nicer cell than you. I've opted for contentment personally. but i dont begrudge you your dreams
>>216479771it's like blasphemy
>>216480802I did not loan through stock crashes and inflation to bandy witless refinancing with a debtor
>>216480676How's that book coming along?
I really need to study for my cpa
>>216480676It's a mythological fantasy, not a realistic medieval story, and neither is martins.
>>216480676What's Aegon V's policy on Essosi imports and economic relations with the Dornishmen?
>>216474100buy t-bills; like now
>>216479428lmao
you cant shift assets into a 401k
>>216479771Eventually Rohan brokers got so greedy that they even put borrowers eligible for regular financing into subprime category, because subprime interest rates were higher therefore higher commissions for Grimbold and his crew.
I wish I was clever enough and financially literate enough to make money through investments
>>216480886fair enough man but the idea that financial freedom is a marginally bigger cell is fairly transparent cope... not saying this to insult you btwI too wish for contentment but the hedonic treadmill never stops
>>216475368kek
>They were once AI investors...
>>216481516One AI datacenter to rule them all
>>216475343Based I made it 34 years without investing and I see no reason to start. Its always funny to watch normgroids worry about their 'portfolios' and pension funds n shiet, lmao
>>216478649It’s not cherry picked that was the end of that account since I went on vacation and when I returned started a new acc. This year by 2027 I’ll be doing 650% you’re coping because your mind can’t grasp what you’ve just seen>>216478834I don’t use leverage I did that % gain in that short time frame on stock spot market. I don’t trade options but I could but leverage = destruction so I would advise against it entirely but most people cannot because they don’t even comprehend how I did what I did because their all fucking idiots. I’d advise no leverage
>>216481980We live in capitalist society and you want to avoid investing? Why not just cut your dick off and become a tranny? Not investing is boomer tier retardation in capitalist society you can never outwork the market if you know what you’re doing. I can buy and sell faster than you can clock in and out
index funds arent to "make heckin big money" it's just free money.
>>216481980>Free money is le bad
>>216475988nta. index funds take a chunk, having it managed for you takes a chunk
>>216475358savings accounts didn't even pay interest for most of my life
>>216482603Vanguard fees have basically a 0.15% management expense rate, very little off the top
>>216477917what can i do with $1000
>>216477917What's your portfolio? Not asking for specific securities but like, what % stock, futures, etc.?Also, do you focus on any specific markets/regions?
Gondor calls for 600 billion dollars in aid!
>>216482345>their all fucking idiotsyeah yeah just tell us what paid masterclass or whatever you're shilling and move on
>>216482706you could buy bitcoin and just buy low and sell high over and overI'm too lazy for that though
>>216474100Remember buy high and sell low
>>216482808/biz/, pls
>>216480802Eggcellent!
>>216482738I’m not shilling anything I’m doing 200 million dollars lmao I don’t need you I exploit boomers like you in the market all day long. I’m a true shark I’ll eat your savings like a guppy fuck stick. You will never be this good>>216482715Haha no one gets anything you are the competion. This is capitalism built on exploitation. I have no choice but to exploit you and make you homeless in order for my family to become a financial dynasty yours must become extinct. Anyways it’s been fun hanging out with the plebs I gotta get up market opens soon and I want to steal more boomer funds.
>>216482706Save it and throw into either index fund or bitcoin. Slowly add more money to your savings every week/month.With small amounts of money, its not worth spending too much time where to invest it. Forming the habit of saving & compound growth is the key to.(longterm) success.
6 million dwarves were burnt alive by Smaug
>>216480676muh realism and subversion of expectationsmuh life is too complicated for the the good vs evil dichotomy in storytelling!cringe and extremely non-based
>>216482603Its 0.2% yearly fee on mine, retardStop buying overpriced meme funds and go passive index fund
>>216482873>some Mexican guy larping as the wolf of wallstreet
>>216482706Chuck it into SWPXX in a Roth IRA
Yeah it's called Roth 401K (and or Roth IRA) dipshit. Pay the taxes now or get raped by high Demoncrat taxes later.Jannies asleep this morning.
>Hey ho to the fed I go>to fill my bank and lend more loans!>Dow may fall and debt may grow,>But there still be...>...many mortgaged homes!>Sweet is the sound of the subprime rate>And amortized fees over lump sum pay!>Better than gain or a balanced book>is a debtor fear to die dead broke!
these threads are the best
LotR taxposting always gets me. Thanks.
>>216479771What can goyim do against such reckless lending?
>>216479984Nah, it's arrows have gotta be like pen.>Ink>SIGN!
>>216474100The US stock market has been turned into a ponzi scheme by the rich who are currently cashing out. You won't make any real money investing in it. The only way to get slow rich off markets is to invest in BRICS/BRICS adjacent Asian countries like Indonesia and China. The only way to get rich quick is to become a cryptobro and hope you're part of the 0.01% who manage to find a shit coin that's about to be pumped instead of the 99.99% who buy the dump.
>>216488433Retarded chang cope
>>216482706File, you fool.
>>216484225How can Smaug breath fire during the winter?
>>216474100I wouldn't do it right now desu. Lots of red flags suggesting a massive correction is in the works within 24 months. Unemployment numbers are going haywire and the tariffs are accelerating some industry sector contractions. Today a major Canadian real estate fund claimed house prices would rise next year after massive corrections that have been happening since late 2023. That's usually a good sign to suggest they're trying to lure some more money in before they begun the rugpull like they did in '08.
>>216488433>don't invest in the US ponzi scheme>instead invest in OUR ponzi scheme! Surely you can trust Russia, China, and Brazil!
>GET A SHORT GOING
>>216474100invest in defense stocksOnly times they've tanked were:1. After WW22. After the cold war3. After the ridiculously fast invasion of IraqRheinmetal is going up
>>216474100GOLD MINING STOCKS OBVIOUSLY
>>216478037kek'd
>>216488447>>216488583Asia actually produces shit. What is America manufacturing again?
>>216478093AND MY TAX!
>>216488809Ah, the meme that America produces nothing. Sorry, pal, but I’m going to have to deboonk this
>>216488433You're really dumb. Have you ever heard of ETFs?
>>216482603>managedYou're technically correct, and my only point is that anon is retarded because it definitely does not lose to inflation; but calling it a chunk makes it sound larger than it is.It's a passive index fund, not an actively managed fund. The whole point is to be able to have the tiniest most negligible cost there is. VDIPX has a 0.02% expense ratio. Are you thinking of 'mutual funds' in general that might be as high as 0.67%?
>>216482706Open a Fidelity account, first thing. Or Vanguard if you don't want to buy crypto.Open a Roth IRA.Do what other people said once the money is in the Roth IRA.
>>216475343You are supposed to spend it on sport cars, watches and prostitutes.What you are doing is Gay.
>>216474100Sell your bussy 10,000 times at $100 a pop.
>>216480721Underrated
>>216480343Thank you
TAX-A-TION?PAY 'EM?FILE 'EM?GIVE 'EM TO THE JEW?
>And my tax
>>216474043Did the Shire need taxes?Why do we have this gay layer of overly complicated jewish bullshit to exist in our world?
>>216490688Who will pay to pave the roads in the Shire?
>>216490901people can build roads without taxes.you don't need a state to do things.even if you had a state, you don't always have to pay them money.you'll be amazed at how much of history was built from moral imperatives rather than financial incentives.modern man has become particularly greed & materialistic to the point where they can't be arsed to think or do anything if there isn't $ value attached.it's quite pathetic.
>>216474043That is really a shitty meme. A retarded inside "joke".
>>216490223>GIVE 'EM TO THE JEW?Kek
>>216480676>>216490688See, GRRM was (in a very obnoxiously gay sense) correct in that Middle Earth doesn't really work as a believable setting. It's not really explained how anyone gets by in Bree or the Shire or wherever else, he's not wrong there.The problem is he's an awful writer himself and his own setting makes no more sense than Tolkien's, maybe even less so.
>>216489308Next time consider not posting instead
>>216492482the problem is verisimilitude.
> I have already been taxed on my C-Corp earnings
>>216474100401kRoth iraFly to india and buy gold and silver
>>216474100As a 22 year old zoomie who’s invested since turning 18, your best bet is setting up a brokerage account and a Roth IRA. Don’t worry too much about individual stocks, focus on ETFs and mutual funds that give decent yields and park your money in those. It’s worked great for me. Also plop your savings into a CD so at least it earns something while sitting there. Don’t EVER use /biz/
