Just give me your fucking house
Whats a reverse mortgage
A reverse mortgage isn’t some kind of trick to take your home. It's a trick to take your home
>>219325365Like a regular mortgage but going in the opposite direction
>>219325365you sell your house to the bank
>>219325428nice try, sell the bank to my house
>>219325365Your inheritance being sold off to some bank so your boomers parents can give more money to NCL.
Why are boomers so stupid bros?
>>219325365The ultimate boomer scumbag move, they take out loans using their house as collateral and then the bank gets it when they croak
I know a guy who works on a cruise ship. He said there's a fuckton of boomers who sold their homes to live the rest of their days out on cruise ships, because it's basically like an adult daycare
>>219325317>"Nooo, think about your kids after your death!"
>>219325317You aren't entitled to the assets of your parents. Want a house ? Buy it yourself. In the worst case you can pay the reverse mortgage and get the house back
>>219325317>youtube get deleting thr videoFunniest part
>>219325380The big difference is IGetYour home.
>>219325501I wonder how many run out of money before they die and have to live with the children who they fucked over.
>>219325380Like any other
>>219325365The bank pays you for a stake in your house. When you die the bank owns a portion of that house leaving any descendants with a battle to gain full ownership of the house, and in some cases, losing it altogether.
Any time i see a jesse stone/episode of blue bloods on i cant shake the idea that he hand picked most of the female actors
One of the best ytps
>>219325317So like how did he survive the plane crash?
>>219325317>Did you see the sunrise?
>>219325488>The ultimate boomer scumbag move, they take out loans using their house as collateral and then the bank gets it when they croakYour parents don't owe you anything.
>>219332684>Family doesn't mean anything. When you turn 18, get out and fuck off forever. You're not getting shit from me, bastard.
>>219332684>Just start from the bottom up and stay a goyim slave foreverThanks moshe
>>219325317I am no longer asking.Give me your house.Give me your soul.
>>219325317And it’s helped Me
>>219325365Bank buys your house from you but they get it when you die. Basically its one final way for 75 year old boomers to squeeze in a couple extra Vegas vacations and cruises before they die and leave absolutely nothing for their families.
>>219332784>>219332805You troons are perfect example why it is better to sell the house.
>>219333965bot post
That commercial always makes me mad but for a completely different reason. It reminds me that my beaner parents have rented the same house for almost 50 years. It's pretty much like that King of the Hill gentrification episode with Enrique. My parents never bothered trying to just buy the house even though the owner had had offered several times to sell it to them and even at a discount. Instead of a mortgage, they preferred just paying rent and wasting their money on dumb shit like throwing parties and going on vacations (without my my siblings and I). It's not like they couldn't afford it since they both had well paying jobs. After they die, they're leaving my siblings and I with absolutely nothing. It makes me eternally seethe.
>>219335269Earn your own money, parasite.
i still live with my parents in my 30s and pay them a shitload of money in rent every month.
>>219328663Jesse Stone films are so funny to me. These young beautiful women just can’t resist this old drunk part-time cop for some reason.
>>219325365Its something poor retards do when they run out of money typically in old age. Functionally, all it is is selling your home equity to a bank in return for monthly payments which cease when the (former) homeowner dies and then the bank takes the house.
Yes, the 'boomers' are the problem, not the people who brainwashed them into disinheriting their children, divorcing their wives etc
>>219335269They probably could have gotten a mortgage for less than their rent. What a tragic story.
>>219335861Those people are dead now. Boomers didn’t have to listen to them, they have free will. Stop defending them. Fuck boomer cunts. Evil antichrist pieces or amphibian dogshit
>>219335861There's room in my heart to hate them both
>>219335269why do they need to leave their grown kids with anything
>>219335479Why? Rich people don’t and everyone loves rich people!
>>219335954Because times are tough for anyone born after 1990? Because smart hardworking white Americans get left out in the cold in favor of some poojeet ti get overworked for years and then shit up the country with his awful brown face?
>>219325365My retirement plan
>>219325488Most are probably doing it because they didn't save up enough for retirement.
>>219335925>wtf this host is so stupid letting parasites eat itThose are your parents stupid, hating your parents is hating yourself. Hate the parasites
>>219335954Working to ensure that your kids are better off than you were is a tradition that has endured for thousands of years and ended with boomers, lmao
>>219335954I guess they shouldn’t be forced to give their stuff to their kids, but it’s definitely better than the government getting it when they die. As far as squandering it themselves and leaving nothing for their children, I suppose that’s within their rights, but it seems pretty evil
>>219325365>You own a house 100%>They give you money while you're alive>When you die they sell the house and they take back their money (plus fees)>>219335954family should look out for each other.
>only child>grew up to be complete loser>parents do well for themselves, own a home thats over a million dollars, also bought second home in another state that they rent out and will move to >i still live with them like a loser and pay them rent money that surely more than covers all monthly expenses they have so they dont even have to be paying their daily living expensesall i can hope for is that when they pass on (if i dont kill myself before that) that they leave me the houses and money and i can sell them and live out the rest of my days in a small apartment alone and miserable
>>219325317>The meme edit of this ad got Selleck so assmad that it has been purged from kiketube
>>219336589Have they actually said they're leaving them to you? If not, you should ask instead of just assuming. Boomers are known to be selfish and sell all their houses instead of giving it to their children
>>219333928Any capitalist who's shocked or appalled at this needs to be harshly subjected to cogntive and psychological testing to understand cognitive dissonance betterHumanity will never improve until we can fully understand the mind of the average person, and what makes them so stupid. Currently I belive it is a combination of freedom, and low emotional regulation. But there's no telling how the corpos have influenced things, as they've been running their behavioral control campaigns since color television became commonplace for the everyman.
>>219336722this, there's a 90+% chance they'll just sell it all and live on cruise ship tours till they drop
>>219335954Even for purely selfish reasons it's smart to have it as leverage against them to ensure they take care of you in old age.
>>219325317Fuck you Selleck
>>219336722>>219336832Well I certainly hope they don't do that. They usually go on a vacation every year and a lot of times it's a cruise. But they live extremely within their means and do nothing extravagant. I don't want to talk to them about those things, but I believe they have some sort of trust or living will or whatever set up, and I'm the only person who they could leave it to anyway.
It's amazing how gullible people are. They watch commercials and convince themselves to adhering to them.
>>219335954it's literally the only way to escape cyclical poverty
>>219325465Ncl?
>>219336919He has to put food on the table somehow
>>219337018Most of the people falling for it are probably elderly who have already began the descent into dementia
>>219336045>Most are probably doing it because they didn't save up enough for retirement.Most reverse mortgages happen to pay for medical bills. Kind of a uniquely American problem.
>>219325365You get a door, a window, a piece of floor etc for cash. Until you complete a house.
>>219325365A lot of people think it’s a way for Tom Selleck to take your house, but in reality, it’s a simple, structured program where Tom Selleck, after certain conditions have been met, takes ownership of the property and associated structures at the location where you either currently or once lived.
>>219335954better yet, why even have kids? they're just parasites anyways, might as well spend that money on yourself.hell, why even do anything to prolong your life? live the most debased temporary pleasure seeking lifestyle you can. all that matters is the dopamine you feel in the here and now right?
>>219331156Only small guys die in plane crashes.
>>219337462>Kind of a uniquely American problem.True, because Europeans don't have properties to sell and Global Southerners live in zemlyankas.
>>219325365Boomers living life to the fullest. A boat, a corvette in the garage, an all inclusive vacay to punta cana every year
>My parents buy an unfinished cabin that fell into disrepair in the late 90s for cheap as they both work immigrant tier unskilled labor jobs>Little by little we work at cleaning the place up and fixing things all together as a family, even though I'm in 2nd grade and my younger sister is still in kindergarten they tell us it'll be our cabin one day once they pass it down to us>Eventually as the years go on and we get older and more capable, the projects grow in scale and size (clearing trees, adding a new deck, redoing our gravel driveway, roof repairs and new shingles, and more)>As we enter our teen years almost every single weekend, holiday, and vacation is spent at our cabin, working>Our social lives take a nosedive as our parents refuse to let us stay home and hang out with friends or do normal teenager things because this is important work that has to be done right now>Miss out on everything because I'm always busy and can't, eventually stop getting invited to things and fall out of touch with friends >By the time we're in our late 20s we're both mostly friendless shut ins and our parents are getting ready to retire, the cabin looks amazing and the area's seen a lot more development over the years>They have a talk with us and tell us they're selling the cabin now that the real estate market in the area is booming and they essentially don't trust us to keep up with maintaining it once they're too oldAs it turns out, they were retards that only began investing money for retirement in their 50s when it was already too late. Guess who's never seen a dime of that money despite sacrificing our youth for it.Anyways seeing this commercial just brings up these memories again even though it has nothing to do with reverse mortgages.
>>219335539I pay the internet and the gas bill. I alsoWork with my dad soI guess it works out
My parents make a decent amount of money (hard to say really how much) but they go on 3-4 trips a year and have been doing this for the past 6 years and for the next 6 years. Why are they like this? They have three children, none of us have careers we’re all in our 30s. We need all the help we can get.
>>219339148kek feel bad for most gen-x/zoomers, thankfully my parents arent retards
>>219339185>they're selling the cabin now that the real estate market in the area is boomingThis can be understandable. My house has 17 times the value it had in late 90s, with minimal maintenance.It has sentimental value to me, but fuck me if I didn't think to sell it and basically immediately retire when I heard the price back in 2022.
>>219339373youre gonna get the house(s) and money when they die, dont worry
>>219339373Fuck you in your 30s bro, what the fuck are you doing.
>>219339587Damn finna didn’t think about it like that dawg sheeeeiiit sheeeeit mango sheeeeit
>>219339587My dad never worked why should I? Plus I’m tired of the thousands of applications with no responses. Should’ve just made it off crypto
>>219325365Boomer’s final fuck you to the future generations
>>219327805> boomers get handed a perfect, rich society> high pay, low tax and cheap homes> when they get into positions of authority they immediately flood the countries with nigger and brown immigration so they don't have to pay wages> house prices explode with rising population> final salary, inflation adjusted pensions and an increasing healthcare cost on tax payers"Son just work hard like I did"
>>219339803*obviously this is more relevant for the EU than the US but even the US isn't that far behind
>>219339373maybe your parents see that you are all losers and dont want to help you. im in a similar postiion in my 30s but my parents dont travel excessively (at most a trip a year) and hopefully as an only child ill get their house and can sell it to live frugally for the rest of my years
>>219337116Norwegian Cruise Lines aka Boomer daycare.
I like Tom Selleck more than my own children. He deserves my house.
>>219339587How old are you, zoom zoom?
>>219340134I am 50.
>>219325317Police, I am confiscating your house!
>>219332684if this is the case then children don't owe their parents anything eitherboomers can enjoy being abused by underpaid spics in the care home
>>219340309Your parents will outlive you.
>>219340220Gen Xers don’t get to say shit then. You had it piss easy too.
>>219325501Do they have to keep planning new cruises or is there a way to set it up indefinitely?
>>219340396>Gen Xers don’t get to say ACK!!!!
>>219325501Names of these cruise lines? Aren’t they worried about big millennial chads tying them down killing them after robbing them?
>>219340875? What does this have to do with anything? Dumb gen Xer.
>>219325380I know what your thinkingI will take your family's heartsMake your retirement, my retirement
many older Americans little wobblymany older Americans little jumbo
>>219325317Give me 1 (one) good reason boomers shouldn't reverse-mortgage their home
>>219336123>Working to ensure that your kids are better off than you were is a tradition that has endured for thousands of yearsAmerican education everyone!
>>219341596They need to give something back to the youth instead of taking all their lives
>>219341953This, Europeans always ever worked for the state to be better off.
>>219341502But you know what that means!
>>219341062Who is this guy anyway?
>>219342386What has the youth ever done for boomers?
Boomer final fuck you to thire kids. Such an evil generation of people.
>>219325317Hand over the keys, boomer. I won't ask you again.
>>219336808lol sounds like your parents are assholes
>>219342656Suffered their existence for 40+ years
>>219339185This story upset me. They should have never promised the cabin to you and your sister, anon. It was your birthright. Instead they used you for slave labor at the cost of your social development and will reap the financial rewards. You could have lived in that cabin if you needed to. Be very certain that you'll never see an inheritance.
>>219341596even if you hate your children and want them to have the hardest possible path to success, what does giving all your money to israel do? Simply lighting the house on fire would be less awful.
>>219343104Well "wealth management" businesses, but that's even worse because they'll use that money to actively make shit worse for the next generation instead of just using it
>>219327805The main reason Jews dominate your country and are exterminating your race is that they don't think like this, btw.
>>219343104>what does giving all your money to israel do?They use that money to dronestrike your brown ass and it makes leftgroids shit and piss in impotent anger. Money well spent.
>>219343175This is the most infuriating part. Minorities, Jews, all work together but elderly white boomer parents? Fuck you I got mine!
>>219343175>The main reason Jews dominate your country and are exterminating your raceI am not Palestinian though lmao go back to reddıt
>>219327805>arab immigrants? Pass their assets to their children>asian immigrants? Pass their assets to their children>spic immigrnats? Pass their assets to their childrenEven BLACKS pass on their assets to their family, that's not a white people problem btw, its an American-whiteoid problem.
>>219343271Jews are exterminating the European race. You people were saying that in 2015.
The entire point of Trump was that he wasn't a republican piece of shit. So why are trumpoid cultists spewing the same old boomer republican memes as always? Is it because they're subhuman retards who were taken in by a lying conman?
>>219339185I hope you cut all contact with your parents completely after a stunt like that.
>>219325365Here, let me use a visual aid.
>>219342563Just a stock image actor.
is doing a living trust worth 5K?
>>219343384Sunk cost fallacy, I guess. They don't want to be seen as duped retards, even though that's exactly what they are.They'll still support Trump even after he says shit like this:https://www.youtube.com/shorts/BOXfTf9B1Qw
>>219343682If you have 60K$ or more to pass onto your children yes. Otherwise no.
>>219325365DO NOT ASK QUESTIONSGIVE HOUSE NOW
>>219343946not much actual capital but the house is paid off
Guys, say hypothetically you have a son, your only child, and he turns out to be a complete loser. Not in a homeless, drug addict, life in prison loser, but like a NEET-style loser. Like, still living with you in his 30s (but he does pay rent, he's not a leech), never had a girlfriend, shitty ass job, and really doesn't have much of a relationship with you, you know, barely talks to you, you don't do anything together, pretty much he's just like a roommate in your house and you guys barely know each other. You know that your family line dies with him.Would you still leave him your resources when you die, like your house, money, etc? Or would you resent him for being a loser and just leave him nothing?
>>219335954So their assets can stay in the family and their children can prosper. Not doing this undermines the family unit, which undermines the social contract, which undermines civilization. You are a retarded savage nigger too stupid and selfish to understand morality. Behavior like this is why the law used to enforce moral codes and prescribe beatings, people like (You) are too subhuman to do good for its own sake.
>>219344324Leave him everything he needs all the help he can get. Some people just don’t have the “working” gene. Not their fault.
>>219339185I just want you to know I’m going through something somewhere between 40-60% the same as what you’re going through. Different levels of attachment to the thing in question. You don’t sound pissed though which is weird because if I was going through 100% the same thing I would be.
>>219344324>he just 'turned out' to be a loser, nothing we could have done
>>219344330>So their assets can stay in the familythats part of the reason why i still live with parents and pay them rent at a pathetic age. well besides just being a loser who wont even have a life anyway. at least paying my parents rent it stays in the family and they can have additional income to not need to worry about expenses as they enter their 70s and can use it how they want. im never going to own a home and have no desire to so the rent would be going to a landlord otherwise.
>>219343175TRVTH
>>219344461interesting theory. i dont think my parents were exactly that but i dont know where they fall. my parents actually provided me a lot of opportunities. but i think the biggest problem is that they never really cared much about how i was actually doing. i did very well in school through high school so they were happy about that, but my complete social retardation they never really gave a shit about. being miserable and angry all the time they didnt care about. and then as that persisted through high school, college, my 20s, and then early 30s, they still never really cared.i wish they could have seen how bad things were for me in high school and gotten me therapy, maybe i could have turned things around. but yeah i think the "absent but omnipresent" thing wort of applies, although i dont feel that they really stifled me. just like i said, seemed to care more about themselves than my clear issues.
>>219343460>Just blowing away 20k just like thatThese people are given this much money?
>>219339185My parents took $10k from my sister and my inheritance from my grandma we were going to use for university to fix their roof when we were 10/13. They always said they would pay us back.And they did pay my sister back. But when I asked about it, they said "oh, we meant we would pay you with food, housing, support, etc. when you go to uni"Regarding "support", they would also give her rides everywhere and make me take the bus.They definitely have the money, because they go on trips with her without inviting me.When I was a kid she would always get preferential treatment, so I shouldn't be surprised. This was definitely the most brazen though.
>>219340309>if this is the case then children don't owe their parents anything eitherCorrect>boomers can enjoy being abused by underpaid spics in the care homeUnless they use their money to buy a stay at a nice nursing home.
>>219344954Sounds like my parents, and I barely escaped from being a NEET. So I think it has something to do with it.My parents did take me to therapy when I was a teen after a lot of convincing. For some reason the idea that I needed therapy enraged them, they treated me like absolute shit after I admitted I was depressed and suicidal. Best thing it taught me is that actually I didn't need therapy, I needed to get the fuck out of there.
>>219340396Bra but only if you never had any setbacks. I’m far more fucked than you are at the stage you’re currently at assuming you have progressed normally. I think you forgot boomers were our parents. They didn’t do a good job.
>>219351897*Nta not bra
>>219350541yeah once one borrows money, that shit is gone. no one is safe, no one is an exception. borrowing honestly should just be forbidden, and that's ultimate proof that it never works out unless a blood pact is made in contract. sucks that had to happen to you
>>219344461My brother drank himself to death living in our parents’ basement. He was 40. Neither of them take any responsibility. My mom said “he just couldn’t handle life”. Idk maybe help get him into therapy?? Maybe intervene in literally any way??
>>219340754You can buy a room on a ship, coming and going as you please.
>>219325481They were massed psyop'd by the Jews and WWII generations to be this retarded so that nobody would figure out why, for no reason at all, Hitler came to power. They were the first in line for feminism, niggers everywhere, male genital mutilation, and holocaust class. They were raised with an electrojew in every room teaching them about white guilt. They got drafted multiple times to die in pointless wars in shitholes nobody cares about. Mass immigration and ending bretton woods, arguably the two biggest ones, were also things done to them and out of their power.The constant inflation brought on by fiet kike money and the petrodollar meant that having a savings account for retirement was stupid, so they bought houses instead.I'm sure i'm forgetting some things, as you can see it's a fairly long list. They didn't stand a chance.The reason Boomers love their lawns so much is because it's one of the few things they have ever had control over.
Kinos about home ownership?
