The peasants needed someone to blame besides themselves, for taking up loans they clearly could not afford to service.

>b-b-but the banks shouldnt have let me do it
Politicians forced them to, dipshit, which is why nobody went to jail

>>219945249
>nobody went to jail
the only part that matters and the reason why it is going to happen again

Oil baggies status?

>>219945249
>take out legal and approved loans you believed you could pay back on the advice of legal and approved financial experts
>you're a bad person when the economy takes a dive, you lose your job, and you can't pay them back

>knowingly give out millions of loans to people when you know for certain they cannot pay them back
>morally neutral when you make the state force the taxpayer to pay you anyway (and you get to keep the money you already made from the loan and you get to keep the house)

You understand that the politicians were paid by the banks to make those regulations?

>it’s just money
>entire economy collapses, everyone is destitute, the money stops having any value

>>219945388
Literally just eat less for a little while, lmao

>>219944832
No he just understood how the game is played

>>219945366
I like the part where everyone ignores how the loans were aggressively marketed towards the poor.
>the mortgage that adjusts with your lifestyle!

>>219945366
I blame the idiots taking out a mortgage just like how I blame people for taking out student loans for out of state colleges

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>>219945249
The issue was not that they made a bad investment. The issue was that they forced the public to foot the bill for their mistakes.

Crony capitalism. Privatize the gains, socialize the losses.

>>219945366
>>you're a bad person when the economy takes a dive, you lose your job, and you can't pay them back

Yeah. I don't have these problem. I coasted by through several economic crashes, wars and even global pandemic, with working class job, and absolutely no one to fall back on. I decide on things with a speed of a glacier, and there is a fuckton of things I had to just not have/not do. When I chsnge jobs, there is usually a time period where I work both the old job and the new job, so that I am sure there is not a situation where they fire me or I quit within first three days.
Your life is YOUR redponsibility, no one elses.

>>219945249
If I told you that I’d loan you $500k and the required payment is $250 a month, and its designed to be paid off in 30 years, and there are laws that prevent me from just outright lying to you, would you take the loan?

>>219945955
And there is no blame on the firms that knowingly made millions of these loans to those people when those firms knew for certain that they couldn't pay it back? Remember that these firms also knew that they'd get to keep all these houses, they'd get to keep all the money already paid off the loans, AND that the state would force taxpayers to bail them out when the system they designed 'failed', so they weren't taking on any risk whatsoever.

The only interruption to the whole scheme was when Occupy asked for the bail-outs to go to help people keep their homes, rather than to go to help these firms get some extra money.

money is stored time

>>219946624
The best part is how the house’s values were artificially inflated by fake loans and they never decreased in value.

>anons still haven't realised that there's no such thing as a society where the lessers are not at the complete and utter mercy of their betters
sad
your literacy was a mistake

>>219947110
you’re brown

>>219947163
you're poor

>>219946625
That is a wagies perspective

>>219947179
that’s not the worst “no you” I’ve ever seen but it is definitely brown tier.

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>>219945316
They were willing buyers

>>219947110
In low complexity tribal societies it's a lot harder to be a morally bankrupt demonic vessel without getting your ass killed

>>219945316
>>219947243
It's not even the 'did they go to jail' thing. It's that they were bailed out in a very particular way, the firms remained solvent, their customers were fucked, and the taxpayer had to foot the bill.

>>219946611
That math ain't mathin, boss

>>219947753
It would be against the law if any of those statements were false.

This is how most subprime loans were sold.

>>219947791
I'm glad I don't understand this shit. Must mean there is 0% jew in my dna

>>219947326
it's extremely easy retard, just be the oldest

>>219947791
It is against the law to demand to see someone's private medical records, and yet Covid passes happened and everybody fell in line. Are you a child?

>>219947933
>I don’t understand how lying works, that must mean I’m going to fall for it over and over

yeah.

>>219948288
A child would think “are you vaccinated y/n” is “demanding to see your medical records.” Because children are not capable of nuanced thoughts

>>219947714
And per your last point, the problem isn't even that the taxpayer paid the bill, but that they remained in charge. I'm positive the American public would be far more accepting of the whole fucking thing if the entire c-suites got booted from the positions and the government launched investigation on the top dogs who allowed that to happen.

Yeah. "It's just money" is an incredibly out of touch idea that completely undersells the fuckery that the average Joe is about to suffer.

>>219948418
nuance is newspeak for shut up and obey me goy cattle
i am a human being and i have an instinct for when i am in danger, you cannot overcome this with your fucking "nuance"

>>219949657
Money only matters to the people who can’t print it, would be the point of the line.

>>219949699
>nuance ackshually means [opposite of nuance]

See, an adult realizes when someone demands you do something illegal, you not only don’t have to, they can’t do anything if you just lie.

Like how, in texas, when most people realized automatic traffic cameras violate the sixth amendment, and there’s nothing anyone can do to force you to pay fines issued by them, they scrapped their automatic traffic camera program.

>>219949755
Your reading against Spacey's next line, when he says that if he were digging holes, at least he'd have something to show for it. The film deliberately juxtaposes those lines to expose that moral disconnect.

>>219949934
Anon both those lines are about how little they value money

>>219949861
>>nuance ackshually means [opposite of nuance]
yes, and ignorance is strength, freedom is slavery, her penis
you're not making a gotcha you're just confirming what i already know
>when most people realized automatic traffic cameras violate the sixth amendment, and there’s nothing anyone can do to force you to pay fines issued by them,
there is no nuance to that, they realised that they can tell the state to fuck off so they did
if they hadn't realised it they would have obeyed
there is no nuance, the correct reaction is to defend for a private citizen is to defend himself at all times against all trespass, but people do the wrong thing and obey all the time

>>219949973
Care to elaborate? I'll concede Tuld's point being about that, yeah, but not Spacey's. He may be greedy, but he wants to earn his money through tangible value.

>>219944832
He was right, if they didn't do it someone else would. They deserved to survive for figuring out what was about to happen even if it might ruining a lot of their business relationships.

>>219950034
It’s a mapping issue, isn’t it. You can’t map a value measurement scale where a hole in the ground is of greater value to the guy than fortunes won and lost.

>>219950076
How was someone else going to sell assets owned by jeremy iron’s company?

>>219949934
what makes this film so good is the things it doesn't say directly, like how everyone in the Firm was once holding a proper job, tucci's character was building bridges, spacy was civil engineer, quinto was studying to become a fucking rocket scientist. the smartest and brightest individuals that have the skills to make a real difference in the world got swept instead by wallstreet and ended up making everything shittier

>>219950137
They weren't the only company that held mortage-backed securities, dingus. Another firm could have come to the same realization, done the same kind of fire sale and completely fucked them over.

>>219950359
>you need to be a rocket scientist to understand high finance
>okay now that someone understands this we need to immediately spread it around as much as possible so we won’t look like the bad guys
>okay our spreading it around is causing our fraudulent assets to appear fraudulent by how motivated we are to spread them around
>also put none of this in writing

>>219950443
>we have the ability to crash the global economy which includes us, if we don’t do it someone else will
>also we basically fire our entire trading staff every few quarters just because

>>219950842
It was inevitable. Like Jeremy Irons character said, there was absolutely nothing they could do about the situation, except react and try to make money

>>219952120
>commit crime
>pretend it’s consequences are inevitable

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>>219952676
>crime

>>219945366
>>219945806
>>219946094
>Take actions which are the most beneficial for your company
>This somehow makes you a bad guy
kys dirty commies.

>>219952158
Nice.

>>219953806
>just crash the entire economy bro it’ll make line go up

>>219944832
Derivatives are not "money". Fiat that can be printed to infinity (=diluted) is not "money". Only finite sources of Gold + Silver are SOUND MONEY. >>219945249
Bankster's buttboy on /tv/, there's always a couple. You'd sooner blame the addict than the drug dealer + makers.

>>219953880
You asked for it, faggot. Stop complaining.

>>219953954
When did I ask for the entire economy to become fraudulent?

>>219950076
>if they didn't do it someone else would
I'd like to kill any and everyone who thinks like this with my bare hands.

>>219945249
The billionaires need docile, obsequious sewage like you to defend them at their worst, against your own interests and existence, and shift the blame for them. You believe it brings you closer to the ruling class, but you will end up washed out along with everyone else.

>>219947243
your honor, those 18 year olds were willing to buy those guns to shoot and kill each other, that's not on me

>>219953806
If a ship is sinking it's 'every man for himself'. These guys not only scuttled the ship, they lobbied to make sure there were only a few lifeboats.

>>219954041
we have you on tape claiming they’re airsoft and it’s perfectly safe to shoot people with them. You then go on to describe how the squib system works and how part of the game is pretending you’ve been shot, and that everyone else is already playing and they’re the only ones who dont know yet

Luigi did nothing wrong

>>219954121
>they’re airsoft and it’s perfectly safe to shoot people with them
this doesn't say anywhere on the contract I had them sign

>>219945249
>for taking up loans they clearly could not afford to service
The loans were part of the problem, sure.

The BIG problem was when they bundled good and trash loans together, paid the rating agencies to only look at the good loans and keep lying to everyone on their faces until the music stopped.

I don't need to look at this anon's Early Life section.

>>219954283
I can’t continue this jest. I’ve had people lie like that to my face after hearing their own voice on a recording.
>that is not what I said in the email

>>219953935
Of course it is. It just isn't private money, it's central bank money.
Rather than being a declaration of fealty to the treasury of your crown and county, the dollars in your account are a declaration of your fealty to the central banks. Different master, same exact principle.
The only thing you can own, TRULY own, is the ability to kill people. Anything else is an illusion.

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Can someone explain to me the scene at the end where Kevin Spacey burries the dog? What was that for?

>>219955849
Getting rid of evidence.

>>219953935
are you like a 60 year old schizopgrenic?

Nobody cares about this guy "NOT REAL MONEY!!!" boomerism anymore

>>219955849
At the end he says that even after 20+ years working, he still needs the money. He's divorced, lives alone and the only thing that made him a little happy used to be his dog and that's gone now too.
He's just another cog in the system now and only money gives him a sense of purpose, even if he knows how it's empty "it's just money".

>>219955849
The dog had died, and a common ritual in which humans engage is to bury their dead loved ones.

My favorite part was when he says
>what is this, some kind of Margin Call?

>>219956809
He never said that. You are making stuff up

>>219956595
I give all my pets ship burials, set them on fire as they float away. I put their favorite toys on the ship too.

>>219945512
The brown anon that typed this did rap hands after typing it.

>>219948418
>demanding to see your medical records.
Your vaccination status is protected by your hecking chungus laws. You have some mandatory vaccines, your doctor keeps record about your status, and your employer assumes that you adhered to the mandate. It is illegal to demand to know your vaccination status. And yet nobody cared.
Just look at you you clown, you prattle about law, and yet the simplest example one post later makes you go into full excuses mode. I knew you would.

>>219953806
However, the company should be allowed to fail if they fuck up. Otherwise it's not capitalism, you pinko.

>>219954014
Why don't you? You can murder politicians.

>>219957861
Shit has to get bad enough that people weigh the pros and cons of committing murder of the elite and their toys before that becomes a possibility.

>>219957589
See >>219949861

>>219950028
>there’s no nuance to realizing threats are empty

That’s the actual definition of nuanced/critical thought, child.

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>all this bickering about symptoms of the real problem
the core issue is a debt based fiat currency system created by you know who. we should do what Andrew Jackson did

>>219958833
didn't know he was so based

>>219945249
People still don't seem to get that the issue with the GFC wasn't that there was a mortgage bubble, it was that the mortgage bubble almost collapsed the entire financial system because the two main assets that back the entire thing is American mortgages and American treasuries. Had the mortgage bubble just been a swindle to get people to sign up to loans they'd end up defaulting on when interest rates went up, who gives a shit? Its not like Jose the gardener though the would crash the global economy because his mortgage was too big.

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>>219953806

>take actions which are most beneficial for your company...
>...for the short term but which have catastrophic consequences in the long term.
>get bailout money from the government because you're too important to go down

a commie is you. it's been said in this thread already; we have socialism in this country, it just only applied to the losses of large, private industries.

>>219947714
>It's that they were bailed out in a very particular way
they were bailed out because it was a government guarantee on the sub prime mortgages, that's why they were willing to lend to people who otherwise wouldn't meet the banks standards for loans.

>>219944832
Normies like these types of movies because it makes them think they have a place at the table.

>>219947933
>I'm glad I don't understand this shit
in the 90s bill clinton needed the brown vote, said every american should be able to buy a house
passed legislation that would back the loans to people who were "sub prime" with prime meaning someone who can afford it, has stable income etc. and sub meaning not that.
so the banks started blasting off tons of these to people who can't actually afford it because the govt is the one backing it if they fail to pay it back, and the bank is taking a commission for the sale either way so it's free money for them with no downside if the people can't pay the loans back.

The best part is these types are going to get replaced as our de facto rulers by amoral technocrats whom not only want to enrich themselves, but wish for the enslavement and genocide of all mankind save their own elite lineages. These next 20 years are going to be something.

>>219959589
>Mark Carney

>>219959559
where's the part where bill forced banks to aggressively sell predatory loans to poor people with the promise that it would adjust with their lifestyle and somehow they'd pay off a 500k loan with $250 a month?

oh. oh.. that didn't happen. okay.

>>219959589
tech bros are back to being uncool, all these LLM "AI" companies are all memeshit.
dems are going to take back power in the midterms, have faith anon.
the time for dooming is ending, the time for blooming is near.

>>219959178
Except occupy did realize the "debt economy" was the backbone of the entire economy, and was completely fraudulent, and was demanding change. The result is now every "capitalist" country is reliant upon a fake resource that can be infinitely reprinted.

>>219952676
That entire industry SHOULD be a crime but isn't, what is truly immoral in that kind of environment?

>>219957011
>rap hands
???

>>219959806
printing money is not an "industry."

>>219959738
>where's the part where bill forced banks to aggressively sell predatory loans

>person comes to bank
>wants to buy house
>bank looks at what they can afford
>so you don't qualify for anything we offer but here's this government backed mortgage
that's how it happens. it's just poors being too fucking financially stupid and taking on debt they couldn't repay.
it's called SUB PRIME lending because the people are not PRIME aka have stable finances, good credit etc.
these sub prime fuckers are not entitled to a mortgage they can rent.

>>219959833
>printing money is not an "industry."
good thing that's not what we're talking about I guess

>>219959845
I guess nobody told you that the mortgage brokers were signing people up for subprime even if they were prime because most people can't even understand the issues involved with those mortgages and brokers would lend more money and earn a higher commission.

>>219959930
the financially illiterate retards.
it's not the banks fault that the government was backing these, they were all working within the same system.

>>219959897
except we are talking about "the debt economy." Which is built around the recursive loop of leveraging loans by calling them assets.

>>219960064
When something is predatory, it is entirely the fault of the predator. "buyer beware" just leads to total collapse;.

>>219960064
Nobody forced the mortgage brokers to give people subprime mortgages when they qualified for prime.

>>219944832
heh
I made that webm for /biz/ back in 2022

>>219947714
They bailed out to prevent a total financial collapse. And many firms/banks did in fact vanish over night.

>>219959930
>hey you're earning 130k a year, how about this 30 year 3m dollar loan where your payment is 3250 per month!
>hell fucking yeah you're retards!
>oh wait fuck shit

>>219960183
Correct, they here heavily incentivized.

>>219960226
Well, we're about to see total financial collapse due to the bailouts and the refusal to prosecute high finance criminals, so its getting increasingly relevant. if only you could copyright it and flee to... oh right, the global economy is about to collapse.

>>219960316
Could've chosen not to. I guess they were just evil or something and I mean, who can blame them for that? Its not like there's laws against being evil.

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>>219960373
looking forward to it
/biz/ actually has better tv/film memes than /tv/ does

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>>219960373
>Its not a "collapse", Anon!
>Its a....
>GREAT RESET

>>219960414
>they could've chosen not to make more money
anon. if they didn't choose to make more money, someone else would've.

>>219961082
>your honor, if i hadn't rape her, someone else would've, therefore i'm innocent

>>219961152
that is the exact argument jews use all the time. when something is heavily incentivized and there will be no consequences, they act like it wasn't their fault they did [whatever].

>>219947714
Taxpayers didnt pay for shit

>>219962174
correct. (you)r money being devalued by bailouts to the point where you can't survive without theft isn't (you) paying for anything directly.

>>219946094
its not that simple either, big companies are already deeply woven into the fabric of a states economy and their owners dont get the "gains" they just profit from the theoretical value of a company (which they had to take losses on).

If this were 19th century capitalism things would be easier.

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>>219962570
except it is that simple. big companies becoming the primary controllers of governments mean government officials wield no power, and private institution are left to regulate themselves.

>>219962898
and how are we supposed to tell who controls who?
The solution to the problem of companies merging with the government cant be the government merging with the companies because that leads to exactly the same end result.

>>219963003
>how are we supposed to tell who controls
considering bribery is protected speech, thus, public record, very easily.