Yes, the money is expensive, but it's a lot cheaper than a payday advance
What the fuck is a payday advance and how much does it cost?
>>216936881Its funny how they thought they could stand behind injun laws to protect them from prosecution
Were Indians the real kikes all along?
HEYO HEYA HEYO HEYA
On a payday advance if you borrow $100 you pay back $117
>>216937281Nah, Injuns are straight up retarded and got fooled by the government so many times
Akoochiemoya
>>216937246roughly 40,000 dollars in this case for a 5000 dollar loan.
>>216937266>protect them from prosecutionqrd?
are indian reservations really just like trashy trailer parks? lol
Imagine not having enough money to live until you get paid next, lmfao wtf is wrong with you idiots?
>>216936881Chief Scamminghorse. His people were promised 116% interest
>>216938573I live in Canada. Indian reservations are bizarre. They're exactly like trailer parks, but they also skirt a bunch of laws and regulations, like they sell gas and cigarettes for way cheaper than outside of the reservation. And anyone can just drive in to one and get the cheap shit. They also sell very cheap weed and fireworks. They have their own police forces too.
>>216937281Jews are behind all of this lol
>>216938685Wait, so I get $5000, but they get $40k in return? Am I having a stroke? How is this legal?
>>216938633No one takes a payday loan to buy bread, dumbass
>target poor people when they don't have money to keep their household going that month>charge them enough interest to keep them poor foreverIt's crazy that this was ever legal.
>>216938573I live near Oklahoma and this >>216938782 but with casinos. Also every single fuckingblue eyed pale white person with a German/Scotts-Irish/Anglo/Hungarian last name claims their grandmother was purebred Cherokee (its always cherokee) and I have to almost physically stop myself from laughing at them.
>>216938848Then what's the fuckin point? Sports gambling? Drug addiction? Literally just wait until you get paid.
>>216938836>>216938852It isn't. Usury laws kick in at like 25%. This is completely unenforceable however if you live nearby they might come around and break your legs.
>>216938633>mistaking a satire thread with a real lifeWe’ll now we know who they put disclaimers like “do not attempt, professional driver on closed course” in commercials for.
>>216938923>we'll
>>216938535Payday loan companies were setup inside Injun reserves and are self governed so they thought they had immunity lmao.
>>216938960I’m glad you nitpicked an autocorrect in my post to make yourself feel a little better.
>I shall lend you $5000>you shall owe me $40000sounds like a good business model to me
>>216936881>take money>never make payments>they can't do shit because they don't have jurisdiction outside of their reservationslol
>>216937266Are there any actual cases of tribal lenders being prosecuted for usury though ?
>>216938633Imagine being this retarded and out of touch with reality that you mentally cannot fathom povertyLet me guess, american right?Only an american or a negro could be THAT retarded; Maybe you are both.
>>216939046Every time this thread gets posted this also appears. I seriously doubt they didn’t have a lawyer write their contract. Seems like a massive hole in their boat.
>>216939106>brown, third-world hands typed this post
>>216939130Yep, defo fucking american
>>216939106He's on welfare and has never worked>let me guess, american?You mean the country with the american Indians who are advertising the scam in OP, you obsessed retard?
>>216939101https://en.wikipedia.org/wiki/Scott_Tucker_(businessman)
>>216939106Still waiting for any of you faggots to give me one valid reason why you'd ever use a pay day advance instead of just budgeting and planning your finances correctly.
>>216938882The whole Native race mixer bit is real and genuinely bizarre. I've heard that several times in life, but what really gets me is it's always from a professed and avowed racist. It's bizarre you'd want to purport being of mixed racial heritage while also being unashamedly supremacist, but it's one of those quirks some Americans seem to have. Then again, one of the most public and open rightoids I know who regularly goes on tangents about white culture and the importance of it has a Puerto Rican wife and his son is mixed.
>>216939181>his budget:>$1000 for anime figurines, $200 for weed
>>216939181so i could go to da club tonight and drop benjamins
>>216939181idk why anyone would use that. but poverty is real and some people dont have enough money to live even when working. Some times expenses are so high that they are more than income.I have lived in similar situations and have had more outgoings than income.The issue is innate with capitalism. The whole objective is to ensnare people in usury and servitude, debt slaves.i personally just had to face the fact I will forever be in debt and juts stopped paying bills that they try to force on people in my country.
>>216939211>Puerto Rican wife and his son is mixed.Its gucci as long as shes a white or latina puerto rican. Stonetoss is based and hes some fat white boricua.
Call JG Wentworth877-CASH-NOW
>>216939127What would you expect to happen? The contract you sign isn't enforceable because it has illegal stipulations. Do you think the federal govt would extradite you to their reservation?
>>216938573My local reservation is a big sparkly casino/hotel in the shape of a guitar surrounded by dozens of dinky smoke shops
>>216939046I'd imagine they can deny any request for any reason and since it's an inherently shady practice, no one's going to apply significant legal effort. It's probably meant to target other Natives and people they can pressure. They'd just deny your claim.
>>216939153yeah, not really the redskins though is it, only the whiteman who tried to hide his shenanigans got prosecuted.
>>216939389>make up shit saying I have no family and am on hard times or some shitthere, easy
>>216939347The problem is you probably live close and they know who you are/you go there to buy cigarettes every week and they would fucking kill you
>>216939284>job pays you $2000 every month>don't spend more than $2000 each monthIt's LITERALLY that simple. Poor people are stupid.
>>216939426If you want people to not immediately realize you are a mommies basement autism bucks neet you're going to need to re-evaluate your b8 figures
>>216937266this is what Eddington is about
>>216939460No one is forcing you to go into debt because you want to be nigger rich you fucking loser.
>>216939347>source: trust me bro I have a YouTube Law Degree ™I’m sorry. I didn’t realize you are versed in tribal and federal law. You’re right. I’m sure they just invested a shit ton of money to start a business but didn’t check to make sure it was enforceable when all they had to do was pay a lawyer a couple grand to write a contract.
>>216939516>if you point out what a delusional baiting retard I am... you're my exact strawman!There goes that autism we talked about.
>>216939543It's just this >>216939389 you dumbass
>>216939554Im not even the anon you first replied to.Broke ass autistic weirdo.
>>216939426>It's LITERALLY that simple. Poor people are stupid.Again, being a fucking RETARDJob pays you 1000Outgoings are 1500RETARD....
>>216939579>I can’t into a cogent argument and I inadvertently proved your point so I’ll just move this goalpost over hereYou forgot to call me brown.
>>216937393>thinks 117% interest loan is a 17% interest loanIf you borrow 100 dollars at 117% in january, in february you owe them 217. Never borrow money.
Most natives are drunks that litter. Funny how reality is usually the opposite of what TV told us.
>>216939699You don't know what any of those words mean. This is all just a pre-loaded insane rant you had loaded up when you started. I'm making fun of your for thinking a $2000 monthly budget is even remotely realistic, and the fact that this belies the obvious fact you are a b8ing autism bucks retard.
>>216939688Why are outgoings more than income? If they aren't then you don't need an advance
>>216939704What you do is build up well over $150,000 in debts, have a car loan of <$400, declare bankruptcy immediately after getting the car loan and then you can settle all of that debt including keeping the car, for 36 months of the equivalent of the car payment. You then immediately start credit care/repair accounts for $25 a month where you get all of the money back after you pay them $500 and you have beaten the jews.
>run a casino>provide payday loansYou'd do the same if you had a plot of land where you could get away with doing all sorts of shit
>>216939008How about I pay you $40000 in these colorful beads...
>>216939928>Why are outgoings more than income?How can anyone be this retarded?see>>216939460You are a fucking child and have no clue what reality is actually like.God, I hope you never breed. I hope causality immediately removes you from this world so you cannot further spread your retardation
>>216939815I make $5k a month. I spend less than $5k a month on rent, food, etc. This way I don't have to beg Indians for overpriced loans.
>>216940017>no dude, I literally HAVE to spend more money than I make>why?>JUST BECAUSE I DO!!!!Very poor. Very stupid.
>>216939704>in februaryas insane as it is thats the yearly rate not monthly>To calculate the interest on a loan of $100 with a 117% APR for one month, you can use the formula: Interest = Principal × (APR / 12). This results in an interest of approximately $9.75 for that month.thanks ai chanor +$487.5 in feb on a full $5k loan
>>216939999WITNESSED
>starving and want to go to kfc>end of the month, wallet is empty as the plains after pale face rides through because I chuggum all my welfare in white devil's devil water already >say to great spirit, "Oh Great Spirit, please bless brother welfare worker to deliver my cheque early this month so I can feast with brother colonel.">hitch ride into town and check the atm> -$37.35 in account>have to go forage some bags of chips from Wal-Mart instead>pale face manager summons the law men to chase me down>beat me unmercifully even though I was barely fighting them off>spend night in jail reservation>get out and go check my bank account> -$37.35 in accountWho else here get fucked by Great Spirit lately?
>>216939815Your cope runs wild like buffalo.
>>216940030You don't and you're just following my advice. However, I actually do. The problem is that the vast majority of people are making something like $3400 a month and their expenses are -exactly- that.>car needs tires/transmission repair>get sick to the point your bones hurt, miss three days of work>kid breaks their armsAnd just like that you're completely underwater. I support a family of 5 on one income but I'm not a myopic retard.
>>216936881>the fineprintExplain yourselves, burgers. A fucking indian is scamming your grandparents out of your inheritance on national television and you’re just going to let him get away with it?
>>216939688>Job pays you 1000>Outgoings are 1500>RETARD....the retard here is you, by $500/month. stop buying shit, live within your means. i've worked minimum wage all my life and i have +50k savings
>>The Shakopee Mdewakanton Sioux Community is the wealthiest Native American tribe, with a total wealth amounting to $2.7 billion.According to court records, each adult receives a monthly payment of approximately $84,000, or $1.08 million annually. There are 480 members in total. It is a sovereign and federally recognized tribe located southwest of Saint Paul and Minneapolis, within parts of Shakopee and Prior Lake in Scott County, MinnesotaYour tribe sucks Cocheese
>>216940121>save money for car repairs, or take out a loan that isn't fucking insane>get a job that pays sick benefits>get a job that provides health insuranceI have a high school education and I make just under $95k in a unionized blue collar job that pays benefits, sick leave, and a pension. You literally just have to use your brain a tiny little bit to find employment that doesn't force you to live like a stray dog. And then use it a bit more to not live like a rapper and you'll never need a payday advance ever in your life.
>>216940190>>216940099
>>216939815>too retarded to follow argument being made through chain of posts Many such cases. Sad!
>>216940190How much do the Seminoles get?
>>216940066>calls others stupid>literally too retarded to even comprehend poverty>too retarded to understand outgoings can be more than income>too retarded to understand what a bill is>too retarded to understand the myriad of life curcumstances>too retarded to even comprehend life from other peoples perspective>a literal child with zero life experiences tries to think he knows anything about the worldGod, please fucking kill yourself. Your retardation is a shitstain on humanity
>>216940207why do jobs that force you to live like a stray dog even exist if there are good jobs that a high school graduate can get? Doesn't that sound weird to you?
>>216940230Because people are stupid and lazy, and will often just take the first thing they find and refuse to move on from it because that's the path of immediate least resistance.
>>216940230Because he is larping. He is literally a NEET retard who knows nothing of the world.Fucking retard cant even grasp that peoples income can be less than expenditures.
>>216940218Looks like 128k per member, 4000 members. those fuckers make bank
>>216940121>>car needs tires/transmission repair>>get sick to the point your bones hurt, miss three days of work>>kid breaks their armsevery month? God clearly hates you. this is why you have savings so that when the near impossible happens you have something to fall back on. but no poor retards(i.e the retarded & poor) spend more every month than they make so when any tiny thing happens they are completely wiped out for years under usuary
>>216940220Quit spazzing. Snap into a gas station Slim Kim and watch Wrestlemania to calm your frayed poor person nerves.There's simple math to not be in poverty. Simply spend less than you earn. That's it. Anything you wanna scream about beyond that simply proves the point that poor people are stupid and/or lazy 99% of the time.
>>216940220Not that anon but if you’re spending more than you’re earning then that’s a (You) problem.
>>216940184>i've worked minimum wage all my life and i have +50k savingsliving with yo0ur parents you fucking larping faggot.Go try pay rent and bills while trying to llive on some shitty minimum wage job at age 16
>>216940326Stop buying useless shit, brown boy.
>>216940299>Simply spend less than you earn>>216940315>spending more than you’re earning then that’s a (You) problem.How have you got this far in life being this retarded?Here, lets make it simple for youEarn 100rent is 80bills are 20food is 20can you see the problem here?You are -20 than you are earningSo where do you get the 20 from?RETARDSGod, I bet you faggots dont even have pubes on your balls yet.
>>216936881>116.73% interestNot even mafia loan sharks charge that high of an interest. Also keep in mind that it's COMPOUNDING interest.
>>216940326Maybe you should stop being schizo, being to stupid to have a good job, and not breed more retards that are financially dependent on you if you hate being poor so much.Under any economic system you would still be a bitter loser.
>>216940354see>>216940379So fucking retarded you literally cannot even fathom how reality works.How are you STILL not capable to understand that you are a retard?
>>216940404see>>216940220I am embarrassed to even fucking share a board with retards like you.you deserve to be executed and culled from the human species, you are that much of a fucking ignoramus.
>>216940404>I hate life and like to lower others in an attempt to raise myself up
>>216940379>How have you got this far in life being this retarded?I always start my day not spending 80% of my salary on rent.
>>216940326lmao that just saving 2500/yr or 200 month after working for 20 years not even including interest gains. i own a home and pay taxes, literally just stop being poor
>>216938882>its always cherokeeSounds better than Blackfoot I guess
>>216940478>pax taxesLol do you also pay your wifes bull
>>216940379>Earn 100skill issue>rent is 80>bills are 20>food is 20retard issue>So where do you get the 20 from?no doubt you get it servicing the local gloryhole
>>216940473>retard thinks people have a choiceSo say the rent in your vicinity ranges 80-1000You are so fucking retarded. So out of touch with reality, so fucking clueless of how life works.Literally, and i mean LITERALLY TOO RETARDED to even mentally comprehend poverty...Fucking hurry up and die>>216940478same shit.So fucking retarded.I never even knew people get this retarded.I GUARANTEE you are american. ONLY an american or a negro could be that retarded.Not even african negros are that retarded.
>>216939005Ok, brownoid
>>216936881So if I take those 5k and use it to win big at their indian casino I just pay it back the next day to avoid the interest? Sounds pretty decent
>>216940521>retard cannot even understand simplifications made for retardsFUCKKKKYou retards are fucking so retarded its infuriating.I put the scenario in such a simplistic term for you retards and you STILL cant understand.fuck.
>>216940572commie europoor outs xerself.
>>216940604Why are you so angry?
>>216940637>retard cannot readWho would have guessed
>>216940592If you were qualified to borrow at those rates to use it to play at their casino I'm sure they'd lend you way more then 5k
>>216940637he's poor and retarded and retardedly poor. he blames everyone else for his life choices and is throwing a childish hissy fit. he cant comprehend getting a higher paying job or cutting down on his expenses. 100% either a trustfund student or underage and living with his retard poor parents
>>216940659Big mad
>>216940572>So say the rent in your vicinity ranges 80-1000I’d move, which is what I did 5 years ago actually.Ended up buying a house working minimum wage, too.Haha, I’m such a dumb dumb, not living in debt, owning a large house with an even larger garden :)
>>216940698You’re mad as fuck too.
>>216940753at what? my income being higher than my outgoings? my small but comfortable savings? my home that i own?
>>216936881based red injuns stealing from the white man
>>216940743OK lets make it even more simple for this fucking retardRent everywhere in the entire world is 80food 20bills 20and you earn 100then what do you doyou fucking retardAll you are doing is trying to prove that you are so fucking retarded that you mentally cannot even comprehend poverty.Despite the fact most of the worlds economic systems are literally designed to keep the masses in poverty as indentured servants as poverty and wealth are mutually coexistent phenomena, meaning there needs to be people in poverty to create the status of wealth.Let alone there needs to be a mass of people doing mundane work to enable the few to live in luxuryBut...lets be serious, you are such a fucking retard that you cannot even understand poverty so all this high intellect subjects are unable to be comprehended by a fucking retard like you.Having to spoonfeed retards that are too retarded to even understand the most basic shit is too much effort to be wasted, so last (you)please, for the benefit of humanity, please fucking kill yourself
>>216940798>my life is awesome so naturally I rage at others about high interest loans made on tribal lands K
>>216940866>Rent everywhere in the entire world is 80in this fantasy land i'd move to mars and fuck Martian catgirls.
>>216940869no rage just mockery at the retards(you) taking them
>>216940866>Rent everywhere in the entire world is 80But it isn’t.
>>216939005Hey, cut anon some slack, they're a injun. It's part of their Spotamisspell culture.
>>216936881Hey can buy a jug and go to the casino early.
>>216940637He is a mentally deranged shizo who is always here on weekends. He is always triggered by any thread on /tv/ with a Native American Indian person posted by the OP. He always goes into every thread boasting about his wealth, home, and trophy wife, while negatively responding to anyone who will engage him. Every. Single. Time.
owo whats this thread about
https://www.youtube.com/watch?v=-r3A4uE7-SE
>ITT pic relatedwhat would it feel like if you didnt eat breakfast yesterday
I don't get why any responsible person would take on a loan for anything but a house to live in.>but something happened and now I need more moneyJust have some savings.
>>216939181Go upstairs and ask your parents what they’d do if a major appliance breaks down and they just spent their last bit on your chicken tendies
>>216937246>payday advanceIt's for people broke to the point a few hundred is make or break for them. So a check cashing place will give then an advance off their next pay check. They interest is like 26% or something like that crap.It's just another example of it's costly to be poor. All the fees and hits for late payments don't mater unless your broke.
>>216940866Bait used to be believable
>>216940207>just save money>can'tOops>>216940216Meme brained faggot. Nothing going on upstairs>>216940295Autistic retardI have a better life than (you) and plenty of money btw. Samefagging and pretending the average faggot isn't struggling making $800 a week is insane bbehavior. You can only be>mommies tendies trolls>genuine asperger $300k wfh Wendy's Chef (its not this one)>genuine jew/streetshitter shills
>>216941089id feel hungry, now explain a) how its financially prudent to spend more than you make each monthb) how this is everyone else's fault but your own
>>216940299Most people live within their means but life has unexpected expenses like layoffs, medical emergencies/injuries, car repairs, home repairs, deaths in the family etc. While some people are just stupid but there are plenty of reasons people end up with debt.
>>216941089Hungry but also warm because I didn’t spend 80% of my paycheck on rent and can therefore afford central heating.
>>216941165>>just save money>>can't>Oopsskill issue
>>216940184>i've worked minimum wage all my life and i have +50k savingsYou’re either in your 70s or live with your parents. Either way this isn’t the brag you think it is
>>21694122838, worked ever since i was 18. house isnt paid off. ~200/month into a savings account isnt impossible. not bragging well except to the poor retard spending 80% of his paycheck on rent spazzing out here
>>216937246When your drug dealer tells you he wants his $5000 or he kills you and no honest person will lend you money.
>>216941228>>216941228You are wasting your time anon.This guy is a retard on levels unknown to retardation.I think he must be a negroid too.Just follow the thread, you can see how retarded he (they) are.
>>216941376No drug dealer worth his shit will front so much credit to a smoker.In jail I saw some dude get stabbed over 30 bucks.
>>216941326>parents’ house isn’t paid off because they’ve had to support me for twenty years
>>216941326I deployed once in the national guard for 6 months and saved 30k. When I was 22 why did you do wagie work for 30 years?
>>216941428You take drugs to sell. You lose them or are robbed or you take all the drugs yourself.Dealer wants his money back or you die.Some guy from my school sold drugs for dealers, then they robbed him (in disguise or had a stranger rob him, whatever) and told him if he doesnt find the money to pay them back they will kill him. He didnt find the money.
>>216941226Meme brained retard. Streetshitting "human" chatbot living with 20 relatives in the slum
>>216940933>could be enjoying my station in life by spending time with family but I prefer arguing with people I consider lower than me Whatever you need to tell yourself anon.
>>216941165>>216940113
>all the financially illiterate niggers ittbig yikes
>>216941597>being this passive aggressive
>>216941622enjoy living in a van down by the river, brother
>>216939999checked
>>216940121>kid breaks their armsI live in poverty, but I’m horny. What should I do?>masturbate (costs nothing)>pull out (costs nothing) >condom (costs like a few dollars)>morning after pill (costs less than fifty bucks)>abortion (costs more but still somewhat affordable) >spread legs and coom with zero thoughts or planning (costs hundreds of thousands of dollars and lasts twenty years) Can YOU guess the right answer? Think hard because this is a tough one!
>>216939962Ive heard of bankruptcy tricks but they sound risky
>>216941215Rent options are limited, sometimes the one that costs 80% of your income is the only viable option and not everyone can just move states/cities on a whim to look for cheaper rent unless… you go into debt. But you’re literally a low iq nigger that can’t into hypotheticals.
>>216941165>Samefagging and pretending the average faggot isn't struggling making $800 a week is insane bbehaviorUnless you live in LA or some other high cost of living leftist shithole if you can't live comfortably off of $20/hr at a full time job it's a skill issue.
>>216938882Isn't there an american politician who rode the indigenous scholarship, and it turned out she has less indian blood in her than the average american?
>>216940121For me its only car maintenance I live in fear of
>>216941646>random insult circa 1992
>>216941764elizabeth warren, propped up as the next hillary clinton and imploded spectacularly
Between my wife and I we pull home like 55k a year after taxes. If im not raped by my car we usually save a bit every month and survive renting our 2 bedroom duplex. Just had a baby also so let's hope the car keeps trooping >>216940379Sounds like you need a cheaper apartment or a roommate
>>216940379i like how in order for your scenario to make sense you had to concoct one where you spend 80% of your net income on rent.
>>216941228I haven't gotten better pay from switching jobs but I did leave food service to become a hotel receptionist and its the best a low paying job can be. I get to dick around for over half of my 8 hour shift watching security cameras and sometimes guests even bribe me for shit
>>216936881I'm in love with my native american coworker, how do I confess my love to her?
>>216941486National guard pays that good? For what gassing negros and spics?
216942103>scenario to make senseI simplified it in the most simplistic ways because retards are here and they are super low low tier retards and they still could not understand it.You are of course clearly in the same level of retardation
>>216942266Sounds cool but what is there to bribe you for. Most things cost money anyway unless its shit like "let me get some extra linens dawg" or "ignore any noise complaints while I film onlyfans content in the room."
>>216941646I lived out of my van traveling America in summer 2022 and it was some of the best my life ever was. Did not see getting snowed in at Yellowstone in early june
>>216942290Firewater and meth is the quickest path to a squaws heart.
>>216940866The thing about modern trolling just being acting like an idiot is that idiots are naturally good at it.Don't let them piss you off.
>>216942395Ive been bribed twice to have their cat stay (dont allow cats) 50 bucks each time. Yesterday I got 200 but that was a long absurd story less a bribe
>>216939046this is exactly why everyone of these companies went bankrupt lol
I thought it's called "europoor" yet I'm reading about being forced to live above your means in the US. Just get public health insurance and social service housing, if you're job doesn't pay enough.
>>216942454desu anon i am just flabbergasted a person can be so out of touch with not just reality but the plight of others that they cannot even fathom people being in absolute poverty.Like they think the only reason people are in poverty is because they are stupid and spend too much all while the irony is that these people stating this nonsense are the lowest of the low of intelligence.
>>216942800>so out of touch with not just reality but the plight of others that they cannot even fathom people being in absolute poverty.>the only reason people are in poverty is because they are stupid and spend toocry harder commie +90% of poverty is due to drugs and retarded spending. literally just get a job, any job and budget and you'd have solved most of the poor's problems. its clear you have some bleeding heart messiah complex because you've never been working class or had to deal with the underclass
>>216940379what paycheck is $100?
>>216943078slim times at the gloryhole
>>216940099I laughed, spirit bear laughed too
>>216941727>If you can't live on $580 after taxes every month it's a skill issue>muh LA, Jew York City>2025how do you end up this fucking stupid? You must literally be a paid shill. I make $1600 a week after taxes and it's still not great.
>>216941702I'm honestly just going to come and kill you, how about that you stupid faggot. I'll see you soon.
>>216944015>off topic jannie babysat thread diesI'm sure I'll be banned and the thread will be deleted shortly now
>>216941940>next hillary clinton >Two years younger than herWut?
