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Is this a good movie? It seems very topical
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>>216534905
I’m just glad they put in that scene at the end of the film where Steve Carrell stares directly at the camera and reminds us that immigrants, poor people, and “people of color” were 100% not at fault for the crisis.
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it is a good movie.
it's made for the mass audience though, while margin call is uncompromising, which makes it the better one, also a kino
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>>216534991
This. So much this
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>>216534991
>it's made for the mass audience though, while margin call is uncompromising
huh?
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>>216534976
>were 100% not at fault for the crisis
They really weren't. Blame browns all you want but this shit was 100% on (((bankers))). And they suffered no consequences.
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It's a good movie, because it explains what happened and how the crisis came along.
It's a bad movie, because they took world famous actors and gave them silly wigs. The entire movie you don't see them as their characters, but as Christian Bale, Steve Carrel, Ryan Gosling and Brad Pitt with silly makeup. They should have picked lesser known actors.
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A girl invited me to go to this movie with her. We watched the movie together in Cinema, then afterwards I went home.

It occured to me suddenly late at night, years later, that it was a date and I should have made a move.
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>all the recession indicators were pretty apparent, but you stupid idiots watching who never pressed the panic button probably won’t get it, so here’s an A-list celebrity to explain it for you
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>>216535096
>The entire movie you don't see them as their characters, but as Christian Bale, Steve Carrel, Ryan Gosling and Brad Pitt with silly makeup
No I didn't. I saw them as characters.
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>>216535086
which part is unclear? you have two movies on the same topic. both are well made but one is restrained to fit the lowest common denominator while the other is pure unfiltered kino
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>>216535107
>all the recession indicators were pretty apparent
Apparent to whom? The average layman? Fuck no.
They all economically illiterate.
Hell, they believe inflation is a rise in prices, just like MSM tells them.
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>>216535090
Oh right, like how it's actually Blackrock buying 50,000 houses causing homes to be so expensive not the government importing 20 million new people.
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>>216534905

It’s a great movie, but too brainy for most of the low IQ zoomies who linger here
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>>216535206
Just build more housing it’s not that hard
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it was okay even if they fudged the facts a bit
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>>216534905
JACKED TO THE TITS
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I'd like to see Adam McKay get his head stomped in
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>>216535206
You are getting hit with a stick and like a dumb dog you are angry at the stick. Look at the hand that holds it you retard.
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Fuckin A Jared.
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>>216534905
It's meh. the story it's trying to tell is fantastic, but it's insane how "product of its time" the movie already is. read the book it's based on for the actual story, then watch the movie solely for the few memes posted on here. If ur not capable have ai explain the book to you or some other third world shit. point is the actual info you want is in the book
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>>216534991
>>216535096
1/10
A vapid, preachy and historically false movie that is based upon fiction that the uneducated and uninformed will obediently lap up.

The Community Reinvestment Act of 1977 added thousand upon thousands of pages of regulations that forced banks to lend money to low-income areas. Yes, forced.

This is the typical liberal prescription for all the ailments of society: Throw logic and reason out the window, and use a warm and fuzzy touchy-feeling legislation to try to fix an imagined injustice.

The Federal government (through the FDIC and FFIEC) required banks and mortgage companies to advertise and make super-low mortgage loans to people who should not have been buying a house in the first place.

If the banks refused to take on these dangerous loans, they risked steep fines, being audited, and even being taken over by the government while that particular bank was being given (yes, given) to another bank in the area.

So what did banks do? They made loans to everyone. What did that do? Made house prices SOAR. Which did what? Turned a $50,000 house into a $150,000 house.

Now you have a family, who barely had any money to being with, trying to pay a $1,000 mortgage when their total income was maybe twice that. Their home gets re-assessed by the government, then their property taxes skyrocket.

Why? Because the leftists and liberals said 'everyone deserves the right to own a home'.

People began defaulting on loans. Missing payments. Houses were repossessed. The market crashed.
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>>216535107
>all the recession indicators were pretty apparent
Not back then. We didn’t have smartphones to get non mainstream media news and follow the stock market. CNN and Fox News said everything was great and then the rug was pulled out from under us.
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>>216535228
Poor bait. everyone knows this film for a margot robbie hot tub scene and jenga analogies. read the book
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>>216534976
Reddit: The Film from Reddit: The Director
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>>216535411
Not reading that. The crisis occurred because ratings agencies fraudulently gave loans with credit high ratings in order to entice investors looking for secure and reliable bonds and whatnot. That’s it. Full stop.
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>>216535411
Holy fuck brainlet
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>>216535411
>it's da gubbimint shlomo dindu nuffin
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>>216535232
Yes just destroy your states natural beauty to build soviet style apartment complexes filled with foreigners
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>>216535393
Pointless book because this happened too recently. Those who would understand the content of the book were already alive to experience the recession and likely learned about the underlying factors as the situation unraveled; those who wouldn’t understand the content wouldn’t enjoy the book.
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>>216535511
Listen you stupid goy. You will get angry at regulations or I swear to G_d I'm coming for the rest of your cock.
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>>216535683
Book does a great job of explaining it from the literal beginning of the cdo
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>>216535793
ZZZZZZZZZZZZ
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>>216535411
Holy mother of trvke. The movie is good overall but it didn't called out on government intervention being the main culprit, as it always is.
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>>216535604
Shlomo IS the government.

>>216535511
If these shitty loans never existed, they would've run out of material to shove into their MBS after they packaged the last "good" loan.
Ratings agency fuckery allowing banks to repackage the shitty loans into CDOs is a separate issue.
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>>216535855
>The movie is good overall but it didn't called out on government intervention being the main culprit
but it did, obviously you never saw the movie
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>>216535096
I think they could've done that but it'd have been a better movie, but I think all those actors did pretty well and didn't take me out of the movie much
Except for Ryan Gosling who really doesn't have that much range
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>>216535907
i watched a month ago, they only complained about the bailouts at the end
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>>216535168
>they believe inflation is a rise in prices
w-what is it
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>>216535907
I think they placed too much emphasis on the ills of the ratings agencies and mutual fund advisors in the beginning. I think they talked about the bailouts in the epilogue, but at that point half the audience was probably asleep.
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>>216535828
>"Book does a great job of explaining it from the literal beginning of the cdo"
does that help
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>>216535867
Nigger, how do you think they got into goverment? Big business. You are getting immigrants because they want cheap workforce. You are simply too expensive of a cattle to keep around and are getting replaced with a breed with lower demands. There isn't any secret communist commisar pointing a gun at their head. They do exactly what they want.
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>>216535950
Undue expansion or increase of the currency of a country, esp. by the issuing of paper money not redeemable in specie.
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>>216535206
the government didn't import those people; they destroyed their countries, then advertised life in the US specifically so they could detain them and fill the prisons.

This happened both under Biden and Trump, that's why the focus has been on long term employed illegals instead of gangbangers - neither party wants any kind of "path to citizenship", they want a bourgeoning prison population, i.e. a dirt cheap manufacturing base.
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>hmmm hmm hmm japs bad
stupid movie
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>>216535970
Yes it does, hence, the movie
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>>216535979
no that just causes inflation
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>>216534905
I like the movie but hate how it emboldened a certain subset of people to constantly "predict" market issues to make themselves look smart like Michael Burry.

Case in point, the constant slog of brainlets predicting an AI bubble on reddit years late while knowing nothing about how our economy or AI works.
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>>216535974
They got into the government by various underhanded schemes.
Do you honestly believe the Federal Reserve Act was signed without any coercion?
>There isn't any secret communist commisar pointing a gun at their head.
Pointing a fat stack of cash is more effective.


>>216536046
That's original definition, and it's correct. The "updated" definition your kind uses was specifically designed to shift the blame from the government.
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>>216536079
>Nvidia and openai investing into each other is normal and no one having any idea how to make ai profitable is no cause to concern
It's .com all over again.
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>>216536097
>Pointing a fat stack of cash is more effective.
Yeah. And he is neither communist nor commisar. Big business does what is profitable and you are convinced that they must be secret communists because why would wholesome chungus capitalists flood your country with third worlders. It's what they always do!
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>>216536216
I originally never said anything about either capitalists or communists - that's just your ramblings.
What's your point?
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>>216536258
>Why? Because the leftists and liberals said 'everyone deserves the right to own a home'.
Is lying something you had to learn or did it came with "mother's milk" of sucking on jewish cock your whole life?
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>>216535165
I don't understand what you mean by "uncompromising". There were plenty of parts in Margin Call which were pandering to the audience - just a different audience to The Big Short - e.g. every scene with pic rel.
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>>216536079
It's a bubble, but it won't be allowed to burst, so shorting it won't be as profitable as during previous bubbles.
Sure, you can make a fat stack in the very short term when the line does tank, but the government is going to print even money than in 2008 and during the scamdemic to prop up the LLM grift that it will make all those gains worthless.
We're way past the time of shitty companies being allowed to fail.

>>216536390
I didn't write that post, but that sounds like a justification they may have used.
Of course it was ultimately a move by big business lobby groups to inject more toilet paper into circulation.
Do you know how modern "democracies" work? First they think of an outcome, then control the narrative to get the hoi polloi on board, and then they have their pet politicians implement the change.
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>>216534976
>waah, everything is the brown people's fault
Being a conservative must be fun as shit, you never need to use your brain
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>>216534905
it's better viewed as a normie
if you have nuanced takes or have read up on the subject, it likely won't land with you
however, the acting is good
it's just the condescending tone and laughable rhetoric that make it unlikeable by today's (much more cynical) standards
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>>216534905
no. it's meh as fuck. but you might light it if you're a historian
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>>216535970
blonde, everything white, the sea... great scene
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>>216535411
The CRA's authority was limited only to federally insured banks and thrifts.

Around 80 percent of subprime loans were given by independent lenders, which were outside CRA jurisdiction, or by subsidiaries created by big banks which allowed them to bypass CRA scrutiny in the first place.

It was unchecked greed.
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>>216537693
>Around 80 percent of subprime loans were given by independent lenders
Didn't they do it because Freddie Mac and Ginnie Mae guaranteed to take those loans off their hands?
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>>216538093
The secondary mortgage market was dominated by the private sector during the subprime boom. Freddie and Ginnie only began to loosen their underwriting standards late into the bubble when they lost so much of their share to wall street, from 2004-2006 they went from holding 48 percent of subprime loans to a measly 24.
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>>216538948
Fuck you grok.
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so this movie hits ''free with ads'' on multiple platforms and all the sudden we got a bunch of threads ''discussing'' it huh
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>>216535206
Look at who owns 80% residential homes for rent?
Pro tip it ain't Blackrock, it's boomers.
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>>216536412
i think he meant that big short is more accessible for laymen. They go out of their way to explain things
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>>216534976
it was 100% the fault of the banks and the immigrants
>>216536575
it literally was their fault, you troon
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>>216539070
That and a lot of people are betting against ai right now
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>>216536004
dems want to give illegals citizenship so they can get more voters and maintain power. 2/3rds of white men under 40 voted for trump. if only white people voted dems wouldn't be able to win elections
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>>216535090
browns were at fault too for not paying their mortgages
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>>216534905
I think it's a very good movie and I like it a lot even though I can't exactly tell why I like it so much



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