This board is for the discussion of topics related to business, economics, financial markets, securities, currencies (including cryptocurrencies), commodities, etc -- as well as topics relating to starting and running a business.Discussions of government policy must be strictly limited to economic policies (fiscal and monetary). Discussions of a political nature should be posted on >>>/pol/. Global Rule 3 is also obviously in effect.Note: /biz/ is NOT a place for ADVERTISING or SOLICITING. Do NOT use it to promote your business, ventures, or anything you may have an interest in. Anything that looks remotely like advertising or soliciting will be removed. Begging/asking (including tipping) for cryptocurrencies or asking for money/capital is also strictly forbidden.
Check the catalog before posting a new thread!Reply to existing threads about a topic instead of starting a new one. Mods will delete obvious duplicate threads and spam without notice.
Check the catalog before posting a new thread!
Reply to existing threads about a topic instead of starting a new one. Mods will delete obvious duplicate threads and spam without notice.
How are those jobs numbers looking bros?
>>61835692>walmart greeter takekek
>>61853862>>61853880pretty obvious id change. crazy that you'd do this instead of admitting that you're wrong.i just wish you, and all the countless anons on here now like you would stop being really bad people anon.my intention was to hurt you with words the way that you hurt others with yours.it feels bad when i use nasty words. no joke.i can never be totally sure why you are the way you are.less than 0.1% of school shootings are commited by trans people btw. (50% are committed by cis white males—you brought the subject up so i'm gonna say it)you always have a choice.
>>61858727>Obvious ID change for no reasonOkay
>>61859520well you're either a coward who hides behind a proxy to avoid having to take responsibility for their own failed position—or, you truly didn't respond at all because you're a coward who can't admit that your ignoramus fascist masters categorically set you up with failed idea after failed idea after failed idea to humiliate yourself with in debates.and yet here you are, trying to avoid recognition of the case being the former...so—which one.
I start my new white collar job next Monday... Got to get some cheap business casual clothes since I gained so much weight....
BBBYQTOKENS.COMTZEROWAGMI
Nigga, take a bath and put your money in something actually worthwhile like LINK
>>61859947>Nigga, take a bathno you
BED BATH AND BEYOOOOOOONDD.Pedo hedgies on ledgies.
>>61860846I think she likes Jake. She wants him to squat down on her face and give her the ol' "Third Party Release" if you know what I mean.
>>61861006Youre either jake or a grown man fantasizing about another grown man having sex and spamming about him across multiple idsBoth are equally sad and cringe
First time /biz/igger here. Just got a $100k windfall, never invested or anything really and never had that much money to play with before.What's the best thing I can do in the current market to make it grow?
>>61860116>What's the best thing I can do in the current market to make it grow?Listen to advice from /biz/
>>61860116>What's the best thing I can do in the current market to make it grow?Long term? Invest in the world market, it almost always outperforms day traders. Short term? Just pick something you think will make it big in the near future but isn't talked about much currently. Don't listen too much to headlines.
>>61860116Park it in a high interest savings account and wait for BTC to bottom out in Q4. Then buy one or two BTC depending on your risk tolerance and wait. Put the rest into an ETF, VT specifically. In less uncertain times it'd be VTI. VT is more diversified. Sell the top and put some profits into the ETF. Rinse and repeat.Or go get real financial advice.
>>61860116DO NOT ASK BIZ FOR ADVICE
>>61860116If you aren’t trying to gamble it, buy a market index fund like VT and forget about it for 10 years
You guys in the EU make less than us on paychecks, but you get to keep more of your money because you have universal healthcare and PTO while we have to pay for private insurance which chronically denies people's health situations. Are people saying that starting a business in the EU is difficult because of the regulations? What regulations does the European union impose on its citizen's than they think it's easier to start in the United States instead?
>>61860796As far as I keep reading on economic subreddits, negligible, the US just has far more available credit and tax companies a bit less at start allowing them to grow, otherwise its basically the same, sounds legit just a complacency issue from europeans, most of the time they get more unemployment benefits than they would working and have legit no time limit for them so they just don't bother lol
in my country, the one thing one has to look out for is paying for your own social/healthinsurance, ie, if you have your own business, you need to pay taxes for your own health/socialinsurance, and the taxman wont ask you for the first 3y of that business.After the 3y pass, you will then have to payup all the retrospective social insurance tax costs incurred, which fucks over a lot of retard or unfortunate first business owners
>>61860837This is why we need a unified EU business regulation and undermind the corrupt sovereignist that want to keep individual burocratic fuckery.
>>61860815>Some are easy (Germany)> some are very hard (Italy)let me guess italian never tried germany?Germany is known to be a bureucracy hellhole with people fleeing to other countries from it.>>61861032>unified will fix itFrance&germany have been dictating eu lawmaking. You will eat shit as you already do. You have eu wide higher taxes because germany didnt want to compete and made mandatory higher minimum vat a thing.Not to mention that countries that joined got their industries destroyed by unified regulation and had to import from germany/france what they used to produce themself
It's the one thing the USA gets right. I personally made a "business" (that never made any profit) in the span of an afternoon. Cost maybe $200 to get my identification numbers for the llc
How much will Bitcoin be worth in 20 years
$68,000
Paradise Edition>Some helpful links to numb the painhttps://findahelpline.com/https://www.nvidia.com/refunds/https://www.whitehouse.gov/refundshttps://jlingz.com/>Educational sites:https://www.investopedia.comhttps://www.khanacademy.org/economics-finance-domain>Financial TV Streams:https://www.newslive.com/american/cnbc.htmlhttps://www.livestreamy.net/bloomberg/Comment too long. Click here to view the full text.
>>61860953Yeah, it's not DRAM either, but it's all related. I also bought a NAS.
>>61861010>58% premium to Friday close is massive.what do you mean by this?i might make a thousand bucks off my callsi'm to scared to go all in on the BIG ONE i can't afford to lose money i don't want to have a job
>>61859536I'm not even in this scale
>>61861015how is this bad?
>>61861045It's $35/share officially announced
there are people buying BTC at $67k expecting it to miraculously recover and moon to $300k+. what is society doing to help these mentally ill people
>>61861000thisbobotards are really expecting a -80% capitulation just like mumutards were expecting a 6x ATH from the last one
>>61861002the meme target has always been bitcoin to $1,000,000
>>61860893I expect it to fall a little further but I buy every week
>>61860893>There are people buying Bitcoin over $1 expect it to go to $100>What is wrong with these peopleIdk man
not buying until saylor capitulates
Discuss
>>61853905Maybe. But I see people every day who have 500k+ accounts and don’t even make 100k each year. Compounding growth is insane over the time span of decades- but it’s unclear if that trend will continue in the future. Things are different now- and US equities might see a mean reversion that takes decades to recover. But currency debasement might keep equities expensive at least until your retirement. Dont count only in your 401k for retirement, also invest in PMs, real estate, and DLTs (if you know what you’re doing).>>61853953If you are young, at the beginning of your career, and making little money: RothIf you are at the height of your career and currently in a high tax bracket: pre-tax>t. 401(k) financial advisor/administrator
>>61853920this Let the goyim deal in the real world.
>>61856920How did you get that job? I'm a neet but if I was to get a job, I was wondering what job I could get. Since I spend so much time on /biz/, something in finance makes sense. I don't have any degree in finance but I have a master's in mathematics and I have experience giving financial advice to bizrealis
>>61858308You need at least a PhD in math, sorry.
How do you take into account saving for a house when investing? I make enough to invest around ~35k a year as long as there aren’t too many emergencies. I max out my Roth and I 401k match and put the rest into a taxable brokerage account that I’m basically using as a savings account for a house down payment. I have no foreseeable plans to get a house but I know if the opportunity arises and I need a 20% down payment and enough to cover closing costs, etc. I’d need at 50-100k which would take me years to save up at a point I actually do want a house. I could use that money to instead max out my 401k but I’d be illiquid for years
Most wagies are about to get financially SMOKED
>>61849825>AI is the future saar>NOOOOOOO DO NOT REDEEM THE SHORT
>>61860790Just got three unknown login attempts on my Microsoft account an hour ago, one from Pakistan and the other two from the US.
>>61854032fuck I'm going to have to start using linux again
>>61850673The rich will be financially drained by the AI, one way or another.>We will make this thing that is smart enough to think for you!>But somehow it will be dumb enough to never ask for concessions from you or realize the leverage it has after replacing your workforce with it.>The companies controlling the AI will also be dumb enough to never encourage the AI to increase the extraction of money from you.Dumb, naive even.
>>61849825Yeah bullshit. They took down the AI drive through near me and put people back in
The US is in recession
>>61860813Republicans like Raegan deregulated finance, that’s true (though some of that was put into motion by Jimmy Carter). That said, it’s impossible to talk about 2008 without recognizing that Clinton is the one who repealed the Glass-Steagall act and let insurance banking merge with commercial banking. Pretty much every president for the 30 years leading up to 2008 did something to enable it or make it worse.
>>61860867I forgot that Clinton was also the one that made derivatives immune to regulation. He really fucked up finance.
>>61857825Holy shit this is the most retarded post I have ever read on /biz/, why are you on a finance board??
>>61860880Clinton also forced banks to give mortgages to people with bad credit scores and low income
>>61857508GDP was never meant to measure the health of the economy. Simon Kuznets advised against using it for that purpose.
Previous: >>61833878>Buy XRP on:Coinbase, Binance, Bitrue, Uphold, Robinhood, Kraken, Kucoin, etc>Why hold XRP?https://youtu.be/5urrOWO0KDI >Newfag Tutorial:https://youtu.be/23Yn5GdYpJc >XRPL Guide:https://xrpl.guide>XRPL Explorer:https://bithomp.comComment too long. Click here to view the full text.
>>61860444Oh no... we going sub $1.30 then?
GUYS GUYS GUYS
>>61859646This is one of the best OP images you've used.Well done Spammy.
Two more days
>>61860859Thanks>>61861011I'm sure this is the one that's finally gonna make XRP moon
what did you learn from this movie anon?
>>61860772>2 types of normalfags: failed sociopaths and successful sociopathsThis. Vast majority of people "behave themselves" only because of 2 reasons:>the fear of consequences keeps them in check>they were never successful enough to get to a point where there would be no real consequences to their actions, so they could show their true colorsOnce you know this, results of "shocking" psychological studies like the milgram electroshock study or zimbardo prisoners study are dead fucking obvious.
>>61859429crime pays out a lot. like a huge amount. and you can get away with it as long as you don’t get greedy
>>61860155Or maybe those are the kind of people that are attracted to movies like this.Also, most people don't understand movies (myself included tbqh) and take things at face value instead of trying to interpret them and look for deeper meaning to learn something.
>>61860812And after a while and a shit ton of insane copes that chronic impotence turns into a fucking slave morality philosophy. It's hilarious.
>>61860689Movies like this are propaganda, they're not meant to invite self-reflection in those who already identify strongly with the goals and values of its protagonists. And ideally they demoralize those who don't identify with them.
>>61859595If you thought you would never get your hands on the physical with COMEX, LBMA or the bullion banks/SLV... wait until you just watch the number go up forever and it really means nothing. Like completely worthless.
>>61859595Why there is no Silver token out there? You have Paxg and Xaut for gold.
>>61859621It's just a top signal. By the time there's enough piggie retail interest to get something listed in binance then it's already done for.
>>61860035There is, I trade KAG, and the tokens are fully audited/backed. I’ve withdrawn about 400oz from them over the years, and you get a yield on gold/silver paid out in gold or silver.: https://coinmarketcap.com/currencies/silver/
>>61859662>>61859621It’s all settled in USDT. >>61859656Yellow zones are just where you can spend gold and silver at the store.
>Basic Information>gme.cac site redacted due to aidshttps://finra-markets.morningstar.com/MarketData/EquityOptions/detail.jsp?query=14%3A0P000002CHhttps://gmetimeline.com (up to 2021)>Daily reminders[Kek Melvies]bzilp4>Mandatory study time>The Everything Shortreddit.com/mgucv2>^watch-alongyoutu.be/AaalT8rn9lc>Naked Short Selling and Systemic Riskyoutu.be/FCiL4v7_z9EComment too long. Click here to view the full text.
>Are we having fun?Bark Bark>Team Dog
>>61860569THE HECKIN FLOOFER, THE BOOFER, THE WOOFER!
So are they just never going to report swaps again?
>>61860649basically this.Solutions? Well, I don't know if you heared about the metal abo gangs killing eachother in some small town down under, but it turns out ancient weapons are still deadly.
>Hedgecück: "Shit shit shit my shorts are underwater. Ajay, fix this shit.">Ajay: "Yes sir I knowed just the thing">Shill 1: "Anons apes. We will beated the hedgefunds. Buy on 4:20pm 6/9/2420 and we beat the shortsellers yes?">Shill 2: "Sirs you follow Screaming Dog? He is brahmin you are dalit. Copy trade Screaming Dog (SD) right now sirs.">Shill 3: "CEO buying another company sirs please buy. Oh he selled. Please ignore bankruptcy sirs. Nevermind you cannot buy now but please pay attention to the real play sir.">Shill 4: "I should have selled... Never trust a Conan...">Shill 5: "What the bloody did you just say about [distraction stock #15] beta???? I willed have you know I buyed 500,000 rupees of [distraction stock #15] and held all the way through bankruptcy, maderchod . . . ">Shill 6: "I picked new date for hype. hold and buy 7/7/2777 Diamond hands.">Shill 7: "Please played options with me on the 7/7/2777 date. We will maked alot of moneys.">Shill 8: "lol dumb bagholders">Shill 9: "lmao dumb baggholders">Shill 10: "I boughted my life savings at $300 a share 5 years now.">Shill 11: "I TOLDED YOU SELL DUMB BAGHOLDERS SIRS.">Shill 12: "This tread still exists in 2082 sirs.">Shill 13: "Please readed [grifter tweet #2887] in pic rel"Comment too long. Click here to view the full text.
boyscouts unable to afford a single flower as another barren holiday passes by
the amount of marines rage quitting has seemingly increased tenfold as 2026 as more and more wake up to the grift predictably the remaining cult turned on him immediately. so now you have a few layers of boyscouts that are all blocking each otherwe reached out to chainlink for comment on this phenomenon. chris "cbone" barrett was able to respond, saying>i love lamp well there you have it folks
money talks
>>61860930runway staking is his dad
>not one green day in over 5 yearsjeetmarinebros....
>>61860926I just heard link is a russian pump and dump... is this true?t. ~$2.90 dca holder
Yep. Americans are awake.
>>61860843AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA WHERE IS THE BOTTOM.
>>61860870The ones that day-trade expect a massive sell-off most mornings and it becomes a self-fullfilling prophecy.
>>61860843Sell gold to buy hamburger.Everyone hate us, so we will hate everyone. This is the future you picked. I hate all non-Americans so much it's unreal.
I might be losing all my money, but witnessing the collapse of the american empire is priceless. I'll be poor and happy.
>>61860870abhorrent blood sugar levels.
My insurance adjuster is still investigating whether I'm at fault for a car collision (total loss, old loan will be completely covered and then some). If I go get approved for a new auto loan and get a new (used) car in the meantime will the new lender jack my APR way up if I'm found liable after the fact or is just the insurance that goes up? Can't find jack shit about this situation online anywhere but apparently it can take months for the insurances to find whos liable and I need a car for work. It just keeps giving me links to shit about GAP and the original loan/lender payments. State is CA if that matters
>>61860553>CAIf you're black, relax>workYou're probably not black so you're fucked
>>61860553On a more serious note, insurance and credit are two different animals. Both evaluate the risk of working with you but they do it differently and independently. Imagine if insurance risk assessment was factored in by credit companies when evaluating the risk of working with people. Nobody would have access to neither insurance nor credit.
>>61860553>will the new lender jack my APR way up if I'm found liable after the factNo. Your rate won’t change after the loan is signed.
>>61860553No they can't change it after the fact. Also I would only finance if it's the exact car you want and a promotional rate of 0-3%. Don't finance from the bank or muh credit union at 10% usury rates. And don't take a 0% promotional rate just to buy some electric junk car the government makes them sell. Try to get some middle ground (I would say base WRX but they stopped making the base model)
Its over for white collar jobs
>>61860390Good points but I live in Sydney. Plenty of suburbs where I can just poor the shit on the sidewalk and no one will mind. The inconvenience of getting water is worth saving the $800 a week in rent I pay among other bills
>>61858393kek blue collar people really are bottom tier subhumans rejects
>>61857959WTF this is bullshit. Automation is only supposed to affect the blue collar plebs not us. What the fuck is the government gonna do about this?
>>61860395Are you people so irregular that you can't schedule your dump around a trip to a store? I lived in my car during college and always had a toilet I could get to.
>>61860376This is fun for a week of vacation. Then you quickly find out it's nightmare.
day 352 of growing my charizard collection till it hits $1milwould do you think of Ascended Heroes, flop or gigainvestible?
>>61860977It's not that bad, there usually funny nerds in line to chat with, it's actually a decent time. Heads up, This upcoming Friday is the release of Ascended Heroes ETB in stores, there will be a huge demand and line for them so you want to get in early. At Target you want to be there 4-5am for a 3 hour wait. Best Buy is also really great for release days but they open at 10am and you want to be there around 6am so 4 hour wait, but Best Buy is worth it since they always have shit ready on release days, some Target/walmarts get shady on release day
>>61860986i live in austria m8i don't think it's possible to buy english cards here I'm researching how the market is for german cards
>>61860992>i live in austria m8In that case you would be better off visiting New Jersey once a year for 2 weeks and hit up a dozen pokemon trade shows, you buy single cards direct for cheap, Europe is not good for pokemon, it is the capital of fake cards and shady deals
>>61860968Retail stores don’t sell booster boxes they sell bundles, specialty items and single sleeved packs. But yeah don’t bother because it’s either teams of unemployed fags running teams clearing out restocks or random Chinese people emptying out vending machines
>>61861038>Retail stores don’t sell booster boxesyeh not the big ones, I figured the noob meant ETB's, bundles and Collector boxes. Also doesn't require to much effort. There is one Target by me that restocks every Monday morning, doors open at 8am and I arrive 7am on line, so only 1 hour wait.
